Relevant bibliographies by topics / Banks and banking Australia Deregulation

Academic literature on the topic 'Banks and banking Australia Deregulation'

Author: Grafiati
Published: 10 December 2022
Last updated: 29 January 2023

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Contents

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Banks and banking Australia Deregulation.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Banks and banking Australia Deregulation"

1

Holdren, Don P., and Wilton E. Heyliger. "The Performance of Minority Banks in a Deregulated Banking Environment." Review of Black Political Economy 22, no. 2 (December 1993): 89–107. http://dx.doi.org/10.1007/bf02689945.

Full text
Abstract:
This study examined 58 performance ratios for minority banks in 1980 and 1988. Its purpose was to evaluate the impact of deregulation on high and low performance minority banks. The study found that deregulation had a positive impact on those banks in the high performance groups in 1980 and a negative affect on those banks in the low performance groups in 1980. The study also found minority banks, in general, needed to improve management efficiency. Management efficiency of low performance minority banks seemed to have deteriorated in the deregulation period. The authors suggest that low performance minority banks be given closer regulatory supervision and aid in developing efficient management in their organizations.
APA, Harvard, Vancouver, ISO, and other styles
2

Hoffmann, Mathias, and Iryna Stewen. "Holes in the Dike: The Global Savings Glut, U.S. House Prices, and the Long Shadow of Banking Deregulation." Journal of the European Economic Association 18, no. 4 (September 24, 2019): 2013–55. http://dx.doi.org/10.1093/jeea/jvz045.

Full text
Abstract:
Abstract We show how capital inflows into and financial deregulation within the United States interacted in driving the recent boom and bust in U.S. housing prices. Interstate banking deregulation during the 1980s cast a long shadow: in states that opened their banking markets to out-of-state banks earlier, house prices were more sensitive to aggregate U.S. capital inflows during 1997–2012. Capital inflows relaxed the value-at-risk constraints of geographically diversified (“integrated”) U.S. banks more than those of local banks. Therefore, integrated banks absorbed a larger share of capital inflows and expanded mortgage lending more. This drove up housing prices.
APA, Harvard, Vancouver, ISO, and other styles
3

Keil, Jan, and Karsten Müller. "Bank Branching Deregulation and the Syndicated Loan Market." Journal of Financial and Quantitative Analysis 55, no. 4 (August 15, 2019): 1269–303. http://dx.doi.org/10.1017/s0022109019000607.

Full text
Abstract:
How do changes in banking regulation affect the syndicated loan market? Because branch networks and loan syndication both enable banks to diversify geographical credit risk, we investigate the staggered implementation of the Riegle–Neal Interstate Branching and Banking Efficiency Act of 1994. Exploiting that the act only changed the legal framework for out-of-state commercial banks, we find that branching deregulation decreased syndicated loan issuance but spurred bilateral lending to corporations. Consistent with a supply-driven substitution effect, this shift is also reflected in interest rate spreads. Our results suggest that changes to banking regulation can substantially alter credit allocation across loan types.
APA, Harvard, Vancouver, ISO, and other styles
4

Guinnane, Timothy W. "Delegated Monitors, Large and Small: Germany's Banking System, 1800–1914." Journal of Economic Literature 40, no. 1 (February 1, 2002): 73–124. http://dx.doi.org/10.1257/0022051026985.

Full text
Abstract:
Banks play a greater role in the German financial system than in those of the United States or Britain. Germany's large universal banks are admired by those who advocate bank deregulation in the United States. Others admire the universal banks for their supposed role in corporate governance and industrial finance. Many discussions distort the German banking system by overstressing one of several types of banks, and ignore the competition and cooperation between the famous universal banks and other banking groups. Tracing the historical development of the German banking system from the early nineteenth century places the large universal banks in context.
APA, Harvard, Vancouver, ISO, and other styles
5

Gulati, Rachita. "Trends of cost efficiency in response to financial deregulation." Benchmarking: An International Journal 22, no. 5 (July 6, 2015): 808–38. http://dx.doi.org/10.1108/bij-06-2013-0065.

