Relevant bibliographies by topics / 150314 Small Business Management

Academic literature on the topic '150314 Small Business Management'

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Published: 10 December 2022
Last updated: 28 January 2023

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Journal articles on the topic "150314 Small Business Management"

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Wilmshurst, Trevor, and Despina Whitefield. "Total Quality Management in Small Business Small Business Saviour?" Small Enterprise Research 4, no. 3 (January 1996): 65–81. http://dx.doi.org/10.5172/ser.4.3.65.

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Taylor, Terry. "SMALL BUSINESS MANAGEMENT PROJECT." Journal of Small Business - Canada 2, no. 4 (January 1985): 50–58. http://dx.doi.org/10.1080/0820957x.1985.10600614.

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Brady, Anna. "Small Business." Journal of Business Strategy 16, no. 2 (February 1995): 44–52. http://dx.doi.org/10.1108/eb039690.

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Wiśniewski, Jerzy Witold. "Forecasting in Small Business Management." Risks 9, no. 4 (April 9, 2021): 69. http://dx.doi.org/10.3390/risks9040069.

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This work aims to verify an authorial forecasting method from a system of interdependent equations, which is based on empirical equations of the structural form and is mainly intended for econometric micromodels. The prediction procedure will be analogous to the so-called chain prediction that is used for recursive models. The difference—compared with the prediction from a recursive model—entails the necessity of using one of the reduced-form empirical equations to begin the procedure of constructing a sequence of forecasts from successive structural-form empirical equations. The research results presented above indicate that the above-proposed iterative forecasting method from structural-form equations of a system of interdependent equations guarantees synchronization of forecasts as part of a closed cycle of relations. A different number of iterations is required to obtain convergent forecasts. It can be noticed that the further ahead the forecasted period is, the more iterations should be carried out to obtain convergent forecasts. Small business management with the use of forecasting can be done remotely. Rapid updates of statistical information will require cloud-based communication. Completion of data in a cloud will allow, on one hand, accurate assessment of expired forecasts and, on the other, to update the predictor equations. This can be carried out at any place with Internet access.
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Gregory, Geoffrey, and Terry Hill. "Small Business: Production/Operations Management." Journal of the Operational Research Society 39, no. 7 (July 1988): 696. http://dx.doi.org/10.2307/2582196.

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Boian, Nicolae. "Management of Small Business’ Recovery." RECENT - REzultatele CErcetărilor Noastre Tehnice 19, no. 2 (November 29, 2018): 89–96. http://dx.doi.org/10.31926/recent.2018.55.089.

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Minakov, Andrey. "Small Business Financial Risk Management." Russian Journal of Management 10, no. 2 (July 26, 2022): 31–35. http://dx.doi.org/10.29039/2409-6024-2022-10-2-31-35.

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The current stage is characterized by the intensification of integration processes and globalization processes, thereby causing high turbulence of the environment, which has a significant impact on the economy of the country and all its participants, respectively. This carries significant risks to small businesses, which is the main driver in the development of the economy. And these risks are mainly related to the financial component. Financial risks largely reflect market risks. They require competent and effective management, as well as minimizing the degree of possible negative impact. The purpose of the study is to study financial risk management in small businesses, which makes it necessary to study both theoretical approaches to understanding financial risks and practical approaches to risk management at the present stage. The object of the study is small business enterprises of different regions, but of the same field of activity. The main methods used in the article are the comparative method (used in comparing some indicators of different small businesses), the analytical method, the coefficient method (using accounting financial reporting data) and some others. Research results: an analysis of the financial risks of several enterprises related to small business entities was carried out, which gives an understanding of the current situation in the field of entrepreneurship, the ability of competent management and the need for support.
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Subbaiah, S., and V. Venkata Ramana. "Strategic Management in Small Business." SEDME (Small Enterprises Development, Management & Extension Journal): A worldwide window on MSME Studies 21, no. 3 (September 1994): 37–42. http://dx.doi.org/10.1177/0970846419940304.

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Chadha, Suresh K. "Management Education and Small Business." SEDME (Small Enterprises Development, Management & Extension Journal): A worldwide window on MSME Studies 27, no. 3 (September 2000): 89–94. http://dx.doi.org/10.1177/0970846420000306.

