Academic literature on the topic 'BANK STRESS'

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Journal articles on the topic "BANK STRESS"

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Mohd Abass Bhat, Mohd Abass Bhat. "Occupational Stress Among Bank Employees: An Empirical Study." International Journal of Scientific Research 2, no. 1 (June 1, 2012): 169–70. http://dx.doi.org/10.15373/22778179/jan2013/57.

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Dua, Pami, and Hema Kapur. "Macro Stress Testing of Indian Bank Groups." Margin: The Journal of Applied Economic Research 11, no. 4 (October 23, 2017): 375–403. http://dx.doi.org/10.1177/0973801017722267.

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This study examines how various bank groups operating in India have fared macro stress events and conduct macro stress testing (MST) to trace the impact of certain macroeconomic stress scenarios on the credit quality of five Indian bank groups, that is, the State Bank of India (SBI) and its associates (SBGs), nationalised banks (NBs), old private sector banks (OPBs), new private sector banks (NPBs) and foreign banks (FBs), using panel data from 1997 to 2014. Credit quality is modelled as a function of both macroeconomic variables (output growth, interest rate, inflation rate and exchange rate) and idiosyncratic variables (profitability and size indicator of bank business activity). The model is estimated by employing a panel cointegration approach, and the impact of adverse scenarios on the estimated credit quality is computed. Empirical findings show that credit quality is pro-cyclical in nature and rises in the event of a slowdown in the economy. In general, the credit quality of Indian bank groups is found to be inversely and significantly related to the economy’s growth rate, inflation rate, exchange rate and profits of banks and positively and significantly related to the interest rate. Shock analysis also reveals that a downturn in the economy through certain adverse scenarios has a significant adverse impact on the credit quality. The shocks are quickly propagated across banks with substantial heterogeneities present in different bank groups. Thus, macroeconomic policy measures promoting growth with price stability are expected to impact credit quality positively. Further, measures at the bank level can improve credit quality by enhancing their profitability. JEL Classifications: C32, C58, E170, G21
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Nantavisit, Nuttaprachya, Long Kim, Sook Fern Yeo, and Siwarit Pongsakornrungsilp. "How job stress happens among bank tellers in Cambodia." Banks and Bank Systems 18, no. 4 (October 4, 2023): 12–21. http://dx.doi.org/10.21511/bbs.18(4).2023.02.

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In the professional activity of a bank teller, the palette of emotional states is extremely large, but the dominant state is the state of emotional tension, which depends on the nature of the performed actions, professional experience and motivation of the employee. This study examines the consequences of occupational stress on employee motivation and job satisfaction across different organizational contexts. It focuses on the role conflict, supervisor support, work-family conflict, and job stress experienced by bank tellers in Cambodia. Data were collected from a sample of 649 tellers working in various Cambodian banks using the snowball sampling technique. The results show that role conflict and supervisor support have a significant impact on work-family conflict, which in turn affects the levels of workplace stress experienced by tellers. Role conflict is identified as the primary factor contributing to occupational stress. The study suggests that banks should address inter-role conflicts among tellers to reduce stress levels and promote a more efficient workplace atmosphere.
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Gong, Bing. "The Application of stressTesting in Bank Risk Management." Frontiers of Engineering and Scientific Research 1, no. 1 (May 29, 2022): 9. http://dx.doi.org/10.56028/fesr.1.1.9.

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In recent years, along with bank management become more and more attention to risk management, bank managers by adopt the method of stress tests for Banks manage risk factors in the process of operation, when the bank there was a risk management system, pressure test system will be automatically, which can identify the risk factors at the same time to remind the bank management. This paper mainly through the risk management system in the stress test technology analysis, mainly from the bank stress test to the bank risk management application, the feasibility and necessity of the existence of stress test and the advantages of stress test analysis.
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Bliss, Barbara A., Jeffrey A. Clark, and R. Jared DeLisle. "Bank risk, financial stress, and bank derivative use." Journal of Futures Markets 38, no. 7 (February 23, 2018): 804–21. http://dx.doi.org/10.1002/fut.21902.

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Koppad, Jahnavi T., Sangamesh Pattanashetti, Jayashri G. Itti, and Rajeev Gandhi. "A Study to Assess the Knowledge of Stress and Its Management Among Bank Employees in Selected Banks of Bagalkot with A View to Develop SIM." International Journal of Membrane Science and Technology 10, no. 1 (October 21, 2023): 1203–8. http://dx.doi.org/10.15379/ijmst.v10i1.2827.

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Background: Stress is a state of mind that reflects certain reactions in the human body and is experienced by a sense of anxiety, tension, and depression and is caused by such demands of the environmental or internal forces that cannot be met by the resources available to the person.Objective: To assess the knowledge of stress and its management among Bank employees in selected banks of Bagalkot with a view to develop SIM. Methods: A cross sectional study with a sample of 100 employees working in banks of Bagalkot, selected by convenient sampling technique. A self-structured questionnaire was used to assess the data regarding stress and its management among bank employees in selected bank of Bagalkot. The data was entered in MS excel sheet and transferred to SPSS 18 for analysis. Results: Mean age of participants was 40.01 years + 2.64 years majority of the bank employees were males 65 % and remaining were females 35%. Among 100 Majority of bank employees were having mixed diet (61.42%), about 30% were vegetarian and 8.57% were non-vegetarian. Among100 employees Majority (52%) of subjects attended programme on stress management and 48 % were didn’t attended programme on stress management. Conclusion: Self-instruction module is an effective measure to improve the knowledge of stress and its management among Bank employees.
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Iwanicz-Drozdowska, Małgorzata, Krzysztof Jackowicz, and Maciej Karczmarczyk. "“The Crooked Smile of TCR”: Banks’ Solvency and Restructuring Costs in the European Banking Industry." SAGE Open 11, no. 3 (July 2021): 215824402110459. http://dx.doi.org/10.1177/21582440211045962.

