Journal articles: 'BANK STRESS'

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Mohd Abass Bhat, Mohd Abass Bhat. "Occupational Stress Among Bank Employees: An Empirical Study." International Journal of Scientific Research 2, no. 1 (June 1, 2012): 169–70. http://dx.doi.org/10.15373/22778179/jan2013/57.

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Dua, Pami, and Hema Kapur. "Macro Stress Testing of Indian Bank Groups." Margin: The Journal of Applied Economic Research 11, no. 4 (October 23, 2017): 375–403. http://dx.doi.org/10.1177/0973801017722267.

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This study examines how various bank groups operating in India have fared macro stress events and conduct macro stress testing (MST) to trace the impact of certain macroeconomic stress scenarios on the credit quality of five Indian bank groups, that is, the State Bank of India (SBI) and its associates (SBGs), nationalised banks (NBs), old private sector banks (OPBs), new private sector banks (NPBs) and foreign banks (FBs), using panel data from 1997 to 2014. Credit quality is modelled as a function of both macroeconomic variables (output growth, interest rate, inflation rate and exchange rate) and idiosyncratic variables (profitability and size indicator of bank business activity). The model is estimated by employing a panel cointegration approach, and the impact of adverse scenarios on the estimated credit quality is computed. Empirical findings show that credit quality is pro-cyclical in nature and rises in the event of a slowdown in the economy. In general, the credit quality of Indian bank groups is found to be inversely and significantly related to the economy’s growth rate, inflation rate, exchange rate and profits of banks and positively and significantly related to the interest rate. Shock analysis also reveals that a downturn in the economy through certain adverse scenarios has a significant adverse impact on the credit quality. The shocks are quickly propagated across banks with substantial heterogeneities present in different bank groups. Thus, macroeconomic policy measures promoting growth with price stability are expected to impact credit quality positively. Further, measures at the bank level can improve credit quality by enhancing their profitability. JEL Classifications: C32, C58, E170, G21

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Nantavisit, Nuttaprachya, Long Kim, Sook Fern Yeo, and Siwarit Pongsakornrungsilp. "How job stress happens among bank tellers in Cambodia." Banks and Bank Systems 18, no. 4 (October 4, 2023): 12–21. http://dx.doi.org/10.21511/bbs.18(4).2023.02.

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In the professional activity of a bank teller, the palette of emotional states is extremely large, but the dominant state is the state of emotional tension, which depends on the nature of the performed actions, professional experience and motivation of the employee. This study examines the consequences of occupational stress on employee motivation and job satisfaction across different organizational contexts. It focuses on the role conflict, supervisor support, work-family conflict, and job stress experienced by bank tellers in Cambodia. Data were collected from a sample of 649 tellers working in various Cambodian banks using the snowball sampling technique. The results show that role conflict and supervisor support have a significant impact on work-family conflict, which in turn affects the levels of workplace stress experienced by tellers. Role conflict is identified as the primary factor contributing to occupational stress. The study suggests that banks should address inter-role conflicts among tellers to reduce stress levels and promote a more efficient workplace atmosphere.

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Gong, Bing. "The Application of stressTesting in Bank Risk Management." Frontiers of Engineering and Scientific Research 1, no. 1 (May 29, 2022): 9. http://dx.doi.org/10.56028/fesr.1.1.9.

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In recent years, along with bank management become more and more attention to risk management, bank managers by adopt the method of stress tests for Banks manage risk factors in the process of operation, when the bank there was a risk management system, pressure test system will be automatically, which can identify the risk factors at the same time to remind the bank management. This paper mainly through the risk management system in the stress test technology analysis, mainly from the bank stress test to the bank risk management application, the feasibility and necessity of the existence of stress test and the advantages of stress test analysis.

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Bliss, Barbara A., Jeffrey A. Clark, and R. Jared DeLisle. "Bank risk, financial stress, and bank derivative use." Journal of Futures Markets 38, no. 7 (February 23, 2018): 804–21. http://dx.doi.org/10.1002/fut.21902.

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Koppad, Jahnavi T., Sangamesh Pattanashetti, Jayashri G. Itti, and Rajeev Gandhi. "A Study to Assess the Knowledge of Stress and Its Management Among Bank Employees in Selected Banks of Bagalkot with A View to Develop SIM." International Journal of Membrane Science and Technology 10, no. 1 (October 21, 2023): 1203–8. http://dx.doi.org/10.15379/ijmst.v10i1.2827.

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Background: Stress is a state of mind that reflects certain reactions in the human body and is experienced by a sense of anxiety, tension, and depression and is caused by such demands of the environmental or internal forces that cannot be met by the resources available to the person.Objective: To assess the knowledge of stress and its management among Bank employees in selected banks of Bagalkot with a view to develop SIM. Methods: A cross sectional study with a sample of 100 employees working in banks of Bagalkot, selected by convenient sampling technique. A self-structured questionnaire was used to assess the data regarding stress and its management among bank employees in selected bank of Bagalkot. The data was entered in MS excel sheet and transferred to SPSS 18 for analysis. Results: Mean age of participants was 40.01 years + 2.64 years majority of the bank employees were males 65 % and remaining were females 35%. Among 100 Majority of bank employees were having mixed diet (61.42%), about 30% were vegetarian and 8.57% were non-vegetarian. Among100 employees Majority (52%) of subjects attended programme on stress management and 48 % were didn’t attended programme on stress management. Conclusion: Self-instruction module is an effective measure to improve the knowledge of stress and its management among Bank employees.

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Iwanicz-Drozdowska, Małgorzata, Krzysztof Jackowicz, and Maciej Karczmarczyk. "“The Crooked Smile of TCR”: Banks’ Solvency and Restructuring Costs in the European Banking Industry." SAGE Open 11, no. 3 (July 2021): 215824402110459. http://dx.doi.org/10.1177/21582440211045962.

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In this study, we analyze the probability of bank failure, the expected losses, and the costs of bank restructuring with the application of a lognormal distribution probability function for three categories of European banks, that is, small, medium, and large, over the post-crisis period from 2012 to 2016. Our goal was to determine whether the total capital ratio (TCR) properly reflects banks’ solvency under stress conditions. We identified a phenomenon that one can call the “crooked smile of TCR”. Medium-sized banks with relatively high TCRs performed poorly in stress tests; however, the probability of bank failure increases slightly with the size of the bank, while the TCR decreases. We claim that the focus on capital adequacy measures is not sufficient to achieve the goal of improving banks’ stability and reducing their restructuring costs. Our results are of special importance for medium-sized banks, as these banks are not regularly subjected to publicly available stress tests.

