Journal articles on the topic 'Affordable Houses'
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Tan, T. H., H. K. Samihah, and S. N. Phang. "Building Affordable Housing in Urban Malaysia: Economic and Institutional Challenges to Housing Developers." Open House International 42, no. 4 (December 1, 2017): 28–35. http://dx.doi.org/10.1108/ohi-04-2017-b0004.
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Affordable housing has become an important issue with the greatest need being in urban centres. Currently, an increase in urban population growth is higher than the supply of affordable housing, and this has resulted in a severe shortage of affordable housing as house builders are unable to construct houses at prices which are low enough for urban middle income households. Despite efforts by the Malaysian government to launch homeownership schemes for first-time homebuyers, most private housing developers might not be motivated to participate in these schemes. One of the major reasons for the disappointing supply affordable house under these schemes is mainly due to institutional and economic issueslinked to the construction of such houses in the country. This paper looks at the challenges facing private housing developers in affordable housing provision and makes recommendations to address housing affordability in the country.
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Leindecker, H. C., and D. R. Kugfarth. "Mobile Tiny Houses – Sustainable and Affordable?" IOP Conference Series: Earth and Environmental Science 323 (September 6, 2019): 012010. http://dx.doi.org/10.1088/1755-1315/323/1/012010.
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Sertyesilisik, Begum, Egemen Sertyesilisik, Hakan Taha Çetin, and Emre Ocakoglu. "BIM Dimensions and Application Areas for Enhancing Sustainability and Affordability of Affordable Housing: As a Key for Effective Housing Policies." Periodica Polytechnica Architecture 52, no. 1 (June 11, 2021): 85–93. http://dx.doi.org/10.3311/ppar.17081.
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Affordable housing plays a key role in well-being and sustainable development. The energy efficiency and sustainability performance of these houses support environmental sustainability and reduce their operational cost and energy consumption. Furthermore, enhanced energy efficiency is a significant factor in affordable houses in the fight against fuel poverty. This paper underlines the importance of sustainable affordable houses for reduced life cycle costs and enhanced welfare and well-being of its residents. Based on an in-depth literature review, considering the entire life cycle of affordable houses, this paper aims to investigate usage of all BIM dimensions and their application areas for enhancing sustainability and affordability of affordable housing as a key for effective housing policies. The integrated usage of Building Information Modelling (BIM) and energy simulation software has the potential to add value to the affordable houses as this integration supports energy savings and enhanced sustainability performance throughout the building's life-cycle. This paper highlights BIM’s usage for energy and facility management. Furthermore, this paper emphasises the importance of the policies for effective solutions to the housing problem and recommends holistic policies based on a systematic and interdisciplinary approach to the housing problem. This paper highlights the political economy of affordable housing policies and suggests affordable housing policies request usage of BIM throughout the entire life cycle of affordable houses.
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Muhammad Azwan Sulaiman, Adilah Binti Yusof, Muhammad Nazim Alias, and Mohamad Isa Abdullah. "A Study on Affordable Housing Issues Among Middle-Income Groups (M40) in Malaysia." Insight Journal 8 (April 7, 2021): 73–90. http://dx.doi.org/10.24191/ij.v8i0.98.
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Owning a house is an essential part of a human’s fundamental needs. The establishment of affordable housing that is adequate in number and fulfills liveable home standards is the major challenge in housing issues. Previous studies have found that the current interventions are insufficient in allowing average Malaysians to buy a home. The affordable housing-related issues that arise in Malaysia are not about the number of affordable houses in the market; however, it is about the availability of these houses for the middle-income groups. This study aims to investigate the issues and challenges faced by the middle-income group in dealing with affordable housing issues. This study is based on data from a survey questionnaire adapted from a past research which was similar in terms of affordable housing issues among middle-income earners. The data were analyzed and evaluated to rank the issues and provide recommendations. The findings suggest the establishment of an affordable housing agency to track and process affordable housing applications and approvals. The study results also suggest revising and improving the current affordable housing systems to help the middle-income groups to eventually own their first home. It is anticipated that the study can unravel the problems with affordable housing in this country.
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BALL, JANE. "Why Are Houses More Affordable in France?" Political Quarterly 76, no. 1 (January 2005): 82–91. http://dx.doi.org/10.1111/j.1467-923x.2005.00658.x.
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Fernandez, Mario A., and Shane L. Martin. "Staged implementation of inclusionary zoning as a mechanism to improve housing affordability in Auckland, New Zealand." International Journal of Housing Markets and Analysis 13, no. 4 (January 31, 2020): 617–33. http://dx.doi.org/10.1108/ijhma-11-2019-0114.
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Purpose The purpose of this paper is to analyse how the staged implementation of inclusionary zoning (IZ) performs relative to conventional IZ programmes in terms of increasing the number of low- and moderate-income households become homeowners. Design/methodology/approach The paper applies a matching model implemented through a mixed-integer programme model taking Auckland (New Zealand) housing market as a case study. The IZ is simulated by two features: a target price (below which affordable houses are defined) and the income threshold (below which any household gains access to the programme). The staging of IZ consists of first directing affordable houses to low-income households, where those houses that are not sold are cascaded to subsequent population groups with higher incomes. Findings The staged implementation of IZ does not necessarily imply that the number of sales will increase both for affordable and market-rate houses. However, a hybrid approach defined by two target prices results in a greater number of sales relative to a conventional IZ and a baseline affordable market while achieving market efficiency and equity. Research limitations/implications The paper is limited to the marginal impact of new affordable houses entering the market. It does not address further market rounds for houses left empty for tractability purposes. Also, the analysis is circumscribed to current renters and not owners, if owners were included they would outbid renters and distort the intended impact of IZ as an affordable housing policy. Originality/value The paper has relevance for policymakers because it provides evidence about the dimensions of IZ to have a lasting effect on housing affordability. The model is applied to a single housing market but is suitable to be generalized and adapted to a different urban environment.
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Cubukcu, Ebru. "Which is Better, Social Houses or Gecekondus? An Empirical Study on Izmir's Residents." Open House International 36, no. 3 (September 1, 2011): 97–107. http://dx.doi.org/10.1108/ohi-03-2011-b0010.
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This study applied Salama's (2006, 2007) framework for affordable housing research and compared house and neighborhood satisfaction and future house aspirations of low income residents' who are dwelling in two different types of affordable houses; social houses and gecekondus in Izmir, Turkey. The study applied survey technique and 54 residents (27 in social housing area and 27 in gecekondu area) were interviewed. The results showed that residents' family characteristics were different on some issues (education, employment, household size) and similar on others (homeownership, income, duration of residence, and life style). Physical conditions were poor in both areas, but were far worse in gecekondus. Residents' evaluations of the current house and the neighborhood confirmed this argument. Despite such differences in physical conditions, when residents' general satisfaction with the house and the neighborhood was compared, residents of the two areas gave similar positive responses. In fact, majority of both residents reported that the house and the neighborhood had a positive effect on their life. Moreover, both residents' aspirations for future house were similar and limited in two areas. The applied value of these results and areas for future research are discussed.
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Schmidt, Carolin E. "The quest for affordable owner-occupied housing in Germany." Journal of European Real Estate Research 12, no. 3 (November 4, 2019): 365–79. http://dx.doi.org/10.1108/jerer-10-2018-0046.