Full text
Abstract:
Purpose – The purpose of this paper is to examine the trends of cost efficiency (CE) of Indian banks in response to financial deregulation programme launched in early 1990s. More specifically, the findings of this paper offer empirical testing of the basic underlined hypothesis that the CE of banks will rise in the more liberal and competitive environment. Design/methodology/approach – The study employs input-oriented data envelopment analysis (DEA) models that incorporate the quasi-fixed inputs to compute the cost, technical, and allocative efficiency scores for individual banks. The unbalanced panel data spanning from the financial year 1992-1993 to 2007-2008 are used for obtaining efficiency measures. In addition, the panel data Tobit model has been applied to investigate the bank-specific factors explaining variations in the CE. Findings – The empirical findings pertaining to the trends of efficiency measures suggest that: first, deregulation programme has had a positive impact on the CE of Indian banks, and the observed increase in CE is entirely due to improvements in technical efficiency (TE); second, the ranking of ownership groups provides that public sector banks are more cost efficient along with the foreign than private banks; and third, there is a strong presence of global advantage hypothesis in the Indian banking industry. The results of post-DEA analysis reveal that size and exposure to off-balance sheet activities are the key determinants of CE. The results also support the existence of bad luck or bad management hypothesis in Indian banking industry. Practical implications – The practical implication of the research findings is that the financial deregulation programme seems to be successful in achieving the CE gains in the Indian banking industry. This explicitly signals that the cautious approach of banking reforms adopted by Indian policy makers has started bearing fruit in terms of the creation of an efficient banking system, which is immune to any sort of financial crisis, and resilient to both internal and external shocks. Originality/value – The present study offers new evidence on the time-series properties of cost, allocative, and TEs of Indian banks. The DEA models used in this study explicitly incorporate the equity as a quasi-fixed input, which accounts for “risk” in the bank efficiency measurement.
APA, Harvard, Vancouver, ISO, and other styles
6

Correa, Ricardo, and Gustavo A. Suárez. "Firm Volatility and Banks : Evidence from U.S. Banking Deregulation." Finance and Economics Discussion Series 2009, no. 46 (2009): 1–41. http://dx.doi.org/10.17016/feds.2009.46.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

LEE, BOON L., ANDREW C. WORTHINGTON, and WAI HO LEONG. "MALMQUIST INDICES OF PRE- AND POST-DEREGULATION PRODUCTIVITY, EFFICIENCY AND TECHNOLOGICAL CHANGE IN THE SINGAPOREAN BANKING SECTOR." Singapore Economic Review 55, no. 04 (December 2010): 599–618. http://dx.doi.org/10.1142/s0217590810003948.

Full text
Abstract:
By the end of the 1990s, the Singaporean government had recognised the need to open up its banking sector so as to remain competitive in the global economy. The Monetary Authority of Singapore (MAS) thus began deregulation of the banking sector in 1999 to strengthen the competitiveness of local banks relative to their foreign competitors through mergers. This paper employs a nonparametric Malmquist productivity index to provide measure of productivity, technological change and efficiency gains over the period 1995–2005. The findings reveal some total factor productivity growth associated with deregulation and scale efficiency improvement largely from mergers amongst the local banks.
APA, Harvard, Vancouver, ISO, and other styles
8

Baglioni, Angelo. "Liberalizzazione, concentrazione e diversificazione del sistema bancario italiano." ECONOMIA E POLITICA INDUSTRIALE, no. 3 (September 2009): 7–19. http://dx.doi.org/10.3280/poli2009-003002.

Full text
Abstract:
- Starting from the early nineties, the Italian banking system has undergone a deep process of deregulation, consolidation and diversification. The deregulation process has enabled Italian banks to enter new - geographical and product - markets. The single European market has introduced a competitive challenge from abroad. The concentration process may be explained on several grounds. Smaller banks have aimed at reaching a more efficient scale of production. Deals involving banks located in Northern and Southern Italy had a prudential rationale, given the weakness of Southern banks. Large banks have presumably pursued a defensive strategy, due to the threat of take-overs from abroad. An important role has been played by the moral suasion exerted by the Bank of Italy. Deregulation and consolidation have come along together with an increase of the competitive pressure, as shown by the decline of interest rate margins. Banks have reacted by diversifying their business, in order to expand their sources of revenue and to create switching costs for their customers (by selling bundles of services). Keywords: banks, deregulation, consolidation, competition Parole chiave: banche, liberalizzazione, concentrazione, concorrenza Jel Classification: G21 - L89
APA, Harvard, Vancouver, ISO, and other styles
9

Lee, Seok Weon. "Regulation, corporate control and bank risk taking." Corporate Ownership and Control 1, no. 4 (2004): 108–17. http://dx.doi.org/10.22495/cocv1i4p9.

