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Journal articles on the topic 'Architecture of a bank'

Author: Grafiati

Published: 30 May 2022

Last updated: 31 May 2022

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1

Winans, Thomas B., and John Seely Brown. "Moving Information Technology Platforms To The Clouds: Insights Into IT Platform Architecture Transformation." Journal of Service Science (JSS) 2, no. 2 (December 1, 2009): 23–34. http://dx.doi.org/10.19030/jss.v2i2.4284.

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The Long-Term Credit Bank (LTCB) of Japan underwent a very traumatic reorganization beginning in 1998 following Japans economic collapse in 1989. The bank was beset with difficulties rooted in bad debts. Possible mergers with domestic banks were proposed, but the bank eventually was sold to an international group, which set about putting the bank back together, launching it in June 2000 as Shinsei Bank, Limited (Shinsei).

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Senhadji-Navaro, Raouf, and Ignacio Garcia-Vargas. "High-Speed and Area-Efficient Reconfigurable Multiplexer Bank for RAM-Based Finite State Machine Implementations." Journal of Circuits, Systems and Computers 24, no. 07 (June 17, 2015): 1550101. http://dx.doi.org/10.1142/s0218126615501017.

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This work is focused on the problem of designing efficient reconfigurable multiplexer banks for RAM-based implementations of reconfigurable state machines. We propose a new architecture (called combination-based reconfigurable multiplexer bank, CRMUX) that use multiplexers simpler than that of the state-of-the-art architecture (called variation-based reconfigurable multiplexer bank, VRMUX). The performance (in terms of speed, area and reconfiguration cost) of both architectures is compared. Experimental results from MCNC finite state machine (FSM) benchmarks show that CRMUX is faster and more area-efficient than VRMUX. The reconfiguration cost of both multiplexer banks is studied using a behavioral model of a reconfigurable state machine. The results show that the reconfiguration cost of CRMUX is lower than that of VRMUX in most cases.

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Tadesse, Solomon. "Innovation, Information, and Financial Architecture." Journal of Financial and Quantitative Analysis 41, no. 4 (December 2006): 753–86. http://dx.doi.org/10.1017/s0022109000002635.

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AbstractDoes a financial system architecture anchored on banks perform better than one centered on markets in fostering technological innovations as engines of growth? In a panel of industrial sectors across a large cross section of countries, I find that while market-based systems have a general positive effect on innovations in all economic sectors, bank-based systems foster more rapid technological progress in more information-intensive industrial sectors, suggesting a heterogeneous impact of financial architecture. Thus, the relative performance of bank-based systems vis-à-vis market-based systems depends on the industrial structure of the economy.

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Bazilevich, Mikhail E., and Anton A. Kim. "STYLISTIC FEATURES OF THE EUROPEAN ARCHITECTURE OF BANKING INSTITUTIONS IN GUANGZHOU LATE 19TH – EARLY 20TH CENTURY ON THE EXAMPLE OF SHAMYAN ISLAND." Vestnik Tomskogo gosudarstvennogo universiteta. Kul'turologiya i iskusstvovedenie, no. 41 (2021): 5–17. http://dx.doi.org/10.17223/22220836/41/1.

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The article is devoted to the architecture of European banking institutions in Guangzhou, built on the territory of Shamyan island in the late 19th – early 20th century. A brief historical excursion into the history of the formation of the British and French concessions is given. This publication examines the stylistic and compositional features of the architecture of such banking institutions as: Hong Kong and Shanghai Banking Corporation; The Chartered Bank of India, Australia and China; International banking corporation (City Bank); Bank of Taiwan; Commercial Corporation of Mitsubishi; Yokogama Specie Bank; The E.D.Sassoon & Co.Ltd. и D. Sassoon Sons Co. Ltd; Bank of Indochina; China & France Industry Bank. A composite and stylistic analysis was conducted, an iconographic description of the buildings of the main banks located within the boundaries of the former European concessions on Shamyan Island is given The study reveals the general principles of the development of the architecture of banking institutions in Guangzhou. The materials and results of the research carried out by the authors of this article allowed us to formulate the following conclusions: 1. The territorial isolation of the Shamyan island from the Chinese part of Guangzhou, as well as the operation within the concessions of British and French laws, contributed to the fact that the development of the architectural ensemble of the island as a whole was carried out in line with the advanced West European architectural and urban trends. 2. Most of the banking buildings here are built in the eclectic style with the predominance of neoclassicism features, of course, this fact is connected with the desire of the owners of bank corporations to demonstrate to the clients and competitors the financial strength of their organizations. 3. In the architecture of the considered banking institutions there is an active use of tectonics and elements of the order system, colonnades, arcades, the allocation of the first floor in the form of a rustic plinth. The motifs of Renaissance architecture, Baroque and Art Nouveau are also traced. 4. The formation of the appearance of banking buildings in Shamyan was strongly influenced by local conditions. The hot and humid subtropical climate of the south of China contributed to the spread in the architecture of the structures of this type of order colonnades, forming deep open verandas, as well as the use of X-shaped creaks-elements to ensure the natural ventilation of buildings, which, in addition, became an expressive element of the facade decoration

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Brittain-Catlin, Timothy. "Horace Field and Lloyds Bank." Architectural History 53 (2010): 271–94. http://dx.doi.org/10.1017/s0066622x00003944.

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In 1980, Andrew Saint told members of the Victorian Society that the Arts and Crafts architect Horace Field (1861-1948) was ‘frequently referred to but rarely discussed’. Thirty years later the situation is largely unchanged. Yet Field played an influential role in the architectural development of the twentieth-century English and Welsh high street. He was a significant figure in the process by which the architectural styles of bank premises were, by the late 1920s, transformed from ones very similar to those of commercial or municipal offices into a distinct and domestic interpretation of the style of Queen Anne. His contribution was two-fold: as the designer of a series of branches of Lloyds Bank, and as co-author (with his former assistant, Michael Bunney) of the widely read English Domestic Architecture of the XVII and XVIII Centuries, published in 1905.

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Aghaev, A. A., T. M. Askerov, and E. M. Jafarov. "Data bank architecture in multilevel subsatellite experiments." Remote Sensing Reviews 3, no. 3 (January 1988): 323–29. http://dx.doi.org/10.1080/02757258809532103.

