Relevant bibliographies by topics / Association of savings and credits

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  1. Journal articles
  2. Dissertations / Theses
  3. Books
  4. Book chapters
  5. Conference papers
  6. Reports

Academic literature on the topic 'Association of savings and credits'

Author: Grafiati
Published: 25 June 2021
Last updated: 29 July 2025

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Journal articles on the topic "Association of savings and credits"

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Abrao Malate GOBEIA, Marisa Iva, and Efraime da Graca Armando GOBEIA. "COMMUNITY FINANCING IN FAMILY FARMING." RINTERPAP - Revista Interdisciplinar de Pesquisas Aplicadas 1, no. 1 (2025): 1–22. https://doi.org/10.47682/2675-6552.v1i1.99.

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The study was conducted in the Bolaze lowland in Marracuene, where there are savings and credit groups dedicated to horticulture production. The research aimed to understand the financial credits received and the savings made, as well as the dividends obtained (interest and fines). Additionally, it analyzed the possession of durable goods by group members and the volume of investments in economic activities (both agricultural and non-agricultural). The study also assessed the impact of these factors on the social well-being of participants, with a focus on health, housing, education, and food
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EFUNTADE, Alani Olusegun, FCIB, ACA, and Olubunmi Omotayo EFUNTADE. "Stock Market Capitalisation, Banks’ Lending and Deposit Interest Rate in Relation to Financial Liberalisation Theory in Nigeria (1985-2021)." IIARD INTERNATIONAL JOURNAL OF BANKING AND FINANCE RESEARCH 8, no. 3 (2022): 10–27. http://dx.doi.org/10.56201/ijbfr.v8.no3.2022.pg10.27.

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The paper examines the impact of deposit rates on savings, lending rates on credits and market capitalization of Nigerian Exchange group limited from 1985 to 2021, using co-integration and vector error correction approach. The specific objectives were to estimate the short-and long-run association as well as the error correction mechanism of lending interest rate and deposit interest rate and stock market capitalization in Nigeria. The outcome of the exercise validated the hypothesis of financial liberalisation theory that deposit rates on savings, lending rates on credits on market capitaliza
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Sami Ul Haq, Dr. Lala Rukh, Dr. Mohammad Sohail, Sangeen Khan, Iftikhar Hussain, and Manzoor Ahmad Khan. "The ROSCAs Participation and their Influence on Financial Position of Business." Journal for Social Science Archives 2, no. 2 (2024): 232–54. https://doi.org/10.59075/jssa.v2i2.57.

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The role of Small and Medium Size enterprises (SMEs) becoming more prominent all over the world. The most crucial and larger part of the world economies are SMEs. Rotated Savings and Credit Association (ROSCA) is cheap source of finance for SMEs. This study investigates Rotated Savings and Credit Association as a source of finance for SMEs. The objective of the study is to explore the participation of SMEs in Savings and Credit Associations and the influence of Savings and Credit Associations on the financial position of the business. To explore these issues, mix method was used for data colle
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Ankrah Twumasi, Martinson, Yuansheng Jiang, Frank Osei Danquah, Abbas Ali Chandio, and Wonder Agbenyo. "The role of savings mobilization on access to credit: a case study of smallholder farmers in Ghana." Agricultural Finance Review 80, no. 2 (2019): 275–90. http://dx.doi.org/10.1108/afr-05-2019-0055.

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Purpose The purpose of this paper is to examine the effect of savings mobilization on access to credit among smallholder farmers’ in the Birim central municipality of Ghana. Design/methodology/approach A cross-sectional primary data set was used to estimate the factors influencing smallholder farmers’ access to credit and size of loan to be borrowed using the IV-Probit and IV-Tobit model. Findings The results of the study revealed that savings mobilization has a positive significant impact on access to credit and the total amount of credit one can borrow as well. Other control variables such a
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Epper, Thomas, Ernst Fehr, Helga Fehr-Duda, et al. "Time Discounting and Wealth Inequality." American Economic Review 110, no. 4 (2020): 1177–205. http://dx.doi.org/10.1257/aer.20181096.

