Academic literature on the topic 'Age pension'

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Journal articles on the topic "Age pension"

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Naramessakh, Kezia Tirza, and Cahyo Prianto. "Otomatisasi Keputusan Pemberian Kredit Pensiun Menggunakan Metode Weighted Product." EFISIENSI - KAJIAN ILMU ADMINISTRASI 16, no. 1 (April 17, 2019): 33–48. http://dx.doi.org/10.21831/efisiensi.v16i1.24475.

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Dalam memberikan kredit pensiun, PT. Pos Indonesia masih mengalami kesulitan dalam menentukan Pensiun yang berhak atau layak untuk mendapatkan pinjaman kredit, sehingga dalam menentukan Pensiun yang berhak dan layak untuk diberikan pinjaman kredit membutuhkan waktu yang lama serta belum tentu hasil yang didapat juga benar. Maka penulis melakukan analisis kelayakan pemberian kredit agar bisa mempermudah dalam menentukan Pensiun yang layak atau diprioritaskan untuk diberikan pinjaman kredit. Penelitian ini menggunakan metode Weighted Product, yaitu salah satu metode penyelesaian untuk masalah Multi Attribute Decision Making (MADM). Multi Attribute Decision Making adalah keputusan analisis multi kriteria yang popular dan merupakan metode pengambilan keputusan multi kriteria. Dengan menggunakan metode Weighted Product (WP) akan mencari bobot untuk setiap kriteria, kemudian dilakukan proses peringkat yang akan menentukan alternatif optimal dari Pensiunan. Metode Weighted Product dapat membantu dalam mengambil keputusan kelayakan pemberian kredit. Penulis menggunakan lima kriteria yaitu, besar gaji, jumlah pinjaman, usia, jangka waktu kredit, kredit ke-berapa dan jaminan. Hasil dari penelitian ini, mempermudah dalam menentukan pensiun yang layak atau diprioritaskan untuk diberikan pinjaman kredit pensiun. Kata kunci: Weighted Product, Pemberian Kredit Pensiun, Pensiun Abstract: PENSION CREDIT ADMINISTRATION AUTOMATION USING THE WEIGHTED PRODUCT METHOD. In providing pension credit, PT. Pos Indonesia still has difficulties in determining which pensions are entitled or eligible to get a loan, so in determining which pensions are entitled and eligible to be given a credit loan requires a long time and not necessarily the results obtained are also correct. So the author analyzes the feasibility of lending in order to make it easier to determine which pensions are feasible or prioritized for credit loans. This study uses the Weighted Product method, which is one of the settlement methods for the Multi Attribute Decision Making (MADM) problem. Multi Attribute Decision Making is a popular multi-criteria analysis decision and is a multi-criteria decision making method. Using the Weighted Product (WP) method will look for weights for each criterion, then a ranking process will be carried out that will determine the optimal alternative of the Pensioner. Weighted product methods can help in making credit worthiness decisions. The author uses five criteria, namely, the amount of salary, loan amount, age, credit period, what credit and collateral. The results of this study make it easier to determine a decent or prioritized pension for a pension credit loan. Keyword: Weighted Product, Providing Pension Credit, Pension.
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BÖRSCH-SUPAN, AXEL, ANETTE REIL-HELD, and DANIEL SCHUNK. "Saving incentives, old-age provision and displacement effects: evidence from the recent German pension reform." Journal of Pension Economics and Finance 7, no. 3 (May 9, 2008): 295–319. http://dx.doi.org/10.1017/s1474747208003636.

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AbstractIn response to population aging, pay-as-you-go pensions are being reduced in almost all developed countries. In many countries, governments aim to fill the resulting gap with subsidized private pensions. This paper exploits the recent German pension reform to shed new light on the uptake of voluntary, but heavily subsidized private pension schemes. Specifically, we investigate how the uptake of the recently introduced ‘Riester pensions’ depends on state-provided saving incentives, and how well the targeting at families and low-income households works in practice.We show that, after a slow start, private pension plans took off very quickly. While saving incentives were effective in reaching parents, they were less successful in attracting low-income earners, although Riester pensions exhibit a more equal pattern by income than occupational pensions and unsubsidized private pension plans.We also provide circumstantial evidence on displacement effects between saving for old-age provision and other purposes. Households who plan to purchase housing are less likely to have a Riester pension. The same holds for households who attach high importance to a bequest motive. Occupational pensions and other forms of private pensions, however, act as complements rather than as substitutes.
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Kusmiati, Yani, Deasy Silvya Sari, and Ratna Meisa Dai. "EVALUASI KEBIJAKAN PROSEDUR PELAYANAN PENSIUN PEGAWAI NEGERI SIPIL PADA DINAS KESEHATAN KABUPATEN BANDUNG." Responsive 4, no. 3 (September 17, 2021): 105. http://dx.doi.org/10.24198/responsive.v4i3.33166.