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7

Trakhtengerts, M. S., and A. B. Sladkov. "A thermophysical data bank: Architecture and implementation." Cybernetics and Systems Analysis 28, no. 5 (1993): 808–11. http://dx.doi.org/10.1007/bf01131864.

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8

Codogni, Paulina. "The Architecture of Separation: Israeli Policy towards the Palestinians in the West Bank." Civitas. Studia z Filozofii Polityki 19 (June 24, 2016): 149–77. http://dx.doi.org/10.35757/civ.2016.19.09.

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According to the classic view of architecture, its primary function is to create spatial law and order so as to improve the functioning of man in the architectural environment. Classical works on the theory of architecture focused on those qualities that portrayed architecture as having a clearly positive dimension, the pursuit of which should be the primary task of an architect. Is it true, however, that architecture has only one common meaning? This assertion is undermined by buildings constructed on borderlands, which are imposed on one community by another. An example is the wall being erected by Israel since 2002 to separate the state from the West Bank. While it has become a symbol of security and order for the Israelis, it is an emblem of enslavement and chaos for the Palestinians who have been trapped on the other side of the barrier.

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9

Chang, Feng Jun, and Chen Wang. "New Bank Electronic Combination Lock System." Applied Mechanics and Materials 397-400 (September 2013): 1790–93. http://dx.doi.org/10.4028/www.scientific.net/amm.397-400.1790.

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This paper based on ARMV7 architecture of Fujitsu's architecture M3 series MB9BF506R 32-bit processors as a combination lock master control chip, a reasonable analysis of the new architecture based on the practical method to realize electronic combination lock, this paper proposes a new design concept - based on multiple jurisdictions real-time monitoring system of security, added with special customized mobile phone validation in the form of fingerprint access and data transmission function, effectively strengthen the safety and reliability of electronic password system, on the current electronic combination lock industry progress of developmental significance.

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Ashuri, Reni Kristiana, and Muhamad Nadratuzzaman Hosen. "Analisa Tingkat Kesehatan PT. Bank BTPN Syariah Tbk. Periode 2016 -2020 dengan Metode Camels, RGEC dan Altman Z-Score." El-Qist: Journal of Islamic Economics and Business (JIEB) 12, no. 1 (April 30, 2022): 77–95. http://dx.doi.org/10.15642/elqist.2022.12.1.77-95.

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Abstract: This study aimed to analyze the soundness of one of the Islamic banks in Indonesia, namely PT. Bank BTPN Syariah Tbk. This study is descriptive research with a quantitative approach. The data used is secondary data obtained from the annual financial statements of Bank BTPN Syariah for the period 2016-2020. The analytical technique used is the CAMELS, RGEC and Altman Z-Score methods. The overall study results show that the health of Bank BTPN Syariah in the period 2016-2020 is at the 'Very Healthy' level on the CAMELS assessment, while the RGEC assessment shows the 'Very Healthy' level and the 'Healthy' rating on the Altman Z-Score assessment. The excellent health condition of Bank BTPN Syariah during the Covid-19 pandemic was apparently inseparable from the management's efforts to carry out appropriate, focused and planned strategies and risk mitigation. The three analytical methods show similar results, so they can be used as a reference for calculating the health of other Islamic banks. Keywords: Bank Soundness Level; CAMELS; RGEC; Altman Z-Score. Abstrak: Tujuan penelitian ini adalah untuk menganalisis tingkat Kesehatan salah satu Bank Syariah di Indonesia, yaitu PT. Bank BTPN Syariah tbk. Penelitian ini merupakan penelitian deskriptif dengan pendekatan kuantitatif. Data yang digunakan adalah data sekunder yang didapat dari laporan keuangan tahunan Bank BTPN Syariah periode 2016-2020. Teknik analisis yang digunakan adalah metode CAMELS, RGEC dan Altman Z-Score. Hasil penelitian secara keseluruhan memperlihatkan bahwa kesehatan Bank BTPN Syariah pada periode 2016-2020 berada pada tingkat ‘Sangat Sehat’ pada penilaian CAMELS, sedangkan penilaian RGEC menunjukkan tingkat ‘Sangat Sehat’ serta peringkat ‘Sehat’ pada penilaian Altman Z-Score. Kondisi kesehatan Bank BTPN Syariah yang baik pada masa pandemi Covid-19 ternyata tidak lepas dari usaha manajemen dalam melakukan strategi serta mitigasi risiko yang tepat, fokus dan terencana. Ketiga metode analisis menunjukkan hasil yang serupa sehingga dapat dijadikan acuan perhitungan untuk menilai kesehatan Bank Syariah yang lain. Kata Kunci: Tingkat Kesehatan Bank; CAMELS; RGEC; Altman Z-Score.

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Akhmedov, Akbarali, and Umidjon Duskobilov. "Effect of Bank Assets Securitization in Investment Flows: A Cross-Country Analysis." INTERNATIONAL JOURNAL OF MANAGEMENT SCIENCE AND BUSINESS ADMINISTRATION 5, no. 4 (2019): 13–17. http://dx.doi.org/10.18775/ijmsba.1849-5664-5419.2014.54.1002.

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In modern financial architecture, banks actively engage in financial market operations to ensure the stability and efficiency of their activities. The latest trends in banking sector highlight the active role commercial banks play by securing their assets in securitization practices. The lessons from the global financial crisis show that securitization is one of the main methods for securing the soundness of bank assets as an investment tool. This paper investigates the impact of bank assets securitization on investment flows in 30 advanced and transition economies by applying GMM method. The results proved that securitization of bank assets significantly stimulates the inflow of investments towards selected economies.

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Suzuki, Yasushi, and S. M. Sohrab Uddin. "Islamic bank rent." International Journal of Islamic and Middle Eastern Finance and Management 7, no. 2 (June 10, 2014): 170–81. http://dx.doi.org/10.1108/imefm-11-2013-0119.