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Purpose Even though housing prices in Germany are low by international standards, housing in urban areas has become less affordable. Since 2018, certain families aspiring to become homeowners may apply for a capital subsidy (Baukindergeld) that contributes to their down-payment. This paper analyzes whether this subsidy is an appropriate policy instrument to achieve the desired goals. Design/methodology/approach The paper presents an equilibrium model with two types of households (low- and high-income) and two types of houses (low- and high-quality) to examine equilibrium prices before and after the introduction of a subsidy. Findings This subsidy not only makes owning less affordable for the lower-income household but also increases the prices of more expensive houses that are not within reach of lower-income households. Research limitations/implications Because this policy has just come into effect in 2018 and no data are available yet, the implications of the model are yet to be tested. Practical implications The implications of the subsidy run counter to its intentions as house prices will rise even further. Other policies or fewer regulations for new construction may be more effective. Social implications An instrument aiming to relieve financially weaker families, this subsidy will increase prices for all house types, assuming continuing supply shortages observed in the German urban housing markets. Originality/value This is the first paper on Germany’s new homeownership subsidy. The model is general enough to be used with any explicit demand and supply functions and is thus applicable to other markets with low supply elasticities.
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Mifflin, Erin, and Robert Wilton. "No Place like Home: Rooming Houses in Contemporary Urban Context." Environment and Planning A: Economy and Space 37, no. 3 (March 2005): 403–21. http://dx.doi.org/10.1068/a36119.
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In this paper we connect existing work on rooming houses to literature dealing with the meaningful nature of ‘home’ and its impact on individuals' health and social well-being. We then examine the extent to which rooming houses provide low-income tenants with ‘homes’, drawing from in-depth interviews with rooming-house tenants living in Hamilton, a city of 450 000 people in southern Ontario, Canada. Our analysis raises concerns about the capacity of rooming houses to provide affordable and stable accommodation. Poor living conditions and poor relations with rooming-house landlords worked directly against the capacity of rooms to offer private, controllable spaces and a degree of ontological security. Analysis also raised concerns about rooming houses as sites for social relations. Many respondents saw rooming houses as unpredictable and sometimes unhealthy social spaces, forcing them to seek other environments to cultivate and sustain relationships with friends and family. In general, respondents' experiences point to the shortcomings of rooming houses as ‘home’ environments, with implications for the health and social lives of the tenant population. Conceptual and policy implications are discussed in conclusion.
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Bansal, Deepak, Vijay K. Minocha, and Arvinder Kaur. "Componentwise-embodied energy analysis of affordable houses in India." Asian Journal of Civil Engineering 21, no. 1 (August 14, 2019): 137–45. http://dx.doi.org/10.1007/s42107-019-00184-4.
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Gür, Miray, and Neslihan Dostoğlu. "Affordable Housing in Turkey: User Satisfaction in Tokİ Houses." Open House International 36, no. 3 (September 1, 2011): 49–61. http://dx.doi.org/10.1108/ohi-03-2011-b0006.
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Affordable housing policies in Turkey have reached a new stage over the last decade in the context of the TOKİ model advocated by the government. Housing developed by TOKİ (the Public Housing Administration), the top official agency responsible for affordable housing policies in Turkey, has become so widespread in all cities of Turkey that it involves not only the construction sector but also trade associations and the public in general. In this article, following a general discussion of the demand and supply of housing in Turkey, we evaluate user satisfaction and the quality of TOKİ implementations since 2000 for low- and middle-income groups in Bursa, the fourth largest city in Turkey. Bursa sets an interesting example for the study because of the city's long-term prominence in commerce and its current status as an important industrial city. Massive migrations and unplanned urbanization have resulted in a need for housing for every income group in Bursa, especially for low- and middle-income groups. The emphasis in this study is that, in addition to quantity, quality should be considered in housing production. Furthermore, the implementation of TOKİ should be aimed at developing more habitable and higher-quality environments by considering all socio-cultural and physical factors. It is expected that these evaluations will lead to the development of a more comprehensive affordable housing policy in Turkey..
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Jeddi Yeganeh, Armin, Andrew Patton McCoy, and Steve Hankey. "Green Affordable Housing: Cost-Benefit Analysis for Zoning Incentives." Sustainability 11, no. 22 (November 8, 2019): 6269. http://dx.doi.org/10.3390/su11226269.
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In the year 2017, about 89% of the total energy consumed in the US was produced using non-renewable energy sources, and about 43% of tenant households were cost burdened. Local governments are in a unique position to facilitate green affordable housing, that could reduce cost burdens, environmental degradation, and environmental injustice. Nonetheless, limited studies have made progress on the costs and benefits of green affordable housing, to guide decision-making, particularly in small communities. This study investigates density bonus options for green affordable housing by analyzing construction costs, transaction prices, and spillover effects of green certifications and affordable housing units. The authors employ pooled cross-sectional construction cost and price data from 422 Low-Income Housing Tax Credit (LIHTC) projects and 11,016 Multiple Listing Service (MLS) transactions in Virginia. Using hedonic regression analyses controlling for mediating factors, the study finds that the new construction of market-rate green certified houses is associated with small upfront costs, but large and statistically significant price premiums. In addition, the construction of market-rate green certified houses has large and statistically significant spillover effects on existing non-certified houses. Existing non-certified affordable housing units show small and often insignificant negative price impacts on the transaction prices of surrounding properties. The study concludes that the magnitude of social benefits associated with green building justifies the local provision of voluntary programs for green affordable housing, where housing is expensive relative to its basic cost of production.
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Soon, Amy, and Consilz Tan. "An analysis on housing affordability in Malaysian housing markets and the home buyers’ preference." International Journal of Housing Markets and Analysis 13, no. 3 (August 28, 2019): 375–92. http://dx.doi.org/10.1108/ijhma-01-2019-0009.
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Purpose This paper aims to investigate the housing preference and housing affordability in Malaysian housing markets. There is a lack of research on the gap between supply and demand of houses in this market. Urbanization has increased the demand of houses in urban areas. However, the high demand in residential units increases the housing price which causes the affordability level dropped. Besides, the residences that provided by developers do not meet the expectation of the home buyers. There are three attributes that examined in this research to understand the home buyers’ preference. Design/methodology/approach This paper provides quantitative analysis on the housing affordability and the home buyers’ preference. This paper presents the results on the home buyers’ housing affordability and buying preference on houses. In addition, the study further confirmed the significant relationship between monthly income and type of preferred house, as well as monthly income and range of housing affordability using cross-tabulation analysis. Findings The findings indicated that the housing price in the current market is not affordable by most of the homebuyers and there are certain attributes that important to home buyers which should not be neglected. Research limitations/implications This paper helps to shed light on the planning of Malaysian housing policy especially on the issue of providing affordable housing in urban areas. Practical implications Policymakers shall consider the elements of economics, social acceptance and feasibility of Malaysian housing policies to achieve sustainability in Malaysian housing markets. With the current government’s move to promote housing affordability amongst B40 income groups, local government and housing developers should work together in addressing housing demand in accordance to states and ensure that there is a more targeted housing policy. Social implications With the detailed analysis on the home buyers’ preference, it helps to promote sustainable housing developments in meeting basic housing needs and preference. Originality/value This is the first study to examine relationship between Malaysian housing affordability with monthly income and type of preferred house. In the meantime, the housing affordability is compared with mean housing price and type of perceived affordable house. The paper presented homebuyer’s preference in housing for the consideration of government and housing developers in providing affordable housing.
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Snezhko, Irina. "Creation of an energy-efficient and comfortable country house using “passive” energy sources." E3S Web of Conferences 135 (2019): 03027. http://dx.doi.org/10.1051/e3sconf/201913503027.
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In the article the author considers one of the most important factors of life support – the creation of an energy-efficient and healthy microclimate country house through the use of complex engineering systems including the use of “passive” energy sources. Based on the results of the foreign and Russian market analysis of energy-efficient houses, the reasons for the low construction pace of such houses in Russia are estimated. A constructive engineering solution is proposed that can increase the efficiency using the modern heating, conditioning and humidification systems, thereby making them economically feasible and affordable for mass use.