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Pensiun merupakan Hak PegawaiaNegeriaSipil (PNS) sebagai tanggungan hari tua dan bantuan kebaikan kepada Pegawai Negeri yang telah mendedikasikan diri kepada negara. Perka BKN No. 3 Tahun 2020 TentangaJuknis Pemberhentian PNS. PNS mendapat SK pensiun adalah salah satu adalah pakta tercatat andaikan PNS itu telah mendapatkan hanya untuk berhenti bekerja. Pemberhentianadan pemberianapensiun ditetapkanaoleh KepalaaBadan KepegawaianaNegara. Dana purnabakti merupakan bayaranaberupa uangatunjangan yangadidapat setiapabulan danakemudian diberikan kepada mantanapegawai negeriaatau karyawanayang sudahatidak dapatabekerja lagiaatau isteri/suamiadan anak-anaknyaakalau iaameninggal duniaasebagai tanggunganahari tuaadan balasajasa terhadapapegawai-pegawaiayang telahamendedikasikan dirinyaakepada negaraaselama beberapa tahun lamanya, aagar dapatamembantu penghidupanaselanjutnya sehinggaatidak terlantaraapabilaatidak mendapatkanapenghasilanalain. Dinas Kesehatan memproses usulan pensiun pegawai negri sipil pada tahun 2020 sebanyak 65 berkas PNS, usulan tersebut diusulkan kepada BKPSDM dan oleh BKPSDM di usulkan ke BKN untuk penerbitan Persetujuan Teknis dan proses penerbitan Surat Keputusan Pensiun di terbitkan oleh BKPSDM Kab Bandung. Proses usulan pensiun yang diajukan oleh Dinas Kesheatan antara lain: Pensiun Atas Permintaan Sendiri, Batas Usia Pensiun dan Pensiun Meninggal Dunia, SK Pensiun Pegawai Negeri Sipil untuk memperoleh tunjangan hari tua cukup panjang, karena membutuhkan proses administrasi.Pension is the right of civil servants which is a guarantee of old age and as remuneration for civil servants who have devoted themselves to the state for years. Perka BKN No. 3 of 2020 concerning Technical Guidelines on Dismissal of civil servants. Every civil servant who retires will receive a pension decree as evidence in writing that the civil servant has received his pension rights. Termination and granting of pensions for Civil Servants shall be determined by the Head of the State Civil Service Agency. Pension Funds are income in the form of allowances received every month and given to former Civil Servants or employees who are no longer able to work or their wives (husbands) and children if they die as old age security and remuneration for civil servants who have devoted himself to the state for many years, in order to finance his next livelihood so as not to be neglected if he does not get other income. The Health Office processes 65 civil servant pension proposals in 2020, the proposal is proposed to BKPSDM and BKPSDM is proposed to BKN for the issuance of Pertek and the process of issuing a Pension Decree is published by BKPSDM Kab Bandung. The pension process proposals submitted by the Health Service include Pension on Own Request, Retirement Age Limit and Death Penalty, where the retirement process is a long process in the administrative process.
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Gurvich, E. "Roadmap for the New Pension Reform." Voprosy Ekonomiki, no. 4 (April 20, 2011): 4–31. http://dx.doi.org/10.32609/0042-8736-2011-4-4-31.

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The paper suggests measures aimed at raising efficiency and long-term sustainability of the pension system. Pension contribution rate, amount of budget transfer to the pension system, and total size of pension benefits in percent of GDP are found to exceed substantially levels typical for the OECD countries and emerging markets. Our major " bottleneck" is very low by international standards support ratio (i.e. number of contributors to pension fund per pensioner). Increase in the retirement age by 2 years for men and 5 years for women would bring life expectancy at retirement in Russia to the level typical for emerging markets. Provisional gain of the budget from this measure is estimated to vary from 1.4 to 2.3% of GDP. The objective of higher retirement age should be not budget gains but stabilization of replacement rate under forthcoming demographic crisis. Other measures suggested include in particular restoring basic pensions, fixing own sources of funds for each of the pension system tiers, and building barriers for running pension imbalances, and fostering late retirement for working aged.
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Alikperova, N. V., and D. I. Markov. "ATTITUDES AND STRATEGIES OF YOUTH FOR FUTURE OLD AGE." Social & labor researches 46, no. 1 (2022): 154–63. http://dx.doi.org/10.34022/2658-3712-2022-46-1-154-163.

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The subject of the study is the attitudes and strategies of young people for future old age. The article presents the results of a sociological survey of Russian youth, reflecting the strategies of young people regarding ways to ensure their future financial security in old age, their ideas about the standard of living in old age, as well as the features of current financial behavior, which is the aim of this paper. The relevance of the study is due to the increasing role of young people in the formation of the traditional pension model of "intergenerational transfer", in which current pensions are paid from the pension contributions of the younger generation. The empirical base of the study was the data of a mass survey of young people living in Russia, followed by a factor analysis procedure implemented by the principal component method with subsequent rotation. The scientific novelty consists in identifying the main strategies of young people in relation to ensuring financial security in old age, in particular, the authors determined what young people expect to live in old age; factor settings: pension, investment, labor. Based on these factors, a cluster analysis was carried out by the K-means method, which resulted in 4 clusters of strategies, namely, the strategies of 1) "investor", 2) "new pensioner", 3) "traditional pensioner" and 4) "undecided optimist". The results of the study can be used by federal and regional government bodies, financial organizations for the purpose of further developments in the field of ensuring the effective operation of the pension system, the financial market, in particular, the development of new financial products and services, which are of interest to this socio-demographic group.
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Yeh, Chung-Yang, Hyunwook Cheng, and Shih-Jiunn Shi. "Public–private pension mixes in East Asia: institutional diversity and policy implications for old-age security." Ageing and Society 40, no. 3 (September 25, 2018): 604–25. http://dx.doi.org/10.1017/s0144686x18001137.