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Sugariv Wakchaure, Sushilkumar, and Sharadchandra Vinayak Dighe. "A Comparative Study to Assess the Occupational Stress and Burnout among Public and Private Sector Bank Employees Working at Selected Banks of Rahata Taluka, Ahmednagar District." International Journal of Science and Healthcare Research 8, no. 2 (June 27, 2023): 552–61. http://dx.doi.org/10.52403/ijshr.20230275.

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Job stress is a common work place problem experienced by all professionals, and banking is not an exception to it. Previous reports suggest presence of stress among banking professionals. Objectives: The primary objective of this study was to compare the occupational stress and burnout among public and private sector bank employees. Methods: A comparative study was conducted on 200 bank employees, each100 employees from public and private sector banks. Participants were selected by using purposive sampling method, who fulfilled eligibility criteria. The data collection tool included socio-demographic questionnaires, modified Occupational Stress Index (OSI) and Maslach Burnout Inventory (MBI). The data was collected from December 2022 to January 2023. Interview technique was used for data collection. Descriptive statistics such as frequency, percentage, mean and S.D. were used for data analysis. Results: Findings of the study revealed that 100% bank employees from both sectors experienced both high or moderate stress and burnout, although private sector bank employees experienced more stress (176.16±27.14) than the public sector bank employees (170.3±24.03). The highest stressful area for bank employees was role overload (public sector, 24.74 ± 2.08; private sector, 24.71±2.04) followed by role conflict (public sector, 17.72±3.31; private sector, 18.34±3.62). The least stressful area was unprofitability (public sector, 7.4±2.09; private sector, 7.94±1.07). Similarly private sector bank employees experienced more burnout (98.68 ± 15.02) than the public sector bank employees (92.5 ± 13.24). Conclusion: Although this study confirmed the presence of stress among bank employees, comparatively private sector bank employees are more stressed than public sector bank employees. Keywords: Occupational stress, Burnout, Bank employees, Public sector, Private sector

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Astuti, Dewi Puji, and Muhammad Zakiy. "Self Efficacy Sebagai Variabel Moderasi Pengaruh Stress Kerja Terhadap Turnover Intention Dan Komitmen Afektif Karyawan Bank Syariah Indonesia." JRMB (Jurnal Riset Manajemen & Bisnis) 7, no. 1 (August 22, 2022): 13–23. http://dx.doi.org/10.30743/jrmb.v7i1.5175.

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The merger of three Sharia Commercial Banks consisting of Bank Syariah Mandiri, Bank Negara Indonesia Syariah, and Bank Rakyat Indonesia Syariah caused employee work stress. Prolonged work stress can cause employees to turn over. In addition, employee work stress will affect one's commitment to the organization, one of which is affective commitment. Therefore, a factor is needed to weaken the level of employee work stress, one of which is self-efficacy. Respondents in this study were employees of Bank Syariah Indonesia (BSI) with the criteria of having worked before and after the merger. The data collection process was carried out online to 155 employees of Bank Syariah Indonesia (BSI) and then processed using Structural Equation Modeling (SEM) through the SmartPLS 3.2 application. The results of the study prove that work stress has a positive effect on turnover intention. In addition, work stress also has a negative effect on affective commitment. However, this study states that self-efficacy cannot moderate the effect of work stress on turnover intention of affective commitment.

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Hasan, Iftekhar, and Fotios Pasiouras. "Stress Testing and Bank Efficiency." International Journal of Corporate Finance and Accounting 2, no. 2 (July 2015): 1–20. http://dx.doi.org/10.4018/ijcfa.2015070101.

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This study examines whether and how the stress testing of European banks in 2010, 2011, and 2014 is related to their technical, allocative, and cost efficiency. Using a sample of large commercial banks operating in 20 European countries, and Data Envelopment Analysis (DEA), the authors perform comparisons between banks that were included in one of the three European stress tests and untested banks operating in the same countries. They estimate various specifications as for the inputs and outputs, cross-section and pooled estimations, and they also examine alternative samples as for the ownership of banks. In general, the authors conclude that banks included in the stress-test exercises are more efficient that their counterparties. The differences tend to be statistically significant in the case of allocative efficiency and cost efficiency, but not in the case of technical efficiency. With regards to the latter form of efficiency, the results depend upon the specification and the stress test in question.

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Tressel, Thierry, Ivo Krznar, Fabian Lipinsky, Marco Gross, Pavel Lukyantsau, Xiaodan Ding, and Dimitrios Laliotis. "The Global Bank Stress Test." Departmental Papers 2022, no. 009 (April 2022): 1. http://dx.doi.org/10.5089/9798400204524.087.

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Islam, Nazrul, Ekhtear Ahmed Zeesan, Debanik Chakraborty, Md Nafizur Rahman, Syed Istiak Uddin Ahmed, Nowshin Nower, and Toufiq Nazrul. "Relationship between Job Stress and the Turnover Intention of Private Sector Bank Employees in Bangladesh." International Business Research 12, no. 8 (July 29, 2019): 133. http://dx.doi.org/10.5539/ibr.v12n8p133.

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Private sector banks are important segments of the economy of Bangladesh. This sector has already been recognized as a significant industry for achieving the Sustainable Development Goals (SDG) of Bangladesh. However, managing private organizations has become very challenging due to highly competitive market and higher level of employee turnover especially in the private banking sector. It is observed that to attain the competitive advantage, private bank employees are undertaking heavy workload that leads to higher level of stress at work and is increasing turnover intention among the employees. This study has been designed to explore the factors that are accountable to create stress among the private bank employees in Bangladesh which are creating turnover intention among them. Hence, this study identified the relationships between job stress factors and the increase of turnover intensions among the bank employees in Bangladesh. A total of 206 bank employees at different levels of the banks were interviewed from ten private commercial banks of Bangladesh. A structured questionnaire was designed through literature review to collect the information from the respondent employees. Both descriptive and inferential statistics were used to analyze the data. Multivariate analysis techniques were used to identify the work stress factors having influence on the turnover intention among the private bank employees in Bangladesh. Results show that there are four stress factors that increase the turnover tension among the private bank employees in Bangladesh such as, (i) long hours and fast work, (ii) clearness of goals and objectives of work, (iii) workload and change in mindset, and (iv) flexibility at work. This study suggests that the policymakers of the private commercial banks should address the issues like long hours and fast work, clearness of goals and objectives of work, workload and change in mindset and flexibility at work for reducing turnover intensions of the bank employees in Bangladesh.

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Youssef, Amel Ben. "Credit Risk Stress Testing of Commercial Banks in Tunisia." International Journal of Accounting and Finance Studies 1, no. 1 (April 10, 2018): 10. http://dx.doi.org/10.22158/ijafs.v1n1p10.