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Shim, Jisoo, Doosam Song, and Joowook Kim. "The Economic Feasibility of Passive Houses in Korea." Sustainability 10, no. 10 (October 4, 2018): 3558. http://dx.doi.org/10.3390/su10103558.
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The number of passive houses and zero-energy buildings being developed is increasing, as measures to reduce the rapidly increasing building energy consumption. While government building policies focus on energy savings, investors and the building market emphasize the initial investment cost. These conflicting perspectives obstruct the development of passive houses in the building market. In this study, a series of building energy analyses, including the effect of energy saving measures and economic information considering long-term economic benefit and incentives policy, will be presented. Analyses were performed on the energy-saving measures needed to improve the performance of single-family houses in Korea to that of the passive house standard, as well as the energy saving effect and increased cost. The application of energy saving measures for passive house implementation resulted in an additional cost of 1.85%–4.20% compared to the conventional reference house. In addition, the proposed passive house alternative shows a short payback period and life cycle cost (LCC) result, compared to a conventional building’s life cycle period. The possibility of passive house implementation is high, and developing the passive house is affordable for the investor or end user in Korea.
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Dovie, Delali A., Isabella R. Ayimey, and Phebiemary Adodo-Samani. "Pension Policy Dimension to Ghanaian Workers’ Housing Needs Provision." Interações: Sociedade e as novas modernidades, no. 35 (December 31, 2018): 30–56. http://dx.doi.org/10.31211/interacoes.n35.2018.a2.
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The paper explores workers’ housing needs, expectations and pension policy compatibility to meeting this need using the pension system as a mortgage facility. Use was made of a cross-sectional design. A sample of 131 workers was selected through convenient sampling. The findings show that workers have need for houses with retirement in focus and that they expect government to provide them with affordable houses. Government’s provision of these housing needs can purportedly be met via the national pension system’s mortgage facility. Significantly, house acquisition situated within the context of retirement preparation is indicative of retirement portfolio diversification. The findings have implications for promoting housing provision for all workers.
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Qin, Wenbo, Antonio Sánchez Soliño, and Vicente Alcaraz Carrillo de Albornoz. "Introducing Public-Private Partnerships for Affordable Housing in China." Open House International 42, no. 2 (June 1, 2017): 75–81. http://dx.doi.org/10.1108/ohi-02-2017-b0011.
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Though China is taking many steps to offer affordable houses to the public, the gap between the demand and supply for such affordable houses is still huge. Rapidly growing demand for affordable housing has encouraged large Chinese cities, faced with housing imbalance, to invest in developing affordable properties. As a result, the Chinese central government has started to encourage local governments to use Public-Private Partnerships (PPPs) and private capital to supplement the funding deficit. There is also an on-going debate regarding the need to establish prerequisites for institutions to meet in order to achieve effective PPPs. In this paper, we examine what the current institutional environment is in China and how China is meeting these prerequisites for effective PPPs. We also examine the main programs on affordable housing and propose a potential field for using PPPs. We draw the conclusion that PPPs are more favorable for renting-oriented type projects than owning-oriented projects. In this context, the advantages of the PPP model for China's renting-oriented affordable housing programs are would be the provision of private financing, the enhancing efficiency by involving private sector experts and the statement of bundling constructions and maintenance and operation work in the contract, which motivates the private sector to build properties up to standard for its cost efficiency from the whole project perspective.
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Al-Faidy, Nura S. Mohamed. "Using Mud as a Building Material in Building Affordable Houses in Hot Climate." Applied Mechanics and Materials 467 (December 2013): 235–39. http://dx.doi.org/10.4028/www.scientific.net/amm.467.235.
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Human has discovered a way to live in their houses to reduce the temperature in the hot areas, for example in the Libyan Desert houses has been built by natural material (mud). Looking for solutions in different kind of materials around use, it became in the first place of living. People in hot areas need protection from the sun, not just themselves but even their homes. The first step in design houses is materials. What kind of material we need? Can we find the necessary requirements in the material? Is it available and affordable? Can it be used as heat insulation in hot climate? All these questions are in our minds. Material has to be studied in a proper way. In the past few years resident build their homes using natural material. In the Libyan Desert we can find houses build by mud, the mud has been dug out from the salt oasis. This mud consists of organic element and salt, which can be used as heat insulation. So, the mean study here is how to development this natural material in to modern element? And how can it be one of the important materials in materials science?
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Chen, Chen. "Why Migrant Workers in China Continue to Build Large Houses in Home Villages: A Case Study of a Migrant-Sending Village in Anhui." Modern China 46, no. 5 (September 12, 2019): 521–54. http://dx.doi.org/10.1177/0097700419875393.
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This article uses a case study of a migrant-sending village in Anhui to understand why migrant workers build large houses in home villages. The rural sex-ratio imbalance at marriageable ages, heightened by the rural-urban migration of women, has led to an increase in the negotiating power of young women in the rural marriage market. Young men’s families construct large houses to attract potential brides and facilitate patrilocal residence. The lack of maternity leave and affordable childcare in migrant destination cities encourages female migrants to return to the countryside to give birth to and raise children. Large rural houses offer young female migrants comfortable places to live and privacy when they cohabitate with their parents-in-law, who help them raise their children. Although most new-generation migrant workers do not have agricultural experience, rural areas are important to this generation because they provide affordable housing and family support.
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Hermanson, Judith. "Equalising Housing Opportunities in Post-Apartheid South Africa." Open House International 30, no. 4 (December 1, 2005): 60–63. http://dx.doi.org/10.1108/ohi-04-2005-b0014.
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Faced with a dearth of affordable housing opportunities, even after the end of Apartheid, residents from Motherwell, South Africa, turned to CHF International for help. CHF provided residents with the technical assistance, organisational support and bridging finance they needed to build their own high-quality homes, through a method that allowed the use of relatively unskilled labour. After helping residents form the Sakhezethu NgoManyano Housing Association and establishing the Assisted Self-Help Model, community members built a total of 395 safe and affordable houses to which they have full title. This model has been transferred throughout South Africa, with thousands of houses built using the concepts for the development of housing and community that it established.
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Tubelo, Renata, Lucelia Rodrigues, Mark Gillott, and May Zune. "Comfort within Budget: Assessing the Cost-Effectiveness of Envelope Improvements in Single-Family Affordable Housing." Sustainability 13, no. 6 (March 11, 2021): 3054. http://dx.doi.org/10.3390/su13063054.
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In Brazil, the delivery of homes for low-inc ome households is dictated by costs rather than performance. Issues such as the impact of climate change, affordability of operational energy use, and lack of energy security are not taken into account, even though they can severely impact the occupants. In this work, the authors evaluated the thermal performance of two affordable houses as-built and after the integration of envelope improvements. A new replicable method to evaluate the cost-effectiveness of these improvements was proposed. The case study houses comprise the most common affordable housing type delivered widely across Brazil and a proposition of a better affordable housing solution, built in Porto Alegre, southern Brazil, integrating passive design strategies to increase thermal comfort. The findings reveal a potential for improving indoor thermal conditions by up to 76% and 73%, respectively, if costs are not a concern, and 40% and 45% with a cost increase of 12% and 9% if a comfort criterion of 20–25 °C was considered. Equations to estimate costs of improvements in affordable housing were developed. The authors concluded that there is a great scope for building envelope optimisation, and that this is still possible without significant impact on budget.
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Delgado, Alina, and Frank De Troyer. "Modeling Quality and Housing Preferences for Affordable New Housing Developments." Open House International 36, no. 3 (September 1, 2011): 27–37. http://dx.doi.org/10.1108/ohi-03-2011-b0004.