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AbstractPrevious studies of East Asian welfare regimes focus on similarities between social security schemes. In contrast, this paper explores cross-national variations in public–private pension mixes in six welfare states: China, Hong Kong, Japan, Singapore, South Korea and Taiwan. Our research echoes the pension policy analysis of international organisations but takes a step forward with emphasis on the historical and institutional characteristics of the respective pension systems. The analysis identifies three institutional patterns. First, the statist pension system (Taiwan and China) primarily relies on public pensions to provide old-age security, with private pensions playing a rather minor role. Second, in the dualist pension system (Japan and Korea) both public and private pensions work in parallel to ensure retirement income, though a clear security gap exists between workers in the formal and informal economies. Finally, the individualist pension system (Hong Kong and Singapore) is characterised by genuine fully funded individual accounts, emphasising citizens’ own responsibilities for ensuring old-age security. These three types of pension systems demonstrate distinct institutional characteristics and policy outcomes, illustrated by the juxtaposition of their institutional structures as well as by the comparison of key indicators collected from government reports and Organisation for Economic Co-operation and Development statistics. The paper concludes with a theoretical reflection of East Asian pension policies and a diagnosis of the distinct challenges confronted by each of the various pension patterns.
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Case, Anne, and Alicia Menendez. "Does money empower the elderly? Evidence from the Agincourt demographic surveillance site, South Africa1." Scandinavian Journal of Public Health 35, no. 69_suppl (August 2007): 157–64. http://dx.doi.org/10.1080/14034950701355445.

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Aims: To quantify the impact of the South African old age (social) pension on outcomes for pensioners and the prime-aged adults and children who live with them, and to examine alternative means by which pensions affect household outcomes. Methods: We collected socioeconomic data on 290 households in the Agincourt demographic surveillance area (DSA), stratifying our sample on the presence of a household member age-eligible for the old-age pension (women aged 60 and older, men aged 65 and older). Results: The presence of a pensioner significantly reduces household reports that adults and, separately, children missed meals because there was not enough money for food. In addition, girls are significantly more likely to be enrolled in school if they are living with a pensioner, an effect that is driven entirely by living with a female pensioner. Our results are consistent with a model in which pensioners have a greater say in household functioning once they begin to receive their pensions. Conclusions: We find a program targeted toward the elderly plays a significant role in children's health and development.
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Diakovych, Lina. "Problematic aspects of the regulatory and legislative framework for calculating pensions in Ukraine." Herald of Ternopil National Economic University, no. 2(92) (March 3, 2019): 71–80. http://dx.doi.org/10.35774/visnyk2019.02.071.

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Introduction. In order to further move towards the European Economic Area, Ukraine needs to take pension reform measures. Pension provision in Ukraine has to be profoundly reformed in terms of regulatory and legislative framework for calculating pensions in Ukraine. What is of particular importance is improving Ukraine’s laws and methods for calculation and pension payments to citizens. Another important focus of the reform agenda is to define categories of people eligible for old-age pensions, disability pensions, and long- service pensions. Purpose. The purpose of the article is to interpret the regulatory and legislative framework for calculating pensions in Ukraine; to describe changes in pension payments before and after the reform was implemented; to highlight ways of improving pension payments in terms of regulations and legislation. Methods. The research methods used in the article include: analysis; comparison; historical method to consider the legislative framework for calculating pensions at different periods of time. Results. The regulatory and legal framework for calculating pensions in Ukraine is a complex system comprising the Constitution of Ukraine, the Laws of Ukraine, the Labour Code of Ukraine, decrees, Presidential decrees, International agreements and laws of the USSR. Some of these regulations and legislation need to be revised and amended in order to bring them in line with contemporary practices and modern standards. It is claimed that since 2017, Ukraine’s government has been implementing the pension reform aimed at relieving the pressure on the working-age population and improving living standards for retired people. In particular, the retirement age has been raised, eligibility criteria for preferential pensions have been revised, and methods for calculating pensions have been changed. The Ministry of Social Policy of Ukraine argues that the new pension reform is expected to enhance social, labour and post-retirement relations, to increase tax revenues through reporting real salaries, to develop a framework of social justice when calculating pensions. The author points out that the regulatory and legislative framework for calculating pensions is outdated at this stage and it requires changes. The considered changes are as follows: the establishment of a working group for entitlement of preferential pensions; the introduction of wage differentials by industries and occupations; the increase of pensions in line with inflation and age; the implementation of notional defined contribution pension system; the introduction of the new Labour Code and Pension Code, which are expected to regulate labour and post-retirement relations and meet modern standards. It is also indicated that continued employment should be enforced by legislation and a system of granting advantages and social security benefits to those who retire later needs to be developed. In terms of legislation, sufficient regard should be given to non-state pension schemes, defined contribution pension systems, and the principle of fairness when it comes to pension entitlements. It is also crucial to adjust pension amounts and retirement age to align with the sustainability ratio and the average life expectancy. Discussion. Further research of regulatory and legal framework for calculating pensions in Ukraine should be focused on the development of the Pension Code and improvement of the existing laws relative to pension calculation and payment. The author also suggests differentiating minimum wages by industries and regions and countering the illicit labour market and campaigning against payments ‘in envelope’, because official wages are the basis for calculating pensions.
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Medaiskis, Teodoras, and Šarūnas Eirošius. "A Comparison of Lithuanian and Swedish Old Age Pension Systems." Ekonomika 98, no. 1 (April 17, 2019): 38–59. http://dx.doi.org/10.15388/ekon.2019.1.3.