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Bulatović, Dragan, and Bojana Jokić. "Operation management in small business." Ekonomski izazovi 6, no. 12 (2017): 105–11. http://dx.doi.org/10.5937/ekoizazov1712105b.

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Dissertations / Theses on the topic "150314 Small Business Management"

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Foth, Marcus. "Backing up the Smart State: E-Security in Queensland's Small and Medium Enterprises." Thesis, Furtwangen University, Germany, 2002. https://eprints.qut.edu.au/1901/1/smart.pdf.

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The vulnerability of today's information economy is still not sufficiently realised: The economic structure of Queensland is to a great extent made up of Small and Medium Enterprises (SME). Across all industry sectors, these businesses rapidly approach a similar level of information technology take-up than large enterprises and thus depend to an increasing degree on IT efficiency and security. The findings of this study, which has been conducted in partnership with the Information Industries Bureau and the Gold Coast City Council, are drawn from an online survey in order to provide an indication of the present e-security situation in SMEs of Queensland's Gold Coast region. The data shows that the installation and maintenance of e-business technology requires significant time, staff and money resources as well as a constant learning and updating process in order to be on top of the IT development, which is why most SMEs rely to a substantial degree on the expertise and competence of external IT service providers and consultants. E-Business technology is subject to various vulnerabilities. It is necessary to conduct proper risk analysis to gauge the impact and likelihood of any potential business threats. The risks identified in this process have then to be treated with appropriate backup plans. SMEs seem to be overstrained to handle this burden by themselves without the availability of support programs to reasonable charges, for specialised e-security service providers do not target SMEs. Their solutions are too pricey and are not designed to be applied in the setting of a SME. The Queensland Government shows a high level of interest in issues surrounding e-business and their usage. However, e-security issues in SMEs are rarely addressed. Many public funding and assistance schemes seem to be unknown, unattractive, or unsuitable to SMEs. There is an obvious lack of awareness for security issues among SMEs which has to be addressed by developing new and rethinking existing public programs and strategies. To stimulate awareness and appropriate action, it is desirable to provide certain incentives and rewards to enterprises that pass security audits and fulfil Australian security standards. These are essential steps towards the protection against and preparedness for any e-security incidents which both the public and private sector have to take in order to survive something Sam Nunn calls an "electronic Pearl Harbor".
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Clink, Stuart. "Risk management in small business." Thesis, Glasgow Caledonian University, 2001. http://ethos.bl.uk/OrderDetails.do?uin=uk.bl.ethos.364744.

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Wilson, Dovie. "Small Business Crisis Management Strategies." ScholarWorks, 2016. https://scholarworks.waldenu.edu/dissertations/2706.

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The absence of adequate crisis management strategies in small firms could result in a premature small business closure. A qualitative multiple-case study was used to explore the crisis management strategies that 3 small business owners have used to survive an unexpected operational interruption. The small business owners in this study were from different industries in the southeast region of the United States and each owner owned a business for more than 5 years and had survived at least a single crisis. The theory of crisis management and crisis intervention theory were the conceptual frameworks for this study. Data collection occurred through semistructured face-to-face interviews with small business owners; observations; and a review of company documents comprised of business plans, insurance policies, floor plans, and emergency exit routes. Data were thematically analyzed and then triangulated to ensure trustworthiness of interpretations. The findings included 3 emergent themes: the importance of developing survival strategies; transparency, open communication, and relationship building; and creative thinking as a survival strategy. Recommendations for action include securing adequate insurance coverage, investing in a worker's compensation policy, and maintaining transparent and fluent communications with vendors and consumers. Small business owners who implement survival strategies may contribute to positive social change by continuing to create employment opportunities that improve economic conditions in local communities.
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Higdon, Lora Elizabeth. "Change management for small business leaders." Thesis, Pepperdine University, 2016. http://pqdtopen.proquest.com/#viewpdf?dispub=10182301.

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Small business owners face challenges associated with leading change, and many times lack the necessary resources to manage it properly. The purpose of this descriptive qualitative study was to determine what challenges leaders of small businesses face in managing change, what strategies and practices those leaders employ, and how the leaders of small businesses measure success in managing change. This study also determined what advice leaders of small businesses would suggest for managing change. Four research questions were created to assist with this process, and 13 semi-structured interviews were conducted in various cities throughout the state of Michigan. The participants were small business owners of privately held American companies that had been in business for a minimum of 5 years. Twelve interview questions were asked to answer the 4 research questions. Many themes emerged. Some of the challenges that participants face while managing change are resistance to change, communication issues, lack of confidence, lack of resources, lack of knowledge/experience, absence of strategy, conflicts of interest, and lack of emotional intelligence. The participants shared many different strategies for successful management of change and also offered their lessons learned over the years. The main overall theme presented by all of the participants in this study was the importance of knowledge and experience for management of change in small businesses.