Full text
Abstract:
In this study, we examine the relation between ownership structure and risk-taking behavior of banks by analyzing data for three different regulatory and economic regimes of the Korean banking industry. We find that stockholder-controlled banks exhibit higher but unprofitable risk-taking than managerially-controlled banks during the period of deregulation 1994-1995, and that this relation is more transparent during the period of deregulation and decline of the industry 1996-1997. However, higher risk-taking incentives of stockholder-controlled banks become weaker during the period of tightened regulation and structural reform 1999-2000. Furthermore, the profitability of stockholder-controlled banks given a unit increase in the bank’s risk appears to be improved in this period relative to the periods of deregulation. Considering that the economic conditions of the Korean banking industry in this period is under recovery stage (not prosperity), these results may suggest that stockholder controlled banks try to change their risk-taking behavior toward a more deliberate and profitable one, and therefore, may provide somewhat convincing evidence for the corporate control hypothesis stating that insider ownership during periods of regulatory stringency would give banks the incentives to pursue modest, deliberate and profitable risk-taking strategies. In the test for the partitioned sample, we find stronger evidences that are an integral part of this paper.
APA, Harvard, Vancouver, ISO, and other styles
10

Kuzucu, Serpil. "Concentration and Competition in Turkish Banking Industry: The Evidence from 2000 to 2012." International Journal of Finance & Banking Studies (2147-4486) 4, no. 3 (January 21, 2016): 1. http://dx.doi.org/10.20525/.v4i3.220.

Full text
Abstract:
<p><em>Banking industry worldwide has been transformed due to globalization, financial liberalization, technological developments, government policies, deregulation of financial services, financial crises and increase in mergers and acquisitions since 1980. With these changes, there is a trend towards decrease in the number of banks and increase in banking concentration. Increase in banking concentration might affect competition conditions in banking industry. The decrease in the number of banks and the increase in banking concentration dominate the Turkish banking industry after the banking crises in 2000 and 2001. This paper examines the relationship between concentration and competition in Turkish banking industry. I measure the size of banking concentration by concentration ratios and Herfindahl-Hirschman index with the data of commercial deposit banks in Turkey from 2000 to 2012. Competition degree is measured by using Panzar Rosse model. The results of the study suggest that there is no permanent relation between banking concentration and competition in Turkish banks.</em></p>
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "Banks and banking Australia Deregulation"

1

See, Yiu-chuen James. "The impact of deposit rates deregulation : a case study in Hong Kong /." Hong Kong : University of Hong Kong, 1998. http://sunzi.lib.hku.hk/hkuto/record.jsp?B19873591.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

See, Yiu-chuen James, and 施耀泉. "The impact of deposit rates deregulation: a case study in Hong Kong." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1998. http://hub.hku.hk/bib/B31269187.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Ahmad, Abu Umar Faruq. "Law and practice of modern Islamic finance in Australia." View thesis, 2007. http://handle.uws.edu.au:8081/1959.7/38404.

Full text
Abstract:
Thesis (Ph.D.)--University of Western Sydney, 2007.
A thesis presented to the University of Western Sydney, College of Business, School of Law, in fulfilment of the requirements for the degree of Doctor of Philosophy. Includes bibliographies.
APA, Harvard, Vancouver, ISO, and other styles
4

Ball, Rebecca W. "Adaptation vs selection: an examination of the impact of deregulation on strategic change in U.S. banks." Diss., Virginia Tech, 1994. http://hdl.handle.net/10919/40041.

Full text
Abstract:
This research examines competing theories based on the strategic choice and organizational ecology perspectives by investigating strategic change in the banking industry precedLng and following interest rate and product deregulation of financial institutions in the early 1980's. Adaptation theory suggests that the largest, oldest, and most powerful organizations have superior capacities for adapting to environmental circumstances and that organizational variability reflects changes in the strategy and structure of a firm in response to environmental changes. The organizational ecology perspective hypothesizes that a firm's ability to change is inversely related to organizational age and size and that organizations become inert as they grow and age. The propositions and hypotheses in this research examine the relationship between organizational age and size on both absolute and relative inertia. The association between strategic change on firm survival is also explored. Findings demonstrate partial support for both theories. An explanation for the mixed findings is offered which suggests that both adaptation and organizational ecology theories explain continuous change, while the deregulation period under study represented a period of discontinuous change. A third model of strategic change, proposed by Meyers, Brooks, and Goes (1990) is offered as a better explanation of strategic change among U.S. banks during the decade following deregulation.
Ph. D.
APA, Harvard, Vancouver, ISO, and other styles
5

Hess, Kurt. "Credit loss dynamics in Australasian banking." The University of Waikato, 2008. http://hdl.handle.net/10289/2649.

