Relevant bibliographies by topics / Banking in Africa

Academic literature on the topic 'Banking in Africa'

Author: Grafiati
Published: 10 December 2022
Last updated: 28 January 2023

Create a spot-on reference in APA, MLA, Chicago, Harvard, and other styles

Select a source type:

Contents

Consult the lists of relevant articles, books, theses, conference reports, and other scholarly sources on the topic 'Banking in Africa.'

Next to every source in the list of references, there is an 'Add to bibliography' button. Press on it, and we will generate automatically the bibliographic reference to the chosen work in the citation style you need: APA, MLA, Harvard, Chicago, Vancouver, etc.

You can also download the full text of the academic publication as pdf and read online its abstract whenever available in the metadata.

Journal articles on the topic "Banking in Africa"

1

Ozili, Peterson K. "Banking stability determinants in Africa." International Journal of Managerial Finance 14, no. 4 (August 6, 2018): 462–83. http://dx.doi.org/10.1108/ijmf-01-2018-0007.

Full text
Abstract:
Purpose The purpose of this paper is to investigate the determinants of banking stability in Africa. Design/methodology/approach The authors present four measures of banking stability embedding banks’ loan loss coverage ratio, insolvency risk, asset quality ratio, and level of financial development, thereby allowing analysis of banking stability determinants from four complementary perspectives: protection for downside credit losses, distress arising from insolvency risk, non-performing loans, and financial development. The authors use the regression methodology to estimate the impact of financial structure, institutional, bank-level factors on bank stability. Findings The findings indicate that banking efficiency, foreign bank presence, banking concentration, size of banking sector, government effectiveness, political stability, regulatory quality, investor protection, corruption control and unemployment levels are significant determinant of banking stability in Africa and the significance of each determinant depends on the banking stability proxy employed and depends on the period of analysis: pre-crisis, during-crisis or post-crisis. Practical implications Banking supervisors in African countries should consider the role of financial structure and institutional quality for banking stability in the African region. Originality/value This study is the first to examine banking stability determinants in Africa that takes into account institutional quality and financial structure.
APA, Harvard, Vancouver, ISO, and other styles
2

Dzomira, Shewangu. "Internet banking fraud alertness in the banking sector: South Africa." Banks and Bank Systems 12, no. 1 (April 26, 2017): 143–51. http://dx.doi.org/10.21511/bbs.12(1-1).2017.07.

Full text
Abstract:
This paper analyzes internet banking fraud alertness to the general public by the South African banking institutions. The study is centered on routine activity theory, which is a criminology theory. A qualitative content analysis was used as the research technique for the interpretation of the text data from each bank’s website through the systematic classification process of coding and identifying themes or patterns to provide an in-depth understanding of internet banking fraud alertness in the banking sector. A sample size of 13 out of 16 locally and foreign controlled retail banks in South Africa was used. The findings report that banks are not adequately providing internet fraud alertness information to the general public on their websites notwithstanding that most banks they do provide such information to log-in users and the use of that information is doubtful. This study suggests a need to augment internet banking fraud alertness information and passably inform internet banking users of the types of internet banking fraud perpetrated by internet fraudsters before they log-in for transacting. Considering the current and widespread quandary of internet banking fraud, the information of this paper is important for internet banking users to improve their aptitude in identifying fraudulent schemes and circumvent them, and for the banking institutions to invest more in the provision of internet banking fraud information to the general public.
APA, Harvard, Vancouver, ISO, and other styles
3

Bongazana Dondolo, Hilda, and Nkosivile Welcome Madinga. "Ease of use, security concerns and attitudes as antecedents of customer satisfaction in ATM banking." Banks and Bank Systems 11, no. 4 (December 22, 2016): 122–26. http://dx.doi.org/10.21511/bbs.11(4-1).2016.02.

Full text
Abstract:
This study examines the influence of ease of use, security concerns and attitudes on South African consumers’ satisfaction with ATM banking services. Participants of the study were solicited through electronic mailing list of ATM users in South Africa. These participants were provided with a website link that directed them to an online survey hosted by Qualtrics. A total of 224 participants from the various provinces of South Africa responded. This study confirms that customer satisfaction is linked to security concerns, attitudes and ease of use. Overall, the results indicate that the respondents were satisfied with ATM banking services. Since there is a shortage of research on customer satisfaction with ATM banking services in South Africa, an area often neglected by South African researchers, this study contributes to knowledge available in the existing literature. Keywords: ATM banking, customer satisfaction, ease of use, security, attitudes. JEL Classification: G21, M31
APA, Harvard, Vancouver, ISO, and other styles
4

Kholvadia, Faatima. "Islamic banking in South Africa – form over substance?" Meditari Accountancy Research 25, no. 1 (April 10, 2017): 65–81. http://dx.doi.org/10.1108/medar-02-2016-0030.