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A fundamental change in the planning and delivery of new housing projects has taken place in the last years, with the focus shifting towards adding value to projects based on a better understanding of housing preferences. This issue becomes even more critical when it is intended to the provision of affordable houses for low and middle income groups. This paper describes a model designed to help developers and housing users to achieve their expectations regarding quality, affordability and including also reasonable profits. Developed through a “methodological pluralism”, this study identifies people-oriented variables and assumptions. The model was developed based on a case study in the city of Guayaquil-Ecuador, and information obtained from field work research was used to test it. The study examines implications and limitations of the model for inclusion of housing preferences considering local conditions and cultural values. The different parts of the model along with data requirements for each part are described. The paper concludes with findings regarding the identification of most preferred attributes by housing users and the use of alternatives methods to incorporate additional value into projects, translated into more appealing profits for developers and the provision of better and more affordable houses for users.
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Sundari, Jenie, and Dwi Arumaryawan. "Sistem Informasi Geograpfis dengan Google Map Untuk Pencarian Rumah Kost." INOVTEK Polbeng - Seri Informatika 3, no. 1 (June 3, 2018): 1. http://dx.doi.org/10.35314/isi.v3i1.255.
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Abstract— Jakarta (DKI Jakarta) is the capital and largest city of Indonesia. In addition to the capital, Jakarta is the most populous city in Indonesia. In 2016, the population rose by 1.1 percent or 10.3 million inhabitants ((BPS DKI Jakarta). Jakarta City likened million hope, millions of people living in Jakarta to seek their fortunes, even many settlers from the area attended the University excels in Jakarta, because of the many newcomers who want to Jakarta led to increased needs house rental or rooms kos in Jakarta. Looking for kos to suit your needs is not easy, sometimes issues facing his difficult searching for a location near the place of work or place of lectures and an affordable price. With the utilization of technology through geographic information systems (GIS), to manage the existing boarding houses around Jakarta in the form of spatial information. The use of GIS who served in the form of the web, giving owners of boarding houses in informing the public and facilitate its location, in the search for the location of the boarding houses.Keywords: boarding houses, information, geographic, web
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Tang, Li Zhou. "How to Build Affordable but High Quality Houses for Villagers: Appropriate Design for Aini Vernacular Houses in Xishuangbanna." Key Engineering Materials 517 (June 2012): 290–302. http://dx.doi.org/10.4028/www.scientific.net/kem.517.290.
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Yunnan is very rich in natural resources, and using natural materials for building is an ancient tradition in local minority. In the remote poverty national areas, we always concern about making use of appropriate technical means, following the tradition of local construction, and efficiently applying local natural building materials. In addition, we pay close attention to improving their living quality effectively by the techniques. In this article, from a specific practice casethe United Nations GEF small grants programme, we make multiple detailed comparative analysis with traditional houses at the first, next we discuss appropriate design in the new residential construction of Aini in Xishuangbanna. And then we focus on using the local natural building materials such as bamboo, wood, adobe and other materials, by which we can make the improved design on roof system, wall system and floor system, so as to reduce construction costs and technical complexity, as well as we can effectively improve the living quality of construction at the same time. A demo project was constructed to show how these natural materials were integrated into a system to form the whole building. Joint team consists of local craftsmen and engineers constructed the demo-project so that the technology can be localized.
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Zyed, Zafirah Al Sadat, Wan Nor Azriyati Wan Abd Aziz, Noor Rosly Hanif, and Peter Aning Tedong. "Affordable Housing Schemes: Overcoming Homeownership Problems." Open House International 39, no. 4 (December 1, 2014): 5–13. http://dx.doi.org/10.1108/ohi-04-2014-b0002.
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Homeownership is a problem among younger working households (YWH). This is a more serious problem with YWH working in urban areas. New housing schemes introduced by the government show that measures are being taken. This paper aims to determine homeownership problems among YWH in order to assess the new housing schemes towards helping YWH. The questions arise are what are the homeownership problems among YWH and to what extent does YWH perceive the new housing schemes to help them. The objectives are to ascertain homeownership problems among YWH and to explore the perceptions of YWH on the new housing schemes introduced. The study was conducted qualitatively through in-depth interviews with YWH. The findings showed that the main homeownership problem highlighted by the YWH is housing prices are high in urban area which resulted to the location of affordable houses inconvenient. From the assessment, majority of the YWH agree with the new housing schemes. However there are weaknesses such as high land prices and absence of financial literacy. In conclusion, housing schemes should also consider financial education as part of their aims. Nevertheless, the introduction of housing schemes is beneficial to address homeownership problems among YWH.
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Obioha, Emeka Emmanuel. "Mission Unaccomplished: Impediments to Affordable Housing Drive in Addressing Homelessness in Sub-Saharan Africa." Social Sciences 10, no. 8 (August 17, 2021): 310. http://dx.doi.org/10.3390/socsci10080310.
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Affordable housing is a people-centered strategy in dealing with homelessness. However, the increasing number of people in need of homes in sub-Saharan Africa suggests that this strategy has not afforded homes to the homeless. Theoretically, affordable housing exists to provide cheap and decent homes, but in contrast, these social houses are practically unaffordable, which raises the question of why this is the case. This paper articulates the impediments that account for unrealized affordable social housing in sub-Saharan Africa. It argues that tackling these impediments through the recommended ways will booster realization of this dream. In conclusion, while provision of affordable housing to all who are in need of homes in various countries in sub-Saharan Africa is a desirable goal, all indications point to the reality that this mission is far from an accomplished status.
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Lubis, Efridani, and Astriana Sinaga. "Legal Perspective of Using Philanthropy Approach for Low Income Household in Accessing Sufficient House in Indonesia." Sriwijaya Law Review 2, no. 1 (January 31, 2018): 93. http://dx.doi.org/10.28946/slrev.vol2.iss1.113.pp93-109.
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By 2016, the backlog for housing is estimated around 13,8 million units. With the need growth 5% per year approximately, Indonesian people need 1 million houses per year. Adding to the number of backlog, it is around 1,55 million houses should be provided every year in order to meet the need in the year 2030. The number is based on the ability to pay in general of Indonesian people, which is with the price for sufficient house estimated to be 135 million rupiahs. This means low income household is out of consideration, therefore this group cannot afford the house whatsoever. In order to narrower the gap, the Government of Indonesia has built „One Million Houses Program‟ which has composition 70% for low income household. However, the program has not optimal yet. From the data from the Public Work and Housing Ministry, it is only 80% of the 1 million houses targeted that can be achieved; and from this 80%, only 569.382 units or 70,72% for the low income household. With this trend, it is difficult for the low income household to access sufficient houses in turn. The solution for this can be two alternatives: (1) the Government provide affordable houses for the group, or (2) increasing the ability to pay of the group. The alternative (1) could be difficult due to the limited budget of the Government. The possible answer is to increase the ability of the low income households, so that they can access houses either under subsides scheme from the Government or developers. In doing so, the main problem is to collect or acquire the funding for accessing the house. Using various regulations and policies that could make possible for low income households to receive the money, such as corporate social responsibility, zakat, or even philanthropy activities in Indonesia, the burden could be lessen. The importance of giving the low income households opportunity to access sufficient house is a notion that a sufficient housing can be a strategic toll for improving citizen life which becomes a background argument in the Law No. 1 of 2011 of Housing.
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Nuraeny, Elita, Dalhar Susanto, and Kemas Ridwan Kurniawan. "Preliminary Study in Finding Alternative Materials: A Study on Traditional Malay Stage-House Typology and Construction in Bangka Island." E3S Web of Conferences 67 (2018): 04018. http://dx.doi.org/10.1051/e3sconf/20186704018.