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Purpose – This paper aims to draw on the bank rent approach to evaluate the existing pattern of financing of Islamic banks and to propose a fairly new conceptualization of Islamic bank rent. Design/methodology/approach – The bank rent theory is adopted to generate the theoretical underpinnings of the issue. After that, empirical evidence from the banking sector of Bangladesh is used to support the arguments. Findings – Repeated transactions under murabaha are observed in the Islamic banking sector of Bangladesh. The asset-based financing gives the Bangladeshi Islamic banks relatively higher Islamic bank rent opportunity for protecting their “franchise value” as Shari’ah-compliant lenders, while responding to the periodic volatility in transaction costs of profit-and-loss sharing. Research limitations/implications – The bank rent approach suggests that the murabaha syndrome can be ironically justifiable. On the other hand, the current profit-and-loss sharing risk provides an idea of the difficulty in assuming the participatory financing with higher credit risk in practice. Islamic scholars and the regulatory authority need to design an appropriate financial architecture which can create different levels of rent opportunities for Islamic banks to avail the benefit from the variety of Islamic financing as declared by Islamic Shari’ah. Originality/value – This paper introduces a fairly new concept of “Islamic bank rent” to make sense of the murabaha syndrome. This approach also contributes to clarifying the unique risk and cost to be compensated with the spreads that Islamic banks are expected to earn. To draw empirical evidence, as far as it could be ascertained, the data of both Islamic banks and conventional banks with Islamic banking windows/branches are used for the first time.

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Yang, Yu Xin, and Da Quan Tang. "Ontology-Based CRM for Bank Customers." Applied Mechanics and Materials 380-384 (August 2013): 1402–8. http://dx.doi.org/10.4028/www.scientific.net/amm.380-384.1402.

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This paper introduces an ontology-based CRM for the commercial use, which specifically is for commercial bank customers. By using the ontology modeling method, which includes competency questions, intuitions, axioms and specific model, this ontology can share the information between the commercial banks and their customers. Ontology for the commercial banks domain is being developed as relationships and facts of the architecture. The steps of developing such an ontology model and a mapping mechanism between the commercial bank's customers and ability of consuming are discussed.

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Markov, A. N., A. I. Vasilyev, N. A. Ol'shevskii, A. P. Korshunov, R. A. Mikhalenkov, B. B. Salimonov, and A. S. Stremov. "Architecture of the Basic Product Bank geoinformation service." Sovremennye problemy distantsionnogo zondirovaniya Zemli iz kosmosa 13, no. 5 (2016): 39–51. http://dx.doi.org/10.21046/2070-7401-2016-13-5-39-51.

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Stephens, Neil, Paul Atkinson, and Peter Glasner. "The UK Stem Cell Bank as performative architecture." New Genetics and Society 27, no. 2 (June 2008): 87–98. http://dx.doi.org/10.1080/14636770802076977.

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Hong, Ki-seok, and Kyung-ho Lee. "Advanced Mandatory Authentication Architecture Designed for Internet Bank." Journal of the Korea Institute of Information Security and Cryptology 25, no. 6 (December 31, 2015): 1503–14. http://dx.doi.org/10.13089/jkiisc.2015.25.6.1503.

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Erokhin, V. V. "MANAGEMENT OF INTERNAL RISKS OF A COMMERCIAL BANK USING INFORMATION SYSTEMS." Juvenis scientia, no. 10 (2018): 28–31. http://dx.doi.org/10.32415/jscientia.2018.10.05.

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The article deals with the modern approaches to improve the management of internal banking risk on the basis of the methodological foundations of development and realization of the information system for the evaluation of commercial bank internal risks. Software implementation of a mathematical formalization of the banking risk management allows you to define the characteristics of reliability of banking information systems even prior to their commissioning. Reviewed by the internal control system of commercial bank risk. Internal risk assessment scale developed by banks. The technique of building architecture of an information system for the evaluation of commercial bank internal risks.

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Ghayur, Sabur. "IFIs’ Conditionalities, Poverty Reduction, and Employment." Pakistan Development Review 40, no. 4II (December 1, 2001): 435–51. http://dx.doi.org/10.30541/v40i4iipp.435-451.

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Rising from the debris of the World War-II and also the devastations caused by the great depression of 1930s, the Bretton Woods twins—international monetary fund (IMF) and the world bank; rather the world bank group1—have over the years emerged as important players of the international financial arena. They are the major component of international financial architecture in addressing global macro and financial stability. The Bank together with the regional multi-lateral development banks (MDBs), such as the Asian Development Bank (ADB) for the Asian and the Pacific region, is making its contribution in building necessary infrastructure needed to initiate and support the development process, the recent reduced emphasis on such projects notwithstanding.

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Anatoliev, Mitko. "Some Public Buildings of Vasilyov-Tsolov Architectural Bureau." Sledva : Journal for University Culture, no. 41 (August 20, 2020): 104–10. http://dx.doi.org/10.33919/sledva.20.41.15.

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After a short survey of influences of German architecture on the formation of Bulgarian architectural scene after the Liberation (1878), the paper focuses on the interwar period known for its architectural practices, consisting of two leading architects. The influence of the modernist movements from this period on the classical architecture of the state and public buildings in Bulgaria is traced through the history of Vasilyov-Tsolov Architectural Bureau, its formation and philosophy. The article presents four examples of their significant projects, which are the pinnacle of their careers and largely shape the urban look of Sofia city center, having become its symbols, namely: St. Nedelya Church, Sofia University Library, the National Library, and Bulgarian National Bank.

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Yaman, Afdhal, and Mohammad H. Holle. "Diversifikasi Pendanaan: Dampak pada Kinerja Bank Umum Syariah di Indonesia." El-Qist: Journal of Islamic Economics and Business (JIEB) 12, no. 1 (April 30, 2022): 96–110. http://dx.doi.org/10.15642/elqist.2022.12.1.96-110.