Full text
Abstract:
The purpose of this thesis is to analyze the drivers and dynamics of credit losses in Australasian banking over an extended period of time in order to improve the means by which financial institutions manage their credit risks and regulatory bodies safeguard the stability and integrity of the financial system. The analysis is based on a specially constructed data base of credit loss and provisioning data retrieved from original financial reports published by Australian and New Zealand banks. The observation period covers 1980 to 2005, starting at the time when such information was published for the first time in bank financial statements. It moreover covers the time of major crises which occurred in both Australia and New Zealand in the late 1980s and early 1990s. The heterogeneity of reporting the data both amongst banks and through time requires the development of a reporting typology which allows data extraction with equivalent informational content. As a thorough study of credit risks requires long data series often not available from third party data providers, the method developed here will provide value to a range of researchers. Based on an evaluation of many alternative proxies which track a bank's credit loss experience (CLE), the thesis proposes a preferred model for impaired assets expense (as % of loans) as dependent variable, mainly because of its timely nature and good data availability. Explanatory variables include aggregate macro variables of which changes in unemployment and the return in the share markets are found to have the most significant influence on a bank's credit losses. Bank-specific control variables include a pre-provision earnings proxy whose significance points to the use of provisions for the purpose of income smoothing by Australasian banks. The model also controls for size and nature of lending as smaller, retail-oriented housing lenders, on average, exhibit lower loan losses. Clear results are found with regard to the effect of rapid expansion which appears to be followed by a surge of bad debt provisions 2 to 3 years later. Moreover, inefficient banks tend to suffer greater credit losses. An important part of the thesis looks at the characteristics of alternative CLE proxies such as stock of provisions, impaired assets and write-offs which have been used by earlier literature. Estimating the preferred model with such alternative CLE parameters confirms their peculiarities such as the memory character of stock of provisions and the delayed nature of write-offs. These measures correlate rather poorly amongst themselves which calls for caution in the comparative interpretation of earlier studies that use differing CLE proxies.
APA, Harvard, Vancouver, ISO, and other styles
6

Teles, Andrea Sequeira. "Banking Internationalization in Latin America: The Brazilian case, 1997- 2007 a panel analysis." Master's thesis, Instituto Superior de Economia e Gestão, 2011. http://hdl.handle.net/10400.5/3427.

Full text
Abstract:
Mestrado em Finanças
Durante a década de 90 o setor bancário mundial passou por mudanças significativas. Um processo de internacionalização teve início em países desenvolvidos e em desenvolvimento, caracterizado por uma desregulamentação financeira, com barreiras de entradas mais fracas, globalização e desenvolvimento tecnológico. Após a crise Mexicana alguns países em desenvolvimento tiveram necessidade de realizar uma recapitalização no setor. A situação no Brasil era um pouco diferente, pois o país possuía um sistema financeiro com instituições problemáticas e para o aperfeiçoar havia necessidade de as vender ou de transferir o seu controlo. A privatização e o processo de internacionalização tornaram-se numa solução para este problema, e tiveram um papel muito importante durante este período. Este estudo analisa os efeitos da abertura do sistema bancário Brasileiro, e compara-os com o esperado de acordo com a teoria da internacionalização bancária. Diferenças de acordo com a dimensão dos bancos também serão estudadas, através da introdução de pequenos e médios bancos na amostra. A análise foi realizada utilizando dados de 18 bancos nacionais com portfólio comercial, durante o período de 1997 a 2007. Os resultados demonstram que o caso Brasileiro foi atípico, e assim difere do esperado de acordo com a teoria. A análise revelou que a rentabilidade dos bancos Brasileiros não diminuiu com a internacionalização do setor, pelo contrário até aumentou durante este período. Os resultados também permitem concluir que não houve um aumento da eficiência destes bancos nacionais em geral, na realidade os custos destes bancos aumentaram ao longo do tempo, negando a hipótese teórica de que deixariam a sua "quiet life". No entanto a associação existente entre ativos e eficiência, mostra que os maiores bancos se tornaram mais eficientes durante este período.
During the 90s, the banking sector went through significant changes worldwide. An internationalization process began in developed and developing countries, characterized by financial deregulation, weaker entrance barriers, globalization and new technological developments. In some developing countries, after the Tequila banking crisis, there was the need to recapitalize the sector. The situation in Brazil was different, the country had a financial system with problematic institutions and in order to improve it, these institutions had to be sold or had to have their control transferred. Privatization and internationalization were an answer to these problems, and had a crucial role during this period. This work analyses the results of the opening of the Brazilian banking sector, and compares it to what is expected according to the multinational banking theory. Differences between bank sizes will be studied by introducing smaller banks in the sample. The analysis is made by using data from 18 private Brazilian banks with a commercial portfolio, between the period of 1997 to 2007. The results show that the Brazilian case was not typical and that it does not follow what is expected by theory. It shows that national bank profits did not decrease during internationalization; as a matter of fact, it only increased recently. The results also show that national banks did not become more efficient in general and actually have increased their costs, going against the "quiet life" hypothesis. However the association with assets and efficiency shows that bigger banks probably became more efficient during this period.
APA, Harvard, Vancouver, ISO, and other styles
7

Bakir, Caner 1970. "The politics of banking policy in Australia: The Wallis Inquiry, the Australian Prudential Regulation Authority and the "four pillars" policy." Monash University, Dept. of Politics, 2002. http://arrow.monash.edu.au/hdl/1959.1/7574.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Motau, Hlokammoni Grathel. "Determinants of unsecured lending : an empirical investigation of consumption, lending rates and deregulation in a South African context." Thesis, Stellenbosch : Stellenbosch University, 2015. http://hdl.handle.net/10019.1/97470.