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Stress tests of credit risk is greatly affected by data constraints in Tunisian banking system. Aiming to improve the assessment of credit risk in such conditions, we propose a model to conduct a macro stress test of credit risk for a sample of ten Tunisian commercial banks based on scenario analysis.The approach consists first in explaining the credit risk for each bank in terms of macroeconomic and bank-specific variables through a static fixed effects model, second in a stress-testing exercise using the Monte Carlo Simulation for generating credit risk losses distributions in case of different scenarios and for determining unexpected losses for each bank. The panel analysis applied suggests a robust negative relationship between the credit risk of bank loans and real GDP growth, with a lag response of four periods. In addition, return on assets ratio and bank size show significant negative effect on credit quality, while the net loans to total asset ratio is positively associated with it. The credit risk stress testing results indicate that an adverse scenario of economic downturn produces increase of the frequency of the higher credit loss comparatively to the lower ones for all banks of the sample and that the estimated unexpected losses that would take place in a stress situation can be covered by available capital of these banks.

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Mohammed, Fadwa A., and Ibrahim A. Onour. "Stress Testing for Credit Risk Exposure in Islamic Banks." Management and Economics Research Journal 6 (2020): 1. http://dx.doi.org/10.18639/merj.2020.990010.

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In this study, we investigate the link between default loans and macroeconomic and bank-specific variables to assess exposure of Islamic banks to credit risks, and then design stress testing scenarios to assess the banking system’s resilience to adverse shocks. The results suggest that credit risk exposure of Islamic banks in Sudan is mainly affected by bank-specific variables, which include changes in total assets, total deposits, and total loans; all of them have a negative and significant impact on the probability of default loans. The study also indicates that the macroeconomic variables, which include growth of domestic product, change in exchange rate premium, and change in money supply, have positive but insignificant effects on the risk of default loans. The study concludes by pointing out that the Islamic banking system in Sudan is more vulnerable to bank-specific risk exposure rather than macroeconomic indicators.

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Kaźmierczyk, Jerzy, and Kinga Zajdler. "Occupational stress levels among employees of commercial and cooperative banks." Wiadomości Statystyczne. The Polish Statistician 65, no. 11 (November 30, 2020): 24–44. http://dx.doi.org/10.5604/01.3001.0014.5012.

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Deep organisational changes that the banking sector has undergone, also in terms of working conditions, resulted in the increase of emotional tension experienced by its employees. However, the stress levels commercial and cooperative bank workers suffer from are unequal, as the management methods implemented by the two types of banks are different. The aim of the study is to compare the stress levels of employees of commercial and cooperative banks in Poland. A hypothesis has been formulated that the Perceived Stress at Work (PSwP) questionnaire, stress indexes, classification trees CHAID and CRT and tests of difference significance can be successfully applied to carry out comparative analyses of stress levels among bank employees. The paper is based on the results of the author’s own survey conducted in the years 2016– 2019 on a group of 2,357 bank employees in Poland, and, as a background for the analyses, on the results of a similar study done in Russia. It was found out that the level of stress observed among employees of commercial banks was higher than that of cooperative bank workers; additionally, the difference was particularly visible in certain groups of employees (e.g. in operational units and regional branches, among employees who worked up to 41.5 hours a week, according to the CRT method). Strong pressure to achieve the best possible sales results cause higher levels of stress among employees of commercial banks. Moreover, the increase in the use of information technology as well as internal competition in the workplace may affect stress levels. The conducted research demonstrates that the PSwP questionnaire and the applied statistical methods prove adequate tools for performing stress level comparative analyses.

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Biswal, Dr Subhasmita. "Occupational Stress among Female Bank Employees: Comparative Study of Indian Bank’s." Journal of Advanced Research in Dynamical and Control Systems 12, SP7 (July 25, 2020): 2450–56. http://dx.doi.org/10.5373/jardcs/v12sp7/20202375.

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Dartey-Baah, Kwasi, Samuel Howard Quartey, and Grace Asiedua Osafo. "Examining occupational stress, job satisfaction and gender difference among bank tellers: evidence from Ghana." International Journal of Productivity and Performance Management 69, no. 7 (January 27, 2020): 1437–54. http://dx.doi.org/10.1108/ijppm-07-2019-0323.

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PurposeBank tellers have been ignored in stress research. The purpose of this paper is to investigate the relationships between occupational stress, job satisfaction, and gender difference among bank tellers in Ghana.Design/methodology/approachUsing a cross-sectional survey approach, the authors used questionnaires to collect data from bank tellers in Ghana. Valid questionnaires were retrieved from 112 tellers across four banks. The hypotheses were tested using Pearson r-test, standard multiple regression and independent t-test.FindingsThe results revealed that tellers are more likely to exhibit counterproductive behaviours such as job dissatisfaction due to work-related stress. The results further showed that gender is not a strong determinant of job satisfaction and occupational stress among the bank tellers. Thus, both male and female tellers can have similar stress perceptions and experiences. Also, both male and female tellers can be satisfied with their jobs.Research limitations/implicationsThe findings must be interpreted with caution because cross-sectional surveys are often criticised for causality issues. The causality issue here is that the use of cross-sectional data did not allow the study to examine any changes in some of the constructs examined with time. Also, the results are occupation, industry and country-specific.Practical implicationsTo reduce counterproductive behaviours due to occupational stress, human resource managers and line managers of the banks urgently need to train bank tellers on stress management. Emotional intelligence training is also necessary for bank tellers to obtain the needed resources and competencies to deal with daily stress.Social implicationsA stressful work environment negatively affects employee and organisational productivity and performance. The socioeconomic consequences of occupational stress are expensive for organisations, economies and society. The indirect effect of stress on employees' families and friends are often ignored by organisations.Originality/valueThe transactional stress theory has been applied towards an understanding of occupational stress and job satisfaction among bank tellers. The examination and establishment of particular relationships between occupational stress, job satisfaction and gender difference are significant for human resource managers and other line managers.

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SHUJAAT, JAWWAD MUHAMMAD, MUHAMMAD NAVEED RIAZ, and HUMAIRA YASMIN. "Moderating Role of Job Stress between Leadership and Decision Making in Low, Medium, and High Stress Occupations." International Review of Management and Business Research 9, no. 4 (December 30, 2020): 477–82. http://dx.doi.org/10.30543/9-4(2020)-40.