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[full article and abstract in English] The aim of this study is to compare Lithuanian and Swedish pension systems from the point of view of their design and performance in order to elaborate reasonable recommendations to Lithuanian pension policy based on the best Swedish experience. Swedish income, premium and guaranteed old-age pensions system are compared with the analogous Lithuanian system of the “first,” “second” pillars and the “social” pensions. The main features of the systems are discussed, and the performance of the systems, mainly from the point of view of adequacy, is compared. The differences in system design and performance are identified, and the possible reasons of these differences are examined. Special attention is paid to differences in financing and the approach to the definition of benefits. The Lithuanian pension points approach is compared to the Swedish Notional Defined Contribution (NDC) approach. Each system is analyzed, and the relevance of transforming the Lithuanian first pillar pensions into a NDC system is examined.
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YUDINA, EKATERINA. "ACTIVITIES OF NON-STATE PENSION FUNDS IN THE FIELD OF EARLY NON-STATE PENSION PROVISION." Economic problems and legal practice 16, no. 5 (October 20, 2020): 248–52. http://dx.doi.org/10.33693/2541-8025-2020-16-5-248-252.

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The system of early retirement pensions was inherited from the USSR and every third Russian pensioner receives a preferential pension. It is assigned to metallurgists, oil workers, coal miners, ballerinas, trolleybus drivers, teachers - the lists of early retired pensioners are huge. The conduction of pension reform involved seeking resources within the system itself. To solve the problem of financing preferential pensions, a system of early non-state pension provision was created, implemented through non-state pension funds. However, the existing legislative regulation does not stimulate employers of hazardous and dangerous industries to create corporate pension programs due to the fact that they will not exempt employers from paying additional insurance premiums in favor of employees on preferential lists. As a result, there are no employers in the country who will not only pay wages on time, transfer insurance premiums in a timely manner, but for this category in an increased amount, but will also form additional contributions for the same employees under the early non-state pension system. The non-state pension paid in the frame of this system does not replace the early insurance old-age pension, that is, it does not entail a decrease in federal budget costs. The purpose of this study is to consider the main legal acts and the process of development of legislation on early non-state pension provision. The result of the study is practical proposals for improving the legal framework of the early retirement pension system.
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Dissertations / Theses on the topic "Age pension"

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Vidler, Sacha. "Pension reform an analysis of the economic foundations of private pensions /." University of Sydney. Political Economy, 2003. http://hdl.handle.net/2123/577.

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The dissertation investigates support by economists for the global policy shift away from unfunded public pension schemes towards funded private pension schemes. Influential economists and institutions, including the World Bank, present a suite of economic arguments that suggest that this shift will have positive effects on national economies, particularly in the context of aging. The arguments may be categorised according to their relation to the operation of three sets of institutions: capital markets, labour markets and political systems. In capital markets, the transition is purported to increase private and national saving, increase the quantity and quality of investment, and provide more efficient private administration. In labour markets, it is claimed that the shift will reduce labour market distortions associated with public pensions, which inhibit competitiveness, produce unemployment and encourage early retirement. According to the World Bank, public pensions systems cause these distortions without achieving their stated objective of reducing inequality. In the political sphere, the shift is purported to insulate the pension system from political pressures, which otherwise inevitably lead to crisis. The thesis provides evidence which refutes these claims. The best research, including studies by orthodox economists, indicate that the shift does not increase savings or investment, or improve the quality of financial investment. The main effect of tax concessions associated with private pension systems is to divert to private pension funds savings that would occur in any case via other mechanisms. The tax concessions are also regressive, even in systems with compulsory elements. Private administration of pensions, particularly in a plural consumer market setting, is highly inefficient, with customers at a disadvantage in dealing with providers due to the complexity and opacity of products and pricing. A negative relationship is found between public pension spending and levels of elderly poverty, suggesting that reducing public pension spending increases levels of elderly inequality. Public pensions are found not to explain differences in economic growth between regions. Elements of system design which distort labour markets, such as by encouraging early retirement, can easily be adjusted. However, such elements are explicit government policy in several countries. A review of public and private pensions finds that examples of public system crisis are associated with instances of economic and political collapse, rather than system design. Private funded systems are found to be more vulnerable, not less, to the same external influences. Relatively generous universal public pension systems are found to be financially sustainable despite demographic change, assuming modest levels of economic growth.
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Lau, Cheung-yun Lily. "Mandatory provident fund as a replacement for civil service pension in Hong Kong." Hong Kong : University of Hong Kong, 2000. http://sunzi.lib.hku.hk/hkuto/record.jsp?B2218871X.