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Woods is the most favoured material for traditional and vernacular housing construction in Indonesia because it is cheap, versatile, and easily accessible. However, the practice of wood constructions has become a laborious task nowadays, with woods availability dwindles and becomes highly unaffordable. Advanced technology in our everyday routines and habits is also indicated as one of many aspects, influencing shifts in today’s vernacular and traditional architecture in Indonesia. Therefore, finding an affordable alternative is crucial to maintain and develop vernacular typologies of traditional houses in Indonesia. This paper focuses on Malay stage-house, a traditional housing typology in Bangka Island, which is in dilemma of being left by the local people. The scarcity of wood makes the material unaffordable for locals, forcing them to adopt a more modern housing typology instead of traditional ones. This paper uses methodologies of literature research, interviews, and field study on Malay stage-house in Muntok City, Bangka. Result and conclusion in this paper, therefore, becomes a preliminary study to propose an alternative and sustainable materials that is available and financially affordable for locals in Muntok without overlooking the authenticity of Malay’s traditional typology and ideology in Bangka Island.
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Kimani, Sammy Kanjah, and Janesther Karugu. "Strategic Approaches and Delivery of Affordable Housing in Nairobi City County, Kenya." International Journal of Business Management, Entrepreneurship and Innovation 2, no. 1 (February 15, 2020): 17–35. http://dx.doi.org/10.35942/jbmed.v2i1.97.
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Affordable housing system is a word used in Kenya to refer to that part of society whose revenue is below the average revenue of the family. Affordable housing becomes a main problem particularly in developing countries where it is not possible for a majority of the population to purchase homes at market price. Most individuals around the world live in towns and 1 billion live in slums, which will double by 2030. Urban populations are increasing at a pace that is much quicker than they can be consumed and managed, resulting in requirements on services and infrastructure that exceed supply. This leaves most inhabitants in many emerging market towns with few choices but living in slums. Increasing access to affordable housing of high quality has a deep effect on the person as well as on society as a whole. However, housing is a difficult and capital-intensive industry characterized by delays and regulatory problems, resulting in it rarely gaining the spotlight on impact investors and social entrepreneurs. Therefore, this study aimed to determine the influence the strategic approaches adopted by the government in delivering affordable housing in Kenya with specific focus on Nairobi County. The specific objectives of this study were to determine the influence of modern construction technologies, innovative housing financing, collaborative approach and legal and regulatory reforms in delivering affordable housing in Kenya with specific focus on Nairobi County. The research was anchored on the theory of monopoly rivalry, regulatory theory and the model of cooperative strategy. The research also demonstrated a conceptual framework for the connection between the factors. Descriptive research design was used in the study. For this research, the target population was officers in the county government concerned with a total of 106 homes. Stratified random sampling and simple random sampling methods were utilized in selecting a sample size of 64, which represented 60 percent of the entire research population. Research used primary and secondary data. The primary data was collected using a semi-structured questionnaire administered to officers by drop-down and later by selecting technique. Using SPSS (version 21), data gathered was analyzed using descriptive and inferential statistics. The study revealed that the use of modern construction technologies greatly influenced the delivery of affordable housing. The study also revealed that the innovative housing financing influenced the delivery of affordable housing to great extent. The study further found that the collaborative approaches had influenced the delivery of affordable housing by the government to a great extent. Based on the findings the study recommended that the government sensitize the developers to fully adopt modern technologies in construction of the houses, so as to reduce the costs of the houses. Additionally, the study recommended that the government come up with innovative financing such as allowing the access of pension benefits by individuals to help in financing the ownership of houses. The study also recommended that the government seek more collaborative opportunities such as through public private partnerships to help in realizing the goal of delivering affordable housing especially to the low income earners.
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Savytskyi, Mykola, Tetiana Nikiforova, Oleh Nosenko, Mykola Kotov, and Ruslan Papirnyk. "Construction technology for affordable housing with the use of space-braced concrete-filled steel tubular framing." E3S Web of Conferences 280 (2021): 03003. http://dx.doi.org/10.1051/e3sconf/202128003003.
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Among many tasks to be done by the state, the most significant is a social-economic one i.e. provision of its citizens with affordable, long-lasting, energy- efficient and economical housing. One of the ways of doing the given task is the application of concrete-filled steel tubular (CFST) structures, for the elements of a building, of circular, square or rectangular type. It is also possible to use such structures not only for a new housing stock but in the reconstruction of present one at the expense of additional storeys (about 20); without demolition and total resettlement of tenants of the house under reconstruction. Alongside with this, there is an opportunity to increase total area of residential houses and make new types of comfortable place of various purpose.
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Uwayezu, Ernest, and Walter T. de Vries. "Access to Affordable Houses for the Low-Income Urban Dwellers in Kigali: Analysis Based on Sale Prices." Land 9, no. 3 (March 16, 2020): 85. http://dx.doi.org/10.3390/land9030085.
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The government of Rwanda recently passed housing development regulations and funding schemes which aim at promoting access to affordable houses for the low- and middle-income Kigali city inhabitants. The existing studies on housing affordability in this city did not yet discuss whether this government-supported programme is likely to promote access to housing for these target beneficiaries. This study applies the price-to-income ratio (PIR) approach and the 30-percent of household income standard through the bank loan to assess whether housing units developed in the framework of affordable housing schemes are, for the target recipients, affordable at all. It relies mainly on housing prices schemes held by real estate developers, data on households’ incomes collected through the household survey and a review of the existing studies and socio-economic censuses reports. Findings reveal that the developed housing units are seriously and severely unaffordable for most of the target beneficiaries, especially the lowest-income urban dwellers, due to the high costs of housing development, combined with the high profits expected by real estate developers. The study suggests policy and practical options for promoting inclusive urban (re)development and housing affordability for various categories of Kigali city inhabitants. These options include upgrading the existing informal settlements, combined with their conversion into shared apartments through the collaboration between property owners and real estate developers, the development of affordable rental housing for the low-income tenants, tax exemption on construction materials, progressive housing ownership through a rent-to-own approach, and incremental self-help housing development using the low-cost local materials.
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Delgado, Alina, and Frank De Troyer. "Housing preferences for affordable social housing projects in Guayaquil, Ecuador." International Journal of Housing Markets and Analysis 10, no. 1 (February 6, 2017): 112–39. http://dx.doi.org/10.1108/ijhma-02-2016-0017.
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Purpose The purpose of this paper is to describe the principles of a conceptual model to help developers and housing users achieve their expectations regarding quality, affordability and reasonable profits. Based on the identification of housing user’s preferences extracted from the survey, data are incorporated into model simulations considering budget restrictions for developers as well as for housing users. Design/methodology/approach The models’ development was based on fieldwork in Guayaquil, Ecuador, using a method that includes housing users’ preferences. Developed through a “methodological pluralism”, this study identifies people-oriented variables and assumptions. Thus, a more integrated approach is proposed, crossing and covering the fields of different disciplines. Findings The study concludes with findings regarding the identification of the most preferred attributes of housing users and the proposal of an alternative method to incorporate quality into model simulations for estimating housing market prices. Through optimizations, it is found that the optimal number of housing units per housing types in urban projects, which translates into more reasonable profits for the developers and the provision of better and more affordable houses for the users. Research limitations/implications A more complete assessment of the principles described in this paper will require a larger timeframe and location of application. Practical implications The identification of the most preferred attributes of housing users and the inclusion in a conceptual simulation model would help private and public developers to provide better and more affordable houses for users as well as to attain reasonable profits. Further, housing national policy could also be influenced by model’s results. Social implications The consideration of housing user’s preferences will entail an improvement of quality of life for social housing projects. Originality/value The study’s main original and novel contribution is the development of an approach for the inclusion of housing preferences into model simulations by using quality points and housing demand curves.