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The study examined moderating role of job stress between laissez-faire leadership and avoidant decision-making style. The study also investigated the level of job stress in three occupation including universities in comparison with banks and hospitals classified as and low, medium and high stress occupations respectively. Data was collected through adopted questionnaire from hospitals (medical superintendents and officers), banks (managers and officers), and universities (heads and lecturers). First sample of 150 subordinates was collect in the first part to examine the level of job stress in three occupations. The second sample comprised of 1200 participants (300 supervisors and 900 subordinates). Before conducting the main study, as a pilot testing, 60 supervisors including 30 from each segment of participants were compared on job stress. Hospital superintendents significantly scored higher on job stress as compared to bank managers and head of departments in universities. Similarly, medical officers significantly scored higher on job stress as compared to bank officers and lecturers. Finally, job stress moderated the anticipated relationship. Keywords: Laissez-faire, Avoidant Decision, Job Stress, Universities, Banks, Hospitals.

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Whitney, Michael M., and J. S. Allen. "Coastal Wind-Driven Circulation in the Vicinity of a Bank. Part I: Modeling Flow over Idealized Symmetric Banks." Journal of Physical Oceanography 39, no. 6 (June 1, 2009): 1273–97. http://dx.doi.org/10.1175/2008jpo3966.1.

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Abstract This study examines how coastal banks influence wind-driven circulation along stratified continental shelves. Numerical experiments are conducted for idealized symmetric banks; the standard bank (200 km long and 50 km wide) has dimensions similar to the Heceta Bank complex along the Oregon shelf. Model runs are forced with 10 days of steady winds (0.1 Pa); upwelling and downwelling cases are compared. The bank introduces significant alongshelf variability in the currents and density fields. Upwelling-favorable winds create an upwelling front and a baroclinic jet (flowing opposite coastal-trapped wave propagation) that bend around the standard bank, approximately centered on the 90-m isobath. The upwelling jet is strongest over the upstream bank half, where it advects a tongue of dense water over the bank. There is a current reversal shoreward of the main jet at the bank center. Upwelling is most intense over the upstream part of the bank, while there is reduced upwelling and even downwelling over other bank sections. Downwelling-favorable winds create a near-bottom density front and a baroclinic jet (flowing in the direction of coastal-trapped wave propagation) that bend around the standard bank; the jet core moves from the 150-m isobath to the 100-m isobath and back over the bank. The downwelling jet is slowest and widest over the bank; there are no current reversals. Results over the bank are more similar to 2D results (that preclude alongshelf variability) than in the upwelling case. Downwelling is weakened over the bank. The density field evolution over the bank is fundamentally different from the upwelling case. Most model results for banks with different dimensions are qualitatively similar to the standard run. The exceptions are banks having a radius of curvature smaller than the inertial radius; the main jet remains detached from the coast far downstream from these banks. The lowest-order across-stream momentum balance indicates that the depth-averaged flow is geostrophic. Advection, ageostrophic pressure gradients, wind stress, and bottom stress are all important in the depth-averaged alongstream momentum balance over the bank. There is considerable variability in alongstream momentum balances over different bank sections. Across-shelf and alongshelf advection both change the density field over the bank. Barotropic potential vorticity is not conserved, but the tendency for relative vorticity changes and depth changes to partially counter each other results in differences between the upwelling and downwelling jet paths over the bank. Only certain areas of the bank have significant vertical velocities. In these areas of active upwelling and downwelling, vertical velocities at the top of the bottom boundary layer are due to either the jet crossing isobaths or bottom Ekman pumping.

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Verma, Rajanikant, and Nisha Bajaj. "COMPARATIVE STUDY ON PRIVATE & PUBLIC SECTOR BANK’S EMPLOYEES OF DELHI -NCR WITH RESPECT TO EUSTRESS MANAGEMENT." Sachetas 1, no. 3 (July 4, 2022): 60–67. http://dx.doi.org/10.55955/130006.

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Usually, the stress symbolises the negative meaning as it is that mental pressure & emotional instability which overpower an individual’s intellectual ability & critical thinking. This impacts their physical & mental health which in turn leads to inefficiency in accomplishment of organisational goals. Here, there is a need to shift in a perception from a negative stress to positive stress. The concept of Eustress becomes important in the present competitive era. It acts as a force that drives & stimulates the employees to fulfil the organisational goals along with their own holistic growth. This is an exploratory study which aims to determine that how public sector & private sector bank employees perceives the circumstances that causes stress and to identify the effect of eustress on job satisfaction & organisational commitment. In this study, the primary data have been collected by using questionnaire method which had given to the employees of four banks in Delhi-NCR named as: State Bank of India (SBI), Punjab National Bank (PNB), Kotak Mahindra Bank, Housing Development Finance Corporation Limited (HDFC) Bank i. e. two each from public sector and private sector banks. In this study, a total of 250 bank employees are as respondents, both from public & private sector banks. The various statistical tools have been used to test the hypothesis. The study concludes that pressure to complete task on time, increase in competence along with conscious efforts to reduce costs; job insecurity and internal competition will encourage the employees to enhance their capabilities & develop necessary skills for promotion & various other incentives.

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Miani, Stefano, Josanco Floreani, and Andrea Paltrinieri. "Do Capital Adequacy and Credit Quality Affect Systematic Risk? Investigation of a Sample of European Listed Banks in Light of EBA Stress Tests." Quarterly Journal of Finance 08, no. 04 (September 24, 2018): 1840006. http://dx.doi.org/10.1142/s2010139218400062.

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Based on a sample of 59 European listed banks, we employ an event study analysis to investigate the impact of the European Banking Authority (EBA) stress tests on systematic risk measured by market betas. We further investigate the drivers of systematic risk taking into account bank-specific variables, which include credit quality, accounting policies, bank loan loss provisions (LLPs) and capital ratios, along with supervisory assessments of bank vulnerability to stressed scenarios. Finally, we assess the impact of credit quality and capital adequacy variables on the systematic risk associated with growth opportunities.Our results suggest that stress tests act as a credible anchor to market expectations leading betas to decline. The effect is more pronounced for banks involved in multiple stress tests over time. Our second finding shows a significant and positive impact of Tier 1 capital ratios on betas, i.e., higher capitalization levels contribute to reducing the exposure to systematic risk. Moreover, market betas are responsive to bank vulnerability to stress scenario, in particular, regarding asset riskiness. Finally, betas of growth opportunities are affected by provisioning policies in the sense that conservative provisioning policies impair the ability to invest in growing assets.

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Stevens, Jacob. "Money creation in the modern economy: an appraisal." Review of Keynesian Economics 9, no. 1 (January 19, 2021): 43–60. http://dx.doi.org/10.4337/roke.2021.01.03.