Full text
Abstract:
Purpose The purpose of this study is to understand the economic substance of Islamic banking transactions in South Africa and to analyse whether the economic substance is closely related to the legal form. Additionally, this study highlights the similarities and differences in the execution of Islamic banking transactions across different South African banks. The transactions analysed are deposit products of qard and Mudarabah and financing products of Murabaha, Ijarah and diminishing Musharaka. Design/methodology/approach The study was conducted through interviews with representatives from each of the four South African banks that offers Islamic banking products. Interviews were semi-structured and allowed interviewees to voice their perspectives, increasing the validity of the interviews. Findings The study found that specific Shariah requirements of Islamic banking transactions are considered and included in the legal structure of the contracts by all four banks offering Islamic banking products. However, the economic reality of these transactions was often significantly different from its legal form and was found to, economically, replicate conventional banking transactions. The study also found that all four banks offer Islamic banking products under the same Shariah principles, but in some instances (e.g. diminishing Musharaka), execute these transactions in different ways. This study is the first of its kind in South Africa. Research limitations/implications While safeguards have been used to ensure the reliability and validity of the research, there remain a few inherent limitations which should be noted: interviewees, while chosen for their expertise and level of knowledge, may provide highly technical insight which may be difficult to interpret. Detailed technicalities were therefore excluded from this research. The regulatory environment of banks in South Africa, for example, regulation imposed by the Financial Service Board on all financial institutions in South Africa, has not been explored. However, the regulatory environment was brought to the readers’ attention to help illustrate certain themes. This research uses only Shariah requirements as detailed in Section 2.2 to analyse transactions. Fatwas (rulings) issued by the Shariah Boards of South African Islamic banks have not been included in this study and may be an area of future research. Originality/value This study is the first of its kind in South Africa. The study adds to the Islamic banking literature by analysing the real execution of Islamic banking transactions rather than the theoretical compliance with Shariah law.
APA, Harvard, Vancouver, ISO, and other styles
5

Bick, G., R. Abratt, and D. Möller. "Customer service expectations in retail banking in Africa." South African Journal of Business Management 41, no. 2 (June 30, 2010): 13–28. http://dx.doi.org/10.4102/sajbm.v41i2.515.

Full text
Abstract:
There has been very little research on customer service in the African continent. This paper determines and analyses customer service expectations of 4035 clients in retail banking across 10 African countries. In addition country differences in customer service expectations are identified. A quantitative research design was followed. Bank customers in banking halls were intercepted and interviewed about their service expectations at their bank. The survey instrument used was a questionnaire developed from the SERVQUAL model. A comparative scaling technique applying a partial rank order scale was used. The results show customer service expectations differ significantly between countries in Africa. Overall in Africa the dimension ‘responsiveness’ was the most important service requirement for retailing bank customers, followed by ‘reliability of service’. However, when analysing results by country clear differences and similarities emerge. It is important for Banks to take cross-national differences into consideration when designing and implementing a global marketing strategy, or even a Pan-African marketing strategy. Relational issues surrounding assurance and empathy are of less importance in an African context.
APA, Harvard, Vancouver, ISO, and other styles
6

Koenaite, Moshele, Eugine Maziriri, and Tinashe Chuchu. "Attitudes Towards Utilising Mobile Banking Applications Among Generation Z Consumers in South Africa." Journal of Business and Management Review 2, no. 6 (June 29, 2021): 417–38. http://dx.doi.org/10.47153/jbmr26.1452021.

Full text
Abstract:
In today’s post-modern era, the banking industry is becoming a digital rather than a physical system. Digital banking has been synonymous with the fourth industrial revolution making a notable impact on the African continent. Therefore, the purpose of this research is to empirically investigate consumer attitudes towards mobile banking applications in South Africa. A positivist paradigm underpinned the study, and a descriptive design was employed. To test the proposed hypotheses a unique conceptual model was developed. Non-probability sampling was adopted in selecting appropriate participants. A total of data was collected from 325 willing participants through an survey. In terms of analysis, SPSS n and AMOS were utilised to generate descriptive statistics and hypotheses testing. The results established that attitudes towards mobile banking applications and actual use of mobile banking applications was the strongest relationship. The empirical evidence presented in this study adds value to the existing research on mobile-banking within the 4th industrial revolution, particularly in South Africa, a largely under-researched area.
APA, Harvard, Vancouver, ISO, and other styles
7

Nartey, Sarah Beatson, Kofi A. Osei, and Emmanuel Sarpong-Kumankoma. "Bank productivity in Africa." International Journal of Productivity and Performance Management 69, no. 9 (May 23, 2019): 1973–97. http://dx.doi.org/10.1108/ijppm-09-2018-0328.

Full text
Abstract:
Purpose The purpose of this paper is to provide a total factor productivity index for the African banking industry. It also investigates the impact of some internal and external determinants affecting bank productivity. Design/methodology/approach The biennial Malmquist productivity index and various regression models (ordinary least squares, Tobit and truncated bootstrapped regression) are employed in analyzing data from 120 banks in 24 African countries from 2007 to 2012. Findings The results indicate a general decline in productivity of banks in Africa, largely due to inadequate technological progress. State banks are found to be more productive than foreign and private banks. The regression analyses showed that non-executive directors, leverage, management quality, credit risk, competition and exchange rate have significant impact on bank productivity, but ownership and CEO-duality do not. Practical implications The results have implications for management of banks, governments and regulators. It shows the need for policy and investments that improve state-of-the art technology. The findings also seem to suggest poor management practices in input usage, especially in operational management, as well as costs emanating from non-interest sources. Bank managers need to address these deficiencies to improve productivity in African banking markets. Originality/value A major contribution of this paper is the productivity index provided for the African banking industry. This study is also the first to apply the biennial Malmquist to analyze productivity in the African banking industry.
APA, Harvard, Vancouver, ISO, and other styles
8

Mathieu, Paul, Marco Pani, Shiyuan Chen, and Rodolfo Maino. "Drivers of Cross-Border Banking in Sub-Saharan Africa." IMF Working Papers 19, no. 146 (July 11, 2019): 1. http://dx.doi.org/10.5089/9781498321549.001.

Full text
Abstract:
Using data collected from pan-African banks’ (PABs), balance sheets and other sources (Orbis, Fitch), this study identifies some key patterns of cross-border investment in bank subsidiaries by key banking groups in sub-Saharan Africa (SSA) and discusses some of the determinants of this investment. Using a gravity model relating the annual value of a banking group’s investment in the net equity of its subsidiaries to a set of explanatory variables, the analysis finds that cross-border banking is in part driven by a search for yield, diversification, and expansion for strategic reasons.
APA, Harvard, Vancouver, ISO, and other styles
9

Assensoh-Kodua, Akwesi, Stephen Migiro, and Emmanuel Mutambara. "Mobile banking in South Africa: a systematic review of the literature." Banks and Bank Systems 11, no. 1 (April 25, 2016): 34–41. http://dx.doi.org/10.21511/bbs.11(1).2016.04.