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Cozort, Larry A. "The effect of accrued pension benefit preservation on worker mobility in muliemployer plans." Diss., Virginia Polytechnic Institute and State University, 1985. http://hdl.handle.net/10919/54746.

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The relationship between mobility of vested plan participants and the use of reciprocity agreements in multiemployer plans was investigated. The assumption that pension benefit forfeiture retards worker mobility was considered. The assumption that worker mobility is enhanced by benefit preservation is one of the justifications for tax incentives provided retirement plans. Several variables were considered in addition to the use or nonuse of reciprocity agreements; however, none of the variables were found to be significantly related to the turnover rate for vested plan participants in multiemployer plans. The primary conclusion of the research was that the hypothesis that benefit preservation through the use of reciprocity agreements in multiemployer plans is ineffective in increasing turnover for vested plan participants could not be rejected.
Ph. D.
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Tenbrock, Klaus. "Die betriebliche Altersversorgung im Betriebsübergang bei konkurrierenden Versorgungszusagen /." Frankfurt am Main ; New York : Lang, 2006. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=014841670&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.

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Palme, Joakim. "Pension rights in welfare capitalism the development of old-age pensions in 18 OECD countries 1930 to 1986 /." Stockholm : Swedish Institute for Social Research, 1990. http://catalog.hathitrust.org/api/volumes/oclc/26763202.html.

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Stevens, Jonathan. "The deserving poor : aspects of the old age pension movement in South Australia and the Commonwealth /." Title page, contents and preface only, 1993. http://web4.library.adelaide.edu.au/theses/09AR/09ars8443.pdf.

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Gash, Alexander, and n/a. "Anticipatory Budgeting: A Long-Term Analysis of Old Age Pensions in Australia, Canada and Sweden." Griffith University. Griffith Business School, 2005. http://www4.gu.edu.au:8080/adt-root/public/adt-QGU20061109.103403.

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The impact of population ageing on the social budgets of the future is a phenomenon confronting many of the world's wealthiest and most advanced nations. The impending retirement of the 'baby boomers' has raised concerns about the inadequacy of budgetary frameworks (both conceptual and real) to fulfil the financial commitments of demographically sensitive programs, namely old age pensions. Pension schemes represent, by far, the largest social welfare commitment of first world nations. Old age pensions are also demographically sensitive. Furthermore, pension systems play a crucial role in alleviating poverty, in recognising the previous contribution of an individual and in maintaining of the social and economic wellbeing of democratic polities. The financial stability of pension schemes and the ability of governments to meet future commitments will become significant issues of public policy as the pressures from population ageing intensify. Yet, committing resources, or budgeting, for longer-term pressures is an inherently problematic exercise both from an intellectual and a practical perspective. For long-term resourcing to be successful it requires perfect foresight and a level of political commitment that typically eludes most politicians and governments. Longer or medium-term budgetary pressures are often ignored or avoided until they impact on the immediate chances of either fiscal or electoral success. As such, societies face the prospect of looming financial burdens, but only have a box of short-term tools at their disposal and a limited body of scholarship to guide them through this ticking political 'time bomb'. This research tackles a significant omission in the existing literature on budgeting, public policy and social welfare, by proposing a conceptual framework for the anticipation, conceptualisation and analysis of future budget pressures. In doing so, it brings together analytical frameworks of government budgeting and social policy from a number of disciplinary areas and weaves them into a conceptual framework that allows for diagnostic and prescriptive analysis of budgetary pressures within a particular policy/spending area. The framework is also compatible with existing budgetary frameworks and decision-making processes. Through the analysis of the old age pension systems in Australia, Canada and Sweden this thesis makes an important contribution to the understanding of how demographic transition will impact on the future stability of pension schemes. The thesis contends that ageing populations will place significant pressure on each pillar of the pension system to meet its future financial commitments. This pressure will, in turn, have important implications for national budgetary processes and old age pension policy over the coming decades. In particular, governments will be required to implement a range of techniques that sit both within and beyond the traditional bounds of most budget processes. It will be imperative for researchers to explore the complexities and political possibilities of budget reform and to search for ways in which the longer-term needs of society can be adequately satisfied through the budget process.
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Raab, Roman. "Pension Reform and Retirement Incentives: Evidence from Austria." unrestricted, 2008. http://etd.gsu.edu/theses/available/etd-07312008-120625/.

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Thesis (Ph. D.)--Georgia State University, 2008.
Title from file title page. Sally Wallace, committee chair; Bruce A. Seaman, Klara S. Peter, Stephen J. Kay, committee members. Electronic text (116 p. : col. ill. ) : digital, PDF file. Description based on contents viewed Sept. 25, 2008. Includes bibliographical references (p. 112-115).
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Ranyakane, P. "Old age pension as a means of poverty alleviation in Lesotho." Thesis, University of Zululand, 2014. http://hdl.handle.net/10530/1371.