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This paper models a representative bank, and uses this model to explore the assumptions and implications of a selection of money-creation theories. It is shown that the money-supply process tends toward the logic of exogeneity as banks' fears about liquidity stress increases. At present, banks do not fear liquidity stress because central banks are operating under a floor system with a superabundance of reserves following unsterilized quantitative easing. Secondly, a role for a ‘central-bank digital currency’ is suggested as a useful complement to reserves policy in an economy with large or collusive banks.

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Klepková Vodová, Pavla. "Sensitivity of Czech Commercial Banks to a Run on Banks." DANUBE: Law and Economics Review 6, no. 2 (June 1, 2015): 91–107. http://dx.doi.org/10.1515/danb-2015-0006.

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Abstract The aim of this paper is to thoroughly evaluate the sensitivity of Czech commercial banks to a run on banks. Our sample includes a significant part of the Czech banking sector in the period 2006-2013. We use three liquidity ratios that we stress via a stress scenario simulating a run on banks accompanied by a 20% withdrawal rate of deposits.We measure the impact of the scenario by the relative changes of these ratios. The results show that, in spite of a decrease in liquidity, most Czech banks would be able to finance such a scenario. The financial crisis influenced bank sensitivity to a run, but with a significant time lag. The severity of the impact of the bank run increases with the size of the bank; large banks are the most vulnerable. The resilience of banks is also determined by their strategy for liquidity risk management.

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Ahnert, Lukas, Pascal Vogt, Volker Vonhoff, and Florian Weigert. "Regulatory stress testing and bank performance." European Financial Management 26, no. 5 (May 27, 2020): 1449–88. http://dx.doi.org/10.1111/eufm.12267.

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Altavilla, Carlo, Marco Pagano, and Saverio Simonelli. "Bank Exposures and Sovereign Stress Transmission*." Review of Finance 21, no. 6 (August 17, 2017): 2103–39. http://dx.doi.org/10.1093/rof/rfx038.

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Kupiec, Paul H. "Policy uncertainty and bank stress testing." Journal of Financial Stability 51 (December 2020): 100761. http://dx.doi.org/10.1016/j.jfs.2020.100761.

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Singh, Jashandeep. "Effects of Workplace Stress on Mental Wellbeing of Private Bank Marketing Executives." International Journal of Psychosocial Rehabilitation 24, no. 5 (April 20, 2020): 5049–54. http://dx.doi.org/10.37200/ijpr/v24i5/pr2020212.

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Climent-Serrano, Salvador. "Stress test based on Oliver Wyman in Bank of Spain: an evaluation." Banks and Bank Systems 11, no. 3 (October 12, 2016): 66–74. http://dx.doi.org/10.21511/bbs.11(3).2016.07.

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This paper, based on econometric techniques, has done a study to improve the predictions of the stress test, concerning the estimation of impairment losses. The main results obtained are: 1) the impact of the explanatory variables on the impairment loss is different at stages of growth, compared to times of recession; 2) there is a certain inertia of the dependent variable, but this inertia is different in intensity, and even the sign in the growth stages concerning the stages of recession; 3) of the explanatory variables, nominal GDP and equity are those that have a greater impact on the impairment loss; 4) finally, the two dummy variables that assess the impact of adjustment to market value of assets in the process of mergers and acquisitions that occurred in 2010, and regulatory changes implemented in 2012, have been statistically significant and with the expected signs. Keywords: econometric techniques, financial crisis, financial markets, risks. JEL Classification: G21, G32, G17

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Saravanan, K., and Dr K. Muthulakshmi. "A Study on Stress Management among Employees in Nationalized Bank, Trichy City." International Journal of Trend in Scientific Research and Development Volume-1, Issue-6 (October 31, 2017): 1220–30. http://dx.doi.org/10.31142/ijtsrd5795.

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K.M, Mahesh, and P. S. Aithal. "Mechanism of a Bad Bank is to Reduce Stress Assets for achieving economic growth and Financial Stability." Gyan Management Journal 15, no. 2 (December 28, 2021): 81–95. http://dx.doi.org/10.48165/gm.2021.1528.

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The setting of Bad bank for purpose of resolve the Non-Performing Assets/ Taxie Assets.1US based Mellon Bank created the First bad back in 1988. Government created2Stressed Asset Stabilization Fund (SASF) in 2004, When IDBI was converted in to Bank. The 2008 Financial Crises, Coronavirus Pandemic 19 ,implementation of 3Bankruptcy Code and the recent amendment to the Banking Regulation Act4,creation of a ‘bad bank mechanism is assess the bad loans of corporate, individuals , Small and Medium enterprise’s(SME), PMMY and the true extent of stressed assets. Bad Bank mechanism has been implemented in other countries including Sweden, Finland, France and Germany5, Japan set up bad bank in the name of Credit Co-operative Purchasing Company which bought the stressed

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Maski, Ghozali. "Macroeconomic Stress Test on the Probability of Default Banking in Indonesia (Study on Conventional Banks 2007-2021)." International Journal of Economics, Business and Management Research 06, no. 10 (2022): 211–34. http://dx.doi.org/10.51505/ijebmr.2022.61015.

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The role of the Bank in mobilizing is a necessity, especially related to the provision of financing facilities to economic actors in the form of loans or credit. Usually, when an economy expands, it will be followed by a procyclical trend of credit growth, which will cause banking vigilance. And cause banks to have more expectations and are too optimistic about the ability to pay customers, thus making banks less careful. Furthermore, this condition will result in excessive delays which will eventually become a nightmare during the boom or expansion of the economy. This situation will lead to the failure of the debtor in dealing with his credit, causing a nonperforming ratio, and eventually becoming a probability of default. Meanwhile, to measure the risk of a bank failure, it can use the macroeconomic stress testing method and sensitivity analysis. This study aims to measure how big the impact of macroeconomic shocks on the probability of default that will be borne by banks, as well as to see the sensitivity of the probability of default of banking to macroeconomic variable shocks. To measure the impact of macroeconomic shocks on the probability of default, the study uses regression analysis. And to determine the sensitivity of macroeconomic variables to the probability of default using the stress test method by calculating macroeconomic variable shocks. The results showed that there was a significant effect of macroeconomic variables (Real GDP, exchange rates, inflation, interest rates, and world oil prices) on the probability of bank failure. Furthermore, after calculating the stress test, the result is that of the three bank samples, only BCA Bank has the lowest stress value. Meanwhile, to see how big the Probability of Default is, when there is a shock or session on macroeconomic variables, it shows that Mandiri Bank is very sensitive to macroeconomic variable shocks compared to others.