Full text
Abstract:
Mobile banking in South Africa recently has undergone rapid growth, and research on it is on the increase. This paper seeks to improve authors’ understanding of the current state of knowledge of mobile banking in South Africa by providing a systematic review of the existing literature on the phenomenon. The literature review shows that research to date has centred on small academic models with a high level of practitioner involvement, consequently, narrowing research issues of greater concern. Thus, issues of assessing mobile banking needs, factors imparting continuance usage, and the measurement of impact have been comparatively neglected. A future direction for research and practice within the mainstream of mobile banking and financial services is suggested to remedy this imbalance and to contribute to mobile banking applications in South Africa
APA, Harvard, Vancouver, ISO, and other styles
10

Ajibade, Patrick, and Stephen M. Mutula. "Big data, 4IR and electronic banking and banking systems applications in South Africa and Nigeria." Banks and Bank Systems 15, no. 2 (June 24, 2020): 187–99. http://dx.doi.org/10.21511/bbs.15(2).2020.17.

Full text
Abstract:
Efficient banking solutions are an integral part of the business integration of South African and Nigerian economies as the two largest economies in the continent. Security, effectiveness, and integration of banking systems are critical to the sustainable development of the African continent. Therefore, an empirical analysis of the production of research on banking services and systems was conducted. The aim of the study was to examine the robustness of the research findings on banking systems in terms of their importance for the economic sustainability of the continent in the era of the fourth industrial revolution. The study adopted a bibliometric analysis using software clusters to visualize the results. Due to higher visibility of outputs and likely citations, the results showed that the key terms from Google Scholar are ranked higher than outputs from Scopus. Main research interests were related to internet banking (f = 70), e-payment systems (f = 57), telephone banking (f = 56), automated teller machines (f = 54), and mobile banking (f = 40). The results also showed a very low research interest in the technical aspect of online banking services such as security (f = 19, TLS = 40), authentication (f = 17, TLS =33), network security (f =13, TLS = 33), computer crime (f = 16, TLS = 42), and online banking (f = 11, TLS =32). The study found there were insufficient outputs in the area of the fourth industrial revolution (4IR) and banking services in Africa. Future research trends should examine the impact of the 4IR and big data on the banking system, regional economic integration, and sustainable growth in the continent.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Dissertations / Theses on the topic "Banking in Africa"

1

Zins, Alexandra. "Essays on banking in Africa." Thesis, Strasbourg, 2018. http://www.theses.fr/2018STRAB005/document.

Full text
Abstract:
Cette thèse étudie les systèmes bancaires africains et se concentre tout particulièrement sur la question de l’actionnariat bancaire et de ses impacts. Le premier chapitre étudie l’efficience de coût. Les banques étrangères sont plus efficientes que les banques domestiques et les banques panafricaines sont les banques les plus efficientes du continent. Le second chapitre étudie la cyclicité des portefeuilles de prêt. La croissance des prêts des banques africaines est sensible à l’évolution de la croissance du PIB par habitant. Les banques panafricaines ont une croissance des prêts moins cyclique. La croissance des prêts des banques étrangères est sensible à l’évolution de la croissance dans leur pays d’origine. Les chapitres trois et quatre étudient l’inclusion financière. La probabilité d’être inclus financièrement augmente lorsque l’individu est de sexe masculin, a un revenu plus élevé, une éducation plus importante, et est plus âgé jusqu’à un certain seuil. La présence des banques panafricaines augmente l’accès au crédit des entreprises. Les banques panafricaines augmenteraient aussi l’inclusion financière des ménages, mais ce résultat est moins robuste. La conclusion générale de cette thèse souligne le rôle nouveau et bénéfique que jouent les banques panafricaines sur le continent. Ces jeunes institutions financières augmentent l’efficience de coût, diminuent la cyclicité des portefeuilles de prêt, et améliorent l’inclusion financière
This dissertation studies African financial systems with a focus on bank ownership. Chapter one studies cost efficiency. Foreign banks are more efficient than domestic banks, and Pan-African banks are the most efficient banks on the continent. Chapter two analyses lending procyclicality. Lending growth of African banks is sensitive to the GDP per capita growth. Pan-African banks have a less pro-cyclical lending behaviour. Lending growth of African foreign banks is sensitive to GDP per capita growth in their home country. Chapter three and four study financial inclusion. Being male, wealthier, more educated and older to a certain extent increases the likelihood to be financially included. Pan-African banks presence increases firms’ access to credit. Pan-African banks would also increase households’ financial inclusion, but such result is less robust.The general conclusion of this dissertation underlines the new, beneficial role Pan-African banks play on the continent. These young financial institutions increase cost efficiency, reduce cyclicality of lending and improve financial inclusion
APA, Harvard, Vancouver, ISO, and other styles
2

Khumalo, Mahlomola. "How South African banking sector facilitates South African foreign direct investment into Sub-Saharan Africa." Thesis, Stellenbosch : Stellenbosch University, 2008. http://hdl.handle.net/10019.1/8445.