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This paper documents a large association between individuals’ time discounting in incentivized experiments and their positions in the real-life wealth distribution derived from Danish high-quality administrative data for a large sample of middle-aged individuals. The association is stable over time, exists through the wealth distribution and remains large after controlling for education, income profile, school grades, initial wealth, parental wealth, credit constraints, demographics, risk preferences, and additional behavioral parameters. Our results suggest that savings behavior is a driver o
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Dinç, Yusuf, Rashed Jahangir, Ruslan Nagayev, and Fahrettin Çakır. "Economics of savings-based finance: an interest-free model of rotating savings and credit association in Turkey." Journal of Islamic Accounting and Business Research 13, no. 2 (2021): 338–63. http://dx.doi.org/10.1108/jiabr-04-2021-0115.

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Purpose The emerging markets have been witnessing a remarkable revival of rotating savings and credit associations (ROSCAs) serving as alternative informal financing and investment platforms, also known as savings-based finance (SBF) in Turkey. The purpose of this study is to present the SBF model mathematically, analyse the performance of the SBF sector and propose a new Sharīʿah-compliant SBF model for the acquisition of durables. Design/methodology/approach The paper thoroughly reviews the concept and practice of ROSCA across the globe, mathematically models and empirically analyses the per
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Singh, Pukhraj, Nitin Kumar Nag, Lalit Kumar Verma, and Dushyant Kumar. "Performance and problems of self help groups (SHGs) in Meerut district of Uttar Pradesh." International Journal of Agricultural Invention 4, no. 01 (2019): 76–80. http://dx.doi.org/10.46492/ijai/2019.4.1.12.

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The present study was carried out in the rural area of Meerut district, with the objective to find out the study the performance of SHGs and problems faced by the SHGs in the study area. As a part of primary data collection, a sample (random) of 110 women respondents were selected out of 22 SHGs operating in the district. The data was collected during the period July 2018 - Dec 2018. A self-help is a small, economically and attractive group of 10-20 rural people which comes together to save small amounts regularly. It generally performs various types of economic activities with the help of the
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Tahir, Muhammad S., Daniel W. Richards, and Abdullahi D. Ahmed. "Financial literacy, attitudes, and financial satisfaction." Financial Services Review 28, no. 4 (2023): 273–301. http://dx.doi.org/10.61190/fsr.v28i4.3433.

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Unpaid credit card debt can be problematic; people should avoid it where possible. Unlike prior studies, this article examines the relative strength of the association of financial literacy, attitude toward balancing spending and savings, and financial satisfaction with credit card debt- taking behavior by analyzing the 2016 wave of the Household, Income and Labor Dynamics in Australia (HILDA) Survey. We find that higher financial literacy is associated with less credit card debt. However, incorporating the other factors reduces this relationship. Our results advise policy-makers to include co
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Astuti, Riska Dwi. "ROTATING SAVINGS AND CREDIT ASSOCIATION (ARISAN): IMPACT STUDY ON HOUSEHOLD-LEVEL ANALYSIS." JURNAL DINAMIKA EKONOMI PEMBANGUNAN 5, no. 1 (2022): 1–15. http://dx.doi.org/10.14710/jdep.5.1.1-15.

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Despite the fact that informal financial service is one of the most important alternative solutions for those in need yet do not have the capability to access the formal ones, its role is understudied. This study aims to analyze the impact of one of the informal financial services that have been developing within communities, rotating savings and credit association that is popular in term of arisan in Indonesia, on household economy measured by its spending on food and non-food. Using information from two latest data of Indonesian Family Life Survey processed with the difference in differences
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Ateiwi Alrawahdeh, Salah Turki, and Ali Abdel Fattah Hamda Zyadat. "The Role of the Islamic Banks in Increasing Domestic Saving and Funding Economic Development in Jordan." WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS 18 (May 21, 2021): 905–15. http://dx.doi.org/10.37394/23207.2021.18.86.

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This article explored the role of Islamic banks in increasing the amount of domestic savings and funding the economic development process in Jordan during the period (2010-2019). A descriptive analytical approach was adopted. The data was obtained from the Association of Banks in Jordan. It was analyzed through carrying out the linear regression analysis. The researchers concluded that the assets of Jordanian Islamic banks increased. That indicates that there was an increase in the savings of Islamic banks. They found that the total credit facilities provided by Islamic banks to individuals an
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Dissertations / Theses on the topic "Association of savings and credits"

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Vargas, Emmanuel Roque, Montesinos Ricardo Cadillo, and David Mauricio. "Prediction of financial product acquisition for Peruvian savings and credit associations." Institute of Electrical and Electronics Engineers Inc, 2020. http://hdl.handle.net/10757/656581.