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Abstract: The implementation of the diversification strategy carried out by banks and how it impacts performance has become an exciting issue for academics and management practitioners to discuss because the final result of implementing the strategy is still debatable whether it can bring benefits or otherwise harm banking performance. Islamic banks, as banks that are still in the stage of development, have more significant potential to benefit from implementing a diversification strategy. This study aims to examine the effect of diversification on the performance of Islamic commercial banks in Indonesia, especially funding diversification during the 2010-2020 period. Sources of data were obtained from the official website of the Financial Services Authority www.ojk.go.id, and every Islamic commercial bank. Panel data analysis was used to regress the variables in this study. The cost to income ratio (BOPO) represents cost efficiency as a proxy for measuring the performance of Islamic commercial banks. The size of the bank, which is interacted with the diversification of funding, is used as a moderating variable. This study shows that the effect of funding diversification on Islamic commercial banks is positive and significant, and there is an interaction between bank size and funding diversification that affects the performance of Islamic commercial banks in the opposite direction. Keywords: Diversification; Adjusted Hirshmann-Herfindahl index; Cost-efficiency. Abstrak: Penerapan strategi diversifikasi yang lakukan oleh perbankan dan bagaimana dampaknya terhadap kinerja telah menjadi isu yang menarik bagi para akademisi maupun praktisi manajemen untuk dibahas karena hasil akhir dari penerapan strategi tersebut masih diperdebatkan apakah dapat membawa manfaat atau sebaliknya berdampak negatif terhadap kinerja perbankan. Bank syariah sebagai bank yang masih dalam tahapan untuk berkembang memiliki potensi yang lebih besar untuk memperoleh manfaat dari penerapan strategi diversifikasi. Tujuan dari penelitian ini adalah menguji pengaruh diversifikasi terhadap kinerja bank umum syariah di Indonesia khususnya diversifikasi pendanaan selama periode tahun 2010-2020. Sumber data diperoleh dari laman resmi Otoritas Jasa Keuangan www.ojk.go.id dan setiap bank umum syariah. Analisis data panel digunakan sebagai metode dalam meregresi variabel-variabel pada penelitian ini. Rasio biaya terhadap pendapatan (BOPO) merepresentasikan efisiensi biaya sebagai proksi pengukuran kinerja bank umum syariah. Ukuran bank yang diinteraksikan dengan diversifikasi pendanaan digunakan sebagai variabel moderasi. Hasil penelitian ini memperlihatkan bahwa pengaruh diversifikasi pendanaan terhadap bank umum syariah adalah positif signifikan dan terdapat interaksi antara ukuran bank dengan diversifikasi pendanaan yang memengaruhi kinerja bank umum syariah secara berlawanan. Keywords: Diversifikasi; Adjusted Hirshmann-Herfindahl Index; Efisiensi Biaya.

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Moghaddasi, Ahmad, Mohammad Hossein Moghaddasi, and Hosein Kalantari Khalilabad. "MOHSEN FOROUGHI (1907–1983): THOUGHTS AND SUSTAINABILITY IN THE WORKS OF AN IRANIAN MODERNIST ARCHITECT." Architecture and Engineering 5, no. 4 (2020): 28–34. http://dx.doi.org/10.23968/2500-0055-2020-5-4-28-34.

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Introduction: Mohsen Foroughi was one of the first-generation Iranian modernist architects who joined Iranian architecture in the 1940s. His knowledge of architecture obtained in one of the most important French architectural schools—École des Beaux-Arts—allowed him to create valuable works by combining the spirit of Iranian architecture with modern values. His interest in education led to the establishment of the foundations of architecture teaching in Iran, based on the lessons taught in Europe. Purpose of the study: The article addresses the works of Mohsen Foroughi, combining modern architecture with the vernacular Iranian architecture. His most significant works include the building of the Senate, the Department of Law at the University of Tehran, the National Bank of Tehran’s Bazaar, and the Saadi Tomb in Shiraz. The article looks at the development of intellectual flows of the time that evolved into social relationships. Methods: In the course of the study, we use descriptive analysis and analysis of library resources. Results: The main characteristics of Foroughi’s work are balance, symmetry, and application of the main elements of traditional Iranian architecture. By better understanding of his works, architects can be more successful in creating today’s architectural projects.

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Barnes, Victoria, and Lucy Newton. "Symbolism in bank marketing and architecture: the headquarters of National Provincial Bank of England." Management & Organizational History 14, no. 3 (July 3, 2019): 213–44. http://dx.doi.org/10.1080/17449359.2019.1683038.

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Sokolov, Kirill Yu, Vladimir S. Priputin, and Elizaveta O. Lobova. "Implementation of Cosine Modulated Digital Filter Bank on Processor with ARM Architecture." T-Comm 14, no. 11 (2020): 57–63. http://dx.doi.org/10.36724/2072-8735-2020-14-11-57-63.

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This paper presents a class of multichannel cosine-modulated filter banks (CMFB) of analysis based on the modulation effect with a fast discrete-cosine transformation of the fourth type (DCT-IV), which is calculated using the fast Fourier transform. As a prototype filter, a low-frequency filter with a finite pulse characteristic was used, frequency-shifted copies of which were made using an effective technology for polyphase representation of the filter Bank. The comparison of the number of arithmetic operations performed by digital down converter (DDC) based on cascade integral-comb (CIC) and CMFB based on different number of channels is given. A software description of the CMFB algorithm is presented in the form of block diagrams describing the capabilities of the Opencl and clfft software libraries for implementing the DCT-IV filter Bank and modulation algorithm on a GPU. The obtained algorithm was tested on an ARM family processor and a mali GPU with a table with sample rate for different number of channels with the maximum load of the graphics processor (GPU) and the minimum load of the Central processor (CPU).

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Huang, Kun. "Architecture Research and Design of Cloud Computing Service Based on REST." Advanced Materials Research 989-994 (July 2014): 1934–37. http://dx.doi.org/10.4028/www.scientific.net/amr.989-994.1934.

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Cloud computing deployment model has: IAAS, PAAS, SAAS, and they can provide calls for the clients by web services. REST-style cloud computing architecture represents resource by the URI, and operates resources by standard HTTP methods GET, PUT, POST, DELETE, etc. In this paper, the e-city website as example, using REST methods to architect website, logistics, customer, the pay bank. The architecture fully reflects the REST architectural style is simple and convenient. But REST flaw is that the limited transaction-oriented processing capabilities. In order to solve this problem, WASL (Web Application Description Language) is used to describe the REST API.

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Zhang, Guo Jun. "The Architecture and Implementation for International Trade Settlement Software Design." Applied Mechanics and Materials 644-650 (September 2014): 2939–42. http://dx.doi.org/10.4028/www.scientific.net/amm.644-650.2939.

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As China's reform and opening up the market, in the process of the WTO entering China, a growing number of financial institutions, enterprises, and individual funds began to internationally trade in a variety of ways. This system is based on the domestic bank of international settlement business has carried on the earnest analysis, comprehensive bank core accounting system and the peripheral system experience, on the basis of the practical demand for business bank, under the guidance of senior international business professionals in the industry and the design and development. The international settlement system adopts B/S structure, based on the J2EE platform, achieve security, flexible, support for multiple platforms.