Full text
Abstract:
Thesis (MDF)--Stellenbosch University, 2008.
ENGLISH ABSTRACT: Currently, South Africa is a leading intra-continental foreign direct investor in Africa, in general, and in Sub-Saharan Africa, in particular. The internationalisation of South African enterprises has throughout the period following the advent of the new dispensation in 1994 assumed two forms: banking and non-banking cross-border expansions. These cross-border expansions have largely involved greenfield, merger and acquisition and joint venture types of investment. Increased trade between South Africa and the region and huge business and investment opportunities have been the pre-eminent motive forces behind the country's nonbanking and banking foreign direct investment drive into Sub-Saharan Africa. A number of studies have been conducted about South African general outward foreign direct investment, but none so specifically about the involvement of the South African multinational banks in this cross-border expansion by the country's multinational firms. In fact, no obvious and composite information is readily available about the "how" aspect of the involvement. It is the objective of this study therefore to investigate "how" South African banks with multinational behaviour have facilitated and continue to facilitate the way for South African foreign direct investment in Sub-Saharan Africa. The outcome of the research effort makes for an interesting discovery that demonstrates how South African banks indeed facilitate South African outward FDI flows into the Sub-Saharan region. A case study illustration in this research report clearly shows that banks, driven by their own foreign direct investment interests, were simultaneously facilitating and driving nonbanking foreign direct investment in the region. Benefits and costs are also accruing to firms and countries (host country and home country to a lesser degree) involved in the crossborder investment activities. South African outward foreign direct investment, although very important to Sub-Saharan Africa, has serious challenges to contend with in the region. Pockets of conflict and instability in some countries with lucrative opportunities continue to bedevil South African foreign direct investment. Policy and regulatory environments in some countries still remain to be a downside for the attraction of South African outward foreign direct investment, including banking foreign direct investment. Interestingly, South African govemment is keenly involved to ensure that trade and investment in Sub-Saharan Africa flow uninterruptedly without prejudicing any party. Trade and investment opportunities are indeed the key motives for South African outward foreign direct investment into Sub-Saharan Africa. The ''follow-your-client'' paradigm is largely responsible for the South African multinational banks' drive across the border into the region. This ''follow-your-client'' concept in the South Africa foreign direct investment context and other related concepts must be further researched in much greater detail and wider approach. But this does not take away the essence and significance of this study which, amongst other things, provides a good foundation for future research undertakings.
AFRIKAANSE OPSOMMING: Huidiglik is Suid-Afrika die voorstander in die intra-kontinentale vaste buitelandse investering in Afrika in die algemeen en spesifiek in Sub-Sahara Afrika. Die internasionalisering van Suid-Afrikaanse besighede het na 1994 twee vorme aangeneem, t.w. die uitbreiding van bank- en nie-bankinvestering. Die uitbreiding sluit in samesmeltings en venootskappe van investeringsgeleenthede. Verhoogde handel, investeringsgeleenthede en besigheid tussen Suid-Afrika en Sub-Sahara Afrika was die dryfkrag agter die land se vaste buitelandse beleggings. Aigemene studies is gedoen van Suid-Afrikaanse buitelandse beleggings, maar niks so spesifiek soos die samewerking van Suid-Afrikaanse banke met die banke van buitelandse multinasionale firmas nie. Daar is geen inligting vrylik bekombaar oor die 'hoe' van die buitelandse beleggings nie. Die doel van hierdie studie is om juis te bepaal hoe Suid-Afrikaanse banke tans en op die pad vorentoe te werk gaan om vaste buitelandse investerings met multinasionale besighede in Sub-Sahara Afrika uit te brei. 'n Teoretiese grondslag van die debat, definisies en begrip van die konsep "vaste buitelandse investering" vorm deel van die ondersoek, waar beide primere en sekondere data gebruik is. Moeite is gedoen om te verseker dat die data en inligting wat gebruik is, gebaseer is op die "global research methodology", wat insluit vraelyste en elektroniese onderhoude. Hierdie terugvoering wys daarop dat Suid-Afrikaanse banke inderdaad pro-aktief is in die veld van uitwaardse vaste beleggings in die Sub-Sahara area. Banke doen nie net hul eie vaste buitelandse investerings nie, maar fasiliteer dit vir nie-bank vaste buitelandse beleggings. Dit lei tot voordele en kostebesparings vir firmas in die proses van beleggingsaktiwiteite. Alhoewel Suid-Afrikaanse vaste beleggings belangrik is vir ander Afrikastate, is daar ook heelwat slaggate om in ag te neem. Onstabiliteite in lande met aansienlike investeringspotensiaal maak dit moeilik vir Suid-Afrika om te investeer. In baie lande het reels en regulasies nog steeds 'n negatiewe invloed op buitelandse investerings, wat banke insluit. Handel en beleggingsgeleenthede is die motief vir Suid-Afrikaanse investering in SubSahara lande. Die gesegde "follow your client" is die dryfkrag agter die Suid-Afrikaanse banke om te investeer. Daar moet meer ondersoek gedoen word oor die "follow your client" konsep. Hierdie verslag is dus slegs 'n begin punt waarop daar uitgebrei moet word deur verdere ondersoeke.
APA, Harvard, Vancouver, ISO, and other styles
3

Patel, Aadil Suleman. "Development of the South African monetary banking sector and money market." Thesis, Rhodes University, 2005. http://hdl.handle.net/10962/d1002732.