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In this study, we analyze the probability of bank failure, the expected losses, and the costs of bank restructuring with the application of a lognormal distribution probability function for three categories of European banks, that is, small, medium, and large, over the post-crisis period from 2012 to 2016. Our goal was to determine whether the total capital ratio (TCR) properly reflects banks’ solvency under stress conditions. We identified a phenomenon that one can call the “crooked smile of TCR”. Medium-sized banks with relatively high TCRs performed poorly in stress tests; however, the probability of bank failure increases slightly with the size of the bank, while the TCR decreases. We claim that the focus on capital adequacy measures is not sufficient to achieve the goal of improving banks’ stability and reducing their restructuring costs. Our results are of special importance for medium-sized banks, as these banks are not regularly subjected to publicly available stress tests.
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Sugariv Wakchaure, Sushilkumar, and Sharadchandra Vinayak Dighe. "A Comparative Study to Assess the Occupational Stress and Burnout among Public and Private Sector Bank Employees Working at Selected Banks of Rahata Taluka, Ahmednagar District." International Journal of Science and Healthcare Research 8, no. 2 (June 27, 2023): 552–61. http://dx.doi.org/10.52403/ijshr.20230275.

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Job stress is a common work place problem experienced by all professionals, and banking is not an exception to it. Previous reports suggest presence of stress among banking professionals. Objectives: The primary objective of this study was to compare the occupational stress and burnout among public and private sector bank employees. Methods: A comparative study was conducted on 200 bank employees, each100 employees from public and private sector banks. Participants were selected by using purposive sampling method, who fulfilled eligibility criteria. The data collection tool included socio-demographic questionnaires, modified Occupational Stress Index (OSI) and Maslach Burnout Inventory (MBI). The data was collected from December 2022 to January 2023. Interview technique was used for data collection. Descriptive statistics such as frequency, percentage, mean and S.D. were used for data analysis. Results: Findings of the study revealed that 100% bank employees from both sectors experienced both high or moderate stress and burnout, although private sector bank employees experienced more stress (176.16±27.14) than the public sector bank employees (170.3±24.03). The highest stressful area for bank employees was role overload (public sector, 24.74 ± 2.08; private sector, 24.71±2.04) followed by role conflict (public sector, 17.72±3.31; private sector, 18.34±3.62). The least stressful area was unprofitability (public sector, 7.4±2.09; private sector, 7.94±1.07). Similarly private sector bank employees experienced more burnout (98.68 ± 15.02) than the public sector bank employees (92.5 ± 13.24). Conclusion: Although this study confirmed the presence of stress among bank employees, comparatively private sector bank employees are more stressed than public sector bank employees. Keywords: Occupational stress, Burnout, Bank employees, Public sector, Private sector
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Astuti, Dewi Puji, and Muhammad Zakiy. "Self Efficacy Sebagai Variabel Moderasi Pengaruh Stress Kerja Terhadap Turnover Intention Dan Komitmen Afektif Karyawan Bank Syariah Indonesia." JRMB (Jurnal Riset Manajemen & Bisnis) 7, no. 1 (August 22, 2022): 13–23. http://dx.doi.org/10.30743/jrmb.v7i1.5175.

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The merger of three Sharia Commercial Banks consisting of Bank Syariah Mandiri, Bank Negara Indonesia Syariah, and Bank Rakyat Indonesia Syariah caused employee work stress. Prolonged work stress can cause employees to turn over. In addition, employee work stress will affect one's commitment to the organization, one of which is affective commitment. Therefore, a factor is needed to weaken the level of employee work stress, one of which is self-efficacy. Respondents in this study were employees of Bank Syariah Indonesia (BSI) with the criteria of having worked before and after the merger. The data collection process was carried out online to 155 employees of Bank Syariah Indonesia (BSI) and then processed using Structural Equation Modeling (SEM) through the SmartPLS 3.2 application. The results of the study prove that work stress has a positive effect on turnover intention. In addition, work stress also has a negative effect on affective commitment. However, this study states that self-efficacy cannot moderate the effect of work stress on turnover intention of affective commitment.
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Hasan, Iftekhar, and Fotios Pasiouras. "Stress Testing and Bank Efficiency." International Journal of Corporate Finance and Accounting 2, no. 2 (July 2015): 1–20. http://dx.doi.org/10.4018/ijcfa.2015070101.

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This study examines whether and how the stress testing of European banks in 2010, 2011, and 2014 is related to their technical, allocative, and cost efficiency. Using a sample of large commercial banks operating in 20 European countries, and Data Envelopment Analysis (DEA), the authors perform comparisons between banks that were included in one of the three European stress tests and untested banks operating in the same countries. They estimate various specifications as for the inputs and outputs, cross-section and pooled estimations, and they also examine alternative samples as for the ownership of banks. In general, the authors conclude that banks included in the stress-test exercises are more efficient that their counterparties. The differences tend to be statistically significant in the case of allocative efficiency and cost efficiency, but not in the case of technical efficiency. With regards to the latter form of efficiency, the results depend upon the specification and the stress test in question.
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Dissertations / Theses on the topic "BANK STRESS"

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Schmidt, Brent A. "Consequences of Bank Stress Test Disclosures." The Ohio State University, 2019. http://rave.ohiolink.edu/etdc/view?acc_num=osu1558628658813261.

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Vorlíček, Jaroslav. "Zátěžové testy bank." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-201628.

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This thesis deals with stress testing of the banking sector. Stress tests are a set of analytical tools used to test the resilience and financial stability of the banking sector. At the beginning of the work financial stability and systemic risk impact not only in the form of sys-temically important financial institutions are discussed. Followed by a chapter on stress tests, which describes historic development of stress testing approaches to testing of individual banking risks and their implementation in the form of stress testing. Stress testing methodo-logy is described primarily from the perspective of the Czech National Bank, the importance of banking regulation and supervision in Basel III is also presented. In the final chapter of the thesis there are commented results of Czech National Bank's stress tests, and EU wide stress tests 2014, launched in cooperation with European Banking Authority, European Central Bank and the European Systemic Risk Board.
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Štefančíková, Michaela. "Význam a vývoj záťažových testov bank v ČR a EÚ." Master's thesis, Vysoká škola ekonomická v Praze, 2013. http://www.nusl.cz/ntk/nusl-199741.