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O'Neil, Meganne Ross. "Teaching modules for small business financial management." Master's thesis, This resource online, 1991. http://scholar.lib.vt.edu/theses/available/etd-02162010-020108/.

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Parker, Richard Andrew. "Explaining successful information management in small business." Thesis, Durham University, 2008. http://etheses.dur.ac.uk/1853/.

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Palyvoda, O. M., and D. Barsuk. "Peculiarities of personnel management in small business." Thesis, КНУТД, 2016. https://er.knutd.edu.ua/handle/123456789/4899.

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В, Hassan Rukayat. "Management of business promotion for small company." Master's thesis, Sumy State University, 2020. https://essuir.sumdu.edu.ua/handle/123456789/81776.

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Метою дипломної роботи є розробка плану управління просуванням бізнесу компанії, що спеціалізується. Ми досліджували, як забезпечити вигідну роботу компанії протягом багатьох років. Відповідно до мети завдання дослідження: - Отримати знання про поведінку клієнтів та їх цінності краще, ніж інші компанії. - Просувати свої послуги та товари, а також відрізнятися від конкурентів. - Це охоплення цільових сегментів споживачів, надання їм унікальних послуг та продуктів та формування довготривалих відносин з лояльними клієнтами. - Забезпечити прибуткову діяльність компанії протягом багатьох років. - Залучення більшої кількості клієнтів та уваги в соціальних мережах.
The aim of the Thesis is to develop the Business promotion management plan of the case company. We investigated how to ensure the profitable operation of the company for many years. According to the aim the research task is: - Gain knowledge of customer behaviour and their values better than other companies. - Promote their services and products, as well as differ from competitors. - Is to reach the target customer segments, provide them with unique services and products and form long-term relationships with loyal customers. - To ensure the profitable operation of the company for many years. - Attracting more customers and social media attention.
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Stephens, Paul Raymond. "SMALL BUSINESS AND HIGH PERFORMANCE MANAGEMENT PRACTICES." University of Cincinnati / OhioLINK, 2001. http://rave.ohiolink.edu/etdc/view?acc_num=ucin980273551.

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Novotný, Lukáš. "Reward management in a small IT business." Master's thesis, Vysoká škola ekonomická v Praze, 2016. http://www.nusl.cz/ntk/nusl-262040.

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The topic of this thesis is reward management and its application in a small-sized IT enterprise. Its goals are to properly document and describe current reward system in the company, evaluate the system and recommend improvements for the system. The first two goals are reached via thorough research of the company through semi-structured interviews, employee satisfaction survey, participant observation and document examination and the last one by applying principles from the current literature and education to the results of the two previous goals. The findings are that the reward system, despite growing organically instead of designed, is relatively effective in some areas, but needs improvement in other areas. The main improvement areas are motivation by contingent pay, communication management and performance management. Relatively well working rewards are especially non-financial reward connected to the work environment and work itself.
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Books on the topic "150314 Small Business Management"

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Hodgetts, Richard M. Small business management. Hoboken, New Jersey: John Wiley, 2008.

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W, Moore Carlos, and Broom H. N, eds. Small-business management. 7th ed. Cincinnati: South-Western Pub. Co., 1987.

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Small business management. Chichester: Wiley, 1989.

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Kao, Raymond W. Y. Small business management. 3rd ed. Toronto: Dryden Canada, 1992.

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Small business management. 6th ed. Boston: Houghton Mifflin Co., 1997.

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D, Hailes William, ed. Small business management. 4th ed. Albany, N.Y: Delmar Publishers, 1988.

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H, Tootelian Dennis, ed. Small business management. 3rd ed. Boston: Allyn and Bacon, 1991.

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Mazzarol, Tim, and Sophie Reboud. Small Business Management. Singapore: Springer Singapore, 2020. http://dx.doi.org/10.1007/978-981-13-9509-3.