Full text
Abstract:
This thesis presents a theoretical analysis of developments in the South African monetary banking sector and money market. In the first section, evolution of the political, social and economic environments over the past few decades are discussed to provide the reader with an idea of some factors responsible for the underdeveloped nature of this market. It has been argued that the domestic political and economic landscape is relatively stable. Nevertheless, factors such as Zimbabwe’s political and ensuing economic turmoil, coupled with numerous financial crises in other developing nations have had negative consequences on domestic financial market development and economic growth. The current state of monetary policy is also analysed, within the economic environment, and various policy considerations have been put forth concerning the inflation targeting policy. The thesis then goes on to scrutinise the statutory and institutional environments within which the monetary banking institutions operate. Recent changes in the regulations governing the operations of these institutions are identified, together with the consequences of such laws on banking institutions and possible amendments have been suggested. In particular, a system of Asset Based Reserve Requirements (ABRR) has been recommended, in place of the current cash reserve requirement, to ensure regulators create a level playing field in the financial sector. The system can also provide authorities with the necessary control required to direct funds to the most desirable sectors of the economy. Development of the interbank market and the effect of reduced banking competition on the efficacy of the South African Reserve Bank’s refinancing operations and inflation targeting policy are also considered. Finally, the thesis analyses some effects of financial development on the South African economy, and whether it is in the best interests of the country to pursue financial reforms with such vigour. While financial development may bring South Africa closer to international standards of best practice, the timing and extent of the reforms will be critical to guarantee success.
APA, Harvard, Vancouver, ISO, and other styles
4

Hendricks, Henry Robert. "The service quality of internet banking in South Africa." Thesis, Stellenbosch : Stellenbosch University, 2003. http://hdl.handle.net/10019.1/53685.

Full text
Abstract:
Thesis (MBA)--Stellenbosch University, 2003.
ENGLISH ABSTRACT: The internet is widely regarded as a major driving force that is changing the business environment in terms of industry boundaries, competitive forces, and the character of business practices. Electronic commerce on the internet provides businesses and consumers with an alternative choice to conduct their business transactions. In the services research literature the component of electronic commerce that receives the most attention, is the business-to-business component. This study focuses on the business-to-consumer component, with special reference to the service quality of internet banking in South Africa. The literature study investigates extant literature on the internet and electronic commerce, service quality as applied to an internet-based consumer-business interaction, and the current state of the internet banking environment in South Africa. The literature study is supported by statistics on the current internet access, and how this affects the adoption of internet banking in South Africa. Statistics on the current internet banking environment is also presented and discussed. The empirical study focuses on the service quality of internet banking in South Africa. The research instrument is a checklist-based questionnaire and it is applied to the internet sites of the four major banks, namely Amalgamated Banks of South Africa, Standard Bank, Nedbank, and First National Bank. The result of the evaluation yielded data that is useful to determine the qualitative nature of the banks' internet offerings in terms of ease of use, functionality and extra mile service. It also provides a measure of the comparative nature of the internet sites of the banks. Recommendations relating to improved service quality in internet banking are suggested and areas of future research are identified.
AFRIKAANSE OPSOMMING: Die internet word alom beskou as 'n hoof dryfkrag vir die verandering van die besigheidsomgewing in terme van die industrie grense, kompiterende dryfkragte en die aard van die besigheids praktyke. Elektroniese besigheid via die internet verskaf aan besighede en hulle kliente alternatiewe metodes om besigheid-transaksies te beklink. Die komponent van elektroniese besigheid wat tans die meeste navorsings-aandag geniet, is die besigheid-tot-besigheid komponent. Die fokus van hierdie studie is op die besigheid-tot-klient komponent, met spesiale verwysing na die dienste kwaliteit van internet-bankwese in Suid Afrika. Die literatuur studie fokus op huidige literatuur aangaande die internet en elektroniese besigheid, dienste kwaliteit soos toegepas op die internet-gebaseerde klient-besigheid interaksie, en die huidige toestand van die internet bankwese in Suid Afrika. Die literatuur studie word gerugsteen deur statistiek aangaande die huidige internet toegangklikheid, en hoe dit die aansluiting van internet bankwese in Suid Afrika beinvloed. Statistiek wat die huidige internet bankwese in Suid Afrika beskryf word ook aangebied en bespreek. Die empiriese studie fokus op die dienste kwaliteit van internet bankwese in Suid Afrika. Die navorsings instrument was 'n oorsiglys-gebaseerde vraelys wat aangewend was op die internet webtuistes van die vier grootste banke in Suid Afrika, naamlik Amalgamated Banks of South Africa, Standard Bank, Nedbank, and Eerste Nasionale Bank. Die resultaat van die evaluasie het data opgelewer wat nuttig is om die gebruiks vriendelikheid, funksionaliteit, en die kwaliteit van hulle aanvullende internet dienste te bepaal. Dit het ook 'n maatstaf van die kompiterende aard van die banke se internet webtuistes verskaf. Die studie word afgesluit met voorstelle wat kan dien om die dienste kwaliteit van internet bankwese te verbeter en voorstelle vir toekomstige navorsing word aangebied.
APA, Harvard, Vancouver, ISO, and other styles
5

Gamariel, Gladys. "Financial liberalisation and banking crises in sub-Saharan Africa." Doctoral thesis, University of Cape Town, 2013. http://hdl.handle.net/11427/5786.

Full text
Abstract:
Includes abstract.
Includes bibliographical references.
This study aims to investigate the causal effect of financial liberalisation policies on the stability of banking sectors in selected countries in Sub Saharan Africa (SSA). The study is motivated by theoretical emphasis on the competing in uence of financial liberalisation in fostering financial development, but also giving rise to financial systems that are more vulnerable to systemic risk. This thesis addresses critical issues concerning measures of nancial liberalisation used in empirical studies. While different research bodies have produced several liberalisation indices, most datasets cover developed and developing countries outside Africa. Most of the existing indices are therefore not useful in cross-country and panel studies in SSA. To address this measurement issue, this thesis constructs a new set of liberalisation indicators using country by country information on the timing of seven liberalisation policies. The study considers 12 SSA countries using the framework developed by Abiad et al. (2008). Thus, this study extends the financial liberalisation database of Abiad et al. (2008) from 14 to 26 SSA countries.
APA, Harvard, Vancouver, ISO, and other styles
6

Botha, Kooi. "The banking industry – strategy reporting trends." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/21383.