Full text
Abstract:
Thesis (MDF)--Stellenbosch University, 2015.
ENGLISH ABSTRACT: South Africa has experienced a significant growth in household unsecured credit extension, igniting concerns around the potential negative impact of household indebtedness on the stability of the banking system. With the use of correlation and ordinary least squares, the study attempts to prove a relationship between growth in unsecured lending (dependent variable) and consumption, lending rates and de-regulation (independent variables). Although there is a correlation between growth in unsecured lending and interest rates, this was not statistically significant. The study also found a strong relationship between unsecured lending and the other independent variables. Due to income and wealth inequality exacerbated by the past political dispensations as well as continued rise in the cost of living, unsecured lending provides a source of supplementary income that allow households to smooth their consumption expenditure over their life-cycle. On a longerterm basis, the country needs to gear itself to focus primarily on channelling resources towards productive investments. Quality education and skills as well as a culture of entrepreneurship and wealth creation should be cultivated at a young age.
APA, Harvard, Vancouver, ISO, and other styles
9

Phillips, William J. "A comparison of perceived social responsibility standards with perceived social responsibility performance in the Australian banking industry : A stakeholder analysis." Thesis, Edith Cowan University, Research Online, Perth, Western Australia, 2002. https://ro.ecu.edu.au/theses/711.

Full text
Abstract:
The purpose of this study is to investigate extent to which Australian banking corporations embrace social responsibility. It endeavours to establish the meaning of social responsibility generally and corporate social responsibility (CSR) in particular. In view of the multiple definitions of the concept of ‘social responsibility’ offered by various authors Such.1 Boatright (1993), Freeman (1994), Walters (1977), and Wheeler (1998), the views of power dependent Australian bank stakeholders were solicited to form an operational definition for the study. This created a collective conception of social responsibility as it is applied to Australian banks, allowing corporate social responsibility standards to be established against which perceived social responsibility performance of Australian banks could be compared.
APA, Harvard, Vancouver, ISO, and other styles
10

Pacheco, Douglas Vladimir, and na. "Re-deploying State Capacities: The Project of Financial Deregulation in Costa Rica (1980-2000)." Griffith University. School of Humanities, 2004. http://www4.gu.edu.au:8080/adt-root/public/adt-QGU20040524.125316.

Full text
Abstract:
Observers of neo-liberal persuasion claim that a financial system free of government regulation can lead to better allocation of resources and if the actual process of deregulation is done properly, the results can benefit society as a whole. Deregulation requires dismantling those state-based banking structures that are perceived as economically inefficient. This approach sets up a dichotomy between financial deregulation, which is portrayed as an intrinsic part of economic progress, and state regulation, which is seen as a force that interferes with entrepreneurial freedom and efficiency. This thesis argues that such a dichotomy can only be possible within the dominant neo-liberal discourses on the economy that have displaced Keynesian style economic management in core and peripheral areas of the world. Following Marxist structural approaches I also argue that financial deregulation is a class-based project that opens up profit sites and reflects the crisis in capitalist accumulation occurring in the latter part of the 20th century. Unlike neo-liberal followers I contend that the role of the state in maintaining and/or transforming capitalist structures in order to achieve certain outcomes (whatever they might be) is crucial in nation-building strategies in peripheral countries such as Costa Rica. As in many other countries, credit allocation was actively used in this country, for some thirty years in order to achieve high levels of investment, economic planning and re-distributive policies. However, the once fully nationalised banking system, as one of the few mechanisms available to the state to regulate savings and offer credit to different socio-economic groups, has gone through dramatic changes in the period from 1980-2000. Using a modified version of Hirschman's exit/voice framework for financial systems and available institutional data, I suggest that Costa Rica has moved from having a financial system that was predominantly owned by the state (public) and whose institutional arrangements were elite-led to one whose ownership is mixed but still led by elites. However if the trend persists I anticipate that it will become a predominantly privately owned system with an equal mixture of elite-voice and exit institutions.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "Banks and banking Australia Deregulation"

1

Pauly, Louis W. Foreign banks in Australia: The politics of deregulation. Mosman: Australian Professional Publications in association with the Centre for Money, Banking, and Finance, Macquarie University, 1987.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
2

Sweeney, Mary Elizabeth. The impact of capital adequacy requirements on Australian banks. Bangor (Wales): Institute of European Finance, University of Wales, Bangor, 1992.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Perkins, J. O. N. The deregulation of the Australian financial system: The experience of the 1980s. Carlton, Vic: Melbourne University Press, 1989.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
4