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Dewhurst, Jim, and Paul Burns. Small Business Management. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-23109-6.

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1949-, Burns Paul, and Dewhurst Jim, eds. Small business management. 3rd ed. Basingstoke: Macmillan Press, 1993.

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Book chapters on the topic "150314 Small Business Management"

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Dewhurst, Jim, and Paul Burns. "Business Taxation." In Small Business Management, 40–64. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-23109-6_4.

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Dewhurst, Jim, and Paul Burns. "Inventory Management." In Small Business Management, 320–28. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-23109-6_18.

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Chaston, Ian. "Information management." In Small Business Marketing, 208–27. London: Macmillan Education UK, 2014. http://dx.doi.org/10.1007/978-1-137-32601-0_11.

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Hill, Terry. "Production/Operations Management in a Small Business." In Small Business, 3–18. London: Macmillan Education UK, 1987. http://dx.doi.org/10.1007/978-1-349-18691-4_1.

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Dewhurst, Jim, and Paul Burns. "The Business Plan." In Small Business Management, 129–67. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-23109-6_8.

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Dewhurst, Jim, and Paul Burns. "The Management of Working Capital: Inventory and Cash." In Small Business, 365–76. London: Palgrave Macmillan UK, 1989. http://dx.doi.org/10.1007/978-1-349-19657-9_19.

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Dewhurst, Jim, and Paul Burns. "Introduction." In Small Business Management, 1–7. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-23109-6_1.

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Dewhurst, Jim, and Paul Burns. "Bank Finance." In Small Business Management, 187–200. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-23109-6_10.

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Dewhurst, Jim, and Paul Burns. "Financial and Other Services for SMEs." In Small Business Management, 201–12. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-23109-6_11.

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Dewhurst, Jim, and Paul Burns. "Risk Capital." In Small Business Management, 213–28. London: Palgrave Macmillan UK, 1993. http://dx.doi.org/10.1007/978-1-349-23109-6_12.

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Conference papers on the topic "150314 Small Business Management"

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Stojiljković, Aleksandra, and Slavica Tomić. "Analysis of Small Business Capital Structure." In 25th International Scientific Conference Strategic Management and Decision Support Systems in Strategic Management. University of Novi Sad, Faculty of Economics in Subotica, 2020. http://dx.doi.org/10.46541/978-86-7233-386-2_34.

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Starzyczna, Halina, Michal Stoklasa, and Pavlina Pellesova. "CRM and its results in Czech small and medium companies." In Business and Management 2016. VGTU Technika, 2016. http://dx.doi.org/10.3846/bm.2016.37.

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The objective of this article is to present partial results of primary research, which was carried out on the basis of questionnaire survey that was focused on the issue of customer relationship management in small and medium-sized companies. The basis is brief theoretical debate focused on the specifics of small and medium-sized companies and customer relationship management. The sample consists of 736 companies from the Moravian-Silesian Region. The research findings focus on CRM awareness, what CRM means to companies and what are the long term results of CRM utilization. The final part of the article presents the established and verified statistical hypothesis reflecting the nature of the relationship between respondents and their answers.
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Purwojatmiko, B. Handoko, and Rahmat Nurcahyo. "Total Quality Management Implementation in Small Business." In APCORISE 2020: 3rd Asia Pacific Conference on Research in Industrial and Systems Engineering 2020. New York, NY, USA: ACM, 2020. http://dx.doi.org/10.1145/3400934.3400994.

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Treschevsky, Yuri I., Elena V. Nikishkina, Nikita A. Klimov, and Pavel D. Nikulnikov. "Small Business Risks — Entrepreneurs’ Assessments." In Proceedings of the 5th International Conference on Economics, Management, Law and Education (EMLE 2019). Paris, France: Atlantis Press, 2019. http://dx.doi.org/10.2991/aebmr.k.191225.005.

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Iskanti Putri, Mega, and Budi Harsanto. "Value Chain Analysis in Small Business Context." In 2016 Global Conference on Business, Management and Entrepreneurship. Paris, France: Atlantis Press, 2016. http://dx.doi.org/10.2991/gcbme-16.2016.56.

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Janošková, Mária, Katarína Čulková, and Adriana Csikósová. "POSITION AND DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISES IN EUROPEAN COUNTRIES." In 8th Business & Management Conference, Venice. International Institute of Social and Economic Sciences, 2018. http://dx.doi.org/10.20472/bmc.2018.008.007.

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Magstadt, T. J., and A. A. Engler. "Document Management Systems: A Small Business Unit Implementation." In Petroleum Computer Conference. Society of Petroleum Engineers, 1993. http://dx.doi.org/10.2118/26258-ms.

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Zhernovkova, O. V., and I. M. Sharipova. "The specifics of personnel management in small business." In Наука России: Цели и задачи. НИЦ «Л-Журнал», 2019. http://dx.doi.org/10.18411/sr-10-02-2019-12.

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Jin-guo, Lin, Liang Xue-chun, and Liu Yan. "Stability of Evolutionary Equilibrium on Small Business Credit Risk." In 2008 International Conference on Information Management, Innovation Management and Industrial Engineering (ICIII). IEEE, 2008. http://dx.doi.org/10.1109/iciii.2008.309.

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Freitas, Reinaldo Borges de, Felipe Pagliuco Miranda, Adriano César Santana, Isabela Machado Papalardo de Moraes, and Terezinha de Jesus Rodrigues de Sousa. "INFORMATION SECURITY FRAMEWORK FOR BRAZILIAN SMALL BUSINESS." In 12th CONTECSI International Conference on Information Systems and Technology Management. TECSI, 2015. http://dx.doi.org/10.5748/9788599693117-12contecsi/ps-2326.

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Reports on the topic "150314 Small Business Management"

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Christman, Marissa. Risk Management Overview for Small Business. Office of Scientific and Technical Information (OSTI), April 2022. http://dx.doi.org/10.2172/1862802.

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Wang, Xinxin, and Linda S. Niehm. The embedment of social media in small business supply network management. Ames: Iowa State University, Digital Repository, 2013. http://dx.doi.org/10.31274/itaa_proceedings-180814-642.

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Burr, Casey Eugene, Casey Eugene Burr, Casey Eugene Burr, Casey Eugene Burr, Casey Eugene Burr, Casey Eugene Burr, Casey Eugene Burr, and Casey Eugene Burr. New Mexico Small Business Assistance Program: Management Sciences Inc. Final Report. Office of Scientific and Technical Information (OSTI), December 2019. http://dx.doi.org/10.2172/1592919.

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DEFENSE LOGISTICS AGENCY ALEXANDRIA VA. Total Quality Management Implementing Plan: Office of Small and Disadvantaged Business Utilization. Fort Belvoir, VA: Defense Technical Information Center, July 1989. http://dx.doi.org/10.21236/ada212865.

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Hurst, Jessica L., Jihyeong Son, Linda S. Niehm, Ann Marie Fiore, and Amrut Sadachar. The Impact of Entrepreneurial Management on Business Success of Small Retail Firms. Ames: Iowa State University, Digital Repository, 2013. http://dx.doi.org/10.31274/itaa_proceedings-180814-878.

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Gebrezgabher, S., M. Leh, D. J. Merrey, T. T. Kodua, and P. Schmitter. Solar photovoltaic technology for small-scale irrigation in Ghana: suitability mapping and business models. Agricultural Water Management – Making a Business Case for Smallholders. International Water Management Institute (IWMI), 2021. http://dx.doi.org/10.5337/2021.209.

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Seginer, Ido, Louis D. Albright, and Robert W. Langhans. On-line Fault Detection and Diagnosis for Greenhouse Environmental Control. United States Department of Agriculture, February 2001. http://dx.doi.org/10.32747/2001.7575271.bard.