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Hošman, Mirek Tobiáš. "Adrian Robert Bazbauers and Susan Engel: The Global Architecture of Multilateral Development Banks: A System of Debt or Development?" Mezinárodní vztahy 56, no. 4 (December 1, 2021): 169–76. http://dx.doi.org/10.32422/mv-cjir.1811.

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This book explores the evolution of the 30 functioning multilateral development banks (MDBs). MDBs have their roots in the growing system of international finance and multilateral cooperation, with the first recognisable MDB being proposed by Latin America in financial cooperation with the US in the late 1930s. That Inter-American Bank did not eventuate but was a precursor to the World Bank being negotiated at Bretton Woods in 1944. Since then, a complex network of regional, sub-regional, and specialised development banks has progressively emerged across the globe, including two significant recent entrants established by China and the BRICS. MDBs arrange loans, credits, and guarantees for investment in member states, generally with the stated aim of fostering economic growth. They operate in both the Global North and South, though there are more MDBs focusing on emerging and developing states. While the World Bank and some of the larger regional banks have been scrutinised, little attention has been paid to the smaller banks or the overall system. This book provides the first study of all 30 MDBs and it evaluates their interrelationships. It analyses the emergence of the MDBs in relation to geopolitics, development paradigms and debt. It includes sections on each of the banks as well as on how MDBs have approached the key sectors of infrastructure, human development, and climate. This book will be of particular interest to researchers of development finance, global governance, and international political economy.

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Ekawati, Rika Kharlina. "Perencanaan Infrastruktur Teknologi Informasi pada Bank dengan Framework TOGAF." JURNAL SISTEM INFORMASI BISNIS 7, no. 2 (November 9, 2017): 154. http://dx.doi.org/10.21456/vol7iss2pp154-160.

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Implementation of information technology is intended to achieve business process alignment, especially in the field of banking. Some of the obstacles faced by banks include system of services transaction processing and data access. Lack of awareness in infrastructure planning results in company losses and inappropriately targeted use. The aim of the research is is to plan the information technology infrastructure and simplify the existing system in Bank, with case study at one of national private bank. The research use the organization's information technology architecture planning methodology based on the concept of information technology solutions that have been mapped and implementing the TOGAF framework, The proposed system to support the development of implementation strategies as a foundation for information technology architecture. The results of gap analysis show that there are several applications that must be developed to connect the management and customers and to manage transaction data and customer data. It also needs to develop mobile banking to maximize the 24-hour service. From this planning is expected to improve the performance of bank service and implement the right information technology system to support the smoothness of business process.

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Setyawan, Ignatius Roni, Margarita Ekadjaja, and Agustin Ekadjaja. "Industry Market Structure and Banking Performance in Indonesia." Academic Journal of Interdisciplinary Studies 11, no. 2 (March 5, 2022): 346. http://dx.doi.org/10.36941/ajis-2022-0056.

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After the economic crisis, Indonesian banks began to compile the Indonesian Banking Architecture to design the Indonesian banking system. Banks mostly have a motive to increase their market share by increasing the amount of third-party funds and the amount of credit extended, thus changing the character of the banking market structure in Indonesia. This research measures the effect of performance as reflected in the level of bank profitability in relation to the market structure by assuming that these conditions are influenced by internal (Asset Liability Management) and market factors. Bank market concentration is measured by the Herfindahl-Hirschman Index. This research concludes that the Indonesian banking industry has a monopolistic market structure. The effect of bank market concentration, capital ratio, and liquidity ratio are positive and significant on bank performance. Conversely, the credit risk ratio has a negative effect on banking performance. Received: 31 August 2021 / Accepted: 11 February 2022 / Published: 5 March 2022

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Belenchuk, Sergei I. "NEW TYPE OF MONEY – CENTRAL BANK DIGITAL CURRENCY." RSUH/RGGU Bulletin. Series Economics. Management. Law, no. 3 (2021): 187–97. http://dx.doi.org/10.28995/2073-6304-2021-3-187-197.

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Now, with all the acuteness, the question has arisen about what types of money can replace cash and non-cash money that are issued by central and commercial banks. The central place in the new system may be occupied by the CBDC, or “Central Bank Digital Currency”. The People’s Bank of China, which uses the formation of an almost entirely “cashless” economy as the basis for the transition to digital currency, was the first major central bank to test-run the issue of the CBDC. That forced central banks of leading developed countries, primarily the United States, to speed up the implementation of their own digital currencies, but as of the end of 2020, they have not yet come to a final opinion on how, within the framework of the chosen architecture of the CBDC, to achieve an accurate balance of sometimes conflicting goals

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Dong, Hao, and Wenquan Han. "Design and Application of Bank Big Data Platform Based on Hadoop Technology." E3S Web of Conferences 214 (2020): 01028. http://dx.doi.org/10.1051/e3sconf/202021401028.

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At present, the design of big data platforms for many domestic banks is still insufficient. This article builds a Hadoop-based bank big data platform based on the big data platform construction experience of a large state-owned commercial bank. By introducing cutting-edge mainstream big data open-source tools, the overall architecture of the big data platform of commercial banks is built. At the same time, this article discusses critical technical solutions such as storage engine, resource management, calculation engine, analysis engine, interactive front end, and data management, task management, and user management to build a bank’s big data platform. This article hopes to provide a reference for other banks to make big data platforms.

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Asemani, Davud, Jacques Oksman, and Pierre Duhamel. "Subband Architecture for Hybrid Filter Bank A/D Converters." IEEE Journal of Selected Topics in Signal Processing 2, no. 2 (April 2008): 191–201. http://dx.doi.org/10.1109/jstsp.2008.922469.

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Lu, Shyue-Kung, Yuang-Cheng Hsiao, Chia-Hsiu Liu, and Chun-Lin Yang. "Low-Power Built-In Self-Test Techniques for Embedded SRAMs." VLSI Design 2007 (October 29, 2007): 1–6. http://dx.doi.org/10.1155/2007/67019.