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El texto completo de este trabajo no está disponible en el Repositorio Académico UPC por restricciones de la casa editorial donde ha sido publicado.<br>Savings and credit cooperatives in Peru are of great importance for their participation in the economy, reaching in 2019, deposits and deposits and assets of more than 2,890,191,000. However, they do not invest in predictive technologies to identify customers with a higher probability of purchasing a financial product, making marketing campaigns unproductive. In this work, a model based on machine learning is proposed to identify the clients wh
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Klonner, Stefan. "Essays on rotating savings and credit associations." [S.l. : s.n.], 2001. http://deposit.ddb.de/cgi-bin/dokserv?idn=96379244X.

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Bari, Faisal. "Essays on modeling innovative and flexible credit arrangements : the case of Rotating Savings and Credit Associations (ROSCAs)." Thesis, National Library of Canada = Bibliothèque nationale du Canada, 1998. http://www.collectionscanada.ca/obj/s4/f2/dsk1/tape10/PQDD_0026/NQ50108.pdf.

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Klonner, Stefan [Verfasser], and Clive [Akademischer Betreuer] Bell. "Essays on rotating savings and credit associations / Stefan Klonner ; Betreuer: Clive Bell." Heidelberg : CrossAsia E-Publishing, 2006. http://d-nb.info/1218726601/34.

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Novotná, Jana. "Financování revitalizace bytového domu s dvanácti bytovými jednotkami v Blansku." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2012. http://www.nusl.cz/ntk/nusl-223449.

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This diploma thesis discusses the possible ways of financing the comprehensive revitalization of the apartment house. This diploma thesis contains calculations of the savings, selection of the implementer and assessment of the debt financing.
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Gryga, Robert. "Financování revitalizace panelového domu." Master's thesis, Vysoké učení technické v Brně. Fakulta podnikatelská, 2010. http://www.nusl.cz/ntk/nusl-222508.

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This master’s thesis „Financing of revitalization of prefabricated building“ deals with the possibilities of financing reconstruction of the block of flats. Based on theoretical knowledge, carried out the analysis and calculations, includes solutions for specific housing association.
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Claude, Djekilamber. "Role of savings and credit cooperative societies in financial services development in Chad : a case of the Union Regionale des Cooperatives d Epargne et de Credit (URCOOPEC)." Thesis, Stellenbosch : Stellenbosch University, 2012. http://hdl.handle.net/10019.1/97164.

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Thesis (MDF)--Stellenbosch University, 2012.<br>Union Régionale des Coopèratives d’Epargne et de Crédit (URCOOPEC) is a network of 10 savings and credit cooperatives, established in 1990 by UNDP in Chad to support the government’s strategy of strengthening and improving access to financial services to the population. All the cooperatives are located in and around N’djaména the capital city of Chad. URCOOPEC has developed as a microfinance model owned by the community that is able to help the poor population that is excluded from the formal financial services accessing these services. Des
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Bare, Michael Burnett. "Credit union service organization products and services: Implications, decisions, and strategies." CSUSB ScholarWorks, 2005. https://scholarworks.lib.csusb.edu/etd-project/2930.

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Netnou, Ntombomhlaba Salome. "Investigating informal savings as income generating and proverty alleviating tool in Nelson Mandela Bay Municipality." Thesis, Nelson Mandela Metropolitan University, 2012. http://hdl.handle.net/10948/1616.

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The study investigated the informal savings approach as an income-generating and poverty alleviation tool for women. The focus of the study is specifically in the Nelson Mandela Bay Municipality. The purpose of the study was to explore the reasons behind the involvement of women, in particular, to the use of informal savings as a tool for income generation and poverty alleviation. South Africa is characterised by inequitable growth and development, a high degree of poverty, increasing demands and limited resources. It is because of this backdrop that many women in poor communities, both rural
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Christensen, Morgan. "What are the relationships among high school academic outcomes and attendance?" Thesis, University of Oregon, 2017. http://hdl.handle.net/1794/22668.