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Submitted in partial fulfilment of the requirements of the Masters in Community Work in the department of Social Work at the University of Zululand
This study seeks to investigate the impact of the old age pension in Lesotho in alleviating poverty among the elderly people and its impact to promote their well-being. Most of the elderly people depend on the social security pensions because they lack opportunities to advance themselves socially and economically. The aging process results to various physiological changes to different people such as skeletal weakness, sight problem and forgetfulness. At this age, the elderly people need more attention to be taken care of but not to take care of other people. Therefore, there is a necessity for the policies to be implemented on behalf of the elderly people. There are different challenges that are encountered by the elderly people; finance being the major problem that contribute to poverty that affect their lives. The majority of the elderly at the age of 70 years are not capable to engage in hard work which impact on them being depended on old age pension. This study focuses on the old age pension as a means of poverty alleviation in Lesotho. The study further explores the social pension scheme for the elderly, and how it strives to develop the socio-economic and demographic profiles of the elderly, with a view to providing policy-makers with information that might be useful either in the reform or expanding of the pension in order to alleviate poverty for the elderly. Another important aspect of this study is to analyse the current pension and its impact on poverty, from the perspective of the elderly. The main aim of this study was to outline whether the old age pension alleviate poverty in the lives of the elderly people, to find out whether they are able to meet their needs and the needs of the children. The study also sought to answer the question of whether the pension is enough to meet the elderly needs. The findings of this study revealed that there is a necessity for the implementers to evaluate the pension money that is given to the elderly people as it does not meet all of their needs. Therefore, it will be advisable to the government to look into introducing of policies that will swathe and guard the abusive behavioural patterns on elderly people from other people, including family members and community members. The government can assists the elderly people by providing for the needs of the orphans that they are staying with, so as to enhance the means of livelihood for the elderly people and the children. The different findings prior and during research discovered that, in Lesotho, there are no policies that protect the elderly people from financial abuse, socially and their livelihood in general and the elderly are not included in the decision making of their families, communities and the government policies.
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Sejanamane, Nkhahle Daniel. "Challenges in distribution of old age pensions in Lesotho." Thesis, Nelson Mandela Metropolitan University, 2017. http://hdl.handle.net/10948/20477.

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The research set out to explore the nature of challenges in distribution of old age pensions in Lesotho. Poor institutional capacity failed the implementing agency, the Department of Pensions; to set up competent administrative structures to run run the pensions effectively and efficiently. A number of challenges have been identified, some of which were: inadequate supervision of the paying officers, fraud by workers and community agents, missing funds, insufficient resources, inadequate administrative capacity, overworked employees, faulty targeting, soft and discriminatory approach to non-compliance with rules and multiple use of identity documents by recipients. On the other hand, a number of opportunities have been identified to counteract the challenges. The main recommendation of the study was the engagement of mobile phone-based money transfer facilities to transfer the old age pensions from the government to the recipients. The Department of Pensions should make use of baseline database like information from civil registration agency like the Ministry of Home Affairs to confirm the validity of the pension recipients. Other recommendations included moving the division of old age pensions from the Pensions Department to the Ministry of Social Development which is the controlling body for other forms of social grants in Lesotho. The Ministry of Social Development is regarded as well equipped with qualified staff and facilities to deal with vulnerable people like the elderly.
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Books on the topic "Age pension"

1

Davis, E. Philip. Public pensions, pension reform and fiscal policy. Frankfurt: European Monetary Institute, 1997.

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Luzadis, Rebecca A. Explaining pension dynamics. Cambridge, MA: National Bureau of Economic Research, 1989.

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Williams, Teresa. Pension choices: A survey on personal pensions in comparison with other pension options. London: HMSO, 1993.

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Miller, Paul B. W. Pension accounting. New York, NY (1211 Avenue of the Americas, New York 10036-8775): American Institute of Certified Public Accountants, 1992.

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Oldfield, Maurice. Understanding pension schemes. 4th ed. London: Fourmat, 1992.

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Oldfield, Maurice. Understanding pension schemes. 3rd ed. London: Fourmat, 1987.

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Great Britain. Dept. of Social Security. Equality in state pension age. London: HMSO, 1993.

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Scherger, Simone, ed. Paid Work Beyond Pension Age. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137435149.

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Consultative Committee of Accountancy Bodies. Accounting Standards Committee. Pension scheme accounts. London: Accounting Standards Committee, 1986.

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National Council of Welfare (Canada). Pension reform: A report. Ottawa: The Council, 1990.

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Book chapters on the topic "Age pension"

1

Ogg, Jim. "The Role of Pension Policies in Preventing Old-Age Exclusion." In International Perspectives on Aging, 373–83. Cham: Springer International Publishing, 2021. http://dx.doi.org/10.1007/978-3-030-51406-8_29.