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The severity of power consumption during parallel BIST of embedded memory cores is growing significantly. In order to alleviate this problem, a row bank-based precharge technique based on the divided wordline (DWL) architecture is proposed for low-power testing of embedded SRAMs. The memory cell array is first divided into row banks. The effectiveness of the row bank-based precharge technique is due to the predictable address sequence during test. In low-power test mode, instead of precharging the entire memory array, only the current accessed row bank is precharged. This will result in significant power saving for the precharge circuitry. The precharge power can be reduced to 1/b of that of the traditional precharge techniques, where b denotes the number of row banks in the memory array. With simple transmission gates and inverters, the modified precharge control circuitry was also designed. The hardware overhead for implementing the low-power technique is almost negligible. Moreover, the corresponding BIST design to implement the low-power technique is almost the same as the conventional BIST designs. It is also notable that the inherent low-power characteristics of the DWL architecture can be preserved. According to experimental results, 48.9% power reduction can be achieved for a 256 × 256 bit-oriented SRAM. The memory is divided into 8 row banks. Moreover, if the number of row banks increases, the power saving will also increase.

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Widyastuti, Ratna Sri, and Boedi Armanto. "BANKING INDUSTRY COMPETITION IN INDONESIA." Buletin Ekonomi Moneter dan Perbankan 15, no. 4 (September 23, 2013): 401–34. http://dx.doi.org/10.21098/bemp.v15i4.433.

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This paper analyzes the competition level of banking industry, prior and after the introduction of Indonesian Banking Architecture (API). Using panel data, the result shows the competition of banking decreased after the introduction of API, with large tendency to monopoly or collusive olligopoly. For the bank with niche market such as regional bank and mix bank, the introduction of API did not affect much, while the competition level for foreign bank is the lowest one. Non price variable would be the main determinant on banking competition in the future, including number of branches, wage and credit volume. Keywords: banking competition, market structure, Indonesian Banking Architecture (API).JEL Classification: C23, D40, E44, E58, G21, L11

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Widyastuti, Ratna Sri, and Boedi Armanto. "KOMPETISI INDUSTRI PERBANKAN INDONESIA." Buletin Ekonomi Moneter dan Perbankan 15, no. 4 (September 23, 2013): 417–39. http://dx.doi.org/10.21098/bemp.v15i4.74.

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This paper analyzes the competition level of banking industry, prior and after the introduction of Indonesian Banking Architecture (API). Using panel data, the result shows the competition of banking decreased after the introduction of API, with large tendency to monopoly or collusive olligopoly. For the bank with niche market such as regional bank and mix bank, the introduction of API did not affect much, while the competition level for foreign bank is the lowest one. Non price variable would be the main determinant on banking competition in the future, including number of branches, wage and credit volume. Keywords: banking competition, market structure, Indonesian Banking Architecture (API).JEL Classification: C23, D40, E44, E58, G21, L11

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Souissi, Yasmine, Mohamed Ali Azouzi, and Anis Jarboui. "The Bank's Regional Director's Emotional Bias and the Bank's Performance." International Journal of Service Science, Management, Engineering, and Technology 9, no. 3 (July 2018): 30–47. http://dx.doi.org/10.4018/ijssmet.2018070103.

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This article tries to study the impact of the bank regional manager's emotional bias on the performance of Tunisian banks. This is by taking into account the mediating role of the decentralization of decision-making rights. For this purpose, an empirical study was carried out using a questionnaire as a data collection method and using a sample of 100 regionals directors of Tunisian banks. This article reflects an original approach, as it highlights the role of behavioral aspects in explaining the level of performance within the framework of the organizational architecture theory. In fact, the results show that the behavioral dimension is a central dimension in the organizational architecture.

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Qurniawati, Rina, Yulfan Nurohman, and Aulia Fatharani. "Determinants of Customer Switching Intention: Empirical Evidence from Sharia Bank Mergers in Indonesia." El-Qist: Journal of Islamic Economics and Business (JIEB) 12, no. 1 (April 30, 2022): 17–37. http://dx.doi.org/10.15642/elqist.2022.12.1.17-37.

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Abstract: This study examines the factors that affect customers switching intentions after three state-owned Indonesian sharia banks merge. Study on changing behavior in retail banks, especially in Islamic banks, is still rare. Especially in the context of mergers and acquisitions, this research is essential to do. The risk of losing customers in mergers and acquisitions (M&A) is very high because, during the integration phase, management often focuses on internal issues, leaving aside critical customer-related tasks. Therefore, a deeper understanding of the concept of M & A in the disciplines of marketing and consumer behavior is clearly needed to benefit academic knowledge and marketing practice. A total of one hundred and fifty respondents are selected using the quantitative method as sources of data collection. The questionnaires are distributed using a purposive sampling method in Surakarta, Indonesia. The software used for analysis is SEM-PLS. The results of this study state that inconvenience and religious motivation influence customer switching intentions. However, attitude and availability of suitable banks as a moderating variable did not influence customer switching intentions. This unsupport hypothesis is that the three Islamic banks merged are the banks under Badan Usaha Milik Negara (BUMN). When the merger occurs, Companies must increase marketing costs to retain existing customers. Future studies can explore the perceptions of bank employees to get their views on why customers consider switching banks when a merger occurs. Keywords: Mergers; Switching Intention; Inconvenience; Attitude; Religious Motivation. Abstrak: Penelitian ini mengkaji faktor-faktor yang mempengaruhi niat berpindahnya nasabah setelah tiga bank syariah milik pemerintah melakukan merger. Penelitian tentang perubahan perilaku di bank ritel, khususnya di bank syariah, masih jarang dilakukan. Khususnya dalam konteks merger dan akuisisi, maka penelitian ini penting dilakukan. Risiko kehilangan pelanggan dalam merger dan akuisisi sangat tinggi karena, selama fase integrasi, manajemen sering kali berfokus pada masalah internal, mengesampingkan tugas penting terkait pelanggan. Oleh karena itu, pemahaman yang lebih mendalam tentang konsep M&A dalam disiplin pemasaran dan perilaku konsumen jelas diperlukan untuk memberi manfaat bagi pengetahuan akademis dan praktik pemasaran. Ada seratus lima puluh responden dipilih dengan menggunakan metode kuantitatif sebagai sumber pengumpulan data. Kuesioner disebarkan dengan menggunakan metode purposive sampling di kota Surakarta, Indonesia. Perangkat lunak yang digunakan untuk analisis adalah SEM-PLS. Hasil penelitian ini menyatakan bahwa ketidaknyamanan dan motivasi keagamaan mempengaruhi niat berpindah pelanggan. Namun, sikap dan ketersediaan bank yang sesuai sebagai variabel moderasi tidak mempengaruhi niat berpindahnya nasabah. Temuan ini tidak sesuai dengan hipotesis yang mana ketiga bank syariah yang merger adalah bank-bank yang tergabung dalam Badan Usaha Milik Negara. Ketika merger terjadi, Perusahaan harus meningkatkan biaya pemasaran untuk mempertahankan pelanggan yang sudah ada. Penelitian ke depan dapat mengeksplorasi persepsi karyawan bank untuk mendapatkan pandangan mereka tentang mengapa pelanggan mempertimbangkan untuk beralih bank ketika terjadi merger. Kata Kunci: Merger; Beralih Niat; Ketidaknyamanan; Sikap; Motivasi Keagamaan.