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Research for the past decade has examined academic performance gaps among students from the perspective of sex, race and ethnicity groups, and low socio-economic status. Across those studies school attendance has been identified as a primary correlate with academic success. I used a descriptive non-experimental design to investigate the relationship of student academic outcomes (i.e., GPA, credits earned toward graduation) among student groups (i.e., sex, race, and special education status) on attendance type of unexcused or excused absences. This study included two cohorts of 9th grade high s
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Books on the topic "Association of savings and credits"

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Brink, Rogierus Johannes Eugenius van den. The microeconomics of an indigenous African institution: The rotating savings and credit association. Cornell Food and Nutrition Policy Program, 1991.

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Credit, United States Congress House Committee on Banking and Financial Services Subcommittee on Financial Institutions and Consumer. Merging the deposit insurance funds: Hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, One Hundred Sixth Congress, second session, February 16, 2000. U.S. G.P.O., 2000.

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United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit. Financial condition of BIF and SAIF and proposals to merge the banking thrift industries: Hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, House of Representatives, One Hundred Fourth Congress, first session, August 2, 1995. U.S. G.P.O., 1996.

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United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Financial Institutions and Consumer Credit. Financial condition of BIF and SAIF and proposals to merge the banking thrift industries: Hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, House of Representatives, One Hundred Fourth Congress, first session, August 2, 1995. U.S. G.P.O., 1996.

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Credit, United States Congress House Committee on Banking and Financial Services Subcommittee on Financial Institutions and Consumer. Legislation relating to the reform of the deposit insurance funds [BIF and SAIF]: Hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, House of Representatives, One Hundred Fourth Congress, first session, September 21, 1995. U.S. G.P.O., 1996.

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Gramling, Robert W. Deposit insurance funds: Analysis of insurance premium disparity between banks and thrifts : statement of Robert W. Gramling, Director, Corporate Financial Audits, Accounting and Information Management Division, before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Banking and Financial Services, House of Representatives. The Office, 1995.

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Library of Congress. Congressional Research Service, ed. Receivership and conservatorship authority of the National Credit Union Administration (NCUA), Federal Deposit Insurance Corporation (FDIC), and Federal Home Loan Bank Board Federal Savings and Loan Insurance Corporation (FHLBB/FSLIC). Congressional Research Service, Library of Congress, 1986.

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Library of Congress. Congressional Research Service, ed. Receivership and conservatorship authority of the National Credit Union Administration (NCUA), Federal Deposit Insurance Corporation (FDIC), and Federal Home Loan Bank Board Federal Savings and Loan Insurance Corporation (FHLBB/FSLIC). Congressional Research Service, Library of Congress, 1986.

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Credit, United States Congress House Committee on Banking and Financial Services Subcommittee on Financial Institutions and Consumer. Condition of deposit insurance funds and the impact of the proposed deposit insurance premium reduction on the bank and thrift industries: Hearings before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, House of Representatives, One Hundred Fourth Congress, first session, March 23, 24, 1995. U.S. G.P.O., 1995.

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Besley, Timothy. The economics of rotating savings and credit associations. Dept. of Economics, Massachusetts Institute of Technology, 1990.

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Book chapters on the topic "Association of savings and credits"

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Sijia, Zhao, and Masahide Horita. "Reciprocity and Rule Preferences of a Rotating Savings and Credit Association (ROSCA) in China: Evolutionary Simulation in Imitation Games." In Lecture Notes in Business Information Processing. Springer International Publishing, 2019. http://dx.doi.org/10.1007/978-3-030-21711-2_4.

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Vincent, Fernand. "2. Savings and Credit Systems." In Manual of Practical Management for Third World Rural Development Associations - Volume 2. Practical Action Publishing, 1997. http://dx.doi.org/10.3362/9781780445427.002.

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Baland, Jean-Marie. "Rotating Saving and Credit Associations (ROSCAs)." In The New Palgrave Dictionary of Economics. Palgrave Macmillan UK, 2018. http://dx.doi.org/10.1057/978-1-349-95189-5_2259.

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Baland, Jean-Marie. "Rotating Saving and Credit Associations (ROSCAs)." In The New Palgrave Dictionary of Economics. Palgrave Macmillan UK, 2008. http://dx.doi.org/10.1057/978-1-349-95121-5_2259-1.