U.K. banking after deregulation. London: Croom Helm, 1987.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Michael, Fry. Banking deregulation: The Scottish example. Midlothian [Lothian]: David Hume Institute, 1985.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

Merchant banking in Australia. Melbourne: Oxford University Press, 1987.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

Calomiris, Charles W. U.S. bank deregulation in historical perspective. New York: Cambridge University Press, 2000.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
8

Calomiris, Charles W. U.S. bank deregulation in historical perspective. New York: Cambridge University Press, 2000.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
9

Gardener, Edward P. M. The challenge of deregulation for European banks. Bangor (Wales): University College of North Wales, Institute of European Finance, 1997.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

Bank deregulation and monetary order. London: Routledge, 1996.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Book chapters on the topic "Banks and banking Australia Deregulation"

1

de Zwart, Francesco. "Introduction to Failings of Risk Management in the Global Financial Crisis and Beyond to the Australian Banking Royal Commission Enquiry into Banking Misconduct." In The Key Code and Advanced Handbook for the Governance and Supervision of Banks in Australia, 1023–44. Singapore: Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-1710-2_38.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

de Zwart, Francesco. "Aims and Approach to Examining the Governance of Banks in the Global Financial Crisis and Beyond to the Australian Banking Royal Commission Inquiry into Banking Misconduct in Stage 2." In The Key Code and Advanced Handbook for the Governance and Supervision of Banks in Australia, 3–23. Singapore: Springer Singapore, 2021. http://dx.doi.org/10.1007/978-981-16-1710-2_1.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

"REFORMING THE BRITISH CLEARING BANKS." In UK Banking After Deregulation (RLE: Banking & Finance), 42–75. Routledge, 2012. http://dx.doi.org/10.4324/9780203116845-7.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Drach, Alexis. "Removing Obstacles to Integration." In Financial Deregulation, 76–100. Oxford University Press, 2021. http://dx.doi.org/10.1093/oso/9780198856955.003.0005.

Full text
Abstract:
European integration played an important role in liberalizing banking and financial markets. Based on archival material from central banks, commercial banks, and bankers’ association in France and the United Kingdom, this chapter sheds light on the role of the European Economic Community in three areas: the realization of a common market in banking, the liberalization of capital movements, and the broader financial integration in the EEC. It argues that in the EEC, financial liberalization had two motives: the deepening of the Common Market, and consolidation of European monetary cooperation/integration. Removing obstacles to integration was the main way used to achieve these goals. The chapter further challenges the work of Rawi Abdelal, which overstates the role of France and downplays the role of the United Kingdom in the liberalization of the financial sector.
APA, Harvard, Vancouver, ISO, and other styles
5

Smoleńska, Agnieszka. "EU Bank Regulation after the Great Financial Crisis." In Financial Deregulation, 163–82. Oxford University Press, 2021. http://dx.doi.org/10.1093/oso/9780198856955.003.0009.

Full text
Abstract:
The chapter outlines the main features of the post-crisis regulatory regime for banks in the European Union. It traces the evolution of the approach taken by EU legislators which transformed the deregulation which prevailed prior to the Great Financial Crisis (GFC) into a regulatory regime which though far from financial repression known in the 1970s, is oriented towards functionally prioritizing financial stability and banks’ functions in the broader economy. This is achieved through co-responsibilization of the banking sector for public objectives, explicit regulation of structure and operations as well as far-reaching powers granted to new oversight authorities. The chapter explains the features of such a new bespoke regulatory regime for EU cross-border banking drawing on the new framework for bank crisis prevention and management, that is EU resolution law.
APA, Harvard, Vancouver, ISO, and other styles
6

"Paradise lost? British banks in Australia." In Banks as Multinationals (RLE Banking & Finance), 76–98. Routledge, 2012. http://dx.doi.org/10.4324/9780203108796-10.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Hotori, Eiji. "Drivers of Financial Deregulation in Japan." In Financial Deregulation, 58–75. Oxford University Press, 2021. http://dx.doi.org/10.1093/oso/9780198856955.003.0004.

Full text
Abstract:
This chapter aims to identify the real drivers of financial deregulation in Japan. Japan’s financial deregulation drivers clearly changed over time. In the late 1960s and the early 1970s, the liberalization of capital movement in Japan caused an administrative shift from its conventional rigid regulatory regime. From the mid-1970s, a rapid increase of Japanese government bonds issuances, as well as financial innovation, acted to remove the barriers between the banking and the securities businesses. From the mid-1980s, the pressure from the United States, as well as from domestic depositors and banks, urged the Japanese financial authorities to liberalize the financial market. It is evident that the drivers of financial deregulation in Japan in the 1980s were not only the pressure from abroad (as generally accepted), but that the deregulation was also driven by domestic interests including fiscal reasons.
APA, Harvard, Vancouver, ISO, and other styles
8

Salzman, Harold, and Stephen R. Rosenthal. "Banking and a Tale of Two Systems." In Software by Design. Oxford University Press, 1994. http://dx.doi.org/10.1093/oso/9780195083408.003.0010.