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Samarasinghe, Don Amila Sajeevan. "The housing crisis in Australia and New Zealand: A comparative analysis through policy lenses." International Journal of Construction Supply Chain Management 10, no. 2 (December 31, 2020): 212–23. http://dx.doi.org/10.14424/ijcscm100220-212-223.
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Housing affordability is a prominent issue across the world. There is a growing concern that the number of people experiencing homelessness is rapidly increasing. As a solution, many countries, including Australia and New Zealand, have introduced housing policies aimed at providing affordable houses to low-to-medium income families. Over recent years, several affordable housing policies have been introduced in both Australia and New Zealand, including public housing initiatives, rental subsidies, accommodation supplements, state housing programmes and the provision of social housing. New Zealand launched the KiwiBuild programme in 2018 to increase housing affordability. Unfortunately, in 2019, KiwiBuild was unable to deliver its targeted primary objectives set by the Government. This study features a comparative analysis, primarily focusing on comparing and contrasting affordable housing policies in Australia and New Zealand. Subsequently, it discusses the reasons why the KiwiBuild programme failed. It makes recommendations based on policies used in Australia with a view to improving affordable housing policies in New Zealand. This research contributes and adds to the existing body of knowledge about affordable housing policies in both Australia and New Zealand. The recommendations will be helpful for future researchers who wish to develop workable policies to assist with affordable housing-related issues in New Zealand.
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Brown, Anne, Vinit Mukhija, and Donald Shoup. "Converting Garages into Housing." Journal of Planning Education and Research 40, no. 1 (December 14, 2017): 56–68. http://dx.doi.org/10.1177/0739456x17741965.
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Cities have a large supply of garages that could be converted into affordable housing in single-family neighborhoods, but minimum parking requirements prevent converting most of these garages into apartments. We examine how cities can relax off-street parking requirements for houses with converted garages. In Residential Parking Permit Districts, cities can limit the number of on-street parking permits allowed at any address with a second unit. This policy can remove on-street parking congestion as a reason for neighbors to oppose garage conversions, double the potential number of housing units in single-family neighborhoods, and increase the supply of safe, affordable housing.
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DF, Dian Wahyoni, Merry Thressia, and Mulyadi Mulyadi. "Analisa persepsi penerima program BSPS Nagari Bungo Pasang Salido Kecamatan IV Jurai Kabupaten Pesisir Selatan." Jurnal Zona 5, no. 1 (May 1, 2021): 36–41. http://dx.doi.org/10.52364/zona.v5i1.45.
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The state is responsible for protecting the entire Indonesian nation through the implementation of housing and settlement areas so that people are able to live and occupy decent and affordable houses in a healthy, safe, harmonious and sustainable environment throughout Indonesia. Implementation of Self-Help Housing Stimulant Assistance (BSPS) is carried out through activities to improve the quality of self-help houses and the construction of new self-help houses as well as incentives for the construction of new self-help houses in the form of infrastructure, facilities and public utilities. One of the areas targeted by the BSPS program is Nagari Bungo Pasang Salido. This study aims to 1). evaluate the results of the implementation of the BSPS Program and see the results of its achievements in terms of security and standard housing structures for beneficiaries, 2). improve the quality of basic research results and produce scientific publications in reputable international scientific journals. This research uses the direct method by distributing questionnaires to the recipients of the BSPS program assistance. The results of this research show that the study of the achievement of the BSPS program for the beneficiary community is very good, with a questionnaire result with a percentage of 100%. The study on the safety of beneficiaries in occupying a house that is suitable for habitation with the feasibility of a fairly good structure, where the average percentage is 76.5% consisting of 7 indicators with 6 indicators worth 100% and 1 indicator worth 35.7%. The results of the Achievement of the Standards for Habitable House Structures for the BSPS Program in Structure Development, the average result is 97.19% consisting of 14 indicators.
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Mohd Shoed, Amira Aishah, and Geetha Subramaniam. "Housing Affordability among Generation Y in Malaysia A Conceptual Analysis." ADVANCES IN BUSINESS RESEARCH INTERNATIONAL JOURNAL 1, no. 2 (December 31, 2015): 16. http://dx.doi.org/10.24191/abrij.v1i2.10010.
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Over the past few years, the house prices in Malaysia have experienced a huge value development and urned into a stress pattern for those who want to own a house, especially first time home buyers. This conceptual paper will examine issues of housing affordability among young Malaysians who have intentions of buying a house. The persistent increment of house prices have influenced the capability and ability of individuals to buy houses. The issue is extremely serious among the first time home purchaser, particularly the Generation Y. Thus, this paper will discuss some of the reasons behind this issue and also examine the current government housing policies which are in place to help home buyers. This conceptual study would form atheoretical framework for further empirical work to be done by future researchers and which can be usedby policy makers and stakeholders in designing affordable housing for Generation Y in Malaysia.
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Öztürk, Akin, Yunus Emre Kapusuz, and Harun Tanrıvermiş. "The dynamics of housing affordability and housing demand analysis in Ankara." International Journal of Housing Markets and Analysis 11, no. 5 (October 1, 2018): 828–51. http://dx.doi.org/10.1108/ijhma-08-2017-0079.
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Purpose Information about the current and future composition of the population in terms of household size and the desired housing preferences provides a good foundation for determining current and future housing needs. The policy-makers and developers can also use such knowledge as a starting point in their housing and commercial real estate investment decisions. In Turkey, urbanization and housing issues have accompanied the growth of industrialization. Within the scope of the country’s urbanization history, various instruments have been used to solve the lack of housing issues. The constructed houses should be accessible or affordable by fixed-income earners in the middle and lower socio-economic classes, who are mostly excluded. In particular, the real estate development sector has taken manageable risks by closely following the changing social and economic conditions and developing a variety of housing concepts. The purpose of this paper is to investigate the housing sector situation and affordability issues and then use time series analysis to present relationships between macroeconomic factors and housing demand in Ankara region. Design/methodology/approach The approach uses a survey of recent housing projects cover 2016 to 2018 for housing affordability conditions. Also, the study uses the Johansen co-integration test, variance analysis and impulse-response test to explain the relationships between macroeconomic indicators and housing demand for Ankara. Findings According to the results of time series analysis, the macroeconomic factors are affecting the demand and the number of houses sold. The research results try to find a negative or positive correlation between the numbers of houses sold and the monthly macroeconomic variables. Mortgage interest rates, usage permits, construction permits and household expenditure were found the most correlated with housing sold as a representative proxy of housing demand. This paper claims that current housing affordability is related to current housing supply and demand variables. If housing supply (as construction and usage permits) and income (as interest rates and expenditures) are at favorable levels, then housing transaction volumes increase. Research limitations/implications This paper highlights the need to examine how to assist developers to more rapidly develop knowledge and experience to reflect the implications of change in practice. This paper is formulating a housing demand model for real estate developers, using number of house sales and other administrative statistics in Ankara region. Practical implications If macroeconomic conditions are stable, then this encourages consumers to invest for housing whether they are affordable or not. According to the results, key factors of housing market are based on interest rates, income expectation and gaining social status. The consumers anymore not only want to buy a house to live and also want to gaining prestige. Originality/value The paper not only shows that current price is affordable or not but also supports why price is going up although price is not affordable. The findings identify how the market is developing and adhering to a product model development theory. The paper is different from previous studies because of the use of monthly income and supply proxies together in Turkey with time series model. These results are close to the theoretical expectations and provide good indicators for policy-makers.