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Szlachetko, Boguslaw. "Toward Wide-Band High-Resolution Analog-to-Digital Converters Using Hybrid Filter Bank Architecture." Circuits, Systems, and Signal Processing 35, no. 4 (July 3, 2015): 1257–82. http://dx.doi.org/10.1007/s00034-015-0117-2.

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Achmad Ahlar Ridha, Hamidillah Ajie, and M. Ficky Duskarnaen. "PENGEMBANGAN WEB SERVICE SISTEM PEMBAYARAN MULTIBANK UNIVERSITAS NEGERI JAKARTA." PINTER : Jurnal Pendidikan Teknik Informatika dan Komputer 5, no. 1 (June 1, 2021): 25–33. http://dx.doi.org/10.21009/pinter.5.1.4.

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Transaksi pembayaran di Universitas Negeri Jakarta bekerja sama dengan empat bank. Meski pun bekerja sama dengan empat bank, sistem pembayaran yang ada tidak bersifat multibank. Masing-masing bank secara terpisah menangani jenis pembayaran mahasiswa berdasarkan fakultas dan/atau tahun masuk. Hal ini dapat mengurangi fleksibilitas bank sebagai media pembayaran. Perlu adanya sistem yang menangani setiap pembayaran secara luwes dan terpadu, serta mampu beradaptasi dengan perubahan baik dalam hal pengembangan maupun kerja sama dalam hal bisnis. Tujuan dari penelitian ini adalah untuk mengembangkan dan menghasilkan web service yang dapat digunakan untuk mengimplementasikan multibank di Universitas Negeri Jakarta dan bersifat adaptif terhadap perubahan-perubahan yang akan datang. Web Service Multibank dikembangkan dengan konsep Service Oriented Architecture, model pengembangan spiral, ruang lingkup Node.js, framework Express, dan database MySQL menghasilkan 8 unit endpoint. Unit Testing akan digunakan sebagai metode pengujian terhadap 8 unit endpoint yang dikembangkan. Hasil pengujian menunjukan bahwa 8 unit endpoint yang telah diuji berfungsi dengan baik dan layak digunakan sebagai web service untuk sistem multibank di Universitas Negeri Jakarta.

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Yuslim, Silia, Etty Indrawati, Dwi Indrawati, and Olivia Seanders. "Model Desain Apotik Hidup bagi Keberlanjutan Pemanfaatan Pengolahan Sampah Organik Rumah Tangga di Desa Ciangsana, Kabupaten Bogor." PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat 6, no. 6 (October 31, 2021): 582–89. http://dx.doi.org/10.33084/pengabdianmu.v6i6.2163.

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Ciangsana Village, Gunung Putri sub-district, Bogor district has carried out independent waste management. There are two waste banks there, the Cantik waste banks in RW 20 and the Cinta Waste Bank in RW 21. This waste bank has also spurred local communities to process organic kitchen waste independently, but the processing results in the form of compost require more use. Continue to maintain its sustainability, especially in RW 20. The Community Service Program (PkM) majoring in Landscape Architecture coordinate and consult to create a living apothecary design model on the land around Bank Cantik and explain making it and structuring it into a park in activities counseling. The benefits felt from this PKM activity can be seen based on a questionnaire distributed to PKM participants: representatives of the Waste Bank management, PKK women, and RW management (RW heads and secretaries). The results of this PkM show that of all the participants' statements, 96% described that modeling was beneficial for the participants. Still, one participant did not need assistance in applying the design model in the field.

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Clericuzio, Peter. "Art Nouveau and Bank Architecture in Nancy: Negotiating the Re-Emergence of a French Regional Identity." Architectural History 63 (2020): 219–56. http://dx.doi.org/10.1017/arh.2020.6.

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AbstractArt nouveau design is one of the principal markers of the identity of the French city of Nancy, which became internationally renowned as one of the most important centres for the development of this artistic style around 1900. Like other strands of the style, especially in Spain, Germany and parts of the Austro-Hungarian empire, art nouveau in eastern France has been linked to long-standing regionalist sentiments that resisted centralised Parisian control over local affairs typical in nineteenth-century France. This article examines the evolving bank architecture in central Nancy, a major facet of the introduction of art nouveau in its urban environment, to show that the construction of the city's modern character was a negotiated process that involved careful planning among financial institutions, architects and decorative artists. The design and erection of modern banks in Nancy in the first decade of the twentieth century balanced generalised architectural principles emanating from the École des Beaux-Arts in Paris with the employment of highly symbolic regional naturalist motifs and architectural elements. This strategy fulfilled a variety of communicative functions to appeal to a civic populace whose identity was multivalent and shifting with the era's political climate, particularly with regard to the nearby ‘lost provinces’ of Alsace-Lorraine in the aftermath of the Franco-Prussian war.

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Shivakanth Shetty, A., Nagendra B. V., Jeevananda S., and Divakar G. M. "Imperative of revisiting the operational risk control architecture in public sector banks (PSBs) in India: a qualitative analysis." Banks and Bank Systems 14, no. 1 (February 27, 2019): 137–46. http://dx.doi.org/10.21511/bbs.14(1).2019.12.