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This thesis deals with the stress testing of banks in Czech Republic and the EU. The first part discusses the financial stability. Attention is paid mainly to different opinions of financial institutions and other experts. The first part includes the financial stability assessment tools of two major financial institutions that deal with financial stability (IMF and ECB). The second part is devoted to one the specific assessment tool for financial stability - stress testing. Stress testing part targets to include the latest theoretical knowledge that are related to stress testing. The third part deals with the stress testing of the banking sector in the Czech Republic and examines the evolution of stress scenarios and methods of stress tests, which are the responsibility of CNB. The fourth part analyzes in detail the stress scenarios and the results of stress tests of the banking sector in the Czech Republic. The last part of the thesis is devoted to the analysis of stress tests of the EU banking sector.
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Dimitrova, Evgenia. "Bank capitalization and credit rating assessment : Evidence from the EBA stress test." Thesis, Högskolan i Jönköping, Internationella Handelshögskolan, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-30455.

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Banks face market pressure when determining their capital structures because they are subject to strict regulations. CFOs are willing to adjust their company’s capital structures in order to obtain higher ratings. The credit ratings are highly valuable not only because they assess the creditworthiness of the borrowers but also because those agencies take advantage of the information asymmetry and have access to data that companies might not disclose publicly. Also, this industry gained much interest after the BIS proposals back in 1999 and 2001 that the Basel Committee on Banking Supervision should consider the borrower’s credit ratings when examining banks’ solvency and adequacy. Factors used to determine the credit ratings are banks’ asset quality which is fundamental measure for the creditworthiness, banks’ capital which is related to the asset quality in relation to the RWA, banks’ profitability, and liquidity measurements. The purpose of this paper is to investigate whether the banks that keep excess equity to balance sheet receive better credit ratings, given the predictors capital, banks size and defaulted to total exposures. The European Banking Authority (EBA) stress test results are used as a benchmark for determining banks’ capital adequacy and solvency, whereas the credit ratings are obtained shortly after the EBA’s reports publication. The sample size is 73 and 95 banks for the years 2011 and 2014, respectively. The results from the multivariate ordinal regression do not show significant correlation results between the excess equity to balance sheet and the credit ratings, even though the estimated coefficient is negative, namely excess equity is associated with lower credit ratings. An explanation to this one can find in the low-quality capital relative to the banks’ capital base. Also, banks which plan to implement risker projects or currently hold risker assets are subject to higher capital requirements. Moreover, banks currently being rated low but with the potential of being upgraded would be more willing to issue equity than debt in order to avoid the corresponding risk and achieve the higher rating. The equity ratio and the defaulted to total exposures ratio show significant correlation to the banks’ credit ratings. Overall, since the results of the regression are insignificant, we do not have reasons to believe that holding excess equity is not beneficial for banks. When banks make changes in their leverage ratios they would either carry the cost of being downgraded or the cost related to issuing more equity, therefore at the end they will balance the leverage ratio close to the optimal and keep as much capital as required by regulations.
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Konstantopoulos, Theodoros. "The Impact of Stress Testing on the Systemic Risk of Bank Holding Companies." Thesis, The University of North Carolina at Charlotte, 2018. http://pqdtopen.proquest.com/#viewpdf?dispub=13421953.

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The impact of the financial crisis of 2007-2008 on the global banking system raised concerns regarding the capital adequacy of banks. While the banks were already conducting internal stress tests before the financial crisis that was not enough to ensure their capital adequacy in the case of an extremely adverse economic scenario. In 2009, under the Obama administration, large Bank Holding Companies (BHCs) were required to conduct stress tests under the supervision of the Federal Reserve Board (FED). This paper evaluates the impact of stress testing on the systemic risk and marginal expected shortfall of Bank Holding Companies. The objective of this study is to examine if the implementation of stress testing by the FED has affected the systemic risk of Bank Holding Companies. This study considers 55 US Bank Holding Companies with data from 2000 to 2018. The overall sample includes stress test BHCs as well as non-stress test BHCs. I use a variety of techniques including regression discontinuity with kernel triangular approach and OLS regression with fixed effects. The models contain bank-specific control variables including Log of Assets, Pre-Provision Net Revenue to Assets, Loan Loss Provision to Assets Real Estate Loans to Assets, Consumer Loans to Assets, Commercial Loans to Assets, Debt to Capital, Deposits to Assets, as well as capital requirements such as Tier 1 Capital Ratio. The results suggest that after the regulation of the stress test, the systemic risk of the stress test BHCs is significantly higher than the non-stress test BHCs. However, the stress test BHCs decrease their systemic risk more than the non-stress BHCs. The Tier 1 capital ratio, which is a key ratio that determines whether the BHCs pass the stress test, is found to have a negative effect on systemic risk (SRISK). Furthermore, I show that BHCs see an increase in their systemic risk when they run stress testing for the first time. Finally, the stress test BHCs decrease their systemic risk the quarter before the stress test and increase it a quarter after.

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Wynn, Theresa M. "The Effects of Vegetation on Stream Bank Erosion." Diss., Virginia Tech, 2005. http://hdl.handle.net/10919/11191.

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Riparian buffers are promoted for water quality improvement, habitat restoration, and stream bank stabilization. While considerable research has been conducted on the effects of riparian buffers on water quality and aquatic habitat, little is known about the influence of riparian vegetation on stream bank erosion. The overall goal of this research was to evaluate the effects of woody and herbaceous riparian buffers on stream bank erosion. This goal was addressed by measuring the erodibility and critical shear stress of rooted bank soils in situ using a submerged jet test device. Additionally, several soil, vegetation, and stream chemistry factors that could potentially impact the fluvial entrainment of soils were measured. A total of 25 field sites in the Blacksburg, Virginia area were tested. Each field site consisted of a 2nd-4th order stream with a relatively homogeneous vegetated riparian buffer over a 30 m reach. Riparian vegetation ranged from short turfgrass to mature riparian forest. Multiple linear regression analysis was conducted to determine those factors that most influence stream bank erodibility and the relative impact of riparian vegetation. Results of this research indicated woody riparian vegetation reduced the susceptibility of stream bank soils to erosion by fluvial entrainment. Riparian forests had a greater density of larger diameter roots, particularly at the bank toe where the hydraulic stresses are the greatest. These larger roots (diameters > 0.5 mm) provided more resistance to erosion than the very fine roots of herbaceous plants. Due to limitations in the root sampling methodology, these results are primarily applicable to steep banks with little herbaceous vegetation on the bank face, such as those found on the outside of meander bends. In addition to reinforcing the stream banks, riparian vegetation also affected soil moisture and altered the local microclimate. While summer soil desiccation was reduced under deciduous riparian forests, as compared to herbaceous vegetation, winter freeze-thaw cycling was greater. As a result, in silty soils that were susceptible to freeze-thaw cycling, the beneficial effects of root reinforcement by woody vegetation were offset by increased freeze-thaw cycling. Using the study results in an example application, it was shown that converting a predominately herbaceous riparian buffer to a forested buffer could reduce soil erodibility by as much as 39% in soils with low silt contents. Conversely, for a stream composed primarily of silt soils that are prone to freeze-thaw cycling, afforestation could lead to localized increases in soil erodibility of as much as 38%. It should be emphasized that the riparian forests in this study were deciduous; similar results would not be expected under coniferous forests that maintain a dense canopy throughout the year. Additionally, because dense herbaceous vegetation would likely not develop in the outside of meander bends where hydraulic shear stresses are greatest, the reductions in soil erodibility afforded by the herbaceous vegetation would be limited to areas of low shear stress, such as on gently sloping banks along the inside of meander bends. As the first testing of this type, this study provided quantitative information on the effects of vegetation on subaerial processes and stream bank erosion. It also represents the first measurements of the soil erosion parameters, soil erodibility and critical shear stress, for vegetated stream banks. These parameters are crucial for modeling the effects of riparian vegetation for stream restoration design and for water quality simulation modeling.
Ph. D.
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7

Thompson, Theresa M. "The Effects of Vegetation on Stream Bank Erosion." Diss., Virginia Tech, 2004. http://hdl.handle.net/10919/11191.

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Riparian buffers are promoted for water quality improvement, habitat restoration, and stream bank stabilization. While considerable research has been conducted on the effects of riparian buffers on water quality and aquatic habitat, little is known about the influence of riparian vegetation on stream bank erosion. The overall goal of this research was to evaluate the effects of woody and herbaceous riparian buffers on stream bank erosion. This goal was addressed by measuring the erodibility and critical shear stress of rooted bank soils in situ using a submerged jet test device. Additionally, several soil, vegetation, and stream chemistry factors that could potentially impact the fluvial entrainment of soils were measured. A total of 25 field sites in the Blacksburg, Virginia area were tested. Each field site consisted of a 2nd-4th order stream with a relatively homogeneous vegetated riparian buffer over a 30 m reach. Riparian vegetation ranged from short turfgrass to mature riparian forest. Multiple linear regression analysis was conducted to determine those factors that most influence stream bank erodibility and the relative impact of riparian vegetation. Results of this research indicated woody riparian vegetation reduced the susceptibility of stream bank soils to erosion by fluvial entrainment. Riparian forests had a greater density of larger diameter roots, particularly at the bank toe where the hydraulic stresses are the greatest. These larger roots (diameters > 0.5 mm) provided more resistance to erosion than the very fine roots of herbaceous plants. Due to limitations in the root sampling methodology, these results are primarily applicable to steep banks with little herbaceous vegetation on the bank face, such as those found on the outside of meander bends. In addition to reinforcing the stream banks, riparian vegetation also affected soil moisture and altered the local microclimate. While summer soil desiccation was reduced under deciduous riparian forests, as compared to herbaceous vegetation, winter freeze-thaw cycling was greater. As a result, in silty soils that were susceptible to freeze-thaw cycling, the beneficial effects of root reinforcement by woody vegetation were offset by increased freeze-thaw cycling. Using the study results in an example application, it was shown that converting a predominately herbaceous riparian buffer to a forested buffer could reduce soil erodibility by as much as 39% in soils with low silt contents. Conversely, for a stream composed primarily of silt soils that are prone to freeze-thaw cycling, afforestation could lead to localized increases in soil erodibility of as much as 38%. It should be emphasized that the riparian forests in this study were deciduous; similar results would not be expected under coniferous forests that maintain a dense canopy throughout the year. Additionally, because dense herbaceous vegetation would likely not develop in the outside of meander bends where hydraulic shear stresses are greatest, the reductions in soil erodibility afforded by the herbaceous vegetation would be limited to areas of low shear stress, such as on gently sloping banks along the inside of meander bends. As the first testing of this type, this study provided quantitative information on the effects of vegetation on subaerial processes and stream bank erosion. It also represents the first measurements of the soil erosion parameters, soil erodibility and critical shear stress, for vegetated stream banks. These parameters are crucial for modeling the effects of riparian vegetation for stream restoration design and for water quality simulation modeling.
Ph. D.
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Ayres, Kelley. "Simulation models of bank risk management." Thesis, Kansas State University, 2015. http://hdl.handle.net/2097/18969.

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Master of Agribusiness
Department of Agricultural Economics
Bryan Schurle
Quantifying the impact of various economic events is essential for risk management in community banks. Interest rate shocks of either rapidly increasing or decreasing rates, in magnitudes of at least 200 basis points, is one of the more common risks modeled. Liquidity crises that impact deposits or loan demand can arise from either local or national economic events is another risk factor that regulators are requiring banks to quantify and plan for. Excel spreadsheets can be used to develop models to measure and quantify these risks. Simulation tools and what-if analysis using data table and scenario manager identify possible outcomes for differing interest rate scenarios, interest rate shocks and liquidity stresses. Data table was used for simulation of a stochastic model to produce a cumulative distribution function of two hundred results each on three different interest rate environments. Scenario manager was used to narrow the simulation to a certain set of expectations affecting the balance sheet of the bank and another set of expectations from an interest rate shock. Changes in the bank’s balance sheet resulting from three different commodity price expectations were modeled. An interest rate shock of four hundred basis points over a two year period was also modeled. These models are simple and cost effective. Once data are captured, the time required to develop and generate scenarios is manageable. The model can be used for a wide range of what-if alternatives as an individual bank may see fit. These models are adequate to meet present regulatory requirements for a community bank of smaller size that is not complex and does not possess a high risk profile.
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Likovská, Veronika. "Přístup ke stresovému testování bank na úrovni EU." Master's thesis, Vysoká škola ekonomická v Praze, 2017. http://www.nusl.cz/ntk/nusl-359610.

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The diploma thesis deals with stress testing as a specific tool which is used by European Banking Association for banking sector financial stability assessment. The main aim is to provide reader with analysis of EBA stress testing. Both the EBA methodology and 2016 results are analyzed in second part. Due to high costs spend on stress testing process I consider practical usage from the bank point of view as very important. This issue is discussed in fourth part of this thesis.
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Malmgård, Agnes, and Annie Delewon. "Upplevelsen av den psykosociala arbetsmiljön inom bank- och finansbranschen : En kvantitativ enkätstudie." Thesis, Högskolan i Jönköping, Högskolan för lärande och kommunikation, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:hj:diva-43685.

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Syftet med studien var att undersöka huruvida individuella faktorer har en inverkan på upplevelsen av arbetsrelaterad stress inom bank- och finansbranschen genom de tre dimensionerna krav, kontroll och stöd samt att undersöka den psykosociala arbetsmiljön i allmänhet genom dimensionerna hälsa och välbefinnande, samt balansen mellan arbete och privatliv. De individuella faktorer som studerades var kön, ålder, utbildningsnivå, ledande befattning och anställningstid inom organisationen. Totalt deltog 146 medarbetare (92 kvinnor och 54 män), och respondenternas ålder varierade mellan 19–64 år (M = 44.23; SD = 10.89). I studien användes en kvantitativ utformning samt en tvärsnittsdesign. Mätinstrumentet som användes baserades på Copenhagen Psychosocial Questionnaire II (Pejtersen, Kristensen, Borg & Bjorner, 2010), vilket är en förkortad version av originalet. Insamlade data analyserades genom separata t-test med oberoende mätningar. Resultaten visade på signifikanta skillnader i det avseendet att kvinnor upplevde mindre kontroll i arbetet än män och yngre medarbetare upplevde mindre stöd än äldre medarbetare. Resultaten visade även signifikanta skillnader i form av att medarbetare utan ledande position ansåg sig ha mindre kontroll i sitt arbete än medarbetare med ledarposition, dock upplevde de sistnämnda högre krav än icke-ledare. Medarbetare med högre utbildningsnivå upplevde en sämre hälsa och välbefinnande än medarbetare med lägre utbildning. Däremot påvisades ej några signifikanta skillnader gällande anställningstid inom organisationen. Följaktligen kunde det konstateras att upplevelsen av psykosocial arbetsmiljö skiljer sig beroende på de individuella faktorerna kön, ålder, utbildningsnivå samt ledande befattning.
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Books on the topic "BANK STRESS"

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Mario, Quagliariello, ed. Stress-testing the banking system: Methodologies and applications. Cambridge: Cambridge University Press, 2009.

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Organisation for Economic Co-operation and Development., ed. Banks under stress. Paris, France: Organisation for Economic Co-operation and Development, 1992.

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Congressional Oversight Panel June oversight report: Stress testing and shoring up bank capital. Washington: U.S. G.P.O., 2009.

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Harvey, Marilyn. A resource bank on loss & grief: "It hurts...". London: Youth Clubs UK, 1999.

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Harvey, Marilyn. A resource bank on self-esteem: "What if ... ?". London: Youth Clubs UK, 2000.

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Stress testing: Approaches, methods and applications. London: Risk Books, 2013.

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Stress testing for financial institutions: Applications, regulations and techniques. London: Risk Books, 2008.

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The man who broke out of the bank-- and went for a walk in France. London: Bloomsbury, 1992.

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World Bank. Independent Evaluation Group., ed. Engaging with fragile states: An IEG review of World Bank support to low-income countries under stress. Washington, D.C: World Bank, 2006.

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World Bank. Independent Evaluation Group, ed. Engaging with fragile states: An IEG review of World Bank support to low-income countries under stress. Washington, D.C: World Bank, 2006.

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Book chapters on the topic "BANK STRESS"

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Blaseg, Daniel, and Michael Koetter. "Crowdfunding and Bank Stress." In Banking Beyond Banks and Money, 17–54. Cham: Springer International Publishing, 2016. http://dx.doi.org/10.1007/978-3-319-42448-4_3.

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Farid, Jawwad Ahmed. "Stress Testing, Bank Regulation and Risk." In Models at Work, 168–209. London: Palgrave Macmillan UK, 2014. http://dx.doi.org/10.1057/9781137371645_5.

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Chornyy, Sergiy, Dmitriy Abramov, and Daria Sadova. "Determination of Eroded Chernozem on the Right-Bank Steppe of Ukraine Using the Soil Line." In Soils Under Stress, 49–56. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-68394-8_5.

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Kean, Jason W., and J. Dungan Smith. "Flow and boundary shear stress in channels with woody bank vegetation." In Riparian Vegetation and Fluvial Geomorphology, 237–52. Washington, D. C.: American Geophysical Union, 2004. http://dx.doi.org/10.1029/008wsa17.

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Arcangeli, Giulio, Gabriele Giorgi, Manfredi Montalti, and Francesco Sderci. "The Assessment of Work-Related Stress in a Large Sample of Bank Employees." In Advances in Intelligent Systems and Computing, 479–85. Cham: Springer International Publishing, 2018. http://dx.doi.org/10.1007/978-3-319-96089-0_51.

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Jia, Menghao, Fanyi Zhang, Xinyi Lyu, Yuncheng Wen, and Hua Xu. "Three-Dimensional Hydrodynamic Analysis and Early Warning of Ω-Collapse in the Lower Reaches of the Yangtze River Based on Experimental Study on Generalized Model." In Lecture Notes in Civil Engineering, 1589–603. Singapore: Springer Nature Singapore, 2023. http://dx.doi.org/10.1007/978-981-19-6138-0_140.

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AbstractUnder the background of the construction of cascade reservoir group in the main stream of the Yangtze River, the lower reaches of the Yangtze River are faced with new water and sediment situation, which leads to the increased risk of bank collapse in the lower reaches of the Yangtze River. Therefore, the purpose of this study is to have a certain supporting significance for the prevention and control of riverbank collapse disasters. The study takes the Jiangsu section of the lower reaches of the Yangtze River as the research object. Firstly, according to the measured data over the years, the macroscopic characteristics of the collapsed bank in the Jiangsu section are analyzed, and the temporal and spatial distribution characteristics are mainly analyzed. The research results show that the collapse of the Jiangsu section of the Yangtze River is dominated by Ω-collapse, which mostly occurs in the flood season and the post-flood receding water period. The frequency of bank collapse in the Yangzhong Reach is relatively the highest among all river segments, and there are more bank collapses on the north bank than the south bank. According to statistics, the average collapse width of the collapse in the Jiangsu section can reach 130 m, the depth of the collapse can reach 60 m, and the ratio of the average bank collapse to the depth can reach 2.15. Then, aiming at the characteristics of the main bank collapse type in the Jiangsu section is the Ω-collapse, the experimental investigation and numerical calculation are used to conduct in-depth research, combined with the measured data, probability and statistical analysis and theoretical analysis. Three-dimensional hydrodynamic analysis is carried out on the mainstream area near the collapse area and outside the collapse area, focusing on the analysis of its nearshore velocity and shear stress and other factors. Combined with the water tank test, the water flow in the inner surface, middle and bottom layers of the Ω-type nest was studied under different flow levels, and it was concluded that the water flow in the nest had a counterclockwise backflow, and the backflow intensity gradually weakened from the side wall to the center. And the phenomenon that the surface layer and the bottom water flow are separated, and this phenomenon becomes more prominent with the increase of the flow rate.
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Golemi, Ela, and Vasilika Kota. "Stress-Testing at the Bank of Albania: Methodology of Approaches and the Quality of Forecasting." In The 21st Century from the Positions of Modern Science: Intellectual, Digital and Innovative Aspects, 590–607. Cham: Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-32015-7_67.

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Peng, Bangxin, and Wisanupong Potipiroon. "Impacts of job insecurity on burnout: Examining the mediating role of job stress among Thai bank tellers." In Economic and Business Management, 262–66. London: CRC Press, 2022. http://dx.doi.org/10.1201/9781003203704-49.

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Shahnaz, Tabatabaei Yahyaabadi, Khani Jazani Reza, Kavousi Amir, and Bahreini Maryam. "Relationship Between Ergonomic Workstations with Musculoskeletal Disorders and Job Stress Among Staff of Bank in Tehran City." In Advances in Intelligent Systems and Computing, 378–87. Cham: Springer International Publishing, 2017. http://dx.doi.org/10.1007/978-3-319-60483-1_39.

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Picano, Eugenio. "Stress Echocardiography: Back to the Future." In Stress Echocardiography, 94–103. Berlin, Heidelberg: Springer Berlin Heidelberg, 1992. http://dx.doi.org/10.1007/978-3-662-13061-2_11.

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Conference papers on the topic "BANK STRESS"

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Yan, Jiaqi, Daning Hu, and Leon Zhao. "An Ontology-Based Approach for Bank Stress Testing." In 2013 46th Hawaii International Conference on System Sciences (HICSS). IEEE, 2013. http://dx.doi.org/10.1109/hicss.2013.91.

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Wang, Weiqing, Xue Zhang, and Xiangdong Liu. "Commercial Bank Stress Tests Based on Credit Risk." In 2013 International Conference on Information Science and Cloud Computing Companion (ISCC-C). IEEE, 2013. http://dx.doi.org/10.1109/iscc-c.2013.59.

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L. A. Clark and T. M. Wynn. "Methods for Determining Stream Bank Critical Shear Stress: Implications for Erosion Rate Predictions." In 2005 Tampa, FL July 17-20, 2005. St. Joseph, MI: American Society of Agricultural and Biological Engineers, 2005. http://dx.doi.org/10.13031/2013.19885.

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Kim, Moon-dol, and Sung-Je Cho. "The Effects on Stress by General Characteristics of Bank Employees." In Business 2014. Science & Engineering Research Support soCiety, 2014. http://dx.doi.org/10.14257/astl.2014.70.02.

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Razzak, Farid, Fei Yi, Yang Yang, and Hui Xiong. "An Integrated Multimodal Attention-Based Approach for Bank Stress Test Prediction." In 2019 IEEE International Conference on Data Mining (ICDM). IEEE, 2019. http://dx.doi.org/10.1109/icdm.2019.00161.

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Ronnqvist, Samuel, and Peter Sarlin. "Detect & Describe: Deep Learning of Bank Stress in the News." In 2015 IEEE Symposium Series on Computational Intelligence (SSCI). IEEE, 2015. http://dx.doi.org/10.1109/ssci.2015.131.

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Samvelyan, F. G., and N. A. Kora. "RESEARCH OF THE RELATIONSHIP BETWEEN PROFESSIONAL BURNOUT AND STRESS RESISTANCE OF BANK WORKERS." In PSYCHOLOGICAL HEALTH AND PERSONAL DEVELOPMENT IN THE MODERN WORLD. Amur State University, 2019. http://dx.doi.org/10.22250/phpdmw.2019.45.

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Zhang, Kai, Qingchao Lyu, Yaoru Liu, Wenyu Zhuang, XingWang Wang, and Qiang Yang. "Slope Stability Analysis Considering Effective Stress Law and Material Softening During the First Impoundment of a Reservoir." In 57th U.S. Rock Mechanics/Geomechanics Symposium. ARMA, 2023. http://dx.doi.org/10.56952/arma-2023-0526.

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ABSTRACT Slope failure near a reservoir area is mainly influenced by reservoir impoundment and rainfall. In this paper, a bank slope on the Lancang River near a hydropower station in Southwest China is studied. The FEM numerical model is established to investigate the deformation and stability of the bank slope, especially the influence of the reservoir impoundment and rainfall. Unbalanced force (UST) and the factor of safety of the potential failure surface are presented to quantitatively evaluate the monolithic stability of the slope. The numerical analysis results show that the slope reaches a critical state after the first impoundment. The maximum deformation is mainly located at the toe of the slope towards the riverbed. The failure mechanism can be explained that the bank slope especially the toe of the slope is softened by rainfall and water impoundment and the effective stress effect makes it easier for the slope to yield, which results in significant deformation or landslide failure. It is also demonstrated that the toe reinforcement has a significant effect on restraining the shear displacements of the slope and preventing the progressive failure of the landslide. This study presented a feasible approach for more accurate analysis of reservoir slope stability during impounding and rainfall, and also provided practical measures for slope reinforcement. INTRODUCTION Landslides will cause major threat to both lives and property worldwide, especially in regions of steep terrain and heavy rainfall (Xu et al., 2014). Due to the impoundment of many large reservoir dams, more and more landslides have been triggered and cause serious damage. Water is an important factor that influences the mechanical behaviour of geotechnical materials and is responsible for many engineering hazards (Vásárhelyi and Ván, 2006; Wang et al., 2014). The weakening effects caused by water will significantly influence the stability of the reservoir slope.
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Ardivan, Yogi. "The Effect of Work Stress on Employee Performance in PT. Bank Pembiayaan Rakyat Syariah Syarikat Madani Kota Batam." In Proceedings of the 1st International Conference on Applied Economics and Social Science (ICAESS 2019). Paris, France: Atlantis Press, 2019. http://dx.doi.org/10.2991/icaess-19.2019.55.

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Wang, Xiaolin, Jian Shuai, and Xiaomin Guo. "Analytical Methodology for Evaluating Stress and Strain of Pipeline Exposed in Flood." In 2010 8th International Pipeline Conference. ASMEDC, 2010. http://dx.doi.org/10.1115/ipc2010-31609.

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River-crossing pipeline is threatened by flood which could induce pipeline being eroded and exposed, moreover, floating in a large scale. Under the combined effects of dynamic wave, buoyancy, gravity and resistance of bank soil, pipeline presents spatial deformation. A mechanical analysis model is built according to loadings on pipeline and deformation of pipeline. Taking into account nonlinear soil-pipe interaction, axial force, nonlinear material property of pipeline steel and spacial deformation of pipeline, an analytical methodology for evaluating pipeline deformation and stress distribution is developed. Compatibility equation of pipeline physical elongation and geometrical elongation is derived, by which pipeline stress and strain are calculated with iterative method. Based on proposed methodology, a computer program is developed and a series of cases of pipeline in flood are analyzed with it. Compared with finite element analysis, results of proposed methodology are well accepted. Finally, safety assessment method for pipeline in flood is proposed based on limit state theory and the safety of pipeline exposed in mountain torrent are evaluated.
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Reports on the topic "BANK STRESS"

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Schneider, Thomas Ian, Philip Strahan, and Jun Yang. Bank Stress Testing: Public Interest or Regulatory Capture? Cambridge, MA: National Bureau of Economic Research, March 2020. http://dx.doi.org/10.3386/w26887.

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Schneider, Thomas, Philip Strahan, and Jun Yang. Bank Stress Testing, Human Capital Investment and Risk Management. Cambridge, MA: National Bureau of Economic Research, January 2023. http://dx.doi.org/10.3386/w30867.

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Céspedes, Luis Felipe, and Roberto Chang. Optimal Foreign Reserves and Central Bank Policy Under Financial Stress. Cambridge, MA: National Bureau of Economic Research, October 2020. http://dx.doi.org/10.3386/w27923.

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Gutiérrez, José E., and Luis Fernández Lafuerza. Credit line runs and bank risk management: evidence from the disclosure of stress test results. Madrid: Banco de España, December 2022. http://dx.doi.org/10.53479/25006.

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As noted in recent literature, firms can run on credit lines due to fear of future credit restrictions. We exploit the 2011 stress test supervised by the European Banking Authority (EBA) and the Spanish Central Credit Register to explore: 1) the occurrence and magnitude of these runs after the release of negative stress test results; and 2) banks’ behaviour before and after the release of this information. We find that, following the release of the results, firms drew down approximately 10 pp more available funds from lines granted by banks that had a worse performance in the stress test. Moreover, before the release date, poorer performing banks were more likely to reduce the size of credit lines, while those with more significant balances of undrawn credit lines were more likely to cut term lending.
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Gutiérrez, José E., and Luis Fernández Lafuerza. Credit line runs and bank risk management: evidence from the disclosure of stress test results. Madrid: Banco de España, January 2023. http://dx.doi.org/10.53479/24998.

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As noted in recent literature, firms can run on credit lines due to fear of future credit restrictions. We exploit the 2011 stress test supervised by the European Banking Authority (EBA) and the Spanish Central Credit Register to explore: 1) the occurrence and magnitude of these runs after the release of negative stress test results; and 2) banks’ behaviour before and after the release of this information. We find that, following the release of the results, firms drew down approximately 10 pp more available funds from lines granted by banks that had a worse performance in the stress test. Moreover, before the release date, poorer performing banks were more likely to reduce the size of credit lines, while those with more significant balances of undrawn credit lines were more likely to cut term lending.
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Lai, Sharon, Kevin Lane, and Laura Nunn. The Term Funding Facility: Has It Encouraged Business Lending? Reserve Bank of Australia, December 2022. http://dx.doi.org/10.47688/rdp2022-07.

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The Reserve Bank of Australia's Term Funding Facility (TFF) was announced in March 2020 as part of a package of policy measures to support the Australian economy. It achieved a key objective of providing banks with three-year low-cost funding and was available for drawdown until 30 June 2021. This paper examines the effectiveness of the TFF in increasing the supply of credit to businesses, which was another one of the objectives of the program. Using bank-level data and a difference-in-differences approach, we find no statistically significant evidence that the TFF increased credit supply to businesses. However, our confidence intervals are wide and there are significant identification challenges involved in disentangling the effects of the TFF from the effects of pandemic-related disruptions and other policy interventions on credit supply and demand. Nonetheless, the TFF provided an assured source of funding at a time of considerable stress in the financial system and lowered banks' funding costs, and any effects on business lending via these channels may not be fully reflected in our results.
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Rosse, Anine. Stream channel monitoring for Wind Cave National Park 2021 Data report. National Park Service, January 2023. http://dx.doi.org/10.36967/2296623.

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The Northern Great Plains Inventory and Monitoring Network (NGPN) began stream channel monitoring in Highland Creek at Wind Cave National Park (WICA) in 2021. This data report summarizes the data collected during the 2021 season pertaining to watershed, reach, and physical habitat. After data are collected for at least four cycles, trends may be reported. This report covers three main areas: 1) Reporting on upland channel characteristics data that may affect habitat such as: land cover, drainage area, and total stream length; 2) Reporting of geomorphic dimensions such as: channel widths, bank angles, vegetative cover, reach slope, measures of bank stability; and 3) Determining physical habitat characteristics such as: size and distribution of bed sediment, large woody debris, and canopy cover. Indices, benchmarks, and other studies are provided in the table for informational purposes to help put Highland Creek’s measurements in context but should not be considered as a reference condition. Upland characteristics of the watershed indicate high natural land use cover (forest, grassland, and shrubland) with little development in the area. Reach characteristics include bank cover, heights, bank stability index, and vegetative cover. In addition to animal-induced erosion of the banks, bank sloughing and widening are occurring. Angles are steep, and there are some sandy banks that are unstable. When plots are revisited in three years, there will be greater understanding of the processes at play and the condition of the stream. Physical characteristics include median particle size, percentage fine substrate, geomorphic units, and canopy cover. Gravel substrate still covers much of the stream; there are wide meanders in the stream bed; and a variety of geomorphic channel units (pool, riffle, run) occur in the creek all of which are indicators of healthy habitat. While there is an absence of large woody debris and canopy cover is low, many grassland streams in good condition can have similar characteristics. More data are needed to fully assess those components and determine a suitable reference condition that can be used to later assess the status and trends of Highland Creek. The reach data contained in this report are specific to a short 150-m segment of Highland Creek and cannot be extrapolated to conditions elsewhere in the creek or to the park in general. Bank erosion and bank instability were observed along the majority of transects at site WICA SCM 001.
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Haan, Matthew M., James R. Russell, John Kovar, Shelly Nellesen, Daniel G. Morrical, and Daryl R. Strohbehn. Effects of Grazing Management on Selected Stream Bank Characteristics and Stream Bank Erosion. Ames (Iowa): Iowa State University, January 2007. http://dx.doi.org/10.31274/ans_air-180814-1014.

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Haan, Mathew M., James R. Russell, John L. Kovar, Daniel G. Morrical, and Daryl R. Strohbehn. Effects of Grazing Management on Selected Stream Bank Characteristics and Stream Bank Erosion. Ames (Iowa): Iowa State University, January 2008. http://dx.doi.org/10.31274/ans_air-180814-879.

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Cabrera-Rodríguez, Wilmar Alexander, Daniela Rodríguez-Novoa, and Camilo Eduardo Sánchez-Quinto. A robust model for the term structure of interest rates: some applications in Colombia. Banco de la República, October 2023. http://dx.doi.org/10.32468/be.1255.

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This document presents a Gaussian Affine Term Structure Model (GATSM) of the zero-coupon public debt curve issued locally by the Colombian Government, adopting the methodological approach of Hamilton and Wu (2012) to solve the problems of identification and instability in the estimation of this family of models. Two empirical exercises are presented to highlight the relevance of this methodological approach. The first combines the GATSM structure with a Bayesian Averaging of Classical Estimates (BACE) approach to forecast the yield curve given a set of macroeconomic variables, thus offering a practical way to link a macroeconomic scenario to financial prices in a stress testing exercise. In particular, the document presents the connection with the Systemic Stress Model (SYSMO) of the Financial Stability Department of the Central Bank of Colombia. The second evaluates the effect of monetary policy surprises on sovereign bond yields on a comprehensive set of maturities in a parsimonious way allowed by the GATSM structure. We found an almost immediate, complete, and significant pass-through on the short end of the yield curve. These empirical applications reflect the flexibility of this approach as a tool to address studies that deepen the understanding of the dynamics of yield curves and macroeconomics, the valuation of financial instruments, and financial stability.
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