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AbstractAccess to an adequate pension is fundamental to preventing exclusion. As populations age, modern economies have put into place pension reforms to safeguard financial stability. In Europe, raising the age of eligibility for pensions and increasing the length of time necessary in a working career to access a pension are among the main policy measures that are being adopted. In addition, pensions and life expectancy are increasingly linked mainly in the form of the replacement of defined benefit pensions, where financial risks were shared collectively and produced stable pension benefits, by defined contribution pensions which depend on the capacity of individuals to save and individualise the risk of investments in diverse pension schemes. This chapter presents the main mechanisms of reforms to pension systems and addresses the opportunities and constraints for reducing exclusion in later life. It focuses on policies that aim to safeguard adequate levels of pension income for individuals who are unable to extend their working life; policies that aim to reduce gender pay gaps and, in turn, gender pension gaps; reforms to survivor pensions; and the provision of pension safety nets for individuals who have not built up enough contributions to ensure an adequate income. These policies are examined in the context of new social risks which result from shifting political systems, rapid technological change, and economic uncertainties.
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Blair, Catherine. "Acting and Reacting: The Public-Private Interplay in Pensionable Age Reforms." In Securing Pension Provision, 83–97. London: Palgrave Macmillan UK, 2014. http://dx.doi.org/10.1057/9781137453976_7.

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Schmidt-Hebbel, Klaus. "Chile’s Pension Revolution Coming of Age." In Pension Reform in Six Countries, 139–70. Berlin, Heidelberg: Springer Berlin Heidelberg, 2001. http://dx.doi.org/10.1007/978-3-642-56696-7_7.

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Scherger, Simone. "Introduction: Paid Work Beyond Pension Age — Causes, Contexts, Consequences." In Paid Work Beyond Pension Age, 1–27. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137435149_1.

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Schmitz, Jutta. "Companies and Older Workers: Obstacles and Drivers of Labour Market Participation in Recruitment and at the Workplace." In Paid Work Beyond Pension Age, 217–36. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137435149_10.

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Hagemann, Steffen, and Simone Scherger. "Concepts of Retirement: Comparing Unions, Employers and Age-Related Non-Profit Organizations in Germany and the UK." In Paid Work Beyond Pension Age, 237–55. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137435149_11.

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Matthews, Katey, and James Nazroo. "Later-Life Work, Health and Well-Being: Enduring Inequalities." In Paid Work Beyond Pension Age, 259–77. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137435149_12.

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van Dyk, Silke. "The Decline of ‘Late Freedom’? Work, Retirement and Activation — Comparative Insights from Germany and the USA." In Paid Work Beyond Pension Age, 278–97. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137435149_13.

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Künemund, Harald, and Simone Scherger. "Open Questions and Future Prospects: Towards New Balances Between Work and Retirement?" In Paid Work Beyond Pension Age, 298–315. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137435149_14.

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Lain, David. "Work Beyond Age 65 in England and the USA." In Paid Work Beyond Pension Age, 31–56. London: Palgrave Macmillan UK, 2015. http://dx.doi.org/10.1057/9781137435149_2.

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Conference papers on the topic "Age pension"

1

Rajevska, Olga. "ADEQUACY OF DISABILITY PENSION SYSTEM IN LATVIA." In NORDSCI International Conference. SAIMA Consult Ltd, 2020. http://dx.doi.org/10.32008/nordsci2020/b2/v3/11.

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The author analyzes the performance of the disability pension system in Latvia in order to assess the ability of the system to perform its main function: to prevent poverty among people with disabilities. It has been found that the system does not meet the criteria of adequacy and the causes of problem have been addressed. In the analysis, the author uses statistical data from Eurostat and the Central Statistical Bureau of Latvia, Mutual Information System on Social Protection (MISSOC) database, as well as considers statutory regulations. Particular attention is paid to such an element of the pension system as statutory minimum pension amount as a key tool aimed at ensuring the adequacy of the social protection of people with disabilities. Additionally, the author provides a comparative analysis of minimum disability pension provisions in the EU member states. Since the systems of old-age pensions and disability pensions in Latvia are closely connected, the author emphases the importance of the improvement of the adequacy of disability pensions in achieving more adequate old-age pensions.
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Wang, Congying. "Chinese Age Pension System and Analysis." In 2020 2nd International Conference on Economic Management and Cultural Industry (ICEMCI2020). Paris, France: Atlantis Press, 2020. http://dx.doi.org/10.2991/aebmr.k.201128.083.

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Plecheva, M. "Old-age pension: some actual problems." In ТЕНДЕНЦИИ РАЗВИТИЯ НАУКИ И ОБРАЗОВАНИЯ. НИЦ «Л-Журнал», 2019. http://dx.doi.org/10.18411/lj-03-2019-83.

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Dezse, Tivadar. "Rules of Calculating Old Age Pension on the Hungarian Pension System." In MultiScience - XXXIII. microCAD International Multidisciplinary Scientific Conference. University of Miskolc, 2019. http://dx.doi.org/10.26649/musci.2019.059.