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Background Early detection and identification of faulty greenhouse operation is essential, if losses are to be minimized by taking immediate corrective actions. Automatic detection and identification would also free the greenhouse manager to tend to his other business. Original objectives The general objective was to develop a method, or methods, for the detection, identification and accommodation of faults in the greenhouse. More specific objectives were as follows: 1. Develop accurate systems models, which will enable the detection of small deviations from normal behavior (of sensors, control, structure and crop). 2. Using these models, develop algorithms for an early detection of deviations from the normal. 3. Develop identifying procedures for the most important faults. 4. Develop accommodation procedures while awaiting a repair. The Technion team focused on the shoot environment and the Cornell University team focused on the root environment. Achievements Models: Accurate models were developed for both shoot and root environment in the greenhouse, utilizing neural networks, sometimes combined with robust physical models (hybrid models). Suitable adaptation methods were also successfully developed. The accuracy was sufficient to allow detection of frequently occurring sensor and equipment faults from common measurements. A large data base, covering a wide range of weather conditions, is required for best results. This data base can be created from in-situ routine measurements. Detection and isolation: A robust detection and isolation (formerly referred to as 'identification') method has been developed, which is capable of separating the effect of faults from model inaccuracies and disturbance effects. Sensor and equipment faults: Good detection capabilities have been demonstrated for sensor and equipment failures in both the shoot and root environment. Water stress detection: An excitation method of the shoot environment has been developed, which successfully detected water stress, as soon as the transpiration rate dropped from its normal level. Due to unavailability of suitable monitoring equipment for the root environment, crop faults could not be detected from measurements in the root zone. Dust: The effect of screen clogging by dust has been quantified. Implications Sensor and equipment fault detection and isolation is at a stage where it could be introduced into well equipped and maintained commercial greenhouses on a trial basis. Detection of crop problems requires further work. Dr. Peleg was primarily responsible for developing and implementing the innovative data analysis tools. The cooperation was particularly enhanced by Dr. Peleg's three summer sabbaticals at the ARS, Northem Plains Agricultural Research Laboratory, in Sidney, Montana. Switching from multi-band to hyperspectral remote sensing technology during the last 2 years of the project was advantageous by expanding the scope of detected plant growth attributes e.g. Yield, Leaf Nitrate, Biomass and Sugar Content of sugar beets. However, it disrupted the continuity of the project which was originally planned on a 2 year crop rotation cycle of sugar beets and multiple crops (com and wheat), as commonly planted in eastern Montana. Consequently, at the end of the second year we submitted a continuation BARD proposal which was turned down for funding. This severely hampered our ability to validate our findings as originally planned in a 4-year crop rotation cycle. Thankfully, BARD consented to our request for a one year extension of the project without additional funding. This enabled us to develop most of the methodology for implementing and running the hyperspectral remote sensing system and develop the new analytical tools for solving the non-repeatability problem and analyzing the huge hyperspectral image cube datasets. However, without validation of these tools over a ful14-year crop rotation cycle this project shall remain essentially unfinished. Should the findings of this report prompt the BARD management to encourage us to resubmit our continuation research proposal, we shall be happy to do so.
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Supporting Women Entrepreneurs in Tunisia. Oxfam IBIS, August 2021. http://dx.doi.org/10.21201/2021.7871.

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Mabrouka Hdaya is a craftswoman who has been producing bags and baskets for 20 years. Support from the Youth Participation and Employment (YPE) project helped her overcome the technical and financial obstacles that she has faced since 2018 when she started her entrepreneurial journey. YPE, in partnership with the Local Initiative and Development Forum (FIDEL), selected Mabrouka for training to improve her weaving and business management skills. As a result, she has become more confident and developed working relationships with other people in her trade. Her business was doing well until the COVID-19 pandemic affected markets. She is hopeful she will recover as soon as the markets re-open and national fairs re-start. In the meantime, she sells small quantities of her products through social media platforms and the FIDEL shop. This is the story of an entrepreneur who knows her way forward and is ready to fight uncertainties.
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9

Microfinance and households coping with HIV/AIDS in Zimbabwe: An exploratory study. Population Council, 2002. http://dx.doi.org/10.31899/hiv2002.1004.

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The widespread prevalence of HIV/AIDS in sub-Saharan Africa adversely affects millions of households. In recent years, microfinance has been proposed as a strategy to help the households of microentrepreneurs respond to the negative economic impacts of HIV/AIDS. This attention to the potential role of microfinance builds upon earlier research that shows that microfinance institutions (MFIs) that charge commercial rates of interest and use sound business practices can become operationally self-sustainable and help improve the lives of the poor and vulnerable nonpoor. This type of MFI generally offers small loans, often combined with savings services. An MFI may also offer business management training, health and nutrition education, and other types of services. This brief presents findings from a study conducted in Zimbabwe that sought to better understand the relationship between a microfinance program, Zambuko Trust, and how microentrepreneurs’ households cope with the impact of HIV/AIDS. The study also examined how HIV/AIDS is affecting Zambuko’s operations and what MFIs can do to lessen the impact of HIV/AIDS on their clients and operations.
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