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Warade, Sachin, and Shubhangi Walvekar. "A Study on Consumer Perception towards Affordable Housing Loans." Asian Journal of Managerial Science 7, no. 2 (August 5, 2018): 41–46. http://dx.doi.org/10.51983/ajms-2018.7.2.1316.
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This paper is an attempt to reviews literature on customer perception for affordable housing finance. While it is evident that India has a huge shortage of affordable houses it also needs the proper financing system for the home loan customers in lower level income group. People who are in the category of annual gross income up to 5 lakhs per annually are considered as low income group customers in housing loan industry. There is a severe need of funding to this income group when it comes to build their own shelter. Even though many private and government financial institutions have come up with schemes financing the need of low income group; it is always a challenging task for them to understand what customers from this income group are perceived about their home loan need. Very few evidences exist in present literature talking about the customer perception and customer behavior in this category of housing loans. Hence; this paper is focused to find out customers perception and its impact on their interest to purchase affordable housing loan.
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Maduabum, Anthony, and Charles Munonye. "An Overview of Affordable Low Cost Housing in Nigeria; a Case for Stabilised Compressed Earth Block (SCEB)." International Journal of Innovative Science and Research Technology 5, no. 6 (July 9, 2020): 1023–28. http://dx.doi.org/10.38124/ijisrt20jun876.
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Over the years, the Federal and State Governments of Nigeria mounted ‘low-cost’ housing schemes that were expected to be affordable to the low income earners. By the time some of these schemes were completed they were priced beyond the reach of the low-income earners, and even that of the middle-income earners. Various research works that looked into the failure of the provision of the ‘low-cost’ housings in Nigeria found out that the reason for the failure are political interference and corruption. This paper overviewed the various building materials used in building construction and concluded that the objectives of providing housing affordable ‘low cost’ housing schemes in Nigeria can be achieved if local building materials such as Stabilized Compressed Earth Block (SCEB) is used in the construction. The paper concludes that if professionals in the building sector are given the free will to do their jobs, it will also enhance the objective of providing affordable ‘low cost’ houses.
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Jayasinghe, M. T. R., C. Jayasinghe, K. K. G. K. D. Kariyawasam, and L. I. N. De Silva. "SEMI-TIERED HOUSING FOR LATERITE EARTH SLOPING LANDS—A SUSTAINABLE SOLUTION WITH ALTERNATIVE MATERIALS AND METHODS." Journal of Green Building 13, no. 1 (January 2018): 56–72. http://dx.doi.org/10.3992/1943-4618.13.1.56.
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Increased demand for affordable housing and the limited availability of flat terrain for its construction are two major problems facing the provision of houses of acceptable quality in many countries around the world. There is limited research integrating the utilization of a stepped approach to sloping terrain with appropriate housing models to minimize slope instability potential. This paper introduces a new semi-tiered housing model where the footprint of the house is located on tiers prepared with short vertical cuts of 1.5–2m. Such vertical cuts are found to be stable with laterite soil which is a commonly available type of soil in the tropics. The excess soil generated from cut material was transformed into cement stabilized rammed earth, which is a cost effective material with low embodied energy. This is an ideal candidate for the construction of retaining walls and foundations, and such applications are demonstrated with adequate details. Further, many other types of sustainable building materials are highlighted with a case study of this housing model in a scheme of 13 housing units in Sri Lanka. The attention to detail required in construction and the applicability of alternative building materials and methods to improve the sustainability of such houses have been discussed in detail. These semi-tiered houses have the potential to address many of the current construction challenges.
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Ahn, Yong Han, Yuhong Wang, Kang Hee Lee, and Myung Hwa Jeon. "THE GREENING OF AFFORDABLE HOUSING THROUGH PUBLIC AND PRIVATE PARTNERSHIPS: DEVELOPMENT OF A MODEL FOR GREEN AFFORDABLE HOUSING." Journal of Green Building 9, no. 1 (April 2014): 93–112. http://dx.doi.org/10.3992/1943-4618-9.1.93.
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The trend towards affordable, green housing highlights the need for a Green Affordable Housing (GAH) model that produces durable dwellings that are not significantly more expensive to build, cheaper to operate, healthier for their occupants, and more environmentally sound. The model should also reduce the risk of poverty for those with low and moderate incomes, be close to public transportation, and support a neighborhood that is healthy, walkable and connected to the broader community and natural environment. This case study utilized detailed interviews with occupants, town officials, a developer, and a design builder to explore how green building strategies could be applied in real-world communities with the help of a Community Development Block Grant (CDBG) from the U.S. Department of Housing and Urban Development (HUD) and contributions from other funding bodies. Focusing on the Roanoke and Lee Street housing project in Blacksburg, Virginia (VA), this study demonstrated how green building strategies can be integrated into affordable housing with help from public programs and incentives to provide houses that are more durable, no more expensive to build, cheaper to operate, healthier, more environmentally sound and less risky for their occupants. The new framework includes ways to deal with neighborhood issues such as the deterioration of housing stock and infrastructure to support the creation of a vital and healthy neighborhood with improved public services and community spirit, as well as providing an integrated design process framework that enables stakeholders to work together to achieve the goal of building green and affordable housing.
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N.B.C.D., Okoye, Onyegiri I., and Okafor M. "Examining Design Simplicity in Architectural Design of Public Core Housing Schemes in Anambra State of Nigeria." Journal of Advanced Research and Multidisciplinary Studies 1, no. 1 (July 26, 2021): 60–117. http://dx.doi.org/10.52589/jarms-i1k3r38i.
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Studies identify dearth of affordable core houses for households who cannot afford whole houses. Architectural design characteristics affecting design simplicity have been found to positively influence core housing affordability. Despite this, documentation on whether design simplicity has been considered in the designs of existing core houses is lacking. This is required to check imputs in future designs. Study examined reflection of design simplicity in architectural design of existing public core housing schemes in Anambra State, Nigeria, using Mixed Method approach. Data were obtained from architectural drawings of existing prototypes, field observations and personal interview protocols. Observation schedules with “Yes” and “No” ratings were used in ascertaining reflection of the attribute in each of the 7 prototypes studied. It was found featuring only in 3 out of the 7 prototypes. For affordability improvement, the paper recommends inculcating the variables constituting design simplicity in future core housing design in Anambra State.
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Woo, Michael. "Booming Then, Sputtering Now." Southern California Quarterly 103, no. 3 (2021): 281–308. http://dx.doi.org/10.1525/scq.2021.103.3.281.
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This article reviews the post-World War II mass production of houses in Los Angeles and the roots of today’s housing shortage. Even with a high production rate, minorities and low-income Angelenos have experienced racial barriers and displacement. Today, L.A.’s homeless population is disproportionally Black, while home ownership is disproportionally white. The article concludes with four proposals for responding to today’s shortage of affordable and racially equitable housing.
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Akram, Rizalul, Novianda Novianda, and Sri Wulandari. "Decision Support System Recommendations of Half and Full Subsidized KPR Houses." JOURNAL OF INFORMATICS AND TELECOMMUNICATION ENGINEERING 4, no. 1 (July 20, 2020): 221–29. http://dx.doi.org/10.31289/jite.v4i1.3891.
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The house is a primary need for humans because as a place to stay and carry on life. Having a house is certainly not an easy matter because it requires a very large cost for it. This large amount of capital has made the community take a short and practical path by choosing half or full subsidized housing loans. Only with a capital of 20 million housing mortgages can be placed. However, the case of the house also considers the size, area, model, size of the remaining land, and location to be crucial in the selection. At present the types of KPR houses consist of types 36, 45, and 54. All three types have subsidies from the government so that they are affordable by many communities. However, from the results of field observations many people felt that it was not appropriate to choose the type of house. Let's say someone wants a type 45 house but ends up choosing type 36 with an estimated objection to paying monthly installments, even though they are capable. And vice versa who take type 45 then object to paying the monthly installments. Based on these problems, the authors try to help the community through the bank with the application of a decision support system (SPK). With this system, people who have filled out the registration form on the system will get a recommendation for the type of house. This system was built using the simple addative weight (SAW) method.Keywords: House, KPR, Type, SPK, SAW.