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Nakamaru, Mayuko. "Rotation Savings and Credit Associations (ROSCAs) as Early-Stage Credit Systems." In Theoretical Biology. Springer Nature Singapore, 2022. http://dx.doi.org/10.1007/978-981-19-4979-1_4.

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Low, Alaine. "Prelims - Bibliographical Survey of Rotating Savings and Credit Associations." In A Bibliographical Survey of Rotating Savings and Credit Associations. Oxfam Publishing, 1995. http://dx.doi.org/10.3362/9780855986643.000.

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Low, Alaine. "1. Bibliographical Survey of Rotating Savings and Credit Associations." In A Bibliographical Survey of Rotating Savings and Credit Associations. Oxfam Publishing, 1995. http://dx.doi.org/10.3362/9780855986643.001.

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Milbradt, Georg. "The Saxon savings banks association." In Contributions to Economics. Physica-Verlag HD, 2000. http://dx.doi.org/10.1007/978-3-642-57674-4_17.

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Emru Tadesse, Michael. "The Black Social Solidarity Economy in Germany: A Study of ROSCAs of the Ethiopian Diaspora." In Home- and Future- Making in the Ethiopian Diaspora. Centre français des études éthiopiennes, 2025. https://doi.org/10.4000/145ty.

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The Rotating Savings and Credit Association (ROSCA) is an enduring type of informal financial institution that can be found all over the world. Nevertheless, while the ROSCAs in Africa, Asia, and South America have been well studied, those in Europe, North America, and the Middle East have been neglected. This is especially true in the case of Ethiopian ROSCAs (equbs) in the context of Europe and Germany. The purpose of this study was to examine the ROSCAs of the Ethiopian diaspora in Germany in relation to the concept of the Black Social Solidarity Economy (BSSE). In doing so, it also sought
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Jenks, Jeremiah Whipple. "‘Report on Savings Banks and Building Associations of Illinois’." In US Credit and Payments, 1800-1935, Part I Vol 3. Routledge, 2024. http://dx.doi.org/10.4324/9781003548706-4.

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Conference papers on the topic "Association of savings and credits"

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Ashwitha, Priyanka Ghosh, and K. Vinodhadevi. "Assessing the Impact of AI on Rural Saving and Investment Patterns: Case Study on Rotating Savings & Credit Associations in India." In 2025 International Conference on Knowledge Engineering and Communication Systems (ICKECS). IEEE, 2025. https://doi.org/10.1109/ickecs65700.2025.11035388.

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de Oliveira, Lucas W., Jonathan M. Palma, and Cecília F. Morais. "Resource Savings in Wireless Sensor Networks by Replacing Classical Control with Markovian Model-Based Control." In 2024 IEEE International Conference on Automation/XXVI Congress of the Chilean Association of Automatic Control (ICA-ACCA). IEEE, 2024. http://dx.doi.org/10.1109/ica-acca62622.2024.10766809.

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Osei, Janet Appiah, Rabani Adamou, Amos T. Kabo-Bah, and Satyanarayana Narra. "Decarbonisation in the Transport Sector of Ghana Using Autogas." In Africa International Conference on Clean Energy and Energy Storage. Trans Tech Publications Ltd, 2025. https://doi.org/10.4028/p-ezf4lf.

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Decarbonisation is instrumental in attaining sustainable mobility. To actualize the Ghana Nationally Determined Contribution (NDC) set emission reduction target of 15% relative to Business-As-Usual (BAU) scenario by 2030, sustainable transport actions should be encouraged. Thus, promoting the use of Liquified Petroleum Gas (LPG) and Compressed Natural Gas (CNG) in automobiles is very crucial to ensure efficient and green mobility. Nonetheless, existing policies in Ghana overlook autogas (LPG/CNG) as prospective decarbonizing solution in the transport sector. The study employed survey analysis
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de Pedro, John Paul Q., Rhem Leoric C. Dela Cruz, Kenneth Jae Elevado, et al. "Cost and Environmental Impacts of Proposed NSCP 8th Edition Seismic Load Guidelines on Steel Buildings in Metro Manila." In IABSE Symposium, Tokyo 2025: Environmentally Friendly Technologies and Structures: Focusing on Sustainable Approaches. International Association for Bridge and Structural Engineering (IABSE), 2025. https://doi.org/10.2749/tokyo.2025.0379.