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Istomina, Y. A. "Raising the Retirement Age and Pension Insurance Economics." In Proceedings of the International Scientific Conference "Far East Con" (ISCFEC 2018). Paris, France: Atlantis Press, 2019. http://dx.doi.org/10.2991/iscfec-18.2019.267.

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Fiala, Tomáš, and Jitka Langhamrová. "Pension Age Which Would Guarantee Stabilization of the Old Age Dependency Ratio." In Applications of Mathematics and Statistics in Economics. International Scientific Conference: Szklarska Poręba, 30 August- 3 September 2017. Publishing House of Wroclaw University of Economics, 2017. http://dx.doi.org/10.15611/amse.2017.20.09.

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Sokolov, Evgeniy, and Evgeniy Kostyrin. "Breakthrough Technologies for Financing the Old-Age Labor Pension." In 2022 15th International Conference Management of large-scale system development (MLSD). IEEE, 2022. http://dx.doi.org/10.1109/mlsd55143.2022.9934357.

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Yaman, Kemal. "A Critical Review of Private Pension System in Turkey Considering the German System." In International Conference on Eurasian Economies. Eurasian Economists Association, 2014. http://dx.doi.org/10.36880/c05.00872.

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Private pension system includes various measures met to continue existing living standards without any restrictions in old age, i.e. after the end of employment. High life expectancy, low birth rate, and institutional deficiencies in societies are major drivers for private pension. To understand seriousness of the topic mostly state pension claims are considered as being insufficient in old age. That’s why, necessity of private pension products results. In the first part, theoretical approaches to the explanation of savings behavior of people are described. In the second part of the study, the situation concerning precautions taken in Turkey is examined. In the following part, the retirement arrangements in Germany are depicted for comparison. The financial situation of elderly people in both countries is analyzed. Financial sector is the key beneficiary of developments in both countries. Governmental regulations concerning retirement system play crucial role to achieve high level of prosperity in the national economy of many developed countries. It is also seen in the study that industrialized nations are characterized by considerable private pension funds. Finally; some conclusions are drawn from the analyses performed in the study. .
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Dedov, N. P. "Psychophysiological Analysis Of Professional Activities Of Workers In Pre-Pension Age." In Proceedings of the II International Scientific Conference GCPMED 2019 - "Global Challenges and Prospects of the Modern Economic Development". European Publisher, 2020. http://dx.doi.org/10.15405/epsbs.2020.03.47.

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Bednarczyk, Teresa Hanna. "HOW DOES THE PENSION SYSTEM IN POLAND PREVENT OLD-AGE POVERTY?" In 10th Economics & Finance Conference, Rome. International Institute of Social and Economic Sciences, 2018. http://dx.doi.org/10.20472/efc.2018.010.005.

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Reports on the topic "Age pension"

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Allen, Steven, and Robert Clark. Unions, Pension Wealth, and Age-Compensation Profiles. Cambridge, MA: National Bureau of Economic Research, August 1985. http://dx.doi.org/10.3386/w1677.

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Emmerson, Carl, and Jonathan Cribb. Recent and future patterns of work around state pension age. The IFS, June 2022. http://dx.doi.org/10.1920/re.ifs.2022.0212.

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Deng, Yuanyuan, Hanming Fang, Katja Hanewald, and Shang Wu. Delay the Pension Age or Adjust the Pension Benefit? Implications for Labor Supply and Individual Welfare in China. Cambridge, MA: National Bureau of Economic Research, June 2021. http://dx.doi.org/10.3386/w28897.

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McDermed, Ann, Robert Clark, and Steven Allen. Pension Wealth, Age-Wealth Profiles and the Distribution of Net Worth. Cambridge, MA: National Bureau of Economic Research, November 1987. http://dx.doi.org/10.3386/w2439.

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Hamoudi, Amar, and Duncan Thomas. Endogenous Co-residence and Program Incidence: South Africa's Old Age Pension. Cambridge, MA: National Bureau of Economic Research, February 2014. http://dx.doi.org/10.3386/w19929.

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Emmerson, Carl, and Rowena Crawford. A decade of cross-party increases in the state pension age. The IFS, November 2019. http://dx.doi.org/10.1920/bn.ifs.2019.bn0267.

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Vogel, Edgar, Alexander Ludwig, and Axel Börsch-Supan. Aging and Pension Reform: Extending the Retirement Age and Human Capital Formation. Cambridge, MA: National Bureau of Economic Research, February 2013. http://dx.doi.org/10.3386/w18856.

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Cribb, Jonathan, and Carl Emmerson. Can’t wait to get my pension: the effect of raising the female state pension age on income, poverty and deprivation. The IFS, August 2017. http://dx.doi.org/10.1920/wp.ifs.2017.w1710.

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Tetlow, Gemma, Carl Emmerson, and Jonathan Cribb. Labour supply effects of increasing the female state pension age in the UK from age 60 to 62. Institute for Fiscal Studies, July 2014. http://dx.doi.org/10.1920/wp.ifs.2014.1419.

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Duflo, Esther. Grandmothers and Granddaughters: Old Age Pension and Intra-household Allocation in South Africa. Cambridge, MA: National Bureau of Economic Research, December 2000. http://dx.doi.org/10.3386/w8061.

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