Full text
Abstract:
Thesis (MBA)--Stellenbosch University, 2012.
ENGLISH ABSTRACT: Throughout the years, organisations were known for only reporting on their financial position, but due to stakeholders becoming more informed about the sustainability crisis, organisations realised the importance of moving away from only reporting on financial information and are now also including information about the impact of their activities on the society and environment in which they operate in sustainability reports. King II stipulated that organisations should produce a sustainability report during their reporting period, while King III recommends integrated reporting. Integrated reporting suggests that both the annual and sustainability report should be published at the same time. As a result, King III places a lot of emphasis on the alignment risk, performance, strategy and sustainability. This allows the integrated report to supply all stakeholders with forward looking information, as well as strategic direction. The purpose for this research is to evaluate the extent to which organisation in the banking industry disclose information about their strategy. Information were gathered and analysed to determine where aspects of strategy are disclosed at an above average to excellent level or whether strategy disclosure were lacking or below average. This study specifically focussed on information disclosed in the 2010 annual and sustainability reports of organisations in the banking industry such as Absa, Investec, Nedbank, Standard Bank and FirstRand. The study concluded that the level of disclosure for strategic information in annual and sustainability reports for organisations in the banking industry, is average at 53 percent.
APA, Harvard, Vancouver, ISO, and other styles
7

Oberholzer, Gerhard. "Aspects of agency, mandate and stockbroking in Britain and South Africa." Thesis, University of Cambridge, 1990. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.386371.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Venables, Graeme. "Strategy disclosure in South Africa : 2012 banking and retail analysis." Thesis, Stellenbosch : Stellenbosch University, 2014. http://hdl.handle.net/10019.1/97285.

Full text
Abstract:
Thesis (MBA)--Stellenbosch University, 2014.
ENGLISH ABSTRACT: Stakeholders have demanded that strategic disclosure and sustainability reporting of companies are disclosed in more detail in order for the different stakeholders to form an opinion whether to invest, partner and contribute towards the sustainability of the company. Different stakeholders require different disclosure. Various bodies have been formed to established guidelines for sustainable reporting. The Global Reporting Initiative has become the leader in the field and have implemented the fourth generation of their Sustainable Reporting Guidelines. This study was to evaluate the strategic sustainable disclosure of companies in the banking and retail sectors. Five companies from each sector were selected being consistent with previous studies. The previous studies utilised the 2010 and 2011 information with this study focusing on the 2012 company reports. The reports used were the integrated annual reports, sustainability reports and annual financial statements where applicable. Strategic disclosure was evaluated against three different baseline models. Two of these models, being baseline 1 and baseline 2, were used in previous studies with a new baseline being introduced. Baseline 1 was based on the Global Reporting Initiatives third generation guidelines with seven reporting elements. Baseline 2 was based on the elements of the strategic architecture framework with eight reporting elements. Baseline 3 was based on the new Global Reporting Initiatives fourth generation reporting guidelines, which were issued in May 2013. The main differences from the Global Reporting Initiatives third generation and fourth generation was moving previous standard requirements to guidelines and the introduction of new standard disclosures. The study results showed an overall improvement in both sectors for all the companies using baseline 1 and 2 from 2011 to 2012. Baseline 3 differed to baseline 1 in only the organisational profile element with an additional fourteen questions but the removal of four questions. The results of the organisational profile were markedly worse than baseline 1 with an overall drop of 23% and 18% for the banking and retail sector respectively. Baseline 1 should be replaced by baseline 3 moving from the third to fourth generation of the Global Reporting Initiative sustainability guidelines.
APA, Harvard, Vancouver, ISO, and other styles
9

Bankole, Omolola Ola. "Mobile banking : a comparative study of South Africa and Nigeria." Master's thesis, University of Cape Town, 2010. http://hdl.handle.net/11427/12737.

Full text
Abstract:
Includes bibliographical references (leaves 91-103).
Mobile banking (m-banking) is an innovative technology application, which has made available different value-added applications in both commercial and business processes. South Africa and Nigeria are reported to have high mobile applications usage in Africa, one of which is m-banking. This study identifies the factors that influence the user acceptance of m-banking in both countries. The aim of this research is to examine the relative differences/similarities of m-banking in South Africa and Nigeria. Several studies on the acceptance of m-banking have produced various results across different countries. This can be accredited to the dissimilar socio-cultural composition of such countries. The user acceptance of m-banking in a country is determined by distinct characteristic factors which are unique to that country. This research takes on a positivistic epistemology. This is an exploratory and deductive study which explains the factors that influence the acceptance of m-banking in two African countries by the use of a conceptual model.This study employed quantitative and qualitative data gathering and analysis processes. A crosssectional survey was conducted.. A total of 451 valid questionnaires were collected and analysed using Statistica 9 - analytic research software. The interviews were analysed using selective coding techniques. In this study, several factors such as cost, trust, satisfaction, social factors, utility expectancy (usefulness) and effort expectancy (ease of use) were identified from literature, and a conceptual model was formulated to test hypotheses generated from previous related studies. The dimensions of national culture – power, distance, uncertainty avoidance, masculinity and individualism were also integrated into the model. The result showed that SMS alert for account transactions is the most used m-banking service in both countries. The hypothesised relationships were validated by using regression tests, supported with responses from the interviewees. It was found that culture has an indirect effect on the user acceptance of m-banking. Security risk was the major disadvantageous factor while ubiquity and immediacy were the most advantageous factor. Additional factors such as awareness, convenience and literacy level were also revealed to influence the acceptance of m-banking in both countries.
APA, Harvard, Vancouver, ISO, and other styles
10

Rasuba, Maanda. "Statistical relationship of customer behavioral characteristics in personal banking." Thesis, Nelson Mandela Metropolitan University, 2009. http://hdl.handle.net/10948/1165.