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&lt;p&gt;The Philippines, a hazard-prone nation, is particularly at risk from earthquakes, frequently resulting in substantial construction damage. To mitigate these risks, building designs in the country must comply with the National Structural Code of the Philippines (NSCP). The NSCP 7th edition follows the UBC 97 and was based on a deterministic seismic model. However, the upcoming NSCP 8th edition will adopt the ASCE 7-05 guidelines proposed by the Association of Structural Engineers of the Philippines. The NSCP 8th edition was considered to utilize SAMPh, a probabilistic seismic model map
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Nik Azman, Nik Hadiyan, and Salina Kassim. "Sustainable Development of Women Micro-Entrepreneurs in Malaysia: Factors Affecting Adoption of Rotating Savings and Credit Association (ROSCA)." In Proceedings of the 1st Aceh Global Conference (AGC 2018). Atlantis Press, 2019. http://dx.doi.org/10.2991/agc-18.2019.60.

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Lacatus, Maria liana, and Camelia Staiculescu. "TEST OF ECONOMIC LITERACY - IMPORTANT OPEN RESOURCE FOR ONLINE ECONOMIC EDUCATION AND RESEARCH." In eLSE 2016. Carol I National Defence University Publishing House, 2016. http://dx.doi.org/10.12753/2066-026x-16-146.

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The paper presents the importance of electronic instruments in research on economic literacy and how economic education websites are functioning in order to make people aware about the need for economic education. Two important instruments are presented: the test of economic literacy (TEL) and economic barometer (EB) posted on some frequently accessed economic education websites, such as http://www.councilforeconed.org/ or http://www.fte.org/ developed by organizations with particular interest in economic education field: Council for Economic Education (CEE) and Foundation for Teaching Economi
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Vargas, Emmanuel Roque, Ricardo Cadillo Montesinos, and David Mauricio. "Prediction of financial product acquisition for Peruvian savings and credit associations." In 2020 Congreso Internacional de Innovación y Tendencias en Ingeniería (CONIITI). IEEE, 2020. http://dx.doi.org/10.1109/coniiti51147.2020.9240413.

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Kumar, M. Siva, and S. Venkatachalam. "Analysis of Artificial Intelligence based Credit and Savings Associations for Investment decisions financial System." In 2023 2nd International Conference on Automation, Computing and Renewable Systems (ICACRS). IEEE, 2023. http://dx.doi.org/10.1109/icacrs58579.2023.10404586.

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Burken, Joel G., A. Curt Elmore, Mariesa Crow, Will Granich, and Trenton Blair. "Distributed Power Generation at State Facilities: Economic Analysis of Savings and Carbon Credits." In World Environmental and Water Resources Congress 2009. American Society of Civil Engineers, 2009. http://dx.doi.org/10.1061/41036(342)243.

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Enache, Calcedonia. "Financial Stability of Romanian Households in Light of the COVID-19 Pandemic Shocks." In 9th BASIQ International Conference on New Trends in Sustainable Business and Consumption. Editura ASE, 2023. http://dx.doi.org/10.24818/basiq/2023/09/059.

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The present paper examines the effects of the Covid-19 pandemic on the financial situation of Romanian Households, using a simple random sampling without replacement. For a larger investigation of the survey results, that offers a new perception in looking at issues of financial stability, a binary logistic regression model was applied in order to econometrically quantify the relationship between determinants and respondents' behavior regarding the use of savings to pay bills and credits commitment during the coronavirus pandemic. The results of the model show that the respondents’ household w
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Reports on the topic "Association of savings and credits"

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Clavet, Nicholas-James, Réjean Hébert, and Pierre-Carl Michaud. The future of long-term care in Quebec: what are the cost savings from a realistic shift towards more home care? CIRANO, 2022. http://dx.doi.org/10.54932/zrzh8256.