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Chandra, Dody Salden. "Determinan Kinerja Karyawan Bank Swasta Di Kota Medan." Balance : Jurnal Akuntansi dan Manajemen 1, no. 1 (April 7, 2022): 31–42. http://dx.doi.org/10.59086/jam.v1i1.8.

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This study aims to determine and analyze the influence of talent management, multiple role conflicts, and job stress on the performance of private bank employees in Medan. This research is associative, namely research that connects two or more variables to see the effect of these variables. The population in this study were all employees of the Medan Branch of Private Banks. The number of samples in this study was 140 people with a proportional random sampling technique. The data used in this study are primary data and secondary data. analysis technique using multiple linear regression analysis, with the help of SPSS. The results of this study indicate that Talent Management, Multiple Role Conflict, and Job Stress simultaneously have a significant effect on the performance of private bank employees in Medan. The results of the partial test show that Talent Management has a positive and significant effect on the Performance of Private Bank Employees, Multiband Role Conflicts have a significant effect on Performance. Private Bank Employees in Medan and Job Stress have a significant effect on the Performance of Private Bank Employees in Medan

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Ehsan, Muhammad, and Kishwar Ali. "The Impact of Work Stress on Employee Productivity: Based in the Banking sector of Faisalabad, Pakistan." INTERNATIONAL JOURNAL OF INNOVATION AND ECONOMIC DEVELOPMENT 4, no. 6 (2019): 32–50. http://dx.doi.org/10.18775/ijied.1849-7551-7020.2015.46.2003.

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The study investigated the impact of work stress on employee productivity. The study sought to find out how work-related stress could affect the productivity of banking staff of Faisalabad, Pakistan. In addition, it identified certain factors which contribute to work stress among banking. The target populations comprised all employees from the five to six bank of Faisalabad city (Bank AL Habib, Faysal limited bank, MCB, Meezan Bank, J.S Bank, Bank Al-Falah). The stratified random sampling technique was used to select 50 participants for the study. Questionnaire was the instrument used to elicit information from the respondents. Descriptive statistic of table and percentage were used to answer the research questions raised to guide the study while regression and correlation method was adopted to analyze the research hypotheses generated for the study. To check the impact of work stress, the stress related variables are impact of workload, impact of role ambiguity, impact of role conflict. The findings of this study revealed that there is significant relationship between work stress and employee’s productivity in banking sector.

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Quijano, Margot. "Information asymmetry in US banks and the 2009 bank stress test." Economics Letters 123, no. 2 (May 2014): 203–5. http://dx.doi.org/10.1016/j.econlet.2014.02.014.

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OYEWALE, Kayode, Ayodeji ILESANMI, and kehinde ALLIU. "MANAGING STRESS IN A RECESSED ECONOMY: IMPLICATIONS FOR BANK EMPLOYEES." LASU Journal of Employment Relations & Human Resource Management 2, no. 1 (December 1, 2020): 202–15. http://dx.doi.org/10.36108/ljerhrm/0202.02.0141.

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This study examines the notion of stress management in a recessed Nigerian economy with the implications for bank employees. In the process, it further considers the stiff competition in the banking sector coupled with the current sharp decline in the global price of crude oil with its attendant implications for the performance of the Nigerian economic growth which has a spillover effect on indwelt elements like stress factor facing the banking employee. Based on this foundational philosophy, 300 structured questionnaires were administered of which 218 were found usable and on which an in-depth analysis was conducted via the use of Statistical Package for Social Sciences’ (SPSS) data analysis; whilst Correlation and Regression analyses were applied to test the formulated hypotheses. The finding of the research effort affirms that stress issue in the workplace is of a growing concern particularly in the banking sub-sector. This development portends a detriment to the health and psychic of bank employees – and thus poses a great threat to work place performance. Further findings from the study; reveal amongst others; the potential stress-propelled debacle facing the bank employees in different dimensions. These include work overload, low level of job satisfaction (in spite of measurable remunerations and lack of autonomy–including job insecurity. The study recommends amongst others; that effective management of bank staffers require developing action plans by bank management that would entail monitoring, re-assessing (via feed-back mechanism) the dynamics of the internal workplace and the turbulent external environment. It concludes on the note that, where the optimum of an average bank employee is sought, the work environment should embrace his participation in decision making process at appropriate level of the affected organization. This is largely achievable through his engagement in state of the art training programs amongst other incentives.

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K, Saravanan, and MuthuLakshmi K. "Level of role stress among nationalized bank employees: a case study of tiruchirappalli district." Journal of Management and Science 8, no. 4 (December 30, 2018): 375–83. http://dx.doi.org/10.26524/jms.2018.34.

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This paper examines the level of role stress among nationalized bank employees,Tiruchirappalli District. The Main aim of the study is to find out various reasons for the role stress level of bank employees. This study analysed that the bank employees faced stress in their working area due to their work pressure and inter personal conflicts. The results of the study it is clear that the nationalized bank employees as a whole are found to be more than half high level of role stress and less than half of the bank employees the low level of role stress. Role Stress scale was developed by Agarwal and Ramaswami (1993). Sample bank employees were selected by using simple random sampling method because of easy accessibility and affordability analysed by using statistical package of social sciences.

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Kattel, Indra Kumar. "Study of Credit Risk Identification Techniques Followed by Commercial Banks in Nepal." Journal of Advanced Academic Research 2, no. 2 (February 11, 2017): 1–17. http://dx.doi.org/10.3126/jaar.v2i2.16602.

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The main purpose of this study is to explore the current credit risk identification techniques used by Nepalese commercial banks. A questionnaire was developed and surveyed to 9 commercial banks operating in Nepal. This paper attempts to ascertain the perceptions of Nepalese bankers about the importance of credit identification techniques and the practice of various tools to identify the risk related with the borrowers. The result of the study indicates that the Nepalese bankers are aware of the importance of various techniques to effectively identify the risk level. Furthermore, the Nepalese commercial banks have used various techniques like interview, root cause effect, check list analysis, Strength, Weakness, Opportunity and Threat (SWOT) analysis, scenario analysis, expert judgment, simulation, stress testing etc. In addition, there was significant difference between all three categories of bank, namely State-Owned bank with Private Bank, State-Owned bank with Joint Venture Bank, and Joint Venture Bank with Private Bank in terms of tools and techniques used for credit risk identification.

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Belias, Dimitrios, ATHANASIOS KOUSTELIOS, Maria Koutiva, and Eleni Zournatzi. "Occupational Stress and Emotional Intelligence among Greek Bank Employees." International Journal of Human Resource Studies 3, no. 4 (October 27, 2013): 79. http://dx.doi.org/10.5296/ijhrs.v3i4.4372.