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Jang, Chyi-Lu, Luke H. C. Hsiao, and Shang-Pao Yeh. "A Study of the Relationships Between Urban Development and Environmental Quality." Open House International 43, no. 2 (June 1, 2018): 33–39. http://dx.doi.org/10.1108/ohi-02-2018-b0006.
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A fundamental change in the planning and delivery of new housing projects has taken place in the last years, with the focus shifting towards adding value to projects based on a better understanding of housing preferences. This issue becomes even more critical when it is intended to the provision of affordable houses for low and middle income groups. This paper describes a model designed to help developers and housing users to achieve their expectations regarding quality, affordability and including also reasonable profits. Developed through a “methodological pluralism”, this study identifies people-oriented variables and assumptions. The model was developed based on a case study in the city of Guayaquil-Ecuador, and information obtained from field work research was used to test it. The study examines implications and limitations of the model for inclusion of housing preferences considering local conditions and cultural values. The different parts of the model along with data requirements for each part are described. The paper concludes with findings regarding the identification of most preferred attributes by housing users and the use of alternatives methods to incorporate additional value into projects, translated into more appealing profits for developers and the provision of better and more affordable houses for users.
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Mathews, E. H., and S. Weggelaar. "Enhancing the efficiency of formal low-cost houses by the development of a new low-cost ceiling system." Journal of Energy in Southern Africa 17, no. 1 (February 1, 2006): 18–27. http://dx.doi.org/10.17159/2413-3051/2006/v17i1a3374.
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Existing formal low-cost houses in South Africa have been shown to be very thermally and energy inefficient. This could be problematic for the country since the government has promised to build roughly 3 million more of these houses in the near future. Inefficiency in these houses can be effectively addressed by installing ceilings, but the cost thereof is unfortunately too high to be affordable to the applicable sector of the population. New options need to be considered to reduce costs. Research has shown that practically any material can be used as a ceiling if it provides a barrier to heat flow and eliminates infiltration. The material should ideally possess good thermal properties and comply with standard building regulations, but most importantly, it must be very cheap and easy to install. The low-cost ceiling proposed in this paper has all of these attributes, and installation thereof could result in substantial energy savings, improved indoor comfort, and a better quality of life
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Ahmed, Iftekhar. "Lifestyle and Affordability Choices in Traditional Housing of Old Dhaka." Open House International 36, no. 3 (September 1, 2011): 74–84. http://dx.doi.org/10.1108/ohi-03-2011-b0008.
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Affordability and lifestyle choices in housing are critical to meet basic human needs for shelter, security and wellbeing. The meaning of a house for a particular group of people and what is ‘affordable’ for a particular community is the critical issue. Dhaka, the capital of Bangladesh, has greater population density and rate of expansion compared to almost any other mega cities of Asia. The historic core of the city known as old Dhaka is a combination of several traditional neighborhoods. Houses in these traditional neighborhoods are not only places to live, rather an integral unit of a social system, having a good mix of place of work and individual expression in living. They also show flexibility and adaptability (with more scope for personalization and individual life style choices) compared to the contemporary housing stock. One of the success factors in these traditional houses is the healthy mix of the income ranges to avoid a ghetto effect of low cost housing. The recent rapid urbanization has led to a discontinuity of the traditional housing form of old Dhaka, leading to a disintegration of the mix of lifestyle choices and affordability. Following popular market trends, they are often replaced by housing blocks in a higher density ignoring the need for a diverse mix. This paper studies the traditional housing of old Dhaka with two case study neighborhoods. Several elements of housing like the common price, materials and construction, space layout, scale, social space, facades, street interface, etc are selected for a qualitative study. Local residents interview, archival records, maps, Plans, figure-ground, aerial images are used to analyze, identify and demonstrate the elements that made them socio-culturally sustainable and affordable for the community. With the analysis, lessons from the traditional housing form that may contribute to the new housing in Dhaka are identified.
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Jones, Andrew, and Lisa Stead. "Can people on low incomes access affordable housing loans in urban Africa and Asia? Examples of innovative housing finance models from Reall’s global network." Environment and Urbanization 32, no. 1 (March 14, 2020): 155–74. http://dx.doi.org/10.1177/0956247819899557.
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While delivering decent, affordable housing at scale is essential to global sustainable development, one formidable blockage is a lack of accessible housing finance for end users. People on low incomes have been perceived by lenders as high risk. They are excluded from financial systems and are forced to self-build using informal credit at exorbitant rates. This article engages with this problem, discussing practical examples and potential ways forward. It does so through case studies of models from Reall (a UK-based international development organization and social enterprise that promotes affordable homes) and its partner organizations in India, the Philippines, Nepal, Mozambique and Pakistan. The article evaluates the strengths and limitations of these models, and their potential for scaling up. Reall’s partners demonstrate that decent houses can be delivered at a cost that is accessible for potential low-income homeowners, while proving the viability of lending to borrowers in the bottom of the income pyramid. This is essential for demonstrating the commercial viability and impactful investment opportunity represented by affordable housing in urban Africa and Asia.
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Bennetts, Helen, Stephen Pullen, and George Zillante. "Design Strategies for Houses Subject to Heatwaves." Open House International 37, no. 4 (December 1, 2012): 29–38. http://dx.doi.org/10.1108/ohi-04-2012-b0004.
Full textAbstract:
Over the last two decades the average floor area of new houses in Australia has increased significantly. This has coincided with greater expectations of thermal comfort in homes. In certain locations, the result has been an escalation of the use of large mechanical air conditioning systems in houses. Since it is predicted that climate change will lead to an increase in the frequency and severity of extreme weather events such as heatwaves, the future maintenance of thermal comfort in houses in an affordable manner is likely to be challenging. This will have implications not only for the health and comfort of the occupants but also for peak energy loads. A compounding factor is the likelihood of increased energy prices caused, in part, by financial mechanisms aimed at minimising greenhouse gas emissions. There will be sections of the community, such as the elderly and the less well off, that will be particularly vulnerable to these combined factors. This paper explores design strategies that could be incorporated in new and existing houses to improve thermal comfort for residents during heatwaves. It is shown that during such periods, behaviour change, thermal comfort requirements and extra energy consumption have a strong influence on devising solutions for this challenge. The results of a pilot study are given that indicate opportunities for creating cool refuges in the existing dwelling stock.
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Roestamy, Martin. "Model Land Supply for Land Bank to House Application." BESTUUR 8, no. 1 (July 24, 2020): 27. http://dx.doi.org/10.20961/bestuur.v8i1.43142.
Full textAbstract:
<p>This study aimed to find out Land Bank's land supplies to provide land for affordable housing and establish community paradigm for ownership in which building separates from its property. The study was performed using a mixed methodology; namely informative where the primary legal material as a legal framework of housing construction is highlighted by considering legal research conducted with simple legal norms with attention to primary data such as land tenure, land availability, and the amount of housing backlogs that extended to help research. Quantitative data used as a measure of flaws in the application of drugs and legal framework, so that all legal resources can be supplemented with quantitative and qualitative data to find alternatives and open access for LIPs' houses.</p><p> </p><p><strong> </strong><strong>Keywords:</strong> Land Supply; Land Bank; Affordable Housing.</p>