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This paper aims to estimate the future long-term care needs and expenditures in Quebec while proposing and evaluating a reform package that could deliver increased coverage as well as be more financially sustainable than current policy. This reform package consists of a shift towards more intensive use of home care while increasing public coverage of care needs. A key feature of the proposed reform is to improve the ability of users to choose their provider with the creation of a senior’s care account, an account that grants individuals in need to purchase services from several providers, incl
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Clavet, Nicholas-James, Réjean Hébert, and Pierre-Carl Michaud. The future of long-term care in Quebec: what are the cost savings from a realistic shift towards more home care? CIRANO, 2022. http://dx.doi.org/10.54932/zrzh8256.

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This paper aims to estimate the future long-term care needs and expenditures in Quebec while proposing and evaluating a reform package that could deliver increased coverage as well as be more financially sustainable than current policy. This reform package consists of a shift towards more intensive use of home care while increasing public coverage of care needs. A key feature of the proposed reform is to improve the ability of users to choose their provider with the creation of a senior’s care account, an account that grants individuals in need to purchase services from several providers, incl
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Largoza, Gerardo, and Clarence Gabriel Fernandez. Review of CHED Policies, Standards, and Guidelines (PSGs) Pre- and Post-K to 12 Reforms. Philippine Institute for Development Studies, 2025. https://doi.org/10.62986/dp2025.13.

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In the decade from 2012 to 2021, Philippine higher education experienced three major reforms: the adoption of an outcomes-based typology for programs and institutions, the establishment of the Philippine Qualifications Framework to set competency standards, pathways, and equivalencies, and the implementation of K to 12 legislation, which added two years to the country’s basic education cycle. Have these reforms resulted in improvements to the minimum standards embodied in the Policies, Standards, and Guidelines (PSGs) of the Commission on Higher Education (CHED) formulated by independent Techn
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Chia, Siow Yue. The Singapore Model of Industrial Policy: Past Evolution and Current Thinking. Inter-American Development Bank, 2005. http://dx.doi.org/10.18235/0006828.

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This presentation summarizes Singapore's economic performance, and examines the evolving industrial strategy, major policies and performances. Singapore has achieved substantial economic and social progress since political independence in 1965, with one of the highest per capita incomes in Asia. The economic success of Singapore has been used by neoclassical economists to support the role of the market, with minimal price distortions, openness to international trade, investment and technology flows, macroeconomic stability from fiscal and monetary prudence, and high savings and investment. Thi
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Benjamin, Connie, Wandoo Akosu, Mashat Mallo, and Dare Oduluyi. Improving Sanitation Services in Tough Physical Environments, Kirfi Local Government Authority, Nigeria. Institute of Development Studies, 2024. https://doi.org/10.19088/slh.2024.012.

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This case study documents WaterAid Nigeria’s Strengthening Water Sanitation and Hygiene Delivery Systems (SWADS) project in Kirfi Local Government Area (LGA), Bauchi State between 2017-2019, as part of the Hongkong and Shanghai Banking Corporation (HSBC) Water Programme II. The case study shares how adaptations to their implementation strategy were made to overcome challenges of sandy, loose soil in remote communities, which made traditional pit toilets vulnerable to collapse and issues with installation of new improved models, with reports of toilets sinking after only a few days. Markets wer
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Witte and Grant. PR-015-14600-R01 New Generation USM in Compact Installations Without Flow Conditioners. Pipeline Research Council International, Inc. (PRCI), 2015. http://dx.doi.org/10.55274/r0010824.

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Certain new ultrasonic meter designs in were evaluated in compact installations. The natural gas industry is interested in realizing possible capital cost savings that would be achieved if ultrasonic meters could be installed in a configuration using meter tube lengths that are shorter than those commonly used today. As a starting point for this study, the short- and close-coupled installation details described in American Gas Association Report 7, �Measurement of Gas by Turbine Meters,� were accepted as reasonable short dimension installations to be studied. This document reports on the test
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Health hazard evaluation report: MHETA-88-249-1931, Community Savings Association, Finleyville, Pennsylvania. U.S. Department of Health and Human Services, Public Health Service, Centers for Disease Control, National Institute for Occupational Safety and Health, 1988. http://dx.doi.org/10.26616/nioshmheta882491931.

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Government Savings Bank of New South Wales - Sydney (Head Office) - Chief Inspector's Department - Staff Records - United Bank Officers' Association - 1926-1931. Reserve Bank of Australia, 2023. http://dx.doi.org/10.47688/rba_archives_2006/22224.

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