Full text
Abstract:
This study investigates the relationship of bank customers’ behavioural patterns based on the customers past transactions, with respect to their profile characteristics. The main aim of this study is to illustrate that different categories of customers (based on demographical variables such as race, gender and age) have statistically significant differences in behaviour, with respect to how they operate their accounts. A theoretical overview on the literature of customer relationship management in the banking sector emphasises the importance of understanding customers to ensure that a business is successful. Four null-hypotheses where formulated based on a general research hypothesis. The data base provided a major South African bank is used to achieve the objectives. Extensive cleaning of the data set was necessary to ensure the validity of the results. The data set had 7860 customer keys. The large data base used contributed to the reliability of the results. The following behavioural variables were used in the study namely, transaction data, average debit and credit transaction amounts and average number of transactions per month. The main results of study indicate that different customer categories have statistically significant differences in behaviour, with respect to how customers operate their accounts. This implies that it is important for the banking sector to consider customer gender differences, age differences and race group differences in the relationship strategies which they employ in their multicultural environment. Further research in the area may be necessary before generalisation can be made on all banking customers.
APA, Harvard, Vancouver, ISO, and other styles
More sources

Books on the topic "Banking in Africa"

1

Abor, Joshua Yindenaba, Agyapomaa Gyeke-Dako, Vera Ogeh Fiador, Elikplimi Komla Agbloyor, Mohammed Amidu, and Lord Mensah. Money and Banking in Africa. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-319-77458-9.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

1933-, Jones Stuart, ed. Banking and business in South Africa. New York: St. Martin's Press, 1988.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
3

Jones, Stuart, ed. Banking and Business in South Africa. London: Palgrave Macmillan UK, 1988. http://dx.doi.org/10.1007/978-1-349-09632-9.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Money, banking, and public finance in Africa. London: Zed Books, 1986.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
5

Thorsten, Beck, ed. Making finance work for Africa. Washington, DC: World Bank, 2007.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
6

Daumont, Roland. Banking in Sub-Saharan Africa: What went wrong? [Washington, D.C.]: International Monetary Fund, 2004.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
7

Abor, Joshua Yindenaba, and Charles Komla Delali Adjasi, eds. The Economics of Banking and Finance in Africa. Cham: Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-04162-4.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Kiwanuka, M. S. M. Semakula. Central banking in Africa and the challenge of development. [Kampala]: Bank of Uganda, 1992.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
9

Bank regulatory reforms in Africa. Houndmills, Basingstoke, Hampshire: Palgrave Macmillan, 2012.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
10

Čihák, Martin. Bank behaviour in developing countries: Evidence from East Africa. [Washington, D.C.]: International Monetary Fund, Monetary and Financial Systems Dept., 2005.

Find full text
APA, Harvard, Vancouver, ISO, and other styles
More sources

Book chapters on the topic "Banking in Africa"

1

Cicogna, A. "North Africa." In Emerging Banking Systems, 126–61. London: Palgrave Macmillan UK, 2009. http://dx.doi.org/10.1057/9780230584341_6.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Adeyemo, Folashade. "Banking regulation." In Banking Regulation in Africa, 21–64. London: Routledge, 2021. http://dx.doi.org/10.4324/9781003173960-2.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Nartey, Lite J. "Banking and the Financial Sector." In Africans Investing in Africa, 103–23. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137542809_8.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

Abor, Joshua Yindenaba, Agyapomaa Gyeke-Dako, Vera Ogeh Fiador, Elikplimi Komla Agbloyor, Mohammed Amidu, and Lord Mensah. "Mortgage Banking." In Money and Banking in Africa, 217–40. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-319-77458-9_11.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Abor, Joshua Yindenaba, Agyapomaa Gyeke-Dako, Vera Ogeh Fiador, Elikplimi Komla Agbloyor, Mohammed Amidu, and Lord Mensah. "Sustainable Banking." In Money and Banking in Africa, 311–31. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-319-77458-9_15.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Adeyemo, Folashade. "Banking regulation in Nigeria." In Banking Regulation in Africa, 65–100. London: Routledge, 2021. http://dx.doi.org/10.4324/9781003173960-3.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Adeyemo, Folashade. "The Nigerian banking system." In Banking Regulation in Africa, 1–20. London: Routledge, 2021. http://dx.doi.org/10.4324/9781003173960-1.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Adjasi, Charles Komla Delali, Isaac Ofoeda, Khadijah Iddrisu, and Foluso Akinsola. "Cross-Border Banking and Banking Crisis in Africa." In The Economics of Banking and Finance in Africa, 491–514. Cham: Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-031-04162-4_15.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Nijs, Luc. "Shadow Banking in (South) Africa." In The Handbook of Global Shadow Banking, Volume II, 427–32. Cham: Springer International Publishing, 2020. http://dx.doi.org/10.1007/978-3-030-34817-5_6.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Tawah, Regina Nsang. "Banking Development in West Africa." In Monetary and Financial Systems in Africa, 217–37. Cham: Springer International Publishing, 2022. http://dx.doi.org/10.1007/978-3-030-96225-8_10.

Full text
APA, Harvard, Vancouver, ISO, and other styles

Conference papers on the topic "Banking in Africa"

1

Mtambalika, Augustine, Tiwonge Davis Manda, Harry Gombachika, and Gregory Kunyenje. "Branchless banking in rural Malawi: Potential customers' perspective on bank-led mobile banking." In 2016 IST-Africa Week Conference. IEEE, 2016. http://dx.doi.org/10.1109/istafrica.2016.7530701.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Mitha, Yusuf, and HS Venter. "Digital forensic readiness for branchless banking." In 2015 IST-Africa Conference. IEEE, 2015. http://dx.doi.org/10.1109/istafrica.2015.7190578.