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The banking sector in India has contributed to economic growth, parity and equity while equally keeping focus on profit and social objectives. The successive prudential and regulatory reforms introduced in the banking sector have made it more robust and stronger to withstand the bubbles and external shocks. Still, the Indian banking sector in general and public-sector banks (PSBs) in particular have been suffering from the bank frauds. This study endeavors to cover the increasing incidences of banking frauds in PSBs and probes the weaknesses and chinks in the operational risk architecture at the PSBs in India. This study selects Punjab National Bank as a true representative of PSBs and treats it as a critical case study to apply the learning and findings to the PSBs in India. This qualitative analysis of the study revealed that the chinks in the operational risk control mechanism and lax corporate governance are the main reasons behind the increasing incidences of frauds at PSBs. The findings of the study showed that a strong corporate governance and compliance framework, robust risk management architecture, investment in people, technology and systems will go a long way in achieving tighter control and supervision, streamlining processes and, most of all, adhering to a culture of checks and balances.

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Cruz Petit, Bruno, and Tomás Errazuriz Infante. "ArchDaily and Representations of Domestic Architecture in the era of Digital Platforms." IAFOR Journal of Cultural Studies 5, no. 2 (October 30, 2020): 21–35. http://dx.doi.org/10.22492/ijcs.5.2.02.

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At present, ArchDaily.com is the most visited virtual architecture platform in the world. Aware of the importance acquired in the architectural practice, the site declares itself to be the main source from which architects feed on tools, information and inspiration to develop their projects. However, it is clear that its importance is not limited to its status as reference bank for professional practice. The accumulation of visual and textual representations contributes to the idea of “good architecture”, in turn transforming this platform into an institution validating and legitimizing the understanding of the discipline, its scope and limitations, its protagonists and predominant methods applied. The following pages propose an analysis of the platform’s content in its residential architecture section, an analysis that supports a critical reflection on its wider cultural effects.

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PALACIOS, RAFAEL, AMAR GUPTA, and PATRICK S. WANG. "HANDWRITTEN BANK CHECK RECOGNITION OF COURTESY AMOUNTS." International Journal of Image and Graphics 04, no. 02 (April 2004): 203–22. http://dx.doi.org/10.1142/s0219467804001373.

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In spite of rapid evolution of electronic techniques, a number of large-scale applications continue to rely on the use of paper as the dominant medium. This is especially true for processing of bank checks. This paper examines the issue of reading the numerical amount field. In the case of checks, the segmentation of unconstrained strings into individual digits is a challenging task because of connected and overlapping digits, broken digits, and digits that are physically connected to pieces of strokes from neighboring digits. The proposed architecture involves four stages: segmentation of the string into individual digits, normalization, recognition of each character using a neural network classifier, and syntactic verification. Overall, this paper highlights the importance of employing a hybrid architecture that incorporates multiple approaches to provide high recognition rates.

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Wei, Rongshan, Chenjia Li, Chuandong Chen, Guangyu Sun, and Minghua He. "Memory Access Optimization of a Neural Network Accelerator Based on Memory Controller." Electronics 10, no. 4 (February 10, 2021): 438. http://dx.doi.org/10.3390/electronics10040438.

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Special accelerator architecture has achieved great success in processor architecture, and it is trending in computer architecture development. However, as the memory access pattern of an accelerator is relatively complicated, the memory access performance is relatively poor, limiting the overall performance improvement of hardware accelerators. Moreover, memory controllers for hardware accelerators have been scarcely researched. We consider that a special accelerator memory controller is essential for improving the memory access performance. To this end, we propose a dynamic random access memory (DRAM) memory controller called NNAMC for neural network accelerators, which monitors the memory access stream of an accelerator and transfers it to the optimal address mapping scheme bank based on the memory access characteristics. NNAMC includes a stream access prediction unit (SAPU) that analyzes the type of data stream accessed by the accelerator via hardware, and designs the address mapping for different banks using a bank partitioning model (BPM). The image mapping method and hardware architecture were analyzed in a practical neural network accelerator. In the experiment, NNAMC achieved significantly lower access latency of the hardware accelerator than the competing address mapping schemes, increased the row buffer hit ratio by 13.68% on average (up to 26.17%), reduced the system access latency by 26.3% on average (up to 37.68%), and lowered the hardware cost. In addition, we also confirmed that NNAMC efficiently adapted to different network parameters.

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Sztipanovits, J. "Dynamic backpropagation algorithm for neural network controlled resonator-bank architecture." IEEE Transactions on Circuits and Systems II: Analog and Digital Signal Processing 39, no. 2 (1992): 99–108. http://dx.doi.org/10.1109/82.205813.

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Watkin, D. "Building the Bank of England: Money, Architecture, Society, 1694-1942." English Historical Review CXXI, no. 494 (December 1, 2006): 1479–81. http://dx.doi.org/10.1093/ehr/cel308.

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Morozkina, Alexandra. "The New Development Bank in Global Finance and Economic Architecture." International Organisations Research Journal 10, no. 2 (2015): 89–105. http://dx.doi.org/10.17323/1996-7845-2015-02-89.

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Inoue, Tomohiro, Tetsuo Hironaka, Takahiro Sasaki, Seiji Fukae, Tetsushi Koide, and Hans J. Mattausch. "Evaluation of bank-based multiport memory architecture with blocking network." Electronics and Communications in Japan (Part III: Fundamental Electronic Science) 89, no. 6 (2006): 22–33. http://dx.doi.org/10.1002/ecjc.20205.

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(Chris) Lee, Gwo Giun, Chun-Hsi Huang, Chun-Fu Chen, and Tai-Ping Wang. "Complexity-Aware Gabor Filter Bank Architecture Using Principal Component Analysis." Journal of Signal Processing Systems 89, no. 3 (April 13, 2017): 431–44. http://dx.doi.org/10.1007/s11265-017-1246-6.

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Blyankinshtein, Olga, Olesya Kiseleva, and Olga Uspenskaya. "Krasnoyarsk’s right bank. Industrialization heritage." проект байкал 18, no. 68 (August 8, 2021): 98–103. http://dx.doi.org/10.51461/projectbaikal.68.1811.

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The study is based on the historical analysis and archival photographic materials of the Krasnoyarsk Museum of Local Lore. The article is focused on residential architecture and its significance. It describes the housing development of Krasnoyarsk’s right bank in the 1960-1970s. It presents the examples of residential buildings of historical and cultural value. The article reviews the formation of the ensembles of the prospect named after the newspaper “Krasnoyarsk Worker”, the “Stone Quarter”, the Bridgehead Square and other areas of Krasnoyarsk’s right bank.

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