Dissertations / Theses on the topic 'Adoption of innovation'
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Harrison, Rupert Benjamin Richard. "Innovation and technology adoption." Thesis, University College London (University of London), 2007. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.497780.
Full textVaidyanathan, Vandana T. "Looking beyond the adoption decision in innovation research: investigating innovation implementation." The Ohio State University, 2004. http://rave.ohiolink.edu/etdc/view?acc_num=osu1101163398.
Full textFerguson, Jennifer, and Merja Ukkonen. "Adopting Open Innovation : A New Framework for the Analysis of the Open Innovation Adoption Process." Thesis, Linköpings universitet, Företagsekonomi, 2012. http://urn.kb.se/resolve?urn=urn:nbn:se:liu:diva-78745.
Full textMaine, Elicia Margaret Anne. "Innovation and adoption of new materials." Thesis, University of Cambridge, 2000. https://www.repository.cam.ac.uk/handle/1810/251754.
Full textCHINNAPANDIAN, ANAND, and MOHAMMAD BABAEI. "Innovation analysis of the adoption of BIM using Innovation theories." Thesis, KTH, Skolan för industriell teknik och management (ITM), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-279731.
Full textJämfört med andra branscher har byggbranschen varit långsam med att använda digital teknik. BIM står för Building Information Modeling (nedan kallad BIM) och representerar en vändpunkt när det gäller digitalisering inom AEC-sektorn. Trots BIM: s beprövade potential att minska kostnaderna och förbättra effektiviteten i byggprojekt, har vidsträckt antagande och genomförande av byggprojekt med BIM ännu inte hänt. Denna forskning syftar till att göra en innovationsanalys av antagandet av BIM i Europa med hjälp av innovationsteorier som Rogers diffusionsteori och Crossing the Chasm av Moore. Vi hoppas att läsaren kommer att ha en förståelse för de olika adoptionsbarriärerna för BIM i Europa efter att ha läst detta forskningsdokument.
Nel, Johannes Hendrik (Hendrikus). "Innovation resistance and its effect on adoption of a disruptive innovation." Diss., University of Pretoria, 2018. http://hdl.handle.net/2263/66231.
Full textMini Dissertation (MBA)--University of Pretoria, 2018.
Gordon Institute of Business Science (GIBS)
MBA
Unrestricted
Karlsson, Charlie. "Innovation adoption and the product life cycle." Doctoral thesis, Umeå universitet, Institutionen för nationalekonomi, 1988. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-100373.
Full textSouvorova, Janna. "State legislatures diversity, innovation, and policy adoption." Doctoral diss., University of Central Florida, 2011. http://digital.library.ucf.edu/cdm/ref/collection/ETD/id/5043.
Full textID: 029810088; System requirements: World Wide Web browser and PDF reader.; Mode of access: World Wide Web.; Thesis (Ph.D.)--University of Central Florida, 2011.; Includes bibliographical references (p. 164-173).
Ph.D.
Doctorate
Public Affairs
Health and Public Affairs
Public Affairs
Qadoumi, Hamza. "How to Influence the Adoption of Innovations by Communicating Value." Thesis, KTH, Integrerad produktutveckling, 2018. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-245029.
Full textInnovation adoption has established itself in literature as the individual process which consists of series of stages one undergoes from first hearing about a product to finally adopting it (Rogers, 2003). The common theory in innovation adoption literature addresses the diffusion of innovation over time, and the adoption process it undergoes by various adopter groups. Research highlights the uncertainties novel innovations might possess and the challenges of adopting such innovations, disregarding the opportunity to conceptualize the usage of the innovation, and reduction of uncertainty through communication of information embodied in the innovation itself. This report will address this gap in knowledge by assessing the influence of innovation adoption through the communication of values. This thesis report is based on literature studies, qualitative and quantitative research and generative sessions, which serve as a complementary perspective and add knowledge and understanding about why, what and how people adopt innovations, and its implications for both the company and its customers. The study has revealed the identification of several customer segments. This report also shows the possibilities of reducing perceived uncertainties while enhancing the adoption of novel innovations by communicating values through the composition of signals containing verbal and visual triggers. Moreover, this study introduces a different way of influencing the adoption of novel innovations with regards to technological applications and the possibilities of doing so on a much larger scale, digitally.