Full text
APA, Harvard, Vancouver, ISO, and other styles
3

Kangapi, Thembakazi M., and Edmore Chindenga. "Towards a Cybersecurity Culture Framework for Mobile Banking in South Africa." In 2022 IST-Africa Conference (IST-Africa). IEEE, 2022. http://dx.doi.org/10.23919/ist-africa56635.2022.9845633.

Full text
APA, Harvard, Vancouver, ISO, and other styles
4

LEKETI, Mpho, and Mpho RABORIFE. "IT Governance Frameworks and their Impact on Strategic Alignment in the South African Banking Industry." In 2019 IST-Africa Week Conference (IST-Africa). IEEE, 2019. http://dx.doi.org/10.23919/istafrica.2019.8764872.

Full text
APA, Harvard, Vancouver, ISO, and other styles
5

Blauw, Frans, and Sebastiaan Von Solms. "Streamlined approach to online banking authentication in South Africa and Europe." In 2014 IST-Africa Conference & Exhibition. IEEE, 2014. http://dx.doi.org/10.1109/istafrica.2014.6880608.

Full text
APA, Harvard, Vancouver, ISO, and other styles
6

Mujinga, Mathias, Mariki M. Eloff, and Jan H. Kroeze. "Online banking users' perceptions in South Africa: An exploratory empirical study." In 2016 IST-Africa Week Conference. IEEE, 2016. http://dx.doi.org/10.1109/istafrica.2016.7530617.

Full text
APA, Harvard, Vancouver, ISO, and other styles
7

Smith, E. H., and H. A. Kruger. "A framework for evaluating IT security investments in a banking environment." In 2010 Information Security for South Africa (ISSA). IEEE, 2010. http://dx.doi.org/10.1109/issa.2010.5588343.

Full text
APA, Harvard, Vancouver, ISO, and other styles
8

Njenga, Kennedy, and Sifiso Ndlovu. "On privacy calculus and underlying consumer concerns influencing mobile banking subscriptions." In 2012 Information Security for South Africa (ISSA). IEEE, 2012. http://dx.doi.org/10.1109/issa.2012.6320453.

Full text
APA, Harvard, Vancouver, ISO, and other styles
9

Bankole, Omolola, and Eric Cloete. "Mobile banking: A comparative study of South Africa and Nigeria." In AFRICON 2011. IEEE, 2011. http://dx.doi.org/10.1109/afrcon.2011.6072178.

Full text
APA, Harvard, Vancouver, ISO, and other styles
10

Tshinu, Simon, Gerrit Botha, and Marlien Herselman. "An Integrated ICT Management Framework for Commercial Banking Organisations in South Africa." In InSITE 2008: Informing Science + IT Education Conference. Informing Science Institute, 2008. http://dx.doi.org/10.28945/3271.

Full text
Abstract:
This article explores the possibility of integrating some of the most referenced ICT Management Frameworks in managing ICT infrastructure in the banking sector. This was done by identifying core components that it should address and the related frameworks that need to be applied at each component. In this context, this article is also prompting further research in managing ICT infrastructure through an integrated ICT Management Framework. Information and Communication Technology (ICT) infrastructure needs to be regarded as the integration of different components that interact with one another directly and indirectly for sustainability of organisation’s objectives. For the organisations that rely intensely on ICT, such as in the banking industry, it is a necessity to develop practices and tools such as integrated ICT Management Framework that collect best practices found in different ICT Management Frameworks and combine them to business objectives that direct ICT strategies, technologies, and management practices for better management of ICT infrastructure.
APA, Harvard, Vancouver, ISO, and other styles

Reports on the topic "Banking in Africa"

1

Kane, Edward, and Tara Rice. Bank Runs and Banking Policies: Lessons for African Policymakers. Cambridge, MA: National Bureau of Economic Research, November 2000. http://dx.doi.org/10.3386/w8003.

Full text
APA, Harvard, Vancouver, ISO, and other styles
2

Penna, Clemente. The Saga of Teofila Slavery and Credit Circulation in 19th-Century Rio de Janeiro. Maria Sibylla Merian International Centre for Advanced Studies in the Humanities and Social Sciences Conviviality-Inequality in Latin America, 2021. http://dx.doi.org/10.46877/penna.2021.39.

Full text
Abstract:
This paper follows the enslaved woman Teofila from captivity to freedom in 19th-century Rio de Janeiro. To become a free woman, Teofila had to navigate the complex private credit networks of the West African community of the Brazilian capital city. With limited banking activity, the cariocas relied on one another for their financial needs, making for a highly convivial credit market that reflected and reinforced the vast inequalities of Brazilian slave society. While following Teofila through the courts of Rio de Janeiro, this paper will demonstrate that one of the cornerstones of the city’s credit market was the presence of an intertwined relationship between credit and private property. The commerce in human beings like Teofila produced thousands of negotiable titles, with slavery working as a propeller for credit circulation and one of its pillars – slave property was the primary collateral for unpaid debts.
APA, Harvard, Vancouver, ISO, and other styles
3

Research Department - Central Bank - General - Banks and Banking - Overseas - South Africa - 1949 - 1951. Reserve Bank of Australia, September 2021. http://dx.doi.org/10.47688/rba_archives_2006/16121.

Full text
APA, Harvard, Vancouver, ISO, and other styles
You might also be interested in the extended bibliographies on the topic 'Banking in Africa' for particular source types:
Journal articles Dissertations / Theses Books
We offer discounts on all premium plans for authors whose works are included in thematic literature selections. Contact us to get a unique promo code!

To the bibliography