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The purpose of the present study was to investigate the occupational stress experienced by bank employees in Greece and its connection with emotional intelligence and demographic factors. More specifically, the feeling of occupational stress and the level of emotional intelligence among Greek bank employees are investigated both separately and in correlation. In addition, it is investigated how demographic characteristics are likely to affect the feeling of occupational stress and the level of emotional intelligence of employees in bank institutions in Greece. In addition, the study investigates whether the individual dimensions of emotional intelligence are likely to predict the level of occupational stress experienced by Greek bank employees. The sample of the present study consisted of 192 employees of Greek banks and credit institutions. The instruments used for data collection were the Perceived Stress Scale (Cohen et al., 1983) (Cronbach’s α =0.85) and the Schutte Self Report Emotional Intelligence Test (Schuutte et al., 1998) (Chronbach’s α = 0.90). The Perceived Stress Scale consisted of 10 questions, six of which were formulated negatively and measured the level of stress experienced by the employees, while the rest four were formulated positively and measured the employees’ control of stress. The answers for the first six questions were given in a five-level likert scale: 0 = Never, 4 = Very often, while the remaining four in another five level-Likert scale: 0 = Very Often, 4 = Never. The Schutte Self Report Emotional Intelligence Test consisted of 33 questions measuring the level of the employees’ emotional intelligence. The responses were given in a five-level Likert scale: 0 = Never, 4 = Very often. The results of the study showed that occupational stress among Greek bank employees was likely to be affected by some demographic factors and partially predicted by some dimensions of emotional intelligence. However, further investigation should be carried out in the Greek population, so that the phenomenon of occupational stress is well studied and decreased.

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Sunarto, Ading. "HUBUNGAN STRESS KERJA DAN PRODUKTIVITAS KERJA KARYAWAN PADA PT. BANK MANDIRI CLUSTER CILEGON I." JURNAL SeMaRaK 2, no. 3 (October 25, 2019): 1. http://dx.doi.org/10.32493/smk.v2i3.3478.

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ABSTRAK Karya Ilmiah ini bertujuan (1) untuk melihat tingkat stres kerja karyawan PT. Bank Mandiri Cilegon cluster I, (2) untuk mengetahui tingkat produktifitas karyawan PT. Bank Mandiri Cilegon cluster I, (3) mengetahui hubungan kerja stress dan karyawan produktivitas di PT. Bank Mandiri cluster Cilegon I. metode deskriptif digunakan dalam penelitian ini, sedangkan sifat kuantitatif pengolahan data dengan menggunakan analisis statistik. PT. Bank Mandiri cluster Cilegon I karyawan digunakan sebagai populasi dan sampel dalam penelitian ini, dengan sebanyak 65 sampel Total responden. Hasil perhitungan penelitian korelasi antara variabel (X) dan stres kerja variabel (Y) produktiviitas kerja karyawan memperoleh nilai 0,60 rxy. Kesimpulan (1) tingkat stres kerja pada karyawan PT. Bank Mandiri cluster Cilegon I tingkat produktivitas yang cukup tinggi (2) bekerja pada karyawan PT. Bank Mandiri cluster Cilegon saya cukup baik (3) hubungan kerja stres dan produktivitas kerja karyawan PT. Bank Mandiri cluster Cilegon saya sentuh positif, dengan nilai r terletak di 0,60 0,60 atau s/d 0,799 menunjukkan hubungan variabel kerja stres dan produktivitas kerja yang kuat. Saran (1) dalam rangka meningkatkan produktiviitas kerja karyawan di PT. Bank Mandiri cluster Cilegon saya maka perusahaan harus memperbaiki stres yang ada di lingkungan perusahaan dengan cara memegang dua arah komunikasi, meluangkan waktu untuk dapat mendengar keluhan karyawan melalui konseling, mengamati kemampuan masing-masing karyawan secara khusus, secara tidak memihak pada karyawan tertentu bersikap adil dan bijaksana dalam memecahkan masalah. (2) perbaikan layanan kesehatan. (3) pembentukan harmonisasi hubungan antara karyawan sebagai kerja tim stres kerja. Kata kunci: Stress Kerja dan Produktivitas Kerja

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Ellis, Colin. "A Globally Consistent Stress Testing Approach." Research in Economics and Management 4, no. 3 (June 24, 2019): p153. http://dx.doi.org/10.22158/rem.v4n3p153.

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This paper describes an approach for stress testing banks that is consistent across economies and geographies, in contrast to common “macro scenario” driven approaches. The latter would require economic scenarios to be both equally likely (in a probabilistic sense) and equally stressful (in a conditional loss sense) across countries in order to be comparable. The paper proposes a three-pronged approach for stressing bank solvency, which incorporates recalibrating pre-crisis Basel capital assumptions, adapting the BIS “expected shortfall” approach for securities, and using granular data for income haircuts. Loan losses are quantified using a simple “multiples” approach, starting from expected outcomes, which is derived from the pre-crisis Basel technical proposal. The approach is practical, can be more granular or conducted at a high level, depending on data availability, and offers a simple way for regulators, investors or risk assessors to compare and contrast stresses in different banking systems. Of the eight bank defaults recorded globally during 2017, this approach would have given a better “rank ordering” for seven of them, indicating the approach adds value to traditional solvency metrics.

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Vojtková, Mária, and Patrik Mihalech. "Intraday liquidity modelling using statistical methods." Argumenta Oeconomica 2023, no. 2 (2023): 151–78. http://dx.doi.org/10.15611/aoe.2023.1.08.

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The correct approach to liquidity risk management in banks is essential for securing their financial stability. The position of liquidity risk among the rest of bank risks is specific because the negative outcome is not just a loss, but directly the bankruptcy of the institution. Such an occurrence might start a chain reaction and bring uncertainty into the entire financial system. This paper focused on one source of liquidity risk, i.e. management of liquidity throughout the day. The management of intraday liquidity is related to cash inflows and outflows occurring during the business day, their timing and settlement. In 2013, the BCBS published the document Monitoring tools for intraday liquidity management, often referred to by the regulatory authorities. It offers basic concepts of intraday liquidity monitoring and sketchily defines stress scenarios. The author suggests possibilities of how to perform intraday liquidity stress testing in a bank, which is often required by supervisors, even though no detailed approach or methodology as to how to proceed was introduced by the regulators. The research was carried out on anonymised data of cash inflows and outflows recorded on a central bank reserves account of one of the Slovak commercial banks. Both a base and four stress scenarios were developed and suggested for the better understanding of expected cashflows in standard conditions and during stress. The author’s aim was to develop scenarios in a non-traditional way by means of a basic and EWMA historical bootstrap simulations, respectively. Stress scenarios are supposed to simulate reputation crisis, disruption in RTGS payment system, increased deposit outflows and bank run. The purpose of the proposed intraday liquidity monitoring scenarios was to strengthen resilience not only for a concrete bank, but also the entire financial system. Intraday liquidity monitoring is a key factor in securing stability of the financial sector.