Full text
Abstract:
The 1980s were the worst of times for many in the banking industry. Following the deregulation of the early 1980s, the industry nearly went into shock as more than 2,000 banks and savings and loans failed. Banking could no longer be characterized as a staid enterprise of blue pin-striped suits and “banker’s hours.” Deregulation and competition made traditional ways of doing business obsolete and, in many cases, disastrous for banks that failed to adapt. A record number of banks were unable to make the transition successfully and, among those that survived, it was a difficult period that required them to reassess their operations. Software developed for the banking industry during this period reflected the contradictions of an industry in transition. Some banks tried to maintain their traditional values and operating procedures in their system design requirements. However, some software developers found that changes in the banking environment and their own software market required them to consider different values and methods of service delivery in their designs for new systems. A brief account of the industry’s evolution with computer systems sets the stage for the cases presented in this chapter. Banks are large users of computer systems and were among the first large commercial institutions to use computers. Design of banking systems has been affected by changes in technology, external regulation, competition, and the labor market. These changes have combined to define the operational objectives of new computer system designs. During the 1950s and 1960s, banks installed large mainframe systems for back office transaction processing, such as account updating, on a batch system mode. By the 1970s large banks had invested extensively in mainframe computer systems and smaller banks were beginning to adopt computer systems as prices dropped and smaller computers became more powerful. In both large and small banks, computer applications were increasingly introduced to support front office transactions of tellers and customer service representatives in branch offices. Because these systems make data instantly available for a variety of steps in processing transactions, they integrate people throughout the banking organization.
APA, Harvard, Vancouver, ISO, and other styles
9

Vives, Xavier. "The Analysis of Competition in Banking: Theory and Empirics." In Competition and Stability in Banking. Princeton University Press, 2016. http://dx.doi.org/10.23943/princeton/9780691171791.003.0004.

Full text
Abstract:
This chapter presents the core analysis of competition in the banking sector based on the industrial organization (IO) approach. It examines both theoretical and empirical aspects as well as at the special problems in analyzing the sector. This includes studying pricing, product differentiation, frictions, network externalities and two-sided markets, market structure, and mergers. The validity of the Structure–Conduct–Performance paradigm for banking is tested and the contributions of the new empirical IO is explained. The effects of asymmetric information and deregulation are also discussed. The chapter concludes with an assessment of behavioral biases of consumers and investors, along with their effects on the strategies of banks, competition, and welfare.
APA, Harvard, Vancouver, ISO, and other styles
10

Haberly, Daniel, and Dariusz Wójcik. "The End of Investment Bank Capitalism?" In Sticky Power, 89–120. Oxford University Press, 2022. http://dx.doi.org/10.1093/oso/9780198870982.003.0003.

Full text
Abstract:
This chapter investigates employment patterns, remuneration, and power relations in the US financial sector between 1978 and 2008; identifying the economic geography of investment banking as one of the keys to understanding the dynamics of the contemporary world economy, and promoting a mesolevel approach to the study of geographies of finance. It demonstrates that investment banking occupies the most lucrative and powerful position in the securities industry, which has been the primary driving force behind the expansion of the US financial sector in payrolls in recent decades, and the phenomenon described as “financialization” more broadly; suggesting that the latter might be most precisely understood in terms of the rise of “investment bank capitalism.” The power of investment banking has risen since the late 1970s under the conditions of the growing demand for investment services, technological change, deregulation, and globalization. Investment banks are at the heart of the shadow banking system, inventing and producing many of its key products, and contributing decisively to the outbreak of the global financial crisis of 2007–2009. With leading US investment banks converted into bank holding companies and increased reregulation, the future of investment banking is uncertain. The growing concentration of power in the securities industry “buy side,” especially in the hands of passive fund managers and sovereign wealth funds, presents a particular potential challenge to investment banks. Broadly speaking, however, investment banks appear to be mostly adapting to these new challenges, and indeed often harnessing them as opportunities.
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Banks and banking Australia Deregulation"

1

Novićević Čečević, Bojana, Mirjana Jemović, and Jovana Milenović. "TRANSPARENCY OF FINANCIAL STATEMENTS AND COMPARATIVE ANALYSIS OF BANK LIQUIDITY, SOLVENCY AND PROFITABILITY INDICATORS IN THE REPUBLIC OF SERBIA AS AN INDICATOR OF BANK PERFORMANCE MEASUREMENT." In 5th International Scientific Conference – EMAN 2021 – Economics and Management: How to Cope With Disrupted Times. Association of Economists and Managers of the Balkans, Belgrade, Serbia, 2021. http://dx.doi.org/10.31410/eman.2021.85.