El-Sayed, Ismail Mohamed. "An Interpretive and Postulational Model for Perception and Adoption of Innovation." Thesis, North Texas State University, 1986. https://digital.library.unt.edu/ark:/67531/metadc330962/.
Full textLavergne, Christopher Bernard. "Factors determining the adoption or non-adoption of precision agriculture by producers across the cotton belt." Texas A&M University, 2004. http://hdl.handle.net/1969.1/3291.
Full textVoigts, Scott Avery. "Organizational use of a framework for innovation adoption." Thesis, Monterey, California. Naval Postgraduate School, 2011. http://hdl.handle.net/10945/5532.
Full textThis research examines organizational theory to gain understanding about the tradeoffs organizations are required to make in order to adopt innovations. As a framework for identifying gaps in current processes, the eight practices identified by Denning and Dunham's The Innovator's Way, Essential Practices For Successful Innovation (2010) are introduced. The eight practices are also provided as a tool to improve communications, focus, and methods for achieving innovation adoption within an organization.
Eklund, Magnus. "Adoption of the Innovation System Concept in Sweden." Doctoral thesis, Uppsala : Acta Universitatis Upsaliensis : Universitetsbiblioteket [distributör], 2007. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-8167.
Full textCarlet, Fanny. "Understanding perceptions and adoption of green stormwater infrastructure." Diss., Virginia Tech, 2014. http://hdl.handle.net/10919/47358.
Full textPh. D.
Pacillo, Grazia. "Market participation, innovation adoption and poverty in rural Ghana." Thesis, University of Sussex, 2016. http://sro.sussex.ac.uk/id/eprint/61392/.
Full textHsieh, David A. "Informed Technology Adoption Decisions Based on Innovation-Related Factors." Thesis, The George Washington University, 2018. http://pqdtopen.proquest.com/#viewpdf?dispub=13423286.
Full textThe timely adoption of technology for organizations in making the right investment or divestment can be achieved by using multicriteria decision making approach with integrated views of established innovation theories, industry best practices in technology acquisition lifecycle, statistical analysis of available technology profiles, expert opinion and trend analysis. This research aimed to develop an analytical approach to assess the correlation among objective data (such as innovation maturity rating and market penetration) and subjective data (such as benefit rating and “time to plateau”) to provide organizations insights in technology adoption decisions. The objective of this study is not to study the Gartner’s Hype Cycles but to utilize the longitudinal technology innovation profile data as factors for informed technology adoption decision. We combined mapping with Department of Defense Technology Readiness Level, statistical analysis, correlations, multiple regression analysis and trend analysis to provides an objective and quantifiable methodology to provide insight into the characteristics of innovations. The goal is to derive a logical and balanced approach for organizations’ decision-making base on objective (as in the technology maturity rating and market survey) and subjective (as in the expert opinion in benefit rating and time to plateau predictions) data analysis. We used Rogers’ concept of “Diffusion of Innovation” as a notional reference for Organizational Technology Adoption to conduct a statistical analysis of a selected set of 345 Gartner’s technology profile data from 2009 to 2015. We used market penetration data as a proxy for technology acceptance. To ensure the fit for purpose, we compared Gartner’s definition of technology maturity with that of the Department of Defense Technology Readiness Level (TRL). The trending data on market penetration, maturity rating, benefit rating and time to technology plateau determined that the 2nd Order Polynomial Model provided the best statistical goodness of fit in all cases. We discuss the non-linear nature of the data and the for more predictive association of technological maturity with organizational adoption. Further empirical approaches with traditional analysis, machine learning or artificial intelligence would allow researchers to test, to explore and to better understand the diffusion of innovation first pioneered by Rogers, Moore and Bass.
Sanders, Tom J. "Factors influencing the adoption of administrative innovations." Thesis, Birmingham, Ala. : University of Alabama at Birmingham, 2007. http://www.mhsl.uab.edu/dt/2007p/sanders.pdf.
Full textPradi, Adriele, and de Wild Marc Noël. "The Adoption of Sales Innovations in Swedish B2B Companies." Thesis, Umeå universitet, Företagsekonomi, 2016. http://urn.kb.se/resolve?urn=urn:nbn:se:umu:diva-123527.
Full textSwim, Lyall J. "Understanding the impact of a radical innovation on innovator attitudes, attributes, and innovation-decision process| A case study of the Pulaski Academy football program's adoption of radical innovations." Thesis, Pepperdine University, 2016. http://pqdtopen.proquest.com/#viewpdf?dispub=10245500.
Full textUnderstanding the attitudes and attributes of innovators is crucial given the gatekeeper roles these individuals or organizations play in enabling innovation diffusion to occur. But what do innovators look like, and are their characteristics the same regardless of the type of innovation being adopted?
This case study of sought to understand the experience of the Pulaski Academy football program during the 2003 season as it acted as an innovator in adopting several radical innovations. The study provides a detailed case narrative that relies upon 25 existing text, audio, and video artifacts as well as 12 semi-structured interviews with program participants that included coaches, players and administrators, which were part of the 2003 Pulaski Academy football program.
The findings of this study suggest that the innovations Pulaski adopted were radical in nature as defined by Henderson & Clark (1990) and did have an impact on the attributes required to be an innovator. Further, these attributes differed in several instances from what Rogers’ (2003) diffusion of innovations theory posits. The study showed that team’s improved performance was the result of the adoption of a single radiation innovation, the no punting philosophy, but rather a combination of the adoption of several of the innovations and the leadership style of the head coach. The results of the case study confirmed Rogers’ (2003) and Goss’ (1979) assertion that unintended consequences occur with adoption. This particular case demonstrated that one of the unintended consequences of becoming an innovator is that the innovator status opens up additional and early access to other innovations.
These findings point to several recommendations for researchers, including: seeking to understand what innovator characteristics are unique for other innovation types noted in Henderson and Clark’s typology, testing the findings of this case in other social contexts, and evaluating the role the other unintended consequences noted in the study had in contributing to the Pulaski’s success. For practitioners, the findings suggest possible leadership core competencies needed to facilitate innovation adoption and a caution to avoid the temptation to look for a silver bullet when attempting to help an organization be more innovative.
Nguyen, An, Kristian Håkansson, and Xiaoran Lin. "Inter-organizational systems adoption in innovation networks : A case study." Thesis, Linnéuniversitetet, Institutionen för marknadsföring (MF), 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-27250.
Full textShuster, Marc S. (Mark Saul) 1975. "Diffusion of network innovation : implications for adoption of internet services." Thesis, Massachusetts Institute of Technology, 1998. http://hdl.handle.net/1721.1/46196.
Full textIncludes bibliographical references (p. 51-53).
by Mark S. Shuster.
B.S.
M.Eng.
Afolayan, Ayodeji Olanrewaju. "Adoption of new ICT innovation by SMMEs in Cape Town." Thesis, Cape Peninsula University of Technology, 2014. http://hdl.handle.net/20.500.11838/1391.
Full textEstablishing Small, Medium and Micro Enterprises (SMMEs) is one of the options for South Africa to grow and develop the economy by creating and maintaining employment. SMMEs need to utilise technology innovation in their businesses for the sustenance of their growth and development in the market. Although Information Technology (IT) has been identified as a key enabler of businesses, the adoption of IT by small businesses is low, owing to different disparaging factors and conditions SMMEs are faced with. The factors culminate in challenges which hinder evaluation, adoption and use of new technology innovation by SMMEs to develop the business. The aim of the study is to explore the evaluation and adoption of new technology by SMMEs. The research objectives are to investigate the evaluation factors affecting decision making and choice of technology adoption, and the effect evaluation and non-evaluation of new technology has on the business. The purpose of the research is to establish the challenges SMMEs encounter with evaluating new technology by SMMEs, being that evaluation is a major contributing factor to the successful adoption of new technology by SMMEs. The study takes the form of a multiple interpretive case study employing both qualitative and quantitative methods of data collection. Qualitative data was collected using semi-structured interviews with 15 managers/owners of SMMEs. Quantitative data was collected in the form of an online survey and results were used against the qualitative data analysis process, with categories formed and patterns identified in the data samples. The research reveals that SMMEs find it increasingly difficult to obtain knowledge on available new technology for business. SMMEs are unable to adequately determine how new technology could align with the business objectives and processes. It seems that government does not play any significant role in the SMME adoption process of new technology. Most SMMEs are oblivious to any government initiative or support available to them. The cost of compliance within the Financial Service Provider (FSP) sector is high due to new standards set by legislation. The increased cost burden of compliance has led to the demise of many FSPs in the financial sector. The study further suggests that with quality evaluation and implementation procedures of new technology, the selected technology will have a positive effect on the SMME industry. SMMEs need to embrace an evaluation culture and practice to enable them to make quality decisions on new technology in order to capitalise on the potential the technology has to offer. This could lead to gaining a competitive advantage and ensuring survival and growth in the market. Guidelines on new technology evaluation and adoption are proposed to SMMEs. These guidelines will assist SMMEs to evaluate and identify all factors relating to the business environment affecting the evaluation of new technology for the business. The study provides new insight and understanding on how SMMEs evaluate new technology. The evaluation includes issues surrounding availability of information, awareness of opportunities, decisionmaking and the need for increased and visible government participation in the process of SMME new technology adoption.
Winkler, Till J. "Information technology governance and innovation adoption in varying organizational contexts." Doctoral thesis, Humboldt-Universität zu Berlin, Wirtschaftswissenschaftliche Fakultät, 2012. http://dx.doi.org/10.18452/16615.
Full textThis cumulative dissertation contributes to the question of the theoretical relationship between information technology (IT) governance and the adoption of IT-based innovations. IT governance has been described specifically as the locus of responsibility for IT functions within organizations. Innovation adoption in this context refers to the decision of an organization to make use of a technological innovation. Two principal research questions (RQ) guide this dissertation: (1) how does the mode of IT governance influence adoption of new technologies, and conversely (2) how does the adoption of new technologies affect organizational IT governance? In order to address RQ1, I conducted four studies in a public sector context regarding innovations in Mobile Government referring to the use of mobile technology to improve government services and internal processes. Regarding RQ2, I investigated the adoption of enterprise Software as a Service (SaaS) in four further studies. In this context, it is hypothesized that for some applications SaaS-based provision leads to a ‘governance shift’ of IT responsibilities from IT towards business units. In summary, this dissertation sheds light on the question of how IT governance and its mechanisms can foster innovativeness in certain contexts (e.g., through aligning organizational and technological responsibilities in public sector organizations), and conversely how the mode of IT governance itself can be shaped by the emergence of new technological innovations (e.g., external delivery models such as SaaS). Methodologically, this work demonstrates the richness provided by alternating between qualitative and quantitative empirical approaches. Finally, a number of relevant practical implications for IT decision makers in governmental and entrepreneurial contexts are outlined.
Jeong, Moonsun. "The Adoption of Low Impact Development by Local Governments." Diss., Virginia Tech, 2010. http://hdl.handle.net/10919/77373.
Full textPh. D.
Blinke, Jacob. "Diffusion of Sustainable Innovations : A Case Study of Optical Gas Imaging." Thesis, KTH, Skolan för industriell teknik och management (ITM), 2020. http://urn.kb.se/resolve?urn=urn:nbn:se:kth:diva-279593.
Full textUnder de senaste två decennierna har innovationer som bidrar till hållbar utveckling fått ökad uppmärksamhet på marknaden och inom forskningen. Diffusionen av hållbara innovationer är ett viktig del av samhällets omvandling mot ett mer hållbart samhälle. Inom branscher som använder industriella gaser i sin verksamhet finns det tusentals flyktiga utsläppskällor som belastar anläggningen och personalens säkerhet. Eftersom de flesta gaser är brännbara och farliga för människor och miljö, är det viktigt att dessa företag har effektiva läckedetekterings- och reparationsprogram (LDAR). Under de senaste åren har en ny gasdetekteringsteknologi, Optical Gas Imaging, kommit fram som kan identifiera gasföreningar säkrare och effektivare jämfört med äldre tekniker för läckedetektering. Däremot, har diffusionsgraden för innovationen varit långsam och begränsad till olje- och gasindustrin, även om många andra industrier så som stål, papper och massa, och kemiska industrier också använder gaser som energi. Därför har syftet med denna stuie varit att identifiera faktorer som påverkar diffusionen av hållbara innovationer inom industrier som använder gaser. Den kvalitativa datan samlades in genom semistrukturerade intervjuer med företag i Sverige som använder gaser, där datan analyserades med tolkningsmetoder. Resultatet visar att lagar och regler är en stark drivkraft för diffusionen av hållbara innovationer medan innovationsegenskaper såsom ”pris” och nyckelfaktorerna ”tillgänglighet” och ”innovationsbeslut” agerar som hinder. Den genererade kunskapen från denna studie kan bidra till hur en hållbar innovationskapare kan åtgärda dessa hinder och förbättra dess diffusion i marknaden.
Kollarova, Sona. "Innovation and Advanced Technology Use in the Canadian Forest Sector." Thesis, Université d'Ottawa / University of Ottawa, 2014. http://hdl.handle.net/10393/31594.
Full textKemp, Jacob. "U.S. Newspapers And The Adoption Of Technological Innovations." Thesis, University of North Texas, 2011. https://digital.library.unt.edu/ark:/67531/metadc103344/.
Full textMead, Taryn Lee. "Factors influencing the adoption of nature inspired innovation for sustainability in multinational corporations." Thesis, University of Exeter, 2017. http://hdl.handle.net/10871/30466.
Full textStaunton, Neil Francis. "An investigation into the adoption and implementation of computer-aided production management systems using the Rogers model of adoption and implementation and a social constructionist account of technology." Thesis, Aston University, 1995. http://publications.aston.ac.uk/10798/.
Full textNagy, Delmer. "Understanding Organizational Adoption Theories Through the Adoption of a Disruptive Innovation: Five Cases of Open Source Software." Scholar Commons, 2010. http://scholarcommons.usf.edu/etd/3501.
Full textMbachu, Chijioke Innocent, and Quentin Bizien. "ADOPTION OF INNOVATION : A qualitative research about employees' adoption of information technological tool (ERP) within an organization." Thesis, Linnéuniversitetet, Institutionen för marknadsföring (MF), 2017. http://urn.kb.se/resolve?urn=urn:nbn:se:lnu:diva-65112.
Full textTo Reference this paper:
Mbachu, C.I. and Bizien, Q. (2017). Adoption of innovation: A qualitative research about employees' adoption of information technological tool (ERP) within an organization. Department of Business Administration, LNU, Växjö - Sweden. Page 1 - 75.
England, Ian William. "Innovation diffusion in state owned health: a study of IT adoption." Thesis, Queensland University of Technology, 2005. https://eprints.qut.edu.au/15982/1/Ian_England_Thesis.pdf.
Full textAbbasnejad, Behzad. "Building information modelling adoption and implementation in construction firms: A multi-stage model." Thesis, Queensland University of Technology, 2018. https://eprints.qut.edu.au/119686/1/Behzad_Abbasnejad_Thesis.pdf.
Full textJuidette, Mehdi. "Motivations et barrières à l'adoption des technologies solaires par les ménages marocains : quels enseignements pour les politiques publiques ?" Thesis, Aix-Marseille, 2015. http://www.theses.fr/2015AIXM1100.
Full textMorocco is not a country that produces a fossil energy. He undergoes the price fluctuations of the products used in the energy production. In order to to reduce its energy bill, he started in 2007 an ambitious program which aims to produce energy starting from alternative sources. He seeks to produce 42% of his energy needs starting from renewable energies including 14% from the solar one. In our thesis, we try through a qualitative approach to understand the motivations and also the barriers which have a direct influence on the decision of adoption of solar technologies by Moroccan households. After having presented a review of literature on the various models of diffusion, we carried out a comparative study between three countries having already started the experiment of solar and even become pionniers on the matter and Morocco. Thereafter, we carried out a qualitative approach in two times. We carried out talks with the main actors of the solar sector in Morocco. Then we organized focus groups with households having adopted or not solar technologies. This approach enabled us to identify important work axes on which the public authority should act. We noted that the factor cost plays a central role in the decision of purchase of these technologies. Just as the access to the information which can be sometimes erroneous from where importance of a good communication around the opportunities given by the solar technologies
England, Ian William. "Innovation diffusion in state owned health: a study of IT adoption." Queensland University of Technology, 2005. http://eprints.qut.edu.au/15982/.
Full textSuther, Sandra Gayle. "Genomic medicine in primary care: Texas physicians' adoption of an innovation." Texas A&M University, 2003. http://hdl.handle.net/1969.1/222.
Full textLamprou, Sofoklis Per, and Yulia Lvovskaya. "Individual adoption to innovation : A study of MOOCs in Swedish universities." Thesis, Uppsala universitet, Företagsekonomiska institutionen, 2015. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-255995.
Full text郭威文 and Wai-man Wyman Kwok. "Investigating innovation adoption to improve staff development in a local school." Thesis, The University of Hong Kong (Pokfulam, Hong Kong), 2003. http://hub.hku.hk/bib/B26844655.
Full textSchneiderheinze, Arthur. "Adoption as mediated action : how four teachers implemented an innovation cluster /." free to MU campus, to others for purchase, 2003. http://wwwlib.umi.com/cr/mo/fullcit?p3091966.
Full textBremser, Christian [Verfasser]. "Strategies for the Initiation Phase of IT Innovation Adoption / Christian Bremser." Mainz : Universitätsbibliothek Mainz, 2019. http://d-nb.info/1192530802/34.
Full textDi, Palermo Vincent. "Social Influence and Organizational Innovation Characteristics on Enterprise Social Computing Adoption." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2026.
Full textGomes, Rafael, and Sema Seyfi Osman. "Managing Organizational Adoption of IoT : Revisiting Rogers' Diffusion of Innovation Theory." Thesis, Uppsala universitet, Industriell teknik, 2019. http://urn.kb.se/resolve?urn=urn:nbn:se:uu:diva-398123.
Full textO'Connor, Erin Leigh. "Health innovation adoption : the role of attitudes, control, and risk appraisal." Thesis, Queensland University of Technology, 2007. https://eprints.qut.edu.au/16509/1/Erin_O%27Connor_Thesis.pdf.
Full textO'Connor, Erin Leigh. "Health innovation adoption : the role of attitudes, control, and risk appraisal." Queensland University of Technology, 2007. http://eprints.qut.edu.au/16509/.
Full textLitfin, Thorsten. "Adoptionsfaktoren : empirische Analyse am Beispiel eines innovativen Telekommunikationsdienstes /." Wiesbaden : Dt. Univ.-Vlg, 2000. http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&doc_number=008793252&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA.
Full textDidier, Elizabeth Anne. "Adoption of Range Management Innovations by Utah Livestock Producers." DigitalCommons@USU, 2002. https://digitalcommons.usu.edu/etd/7429.
Full textKhosravi, Pouria. "Management innovation: Investigating the role of external and internal drivers." Thesis, Queensland University of Technology, 2019. https://eprints.qut.edu.au/129792/1/Pouria_Khosravi_Thesis.pdf.
Full textWürth, Nadja. "Technology adoption and economic growth /." [S.l.] : [s.n.], 2009. http://swbplus.bsz-bw.de/bsz311283977vlg.htm.
Full textGrimberg, Erica, and Maria Karlsson. "Att betala med din Smartphone : Den digitala plånboken." Thesis, Högskolan i Halmstad, Sektionen för Informationsvetenskap, Data– och Elektroteknik (IDE), 2013. http://urn.kb.se/resolve?urn=urn:nbn:se:hh:diva-23802.
Full textThis essay is about what influences consumers to want to use a digital wallet. The digital wallet is the fifth generation of payment and have now come to digitize several features that the physical wallet offers. A transaction with the digital wallet is made by the consumer Smartphone. Assuming that Smartphones are becoming mobile wallets can be assumed that consumers would get used to the idea of leaving the physical wallet at home. It has previously been studies on adoption of mobile phones and how to generally embrace certain services but the digital wallet is a relatively new phenomenon and, therefore, is our thesis about the adoption of the digital wallet services. The conclusions we can draw from this paper is that security, simplicity, and interoperability on the digital wallet will affect whether the consumer chooses to use the service or not. For companies that deliver digital wallet services to achieve the greatest benefit, they should also ensure security, simplicity and compatibility as key elements in the presentation and launch of the service.
Willey, Betty Jo. "An examination of an educational innovation opinion leadership in charter school adoption /." Laramie, Wyo. : University of Wyoming, 2006. http://proquest.umi.com/pqdweb?did=1225134621&sid=1&Fmt=2&clientId=18949&RQT=309&VName=PQD.
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