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Kushchyk, Anatolii. "Problems of stress-testing application for estimation of interest risk of the bank." Visnik Zaporiz'kogo nacional'nogo universitetu. Ekonomicni nauki 2, no. 42 (2019): 105–9. http://dx.doi.org/10.26661/2414-0287-2019-2-42-19.

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Banerjee, Sreejata, and Divya Murali. "Stress test of banks in India across ownerships: a VAR approach." Studies in Economics and Finance 34, no. 4 (October 2, 2017): 527–54. http://dx.doi.org/10.1108/sef-11-2014-0213.

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Purpose This paper aims to examine whether the Indian banking system is robust to withstand unexpected shocks from external and domestic macroeconomic factors after financial liberalization in 1992. As proposed by Demirgüç-Kunt and Detragiache (1998) and Kaminsky and Reinhart (1999) banking crisis follows financial liberalization. India embarked financial deregulation from 1992, whereas the ongoing global financial crisis (GFC) could jeopardize bank portfolios. Design/methodology/approach Stress test is undertaken through the vector auto regressive (VAR) model to examine if decline in GDP, exchange rate volatility and foreign capital portfolio funds adversely impact bank asset quality through higher defaults. The VAR model is run for banks belonging to public, private or foreign ownership. Soundness of banks is measured by the non-performing assets (NPAs) with quarterly data from 1997 to 2014. Post-VAR estimation technique, Granger causality test (GC) and impulse response function (IRF) are used to check for robustness of the VAR model findings. Findings The authors found that there is little divergence among banks of different ownership in responding to the shocks from REER, foreign capital flows and GDP output gap. IRF shows that GDP shock to NPA of public and private banks takes more than nine and eight quarters to stabilize. Foreign banks are impacted by the same macroeconomic factors. The stress test exhibits that public banks are more vulnerable and need recapitalization. Moreover, domestic banks are not adversely affected by the GFC, and credit for this could be attributed to the Reserve Bank of India’s (RBI’s) regulatory policy. Research limitations/implications Surprisingly, capital market indices do not influence banks’ NPA, and this needs further investigation. The limitation arises from the fact that stock market index for banks was launched only in the early 2000. Missing data and limited number of banks shares traded in the market could explain the trivial results. Practical implications Findings of this study will be useful to RBI policymakers and bank managers. The exchange-rate risk faced by borrowers that lead to increased NPAs is an issue that the RBI would be interested to examine. The impact of foreign capital flows, adversely influencing the NPAs of banks, is a significant issue that the RBI is concerned with. Social implications Banking sector crisis has serious repercussions, causing loss of household savings and decline in confidence in the banking sector. Originality/value This topic was explored in India only by Bhattacharya and Roy in (2008). No other similar work has been done to the authors’ knowledge in stress test of banks in India across different ownership. The authors’ study period covers the GFC and shows that it has not caused devastation as it has in developed countries.

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BRINDHA, K., and MS C. M. SATHYASREE. "BANKING SECTOR PERFORMANCE DURING THE COVID-19 CRISIS." YMER Digital 21, no. 07 (July 7, 2022): 213–27. http://dx.doi.org/10.37896/ymer21.07/16.

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This paper analyzes bank stock prices around the world to assess the impact of the COVID-19 pandemic on the banking sector. Using a global database of policy responses during the crisis, the paper also examines the role of financial sector policy announcements on the performance of bank stocks. Overall, the results suggest that the crisis and the countercyclical lending role thatbanks are expected to play have put banking systems under significant stress, with bank stocks underperforming their domestic markets and other nonbank financial firms. The effectiveness of policy interventions has been mixed. Measures of liquidity support, borrower assistance, and monetary easing mod- erated the adverse impact of the crisis, but this is not true for all banks or in all circumstances. For example, borrower assistance and prudential measures exacerbated the stress for banks that are already undercapitalized and/or operate in countries with little fiscal space. These vulnerabilities will need to be carefully monitored as the pandemic continues to take a toll on the world’s economies. Keywords: Bank stock returns, government announcements, liquidity premium, COVID-19 pandemic period.

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Montesi, Giuseppe, and Giovanni Papiro. "Bank Stress Testing: A Stochastic Simulation Framework to Assess Banks’ Financial Fragility." Risks 6, no. 3 (August 17, 2018): 82. http://dx.doi.org/10.3390/risks6030082.

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We present a stochastic simulation forecasting model for stress testing that is aimed at assessing banks’ capital adequacy, financial fragility, and probability of default. The paper provides a theoretical presentation of the methodology and the essential features of the forecasting model on which it is based. Also, for illustrative purposes and to show in practical terms how to apply the methodology and the types of outcomes and analysis that can be obtained, we report the results of an empirical application of the methodology proposed to the Global Systemically Important Banks (G-SIB) banks. The results of the stress test exercise are compared with the results of the supervisory stress tests performed in 2014 by the Federal Reserve and EBA/ECB.

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Lim, Kian. "Predictability of EU Bank Stress Test Results." Global Economy and Finance Journal 8, no. 1 (March 2015): 1–10. http://dx.doi.org/10.21102/gefj.2015.03.81.01.

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Naeem, Farah. "Antecedents of Organizational Stress among Bank Executives." Jaipuria International Journal of Management Research 4, no. 2 (December 1, 2018): 82. http://dx.doi.org/10.22552/jijmr/2018/v4/i2/177080.

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Panyukov, Anatoly, Vitaly Pyankov, and Timur Shamsivaleev. "STRESS ANALYSIS OF THE BANK OF RUSSIA." Bulletin of South Ural State University series "Economics and management" 11, no. 1 (2017): 28–35. http://dx.doi.org/10.14529/em170104.

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Gerhardt, Maria, and Rudi Vander Vennet. "European bank stress test and sovereign exposures." Applied Economics Letters 24, no. 14 (October 20, 2016): 972–76. http://dx.doi.org/10.1080/13504851.2016.1243208.

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Manea, Claudia-Neptina, Claudia Salceanu, Cristina Chiper, and Ion Chiper. "Occupational Stress and Tolerance of Bank Employees." Procedia - Social and Behavioral Sciences 92 (October 2013): 495–500. http://dx.doi.org/10.1016/j.sbspro.2013.08.707.

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Journal articles on the topic 'BANK STRESS'

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