Full text
Abstract:
The banking sector is an important segment of the economic system. Strengthening the role of the non-banking sector, liberalization and deregulation on the financial market have encouraged faster development and transformation of the banking sector. The analytical significance of banks’ balance sheet information was previously used primarily for statistical and monetary analysis. In modern conditions, the financial statements of banks are a significant information resource for many internal and external users. The paper aims to, through the analysis of liquidity, solvency and profitability indicators of the 5 largest banks in the Republic of Serbia, according to the criterion of balance sheet assets for the period from 2017 to 2019, point to their trend in the banking sector, bearing in mind that selected banks make half of the balance sheet assets of the sector.
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Banks and banking Australia Deregulation"

1

Brassil, Anthony. The Consequences of Low Interest Rates for the Australian Banking Sector. Reserve Bank of Australia, December 2022. http://dx.doi.org/10.47688/rdp2022-08.

Full text
Abstract:
There is a vast international literature exploring the consequences of low interest rates for various banking sectors. In this paper, I explore how this international literature relates to the Australian banking sector, which operates differently to other jurisdictions. In the face of low rates, the profitability of Australian banks has likely been less adversely affected than what the international literature would predict, but the flip side to this is that the pass-through of monetary policy to lending rates may have been more muted. I then use a recent advance in macrofinancial modelling to explore whether pass-through in Australia could turn negative – the so called 'reversal rate' – and find that the features of the Australian banking system mean a reversal rate is highly unlikely to exist in Australia.
APA, Harvard, Vancouver, ISO, and other styles
2

Quak, Evert-jan. The Trend Of “De-Risking” In International Finance and Its Impact on Small Island Developing States. Institute of Development Studies, May 2022. http://dx.doi.org/10.19088/k4d.2022.079.

Full text
Abstract:
This rapid review synthesises the literature from academic sources, knowledge institutions, non-governmental organisations (NGOs), and trusted independent media outlets on the challenges small island development states (SIDS) face when they lose correspondent banking relationships (CBRs). The rapid review concludes that, although the loss of CBRs is a global phenomenon, regions with SIDS, such as the Pacific and Caribbean, have seen the highest rates of withdrawals. During the last decade, local and regional banks in SIDS have lost and continue to lose bank accounts at large global banks to a critical level, sometimes having only one or none CBRs with banks in major economies, such as the Unites States, the United Kingdom, the European Union or Australia. This means that local banks have reduced access to financial services related to cross-border financial transactions, impacting on remittances and trade finance.
APA, Harvard, Vancouver, ISO, and other styles
3

Research Department - Central Bank - General - Royal Commission on Monetary & Banking Systems in Australia - Proposed Banking Legislation - Statistical returns to be furnished by Banks - Memoranda and Correspondence - 1936 - 1939. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/16154.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Research Department - Banking Section - Trading Bank Returns - (Confidential information supplied by Banks) - Forms D. Weekly Statement of Liabilities and Assets within Australia - File 1 - May 1946. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14471.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Research Department - Banking Section - Trading Bank Returns - (Confidential information supplied by Banks) - Forms D. Weekly Statement of Liabilities and Assets within Australia - File 4 - December 1946. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14610.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Research Department - Banking Section - Trading Bank Returns - (Confidential information supplied by Banks) - Forms D. Weekly Statement of Liabilities and Assets within Australia - File 1 - January 1946. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14469.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Research Department - Banking Section - Trading Bank Returns - (Confidential information supplied by Banks) - Forms D. Weekly Statement of Liabilities and Assets within Australia - File 2 - September 1945. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14583.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Research Department - Banking Section - Trading Bank Returns - (Confidential information supplied by Banks) - Forms D. Weekly Statement of Liabilities and Assets within Australia - File 4 - April 1946. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14598.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Research Department - Banking Section - Trading Bank Returns - (Confidential information supplied by Banks) - Forms D. Weekly Statement of Liabilities and Assets within Australia - File 1 - September 1946. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14472.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Research Department - Banking Section - Trading Bank Returns - (Confidential information supplied by Banks) - Forms D. Weekly Statement of Liabilities and Assets within Australia - File 5 - December 1945. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/14587.

Full text
APA, Harvard, Vancouver, ISO, and other styles
You might also be interested in the extended bibliographies on the topic 'Banks and banking Australia Deregulation' for particular source types:
Journal articles Dissertations / Theses Books
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography