Dissertations / Theses: 'Bank management'

1

Jokipii, Terhi Katariina. "Bank capital management." Thesis, City University London, 2009. http://openaccess.city.ac.uk/11926/.

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The work undertaken in this study empirically explores the determinants of regulatory bank capital buffers, and how they influence bank decisions. Focusing on bank capital management under the Basel I framework, this thesis serves to address some of the concerns that have been voiced regarding the implementation of the new regulation (Basel II) and the broader economic effects that could result. In particular, the research chapters of this thesis examine the cyclical behavior of European bank capital buffers, the long run relationship between bank capital buffers and charter values, and the simultaneous adjustments of capital and risk. In each of the research chapters, we acknowledge the endogenous nature of the capital decision of a bank, and assume that banks will define an internally optimal probability of default (a function of risk and capital) to be managed over the long term. Adjustment costs, illiquid markets, together with the costs associated with a regulatory breach contribute as factors in a banks internal decision when setting a target capital ratio. Treating capital in this way, we note that it is the amount of capital held above the requirement that determines a banks attitude towards risk. Importantly, this work has shown that excessive risk taking is rarely a consequence of insufficient capital.

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Sasraku, Francis M. "Regulatory Structures and Bank –Level Risk Management in Ghanaian Banks." Thesis, University of Bradford, 2015. http://hdl.handle.net/10454/15021.

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This research examines the impact of certain bank-specific variables on bank stability in Ghana, in the context of the existing regulatory structures. The thesis examines this issue along two main themes. The first part of this study examines whether two of the commonly used measures of banking stability, the CAMELS and the Z-Score, provide similar or different results in assessing the stability of banks in Ghana. The results of this study show that the use of the CAMELS and the Z-score measures could lead to different outcomes in terms of bank stability in Ghana. This suggests that the traditional micro-prudential CAMELS framework should be complemented with the Z-score which inherently has both micro and macro-prudential characteristics of signaling weaknesses in bank stability, and to enhance the management of bank stability. The second part of the study examines the impact of some bank-specific variables on bank stability. Using the panel data approach, the results show that while bank size, regulatory governance, regulatory independence and origin impact significantly on the stability score, there was no significant impact in terms of interbank borrowing and non-performing loans. Further analysis using the Blinder –Oaxaca decomposition also suggests that foreign banks in Ghana exhibit relatively higher levels of stability compared to local banks. The policy implications of these findings suggest that the liberalisation of the banking sector should be accompanied by an effective micro- and macro-prudential supervisory regime in order to manage the stability of the constituent banks and the banking sector as a whole.

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3

Hennig, Jochen. "Kooperative Wertschöpfungsmodelle in der asset management und wealth management Industrie : Implikation /." Bern : Haupt, 2007. http://aleph.unisg.ch/hsgscan/hm00201069.pdf.

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Erlenmaier, Ulrich. "Risk management in banking credit risk management and bank closure policies /." [S.l. : s.n.], 2001. http://deposit.ddb.de/cgi-bin/dokserv?idn=963752502.

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Li, Li. "Bank regulation, corporate governance and bank performance around the world." Click to view the E-thesis via HKUTO, 2009. http://sunzi.lib.hku.hk/hkuto/record/B43224088.

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6

Takang, Felix Achou, and Claudine Tenguh Ntui. "Bank performance and credit risk management." Thesis, University of Skövde, School of Technology and Society, 2008. http://urn.kb.se/resolve?urn=urn:nbn:se:his:diva-1318.

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Banking is topic, practice, business or profession almost as old as the very existence of man, but literarily it can be rooted deep back the days of the Renaissance (by the Florentine Bankers). It has sprouted from the very primitive Stone-age banking, through the Victorian-age to the technology-driven Google-age banking, encompassing automatic teller machines (ATMs), credit and debit cards, correspondent and internet banking. Credit risk has always been a vicinity of concern not only to bankers but to all in the business world because the risks of a trading partner not fulfilling his obligations in full on due date can seriously jeopardize the affaires of the other partner.

The axle of this study is to have a clearer picture of how banks manage their credit risk. In this light, the study in its first section gives a background to the study and the second part is a detailed literature review on banking and credit risk management tools and assessment models. The third part of this study is on hypothesis testing and use is made of a simple regression model. This leads us to conclude in the last section that banks with good credit risk management policies have a lower loan default rate and relatively higher interest income.

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7

Pelizzon, Loriana. "Bank portfolio management and regulatory policies." Thesis, London Business School (University of London), 2002. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.271455.

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8

Ayres, Kelley. "Simulation models of bank risk management." Thesis, Kansas State University, 2015. http://hdl.handle.net/2097/18969.

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Master of Agribusiness
Department of Agricultural Economics
Bryan Schurle
Quantifying the impact of various economic events is essential for risk management in community banks. Interest rate shocks of either rapidly increasing or decreasing rates, in magnitudes of at least 200 basis points, is one of the more common risks modeled. Liquidity crises that impact deposits or loan demand can arise from either local or national economic events is another risk factor that regulators are requiring banks to quantify and plan for. Excel spreadsheets can be used to develop models to measure and quantify these risks. Simulation tools and what-if analysis using data table and scenario manager identify possible outcomes for differing interest rate scenarios, interest rate shocks and liquidity stresses. Data table was used for simulation of a stochastic model to produce a cumulative distribution function of two hundred results each on three different interest rate environments. Scenario manager was used to narrow the simulation to a certain set of expectations affecting the balance sheet of the bank and another set of expectations from an interest rate shock. Changes in the bank’s balance sheet resulting from three different commodity price expectations were modeled. An interest rate shock of four hundred basis points over a two year period was also modeled. These models are simple and cost effective. Once data are captured, the time required to develop and generate scenarios is manageable. The model can be used for a wide range of what-if alternatives as an individual bank may see fit. These models are adequate to meet present regulatory requirements for a community bank of smaller size that is not complex and does not possess a high risk profile.

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Panchenko, A. "International experience in bank staff management." Thesis, Sumy State University, 2016. http://essuir.sumdu.edu.ua/handle/123456789/46891.

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The level of banking system development largely determines the rate of market economy. The basic concept of personnel management in banking institutions in our time is the growing role of the individual employee, his/her knowledge and motivation, the ability to shape and steer them to achieve their goals. Today efficiency measures bank staff work is mostly oriented on the human factor. Consider briefly the experience of some countries in the banking personnel management.

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Bashlai, S., and O. Podoliaka. "Operation risk management of the bank." Thesis, Таврический национальный университет им. Вернадского В.И, 2010. http://essuir.sumdu.edu.ua/handle/123456789/60122.

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The of these deals with actual question of implementation of risk-oriented approach to corporate; methods of evaluation of operational risks, the procedure for coordination and approval procedures for operations, general requirements for the control procedures are in banks of Ukraine
Тези присвячені актуальнім питанням впровадження ризик-орієнтованих підходів до корпоративного управління; визначенню методик оцінки операційних ризиків, порядку погодження та затвердження процедур проведення операцій, загальним вимогам до контрольних процедур в банках України.

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Lammers, Frauke. "Management operationeller Risiken in Banken /." Wiesbaden : Dt. Univ.-Verl, 2005. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=013052002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Lee, Shu-ho. "A study of supervisor job satisfaction of a mainland Chinese bank in Hong Kong /." Hong Kong : University of Hong Kong, 1996. http://sunzi.lib.hku.hk/hkuto/record.jsp?B17983587.

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Geylân, Ramazan. "Ticari banka yönetimi ve Türk ticari bankalarının temel yönetim sorunları." Eskişehir : Anadolu Üniversitesi Yayınları, 1985. http://catalog.hathitrust.org/api/volumes/oclc/13761556.html.

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14

Kudinova, Julija. "Likvidumo rizikos valdymas komerciniame banke „AS UNICREDIT BANK“ pavyzdžiu." Master's thesis, Lithuanian Academic Libraries Network (LABT), 2012. http://vddb.laba.lt/obj/LT-eLABa-0001:E.02~2012~D_20120723_105005-24213.

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Esant sudėtingai ekonominei situacijai verslo rizikos įvertinimas ir valdymas tampa aktualia problema. Nestabilumas reikalauja nuolatinio dėmesio banko likvidumo vertinimui ir valdymui. Sudėtingėjant ekonominėms sąlygoms, likvidumo rizikos valdymas negali būti izoliuotas procesas. Magistro darbe išanalizuoti ir susisteminti Lietuvos ir užsienio autorių darbai likvidumo rizikos valdymo temomis. Apibendrinami esminiai likvidumo rizikos vertinimo ir valdymo metodai bei principai. Atlikta mokslinės literatūros analizė bei kiekybinis rezultatų vertinimas. Teorinėje ir praktinėje dalyse siekiama apibrėžti likvidumo riziką ir jos valdymo strategijas komerciniame banke, įvertinti likvidumo rizikos valdymą konkretaus banko pavyzdžiu. Atlikta „AS UniCredit Bank“ likvidumo rizikos analizė, vertinimas pagal nustatytus normatyvus bei testavimas nepalankiomis sąlygomis pagal tris galimus scenarijus. Mokslinės literatūros analizė bei kiekybinis rezultatų vertinimas iliustruotas lentelėmis ir paveikslais. Pasiūlytos likvidumo vertinimo ir valdymo metodų tobulinimo kryptys. Darbą sudaro 8 dalys. Darbo apimtis – 54 p. teksto be priedų, 3 iliustr., 15 lent., 38 bibliografiniai šaltiniai. Atskirai pridedami darbo priedai.
The business risk assessment and management is becoming important problem in a difficult economic situation. Instability requires constant attention to liquidity measurement and management. Due to Complexity of economic conditions, liquidity risk management process can not be isolated. Liquidity risk management topics of Lithuanian and foreign authors are analyzed and structured in Master’s work. The essential liquidity risk measurement and management methods and principles are summarized. An analysis of scientific literature and quantitative evaluation of the results is performed. The theoretical and practical parts define liquidity risk ant risk management strategies in a commercial bank, the liquidity risk management model for a particular bank is assessed. AS UniCredit Bank's liquidity risk analysis, assessment according to established standards and testing in adverse conditions, according to three scenarios was performed. The scientific literature analysis and quantitative evaluation of the results is illustrated by tables and pictures. Trends of The liquidity measurement and management of development are suggested. The work consists of 8 parts. Work size - 54 p. without appendixes, 3 pictures., 15 tables., 38 references. Appendixes included separately.

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15

Chow, Chi-yang David, and 周志揚. "Total quality management in Hong Kong bank." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 1998. http://hub.hku.hk/bib/B31268717.

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Jiang, Yuxiang. "Bank competition, earnings management and profit persistence." Thesis, University of Glasgow, 2018. http://theses.gla.ac.uk/38943/.

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This thesis examines the impact of competition and earnings management on bank earnings persistence by exploiting natural experiments (IBBEA and SOX). Chapter three examines how competition affects bank earnings persistence by exploiting a natural experiment following interstate banking deregulation that increased bank competition. We find that bank earnings adjustment speed (which equals one minus earnings persistence in partial adjustment model) increases after their states implement this deregulation. We find the impact from the competition on earnings persistence is solid and consistent using Lerner index as bank-level competition measure and a battery of placebo tests. Despite the negative impact of competition on profit persistence, we didn’t find any peculiar situation that alleviates or strengthen this tie(regarding profitability, Gaps). Chapter four examines the impact of earnings management on earnings persistence in US banking industry. Results show earnings management have a positive influence. In addition, statistics illustrate managers are more willing to keep a high persistence of profit when they are outperformed than the expected to return. However, when it comes to the different timing of outside market, the effect of earnings management on profit persistence might vary significantly. This connection is robust by using SOX as an exogenous shock on financial reporting quality of the largest banks. Chapter five analyze the economic significance between earnings management and competition on earnings persistence. We use a battery of tests to determine the most important factor to earnings persistence. We also introduce investment sentiment as an exogenous variation of market vitality to see how bank profit persistence changes. We find both competition and earnings management have a significant impact on profit persistence. We also discover that competition would increase earnings management. Then, if higher competition reduces earning persistence and increase earnings management. While we also observe that higher earnings management would increase earnings persistence. Therefore, we conclude that the effect of the competition on earnings persistence is not from earnings management. Furthermore, we find that competition impacts on earnings persistence is strong enough to overcome the marginal effect that boosted from earnings management due to high competition. We additionally found that earnings management is sensitive to investment sentiment.

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Chow, Chi-yang David. "Total quality management in Hong Kong bank /." Hong Kong : University of Hong Kong, 1998. http://sunzi.lib.hku.hk/hkuto/record.jsp?B19876634.

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Fähnrich, Christian Manns Denise. "Konzeptionsentwicklung im Treasury-Management für Banken : unter besonderer Berücksichtigung der Zinsbuchsteuerung /." Hamburg : Diplomica-Verl, 2008. http://d-nb.info/988708035/04.

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Dietrich, David Roland. "An analysis of bank risk management and its relevance for the non-bank corporate sector." Thesis, Rhodes University, 2007. http://hdl.handle.net/10962/d1002683.

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This thesis, entitled “An analysis of bank risk management and its relevance for the non-bank corporate sector”, investigates the extent to which financial risk management by the banking sector can be applied to the non-bank corporate sector. As banks’ risk management techniques are more sophisticated than those of the non-bank corporate sector we have endeavoured to ascertain the applicability of these established risk management methods to the non-bank corporate sector. The main objectives of this study were to analyse the banking sectors’ risks and management thereof, and compare them to the risks faced by the nonbank corporate sector. This analysis was then used to present a theoretical financial risk management model for the corporate sector. This analysis was conducted using qualitative research. The thesis engaged in an in-depth investigation of financial risk management through a documentary, literature and media analysis. It was elucidated that not all companies face the same financial risks and therefore each company requires its own unique financial risk management model. Furthermore, it was established that there are several risks that both banks and non-bank corporates are subjected to. However, the management of these risks is not necessarily the same for these two types of institutes. This thesis concludes by putting forward a financial risk management model which presents all the possible financial risks that non-bank corporates may face.

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Möbus, Dirk. "Geschäftsprozessoptimierung durch Workflow-Management : Grundlagen - Fallbeispiel - Umsetzung /." Frankfurt am Main : Bankakad.-Verl, 1999. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=008771200&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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21

Kohlert, Daniel. "Anlageberatung und Qualität - ein Widerspruch? : zur Utopie qualitativ hochwertiger Anlageberatung im Retail-Banking /." Baden-Baden : Nomos, 2009. http://d-nb.info/99124219X/04.

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22

Morton, Kenneth. "Exploring Bank Managers' Strategies for Developing Millennials for Leadership Roles in Commercial Banks." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2416.

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Understanding strategies to prepare Millennials for leadership roles in commercial banks is critical to ensure organizational stability and success and to avoid knowledge gaps and leadership deficiencies created by large numbers of retiring Baby Boomers. Guided by learning network theory and generational theory, the purpose of this multiple case study was to explore the strategies that 3 bank managers in North Carolina and South Carolina used to prepare Millennials for leadership. These 3 bank managers had a minimum of 2 years of experience leading teams of employees which included Millennials. The study included semistructured interviews to elicit detailed narratives from the bank managers on their experiences in preparing Millennials for leadership roles. Additional data included a review of public and private documents containing developmental activities and leadership program details used with Millennials. All data were analyzed and coded to identify recurring themes. Methodological triangulation was used to identify 5 key strategies used by managers to help prepare Millennials for leadership including structured development processes, generational alignment and engagement, coaching and mentoring, leveraging technology, and communications. Bank managers could use these findings to implement successful strategies to help Millennials prepare for leadership roles. Doing so promotes positive social change by identifying these strategies for bank managers to prepare key talent for leadership roles within organizations.

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van, Schalkwyk Garth. "Mathematical models for optimal management of bank capital, reserves and liquidity." University of the Western Cape, 2019. http://hdl.handle.net/11394/6643.

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Philosophiae Doctor - PhD
The aim of this study is to construct and propose continuous-time mathematical models for optimal management of bank capital, reserves and liquidity. This aim emanates from the global financial crisis of 2007 − 2009. In this regard and as a first task, our objective is to determine an optimal investment strategy for a commercial bank subject to capital requirements as prescribed by the Basel III Accord. In particular, the objective of the aforementioned problem is to maximize the expected return on the bank capital portfolio and minimize the variance of the terminal wealth. We apply classical tools from stochastic analysis to achieve the optimal strategy of a benchmark portfolio selection problem which minimizes the expected quadratic distance of the terminal risk capital reserves from a predefined benchmark. Secondly, the Basel Committee on Banking Supervision (BCBS) introduced strategies to protect banks from running out of liquidity. These measures included an increase of the minimum reserves that the bank ought to hold, in response to the global financial crisis. We propose a model to minimize risk for a bank by finding an appropriate mix of diversification, balanced against return on the portfolio. Thirdly and finally, in response to the financial crises, the Basel Committee on Banking Supervision (BCBS) designed a set of precautionary measures (known as Basel III) for liquidity imposed on banks and one of its purposes is to protect the economy from deteriorating. Recently, bank regulators wanted banks to depend on sources such as core deposits and long-term funding from small businesses and less on short-term wholesale funding.

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24

Wirth, Thomas. "Bankbetriebliches Länderrisiko-Management." Kassel : Kassel Univ. Press, 2004. http://deposit.d-nb.de/cgi-bin/dokserv?idn=973483598.

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25

Enobakhare, Amienyaru. "Corporate governance and bank performance in Nigeria." Thesis, Stellenbosch : University of Stellenbosch, 2010. http://hdl.handle.net/10019.1/8439.

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Thesis (MBA)--University of Stellenbosch, 2010.
The purpose of this study was to determine the relationship between corporate governance and the profitability of banks in Nigeria. This has been done in line with previous studies in other parts of the world where it was discovered that the corporate governance culture of a firm does have an effect on its profitability. The corporate governance variable employed in this study was that of ownership. Four types of ownership were used as the independent variables, namely board ownership, institutional ownership, foreign ownership and government ownership. Whilst the dependent variables employed were return on assets (ROA) and non performing loans ratio (NPL). Information on banks’ return on assets and non performing loans was generated from year end financial statements and yearly bank reviews from a Nigerian based research firm called Agusto and Company. Also the banks’ ownership variables information was also pooled from financial reports, the Agusto report on banking industry as well as bank websites. A descriptive statistic data was generated to review the trend of banks’ return on assets and non-performing loan performance indicators, whilst a Pearson correlation table was generated to review the correlation between the ownership variable and the performance of banks. The results generated were found to be similar to what has previously been done. This study makes a significant contribution to research by exposing the importance of corporate governance, a concept which has been neglected in the Nigerian corporate world. Finally it provides further justification to do further research in this area in the Nigerian banking and corporate environment.

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Kojima, Koji. "Determinants of managers' choices in the Japanese banking industry /." Thesis, Connect to this title online; UW restricted, 2004. http://hdl.handle.net/1773/8799.

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Li, Li, and 李莉. "Bank regulation, corporate governance and bank performance around the world." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2009. http://hub.hku.hk/bib/B43224088.

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Dong, Hui, and 董慧. "Bank regulation, credit information, and bank cross-border M&As." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2010. http://hub.hku.hk/bib/B45549783.

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Rogers, F. Joseph (Frederick Joseph) 1963. "First Nubian National Bank model." Thesis, Massachusetts Institute of Technology, 1993. http://hdl.handle.net/1721.1/46688.

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Thesis (S.M.)--Massachusetts Institute of Technology, Sloan School of Management, February 2002.
Includes bibliographical references (leaves 132-134).
This thesis presents the organizational model of a hypothetical national black bank holding company, the First Nubian National Bank, as an agent of constructive consolidation and enhanced capital market efficiency within the industry of historically black-owned banks (HBBs). In the U.S., the history of slavery, segregation and legal discrimination against African-Americans drove the creation of several parallel service industries for Black consumers who were refused service by whites. Although "Free persons of color" had been involved in banking since the 1600s, the U.S. Congress actually created the Black banking industry by chartering the Freedman's Bank in 1865. The magnitude of Freedman's nationwide failure in 1874 led to the development of a fragmented black banking industry made up of many small, community-based institutions located throughout the southern United States and in most major urban clusters. Between 1888-1930 at least 134 such institutions were founded in the U.S. Today only 55 remain of which 38 are commercial banks. The pace of consolidation has been quickened first by integration, then by significant customer defections to larger, major-market banks, and most recently by the rapidly changing competitive nature of the banking industry. Recently HBBs have been plagued by high transaction costs, unusually high non-interest expense, and little financial innovation. This thesis analyzes how a national bank holding company could resolve these issues by leveraging the cost structure of larger, major market banks to capture synergies and economies. The model can help affiliated HBBs improve their operating efficiency, their delivery of products and services, and the overall performance of their roles as financial intermediaries in the capital market systems of their target communities.
by F. Joseph Rogers.
S.M.

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Graf, Ferdinand [Verfasser]. "Essays on Portfolio- and Bank-Management / Ferdinand Graf." Konstanz : Bibliothek der Universität Konstanz, 2011. http://d-nb.info/1017933863/34.

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Garbanovas, Gintautas. "Bank value and risk's portfolio interdependence and management." Doctoral thesis, Lithuanian Academic Libraries Network (LABT), 2010. http://vddb.laba.lt/obj/LT-eLABa-0001:E.02~2010~D_20101221_114433-10503.

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The main idea of current PhD thesis is the analysis of bank value and risk interdependence, and that bank value is conected with bank activity riskiness on consistent pattern and that this dependency is advisable to measure on probability basis with simulation modeling. In the work are presented systemic view of risk, risk sorts, risk management including cash flow risk management and credit risk management, bank value and valuation methodology, modeling and use in practical tasks.
Disertacijoje nagrinėjamos banko vertės ir rizikos sąveikos problemos, ginama tezė, kad banko vertė susijusi su banko veiklos rizikų portfeliu dėsningai ir kad šią priklausomybę tikslinga matuoti per tikimybės ir patikimumo prizmes imitavimo būdu. Darbe pateikiamas susistemintas požiūris į riziką, jos rūšis, rizikos valdymą išskiriant pinigų srautų rizikos valdymą bei kredito rizikos val-dymą atskirai, bei į banko vertę ir banko vertinimo metodologiją, modeliavimą, jų taikymą praktikoje.

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Nguyen, Thao Ngoc. "Bank structure, efficiency and risk management in Vietnam." Thesis, London Metropolitan University, 2012. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.555334.

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Mustika, Ganjar. "Optimal bank regulation and risk management for Indonesia." Thesis, Loughborough University, 2004. https://dspace.lboro.ac.uk/2134/8000.

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This research has studied bank risk management in relation to efficient bank regulation in the form of optimal bank financial reorganization. Efficient banking regulation can be achieved only if it includes closure policies which prevent moral hazard behaviour; in turn, they should enhance bank regulators' accountability. Yet, Basel II gives more discretion to domestic banking authorities and focuses more on the implementation of best practices of risk management. This creates a gap between the needs of efficient banking regulation and the objectives of Basel II, on the one hand, and Indonesian bank regulation on the other. To fill the gaps, the Fries, Mella-Barral, Peraudin (FMP) model, under a robust regulatory regime concept, is used to provide a framework for banking regulation. Optimal bank reorganization aims at achieving efficient bank regulation, where bank regulators are assumed to act as social planners. In this thesis, optimal bank reorganization is analysed within the concept of a "robust regulatory regime". Optimal bank reorganization comprises closure rules and bailout policies arising endogenously through the interaction of two factors, namely regulators' attempts to minimize discounted, expected bankruptcy costs, and equity-holders' incentives to recapitalise banks. The shareholders will be allowed to continue to control the bank if the bank is well capitalized. The cash flow approach to optimal bank financial reorganization is adopted. The subsidy policies for financially ailing banks consider the implementation of socially-optimal closure rules at minimum financial cost to regulators and which reduce moral hazard. The FMP model implies that optimal bank reorganization requires a deposit insurance scheme. The FMP model involves capital and risk management as crucial factors. This research includes an empirical study of the implementation of the FMP model in Indonesia using the American call option approach. Maximum likelihood estimates in VAR and GARCH are applied to monthly data on the market return and equity and deposit values for relatively-large Indonesian banks, including regional banks and foreign banks. The results indicate that the authorities can establish an optimal closure rule for each bank, levy fair deposit insurance premiums that can be adjusted to take account of quantitative and qualitative factors, estimate optimal subsidies at different deposit insurance premiums, and identify the banks' imminence to bankruptcy. (Continues...).

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Marek, Michael. "Corporate finance als Herausforderung für das strategische Management von Banken." [S.l. : s.n.], 2004. http://deposit.ddb.de/cgi-bin/dokserv?idn=973572965.

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35

Fung, Kam-yiu Tommy. "Mergers & acquisitions : management issues and strategic implications in it organization : case study of acquisition of Midland Bank by Hongkong Bank /." Hong Kong : University of Hong Kong, 1996. http://sunzi.lib.hku.hk/hkuto/record.jsp?B17956778.

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Foit, Mihael. "Management operationeller IT-Risiken in Banken /." Regensburg : Univ.-Verl, 2009. http://deposit.d-nb.de/cgi-bin/dokserv?id=3302732&prov=M&dokv̲ar=1&doke̲xt=htm.

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Foit, Mihael. "Management operationeller IT-Risiken in Banken." Regensburg Univ.-Verl. Regensburg, 2004. http://d-nb.info/994208243/04.

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38

Lam, Hon-yin Hymen. "Chargeout system for data processing services : a case study on Standard Chartered Bank, HK /." Click to view the E-thesis via HKUTO, 1987. http://sunzi.lib.hku.hk/hkuto/record/B42574043.

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Mawocha, Tineyi Emmanuel. "The disintermediation of commercial banks by non-bank financial institutions in Swaziland." Thesis, Stellenbosch : University of Stellenbosch, 2009. http://hdl.handle.net/10019.1/985.

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Thesis (MDF (Development Finance))--University of Stellenbosch, 2009.
ENGLISH ABSTRACT: This research is influenced by and starts from the work carried out by the IMF in Swaziland, wherein they comment about the significant growth in the use of savings and credit co-operatives compared with that of commercial banks. They also report the lack of growth of the financial sector resulting in sluggish economic growth. This report sets out to establish through a survey, the attitude of the Swazi public towards commercial banks, and to establish if indeed there is a deliberate move away from commercial banks to non-bank financial institutions in general. In the process the reasons for migrating from commercial banks are established. In addition, the ultimate use of funds borrowed in general, is also investigated. Specifically for those people who use non-bank financial institutions (NBFIs), the research further probes the uses of such funds, and whether or not such funds are likely to affect economic growth. The survey is augmented by results from questionnaires responded to by selected microfinance institutions (MFIs) as a means of cross-checking and validating results obtained from the public survey. Findings are that in Swaziland, while the growth of savings and credit co-operatives (SACCOs) is acknowledged, there does appear to be a tendency to still use commercial banks by the economically active population. Borrowing tends to be for school fees, followed by the purchase of building materials for constructing rural homes on ancestral land, as well as for personal use and business activities. It also appears that the majority of users of financial intermediaries are civil servants, which comes as no surprise as government is the largest employer. The conclusion is that Swaziland’s problems with sluggish economic growth appear to be from more than a shallow financial sector, but a myriad of other reasons that have not been explored in this study.
AFRIKAANSE OPSOMMING: Die navorsing is gebaseer op die uitkoms van die werk uitgevoer deur die Internasionale Monetêre Fonds (IMF) as vertrekpunt, waarin hulle meer beduidende groei in die gebruik van spaar en krediet-kooperatiewe gevind het in vergelyking met die trae groei in die gebruik van kommersiële banke. In dieselfde verslag haal hulle ook aan dat die gebrek aan voldoende groei in die finansiële sektor onderliggend is aan die stadige ekonomiese groei. Hierdie verslag bepaal deur middel van ‘n opname, die gesindheid van die Swazi-publiek teenoor kommersiële banke om vas te stel of daar ‘n opsetlike voorkeur vir nie-finansiële instellings is, bo kommersiële banke. Die studie ondersoek ook die spesifieke gebruik en toepassing van fondse verkry vanaf nie-finansiële kooperatiewe en of die gebruik daarvan ‘n negatiewe impak op ekonomiese groei het. Die uitkoms van hierdie ondersoek word bevestig deur die bevindinge van vraelyste wat deur geselekteerde mikro-finansiële instellings voltooi is, te vergelyk met die bevindinge van publieke opnames. Die bevindinge vir Swaziland is dat alhoewel daar groei is in die spaar-en krediet-kooperatiewe, daar steeds ‘n tendens onder die ekonomies aktiewe populasie is om gebruik te maak van kommersiële banke. Lenings word hoofsaaklik gebruik vir die befondsing van skoolgelde, daarnaas vir die aankoop van boumateriaal vir die konstruksie van landelike huise in voorvaderlike gebiede wat deur stamleiers toegeken word, sowel as vir persoonlike gebruik en besigheidsfinansiering. Dit wil ook voorkom asof die meerderheid van die leners staatsamptenare is. Dit is te verwagte, aangesien die regering die grootste werkgewer is. Die gevolgtrekking van die ondersoek is dat Swaziland se trae ekonomiese groei meer onderliggende beperkende oorsake het as bloot net die oppervlakkige uitwerking van die (kommersiële) finansiële sektor. Hierdie onderliggende redes word nie verder ondersoek as deel van hierdie studie nie.

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Piaz, Jean-Marc. "Operational risk Management bei Banken /." Zürich : Versus, 2002. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=009595185&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Jendruschewitz, Boris. "Value at risk : ein Ansatz zum Management von Marktrisiken in Banken /." Frankfurt am Main : Bankakad.-Verl, 1999. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=008684417&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Moeung, Makara. "Integrated micro-finance a banking and financial management model for grassroots entrepreneurial development in Cambodia /." Swinburne Research Bank, 2009. http://hdl.handle.net/1959.3/48729.

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Thesis (PhD) - Faculty of Business and Enterprise, Swinburne University of Technology, 2009.
Thesis is submitted in fulfilment of the requirements for the degree Doctor of Philosophy, Faculty of Business and Enterprise, Swinburne University of Technology - 2009. Typescript. Includes bibliographical references (p. 190-197) Restricted: no access. Release date 1st January 2011.

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Kamin, Michael. "Management operationeller Risiken in Kreditinstituten : Entwicklung und Implementierung eines Frühwarnsystems für operationelle Risiken /." Aachen : Shaker, 2007. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=016285132&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Rad, Alexander. "Bank risk management : How do bank employees deal with risk at the strategic and operational levels?" Doctoral thesis, Mittuniversitetet, Avdelningen för ekonomivetenskap och juridik, 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:miun:diva-30734.

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Nieuwoudt, M. M. "The strategy of PSG investment bank." Thesis, Stellenbosch : Stellenbosch University, 2003. http://hdl.handle.net/10019.1/49391.

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Thesis (MBA)--Stellenbosch University, 2003.
ENGLISH ABSTRACT: PSG Investment Bank started out of the PSG Group in 1998. It was a successful enterprise that was rated highly by the public, institutions and employees. Through 1999, there was a struggle on executive level over the strategy that PSG Investment Bank should follow. The struggle culminated in 2000 with the resignation of the founder of PSG Investment Bank. The remaining executives put their strategy in action during 2000 and 2001. External factors made the environment difficult during late 2001 and 2002 and PSG Investment Bank was not able to respond in such a way that it could ensure its own survival. PSG Investment Bank was sold to Absa in August 2002, resulting in PSG Investment Bank's closure and delisting in 2003. This study examines the strategy of PSG Investment Bank through its life according to a model for strategic management put forward by Burger (2000). The vision of PSG Investment Bank, the external environment that influenced PSG Investment Bank and the internal environment of PSG Investment Bank are analysed as well as the strategic issues and options utilised by PSG Investment Bank. The conclusion of the study is that PSG Investment Bank faced a tough external environment that needed a strong internal environment to be able to survive. By not managing the most important internal resources, the employees, correctly, management lost the ability to ride out the storm brought about by the external circumstances and were left with few strategic options but to sell PSG Investment Bank.
AFRIKAANSE OPSOMMING: PSG Beleggingsbank is in 1998 uit die PSG Groep gebore. Dit was 'n hoogs suksesvolle onderneming wat deur die publiek, institusies en werknemers gerespekteer is. Deur die loop van 1999 was daar 'n stryd op topbestuursvlak oor die strategie wat PSG Beleggingsbank moes volg. Hierdie stryd het in 2000 die bedanking van die stigter van PSG Beleggingsbank tot gevolg gehad. Die oorblywende bestuurders het hulle strategie gedurende 2000 en 2001 in werking geplaas. Eksterne faktore het die omgewing moeilik gemaak gedurende laat 2001 en 2002 en PSG Beleggingsbank kon nie daarin slaag om sodanig op te treë om sy eie oorlewing te verseker nie. PSG Beleggingsbank is in Augustus 2002 aan Absa verkoop wat veroorsaak het dat PSG Beleggingsbank gedenoteer is en sy deure tydens 2003 gesluit is. Hierdie studie ondersoek die strategie van PSG Beleggingsbank deur die loop van die onderneming se lewe aan die hand van 'n model vir strategiese bestuur soos voorgestel deur Burger (2000). Die visie van PSG Beleggingsbank, die eksterne omgewing wat PSG Beleggingsbank beïnvloed het en die interne omgewing binne PSG Beleggingsbank sowel as die strategiese kwessies en keuses wat PSG Beleggingsbank uitgevoer het, word bestudeer. Die slotsom van die studie is dat PSG Beleggingsbank 'n moeilike eksterne omgewing ondervind het wat 'n sterk interne omgewing benodig het om in te oorleef. Deur nie sy belangrikste interne hulpbron, sy werknemers, reg te bestuur nie, het die bestuur die vermoë verloor om die storm wat deur eksterne faktore veroorsaak is, uit te sit en het met min strategiese opsies oorgebly anders as om PSG Beleggingsbank te verkoop.

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Ntsunguzi, Carol Ntombemhlophe. "Assessing relationship management in Meeg bank in East London." Thesis, Nelson Mandela Metropolitan University, 2009. http://hdl.handle.net/10948/1147.

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Quality of service becomes the main avenue that could be used to gain sustainable competitive advantage. This is due to the fact that the environment within which organisations operate continues to change with respect to customer expectations. The financial sector, in particular the banking industry is not left behind and players in this industry also strive to “up their game” in the competitive market-place. It has become increasingly important for organisations to find ways, not only to reach the top, but to maintain on-going long-term relationship with their customers. This can result in long-term benefits, both for the organisation (by improving marketing productivity) and for the customer (by delivering better quality products). This paper assesses the perception the Business clients/ customers within a business banking environment have about relationship management by Meeg bank in East London branch town of Eastern Cape. A literature survey was undertaken into the importance of Customer Relationship by bank. Questionnaires were sent to all employees of the business clients for their views on Customer Relationship Management (CRM). The result the show importance of the commitment of all employees’ especially senior management is essential for the success of CRM efforts in improving the quality of service offered by an organisation. The research also confirmed the importance of having wide range of options in form of products offered. This will not only benefit the bank in terms of higher profits, but will give the bank the competitive advantage in the market place.

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LIEN, PEI, and 李佩蓮. "Bank Capital Management." Thesis, 2012. http://ndltd.ncl.edu.tw/handle/14626018156543840425.

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碩士
國立中山大學
財務管理學系研究所
100
This research paper focuses on whether Taiwan''s 13 financial holding companies (excluding Waterland Financial Holdings) belongs to the bank''s capital management efficiency, using a narrow definition of capital. First, do a preliminary analysis of the capital of the banks first, second, and three types of capital. Secondly, the use of supplementary items in the balance sheet, profit and loss account and balance-sheet and some of the information into the banking book assets and liabilities of the banking book and trading book assets, trading book liabilities, risk assets and market value-added and other programs in order to do all kinds of bank trend analysis of assets and liabilities and capital management. Finally, I would investigate whether the high capital adequacy ratio that their performance is better? The provisions of the Basel Ⅱ want to improve the bank''s risk management capability, however, and set out the statutory capital requirements of the Bank help to keep the emphasis on risk management?

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"Management information system for bank treasury management in Hong Kong." Chinese University of Hong Kong, 1991. http://library.cuhk.edu.hk/record=b5886674.

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by Simon Leung Tak-wing, Elmen Li Pak-kee.
Thesis (M.B.A.)--Chinese University of Hong Kong, 1991.
Bibliography: leaves 36-38.
ABSTRACT --- p.ii
TABLE OF CONTENTS --- p.iii
CHAPTER
Chapter I --- INTRODUCTION --- p.1
Chapter II --- IMPORTANCE OF RISK MANAGEMENT IN BANK MANAGEMENT --- p.4
Chapter III --- RESEARCH METHODOLOGY OF THE STUDY --- p.7
Chapter IV --- MANAGEMENT INFORMATION SYSTEM AND TREASURY MANAGEMENT --- p.12
Chapter V --- IMPLICATIONS OF ADOPTING MANAGEMENT INFORMATION SYSTEM --- p.16
Chapter VI --- FINDINGS WITH A FEW SELECTED BANKS IN HONG KONG --- p.21
Chapter VII --- CONCLUSIONS AND OUTLOOK OF MIS IN TREASURY MANAGEMENT --- p.30
BIBLIOGRAPHY --- p.36

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Keogh, Patrick Gerard. "African management principles within the Community Bank." Thesis, 1996. https://hdl.handle.net/10539/26145.

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A research report submitted to the Faculty of Management, University of the Witwatersrand, Johannesburg, in partial fulfilment of the requirements for the Degree of Master of Management (Human Resources).
The research exposes a developing African Management model, within a case study framework, and deals with its management approach, structures and processes. Through the qualitative research methodology employed sufficient evidence was found to suggest that African Management is (I) eclectic in nature, embracing Lessem's (1990a, 1990b, 1993a, 1993b) constructs of 'Western' empiricism, 'Northern' rationalism, 'Eastern' idealism and 'Southern' humanism in a dynamic whole: (2) that the natural lnclination of organisations and/or sections thereof operating within an environment of collective consciousness is toward a 'Southern' humanistic orientation as opposed to a 'Western' primal, 'Nortnern' rational, or 'Eastern' developmental bias; (3) that such 'Southerness' is pre-eminently concerned with themes of voluntary subordination of self-interest to communal Objectives, rights and obligations, relationships built on trust, community ownership, inclusive and transparent arrangements, democratic decision making processes, celebration, humanistic values, primacy of language and African humility; further to which (4) the pathological down side of over developed 'Southern' humanism - at the expense of 'Western' emplrlcism, 'Northern' rationalism and Eastern' idealism - is heightened expectation, prolonged consultation, favouritism, patronage, and nepotism.
Andrew Chakane 2018

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Pinheiro, Luís Vasco Lourenço. "Essays on bank risk management." Doctoral thesis, 2008. http://hdl.handle.net/10071/12001.

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JEL classification: G21; G23
This dissertation consists of two papers. The first paper studies banks and interest rate risk management practices. Given the importance of interest rates risk in the banking industry, we study the success of banks interest rate hedging practices from 1980-2003. Using a sample o 371 banks, we investigate how well managers forecast interest rate movements by managing their own duration gaps. We also extend Flannery et al. (1984) factor model and recommend additional factors (slope, credit spread, foreign exchange and convexity) to explain bank stock returns. The major finding is that on average managers are not good forecasters. This result suggests that the majority of banks should focus more on the core business (loans and deposits) instead of viewing the asset and liability management as a profit center. The second paper studies Bank´s proprietary trading strategies decisions by applying hedge fund analysis methodology. Bank’s proprietary desks and hedge funds have similar investment styles, goals and dynamics. We apply bank related factors, trend following strategies, and active managers benchmarks in order to understand the style and especially the dynamics of banks proprietary trading desks decisions. We find that bank traders are not trend followers, but are positively correlated to macro hedge funds and above all are short volatility strategies, meaning selling options (calls and puts) with bonds as the major underlying. We conclude that Asset Based Style (ABS) factors are an alternative approach for regulators and other market participants to understand banks proprietary market exposure.
Esta dissertação é constituída por dois artigos. O primeiro, estuda a gestão do risco de taxa de juro e a capacidade preditiva da evolução das mesmas por parte dos gestores no período 1980-2003. Usando uma amostra de 371 bancos estuda-se o sucesso das práticas de cobertura de risco através das variações do “duration gap”. Neste estudo são introduzidos novos factores (convexidade, cambio, “spread” de crédito e a inclinação da curva de rendimentos) ao modelo de Flannery et al. (1984) por forma aumentar a capacidade explicativa dos retornos das acções da banca. A principal conclusão do estudo indicia a falta de capacidade preditiva dos gestores face aos movimentos das taxas de juro. Este resultado sugere que a maioria dos bancos deveria estar mais concentrada no negócio recorrente (créditos/depósitos) ao invés de utilizar a gestão do Balanço (Activos/Passivos) como um centro de proveitos. O segundo artigo estuda as carteiras de “trading” proprietário dos bancos aplicando os modelos de análise dos Fundos Alternativos (FA). Este procedimento é justificado pela semelhança de objectivos, estilo e dinâmica de gestão existente entre ambos portfolios, FA e “trading”. Os resultados sugerem que os “traders” dos bancos não seguem estratégias de tendência, estão positivamente correlacionados com FA Macro e acima de tudo escolhem estratégias curtas de volatidades, ou seja vendedores de opcionalidade cujo activo subjacente mais comum são obrigações. Finalmente, conclui-se que os modelos ABS (“Asset Based Style”) constituem uma alternativa para as entidades reguladores e outros agentes económicos compreenderem melhor as posições especulativas dos bancos.

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Dissertations / Theses on the topic 'Bank management'

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